Oriental Insurance Bank Saathi Policy is a group policy designed to provide indemnity to insured individuals and their family members. It is a group health insurance policy that covers various medical care expenses like:
Injuries due to accident
Illnesses and Diseases
In-Patient Care
Emergency Care
Domiciliary Hospitalization, and more.
The plan will be available to individuals until 70, and insured individuals can cover up to 3 dependent children between 91 Days and 18 Years. However, male children can be covered up to the age of 26 years. There are two plan variants
under the Oriental Insurance Bank Saathi Policy wherein Plan A offers a sum insured of INR 2 to 5 lakhs and Plan B offers a sum insured of INR 6 to 25 Lakhs.
Oriental Insurance Bank Saathi Policy Eligibility Criteria
When purchasing the health insurance plan, it is necessary to fulfill the following eligibility criteria mentioned below:
Child Entry Age
Minimum: N/A Children: 91 Days to 26 Years
Adult Entry Age
Maximum: 70 Years
Plan Type
Individual/Family Floater
Policy Term
N/A
Initial Waiting Period
30 Days
Sum Insured
Plan A - 1 L | 2 L | 3 L | 4 L | 5 L Plan B - 6 L | 8 L | 10 L | 15 L | 20 L | 25 L
Oriental Insurance Bank Saathi Policy Benefits
Insurance holders can avail of a multitude of benefits on the purchase of Oriental Insurance Bank Saathi Policy as it offers all-around coverage to you and your family members. We have listed a few below:
Avail Lifetime Renewability
Insured individuals can be assured of lifetime renewability on the purchase of their Oriental Insurance Bank Saathi Policy.
You and your family are guaranteed lifetime medical care by investing in this health insurance plan.
Mental Illnesses Cover
Insured individuals are covered for mental illnesses under the Oriental Bank Saathi Insurance policy. Mental illness treatment
taken as in-patient is covered up to Sum Insured. However, sub-limits are applied to 4 named diseases/conditions as per the policy schedule.
Medical Second Opinion
Policyholders can avail of a medical second opinion for a number of listed diseases like Cancer, Renal Failure, Stroke, Coma,
Cardiac Conditions, and more. The second medical opinion can be obtained even from overseas under the Oriental Bank Saathi Insurance Policy.
Maternity & Newborn Cover
Under the Oriental Insurance Bank Saathi Policy maternity cover is available as a part of in-patient care for delivery including
C-sections. The cover is available for a Sum Insured equal to or greater than INR 10 Lakhs. Newborn baby cover is available from day
Tax Benefits
Oriental Insurance Bank Saathi Policy is eligible for tax benefits as per the Income Tax Law, of 1961.
Choose Your Oriental Insurance Bank Saathi Policy
The below-mentioned sum insured options are available under the Oriental Insurance Bank Saathi Policy
SI Options :Plan A
In-patient & Out-patient coverage
Room Rent
Covered Up to 1% SI
ICU Charges
Covered Up to 2% SI
Pre-Hospitalization
Covered for Up to 30 Days
Post-Hospitalization
Covered for Up to 60 Days
Domiciliary Hospitalization
Covered Up to INR 25,000
Daycare Treatment
Covered
OPD Charges
Not Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered Up to INR 32,000
No Claim Bonus
Not Applicable
Automatic Restoration
Not Applicable
Daily Hospital Cash
Not Covered
Organ Donor
Covered Up to SI
Maternity Cover
Not Covered
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Up to 25% SI
IVF Treatment
Not Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Up to INR 1,000
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Not Covered
Second Medical Opinion
Up to INR 5,000 Per Policy Period
Vaccination
Not Covered
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
In-patient & Out-patient coverage
Room Rent
Covered Up to 1% SI
ICU Charges
Covered Up to 2% SI
Pre-Hospitalization
Covered for Up to 30 Days
Post-Hospitalization
Covered for Up to 60 Days
Domiciliary Hospitalization
Covered Up to INR 50,000
Daycare Treatment
Covered
OPD Charges
Not Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered Up to INR 40,000
No Claim Bonus
Not Applicable
Automatic Restoration
Not Applicable
Daily Hospital Cash
Covered
Organ Donor
Covered Up to SI
Maternity Cover
Covered
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Up to 25% SI
IVF Treatment
Not Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Up to INR 2,000
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Not Covered
Second Medical Opinion
Up to INR 10,000 Per Policy Period
Vaccination
Not Covered
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
What is Room Rent?
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, the room rent is covered
1% of the Sum Insured per day up to 10 Lacs.
For SI levels above 10 Lacs, 1% of 10 Lac plus 0.5% of every additional 1 Lac of SI above 10 Lacs.
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, ICU charges are covered
2% of the Sum Insured per day up to 10 lacs.
For SI levels above 10 Lacs, 1% of every additional 1 Lac of SI above 10 Lacs.
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, pre-hospitalization is covered for up to 30 days.
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy covers medical expenses incurred during post-hospitalization for 60 Days.
What is Domiciliary Hospitalization?
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy does cover domiciliary hospitalizations
10% of the Sum Insured up to Rs.25000/ per Policy Period.
10% of the SI up to Rs. 50,000/- per Policy Period.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy covers the expenses of Day Care treatments.
What are OPD charges?
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
Coverage status under Oriental Insurance Bank Saathi Policy?
OPD charges are not covered under the Oriental Insurance Bank Saathi Policy.
What is COVID-19 Treatment?
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy does not cover COVID-19.
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy covers Cataract Treatment
Plan A - INR 32,000
Plan B - INR 40,000
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a percentage
that varies from plan to plan.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy does not offer a no-claim bonus.
What is Automatic Restoration?
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy does not offer automatic Restoration.
What is Daily Hospital Cash?
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Oriental Insurance Bank Saathi Policy?
Daily hospital cash is available under the Oriental Insurance Bank Saathi Policy with Plan variant B wherein 0.1% of the Sum Insured (Rs.600 to Rs.2500) per day of Hospitalization, subject to a maximum compensation for 10 days per illness
and claim being admissible under the hospitalization section of the policy.
What is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under Oriental Insurance Bank Saathi Policy the organ donor expenses are covered up to SI.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, Maternity Cover is available for SI slabs equal to or greater than 10 L limited to 2.5% of the Sum Insured.
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments
can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Premature delivery
Birth asphyxia
Day care treatment
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, the newborn baby cover is available for SI slabs equal to or greater than 10 L limited to 2.5% of the Sum Insured.
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, AYUSH treatment is covered Up to 25% of SI.
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, IVF is not available.
What is a Modern Treatment?
Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, modern treatments are covered.
What is an Ambulance Cover?
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, ambulance cover is available up to
INR 1,000 per illness.
INR 2,000 per illness.
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, the air ambulance is not covered.
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, compassionate travel is not covered.
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, global coverage is not covered.
What is E-Consultation?
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, E-consultation is covered up to INR 2000/- per family, for a policy period.
What is a Health Checkup?
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under Oriental Insurance Bank Saathi Policy?
Under the Oriental Insurance Bank Saathi Policy, a health check-up is not available.
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy covers the expenses for a second medical opinion
Maximum Rs.5,000 in a Policy period.
Maximum Rs.10,000 in a Policy period.
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Oriental Insurance Bank Saathi Policy?
Oriental Insurance Bank Saathi Policy does not cover vaccination expenses.
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Oriental Insurance Bank Saathi Policy?
Co-pay is not available under the Oriental Insurance Bank Saathi Policy.
What is the Sub limit?
Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum
insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.
Status under Oriental Insurance Bank Saathi Policy?
Sub-limits are not applicable.
Oriental Insurance Bank Saathi Policy Premium Table
We have mentioned below premium rates to be paid by policyholders for plan variant A and B excluding GST within the age bracket of 18 to 40 Years.
Plan A
Sum Insured (in Rs.)
2 L
4 L
5 L
Premium (In Rs.)
6.530
8,964
9,843
Plan B
Sum Insured (in Rs.)
6 L
15 L
20 L
25 L
Premium (In Rs.)
11.202
18,385
21,485
24,535
Oriental Insurance Bank Saathi Policy Exclusions
Permanent Exclusions
Permanent diseases or health conditions that are not included under this plan after a specific period of times are mentioned below:
Obesity and weight management treatment
Suicide or Drug Abuse
Contamination from Nuclear Fuel or Radiation
Civil War
Breach of Law
Coverage After Waiting Period
Certain diseases and treatments are covered under Oriental Insurance Bank Saathi Policy after a specific period of time that is mentioned below:
Pre-Existing Diseases 48 months
Conclusion
Oriental Insurance Bank Saathi Policy is a group health insurance policy which offers a wide range of sum insured options to you and your family members. The plan provides holistic coverage for insurance holders with a maximum entry age of 70 years.
With multiple plan features like in-patient hospitalization, maternity coverage, newborn coverage, modern treatment, organ donor cover, and more.
Explore other Oriental Health Insurance Plans
Oriental Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A plan for individuals and families covering domiciliary hospitalization, and daycare treatment. The plan also offers many discounts and other add-on benefits.
The policy offers Daily Cash Benefit during hospitalization. It also provides a 25% extra daily cash benefit for female policyholders at no additional premium.
Unique Features
Convalescence benefits
Lifelong renewal
Coverage for AYUSH
Happy Cash-Nischint Rahein (Pros)
Daily Cash Benefit
Day Care Treatment Cover
Parents-in-law Cover
Pre-Existing Disease Cover
Hospitalization Cover
Happy Cash-Nischint Rahein (Cons)
No Suicide Cover
No Unproven Treatment Cover
No Biological Injury Cover
No War Injury Cover
No Obesity/Weight Cover
Happy Cash-Nischint Rahein (Other Benefits)
Spouse Cover
Inpatient Expenses Cover
Acute Condition Cover
Ambulance Cover
Dependent Child Covered
Happy Cash-Nischint Rahein (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Oriental Aarogya Sanjeevani Policy
Covers hospitalization charges for the individual and family members. It is a standard plan that covers many illnesses and annual medical checkups.
Unique Features
All daycare expenses covered
Cover parents and parents in law
Lifelong renewal with no exit age
Aarogya Sanjeevani Policy(Pros)
Domiciliary Expenses Covered
5% Cumulative Bonus
Dental surgery Expenses
Ambulance Charge Cover
5.5% Non-TPA Discount
Aarogya Sanjeevani Policy(Cons)
No Dietary Supplements Cover
No War Injury Cover
No Biological Injury Cover
No Rheumatism Cover
No Obesity/Weight Cover
Aarogya Sanjeevani Policy(Other Benefits)
Spouse Cover
Dependent Child Cover
50% Medical Checkups Covered
Daycare Treatment Covered
ICU Cover
Aarogya Sanjeevani Policy(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age -65 Years
SI -5 L to 20L
Waiting Period - 30 Days
Oriental Jan Arogya Policy
It provides health insurance coverage to the financially constrained sections of society at very nominal premiums ranging between Rs. 50 to 70.
Unique Features
Avail benefit up to Rs 5k
Domiciliary Hospitalization
In-patient hospitalization covered
Oriental Jan Arogya Policy(Pros)
Room Expenses Covered
Artificial Limbs Covered
Dental surgery Expenses
Pre-existing condition Cover
Maternity Covered
Oriental Jan Arogya Policy(Cons)
No Suicide Cover
No Maternity Cover
No Dietary Supplement Cover
No War Injury Cover
No Obesity/Weight Cover
Oriental Jan Arogya Policy(Other Benefits)
Pre- Hospitalization
Post-Hospitalization
Ambulance Cover
Cost of Organ Covered
Naturopathy Cover
Oriental Jan Arogya Policy(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age -70 Years
SI -Rs 5000
Waiting Period - 30 Days
Oriental Pravasi Bharatiya Bima Yojana
The policy safeguards the Indian emigrant workers who intend to emigrate or have done so. The policy provides a Sum Insured of 10 lacs.
Oriental Super Top-up policy is an add-on policy that is designed to provide coverage to the insured and his family in case their base coverage is exhausted.
Unique Features
Advanced surgeries covered
No Pre-acceptance till 55 years
AYUSH treatment covered
Super Health Top-up (Pros)
Organ Donor Benefit
Day Care Treatment Cover
Room Boarding Expenses
Newborn Baby Cover
SAARC Countries Cover
Super Health Top-up (Cons)
No Suicide Cover
No Unproven Treatment Cover
No Biological Injury Cover
No War Injury Cover
No Obesity/Weight Cover
Super Health Top-up (Other Benefits)
Maternity Cover
Nursing Expenses
Pre- Hospitalization
Post -Hospitalization
ICU Charges Covered
Super Health Top-up (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3L to 5L
Waiting Period - 30 Days
Oriental Health of Privileged Elders
Designed to offer health insurance coverage to senior citizens aged 60 years and above and comes out with a compulsory co-payment of 20%.
Unique Features
Discount on Voluntary Co-payment
Loading for new entrants
Telemedicine expenses
Health of Privileged Elders(Pros)
Domiciliary Expenses Covered
Eye Surgery Cover
Dental surgery Expenses
Parental Chemotherapy Cover
Orthopedic Diseases Cover
Health of Privileged Elders(Cons)
No Arthritis Cover
No Upper Respiratory Cover
No Biological Injury Cover
NoRheumatism Cover
No Obesity/Weight Cover
Health of Privileged Elders(Other Benefits)
No Claim Bonus
Accidental Injury
Knee Replacement
Chronic Renal Failure
Cancer Charges Covered
Health of Privileged Elders(Eligibility Criteria)
Entry Age - 60 Years
Max Entry Age -NA
SI -1 L to 5L
Waiting Period - 30 Days
Oriental Overseas Mediclaim Policy (E & S)
Coverage for medical expenses of various ailments to the policyholders residing outside of India for study and employment.
Unique Features
Accidental cover
Mental health cover
Permanent Total Disablement
Overseas Mediclaim Policy (E & S)(Pros)
Spouse Cover
Ambulance Cover
Permanent total disablement
Air Ticket Covered
Serious Injury Covered
Overseas Mediclaim Policy (E & S)(Cons)
No Pre Existing Disease Cover
No Dental Cover
No Cosmetic Surgery Cover
No War Injury Cover
No Obesity/Weight Cover
Overseas Mediclaim Policy (E & S)(Other Benefits)
Repatriation of Remains
Medical Evacuation
Legal Coverage
Contingency Insurance
Medical Expenses Benefits
Overseas Mediclaim Policy (E & S)(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age -65 Years
SI - US $ 5,000
Waiting Period - 30 Days
Oriental Dengue Kavach Policy
Specially designed to offer coverage on detection of Dengue Fever without any sub-limit/ co-payment. The plan comes with a coverage of up to Rs. 20,000.
A plan that covers 22 critical illnesses including kidney and lung failure. The policy covers spouse, dependent child, parents-in-law and unmarried siblings.
Unique Features
Personalized Health Advice
Two plan options to choose from
Coverage of up to 50 Lakhs
Critical Illness Policy(Pros)
Open heart replacement Cover
Cancer Cover
Benign brain tumor Covered
Bone marrow transplant
Loss of speech Covered
Critical Illness Policy(Cons)
No Coronary Syndromes Cover
No Other stem-cell transplants
No Angioplasty Cover
No Angina Pectoris Cover
No Coma Cover
Critical Illness Policy(Other Benefits)
Permanent paralysis of limbs
10% Buying Online Discount
10% Family Discount
Third Degree Burn Covered
Loss of Limbs Cover
Critical Illness Policy(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age -65 Years
SI - Upto 20 Lakh
Waiting Period - 90 Days
Oriental Mediclaim Insurance Policy (Group)
It is a group health insurance plan that covers hospitalization and maternity expenses. The plan also covers low-claim discounts.
A plan specifically designed for the treatment of cancer, Dialysis and post-treatment follow-up. It offers Cancer Care Benefits even in SAARC Countries.
Unique Features
Advanced Metastatic Cancer
Teleconsultation Expenses
Cumulative Bonus
Cancer Project Policy(Pros)
Room Rent covered
Nursing Expenses Covered
Road Ambulance Cover
ICU expenses covered
Air Ambulance Cover
Cancer Project Policy(Cons)
No Suicide Cover
No Dental Cover
No Stem Cell Surgery Cover
No War Injury Cover
No Obesity/Weight Cover
Cancer Project Policy(Other Benefits)
Emergency Medical Evacuation
Organ Donor Expenses
OPD Cover
Second Medical Opinion Covered
Emergency Evacuation Care
Cancer Project Policy(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age -65 Years
SI - 5 L to 50L
Waiting Period - 75 Days
Oriental Group Arogya Sanjeevani Policy
A standard health insurance plan that covers, hospital room rent (stay and bed charges), ICU services, and even new-age treatments.
Unique Features
ICU/ICCU Cover
Cataract Surgery
5% Cumulative Bonus
Group Arogya Sanjeevani Policy(Pros)
AYUSH Cover
Plastic Surgery
Dental Cover
ICU expenses covered
Ambulance Cover
Group Arogya Sanjeevani Policy(Cons)
No OPD Cover
No Dental Cover
No Stem Cell Surgery Cover
2% Room Rent Capping
5% compulsory copayment
Group Arogya Sanjeevani Policy(Other Benefits)
Deep Brain Stimulation Cover
Stem Cell Therapy Covered
Oral Chemotherapy
Room Rent Covered
COVID-19 Cover
Group Arogya Sanjeevani Policy(Eligibility Criteria)
This plan is designed to provide you with accidental death and disability coverage, cover for financial support in times of disability.
Unique Features
Accidental death coverage
Partial and total disability benefit
Mortal remains mobility
Personal Accident Policy(Pros)
Temporary disability treatment
Death coverage benefits to the family
Accidental benefits
Financial coverage
Permanent Partial Disability cover
Personal Accident Policy(Cons)
PEDs not covered
Adventure sports not covered
No Stem Cell Surgery Cover
Vaccination not covered
COVID-19 care not covered
Personal Accident Policy(Other Benefits)
Trusted insurer
Accidental treatment benefits up to SI
Cashless claim settlement
Worldwide accidental cover
Optional non-medical cover
Personal Accident Policy(Eligibility Criteria)
Entry age - 10 - 80 Years
SI - INR 25,000 - 5 Lakhs
Policy tenure - 1 Year
Oriental Insurance Bank Saathi Policy: FAQ's
1. What are the sum insured options available under the Oriental Insurance Bank Saathi Policy?
There are two plan variants available under the Oriental Insurance Bank Saathi Policy wherein:
Plan A - 1 L to 5 L
Plan B - 6 L to 25 L
2. Are tax benefits available under the Oriental Insurance Bank Saathi Policy?
Yes, Oriental Insurance Bank Saathi Policy provides tax benefits. All premiums paid towards the health insurance plan are eligible for tax benefits under the Income Tax Act of 1961.
3. Is maternity cover available under the Oriental Insurance Bank Saathi Policy?
Yes, Plan variant B covers maternity expenses under the Bank Saathi Policy.
4. What is the maximum entry age under the Oriental Insurance Bank Saathi Policy?
The maximum entry age available under the plan is 70 years.
5. Is newborn baby cover available under the Oriental Insurance Bank Saathi Policy?
Yes, newborn baby cover is available under the Oriental Insurance Bank Saathi Policy.
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Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
