ICICI Lombard Health AdvantEdge Plan

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under ICICI Health AdvantEdge Plan?

Under ICICI Health AdvantEdge Plan, the room rent is covered up to SI.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under ICICI Health AdvantEdge Plan?

Under ICICI Health AdvantEdge Plan, the ICU charges coverage is available up to S.I.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under ICICI Health AdvantEdge Plan?

Under ICICI Health AdvantEdge Plan, pre-hospitalization is covered for up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan covers medical expenses incurred during post-hospitalization for 180 Days.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan covers domiciliary hospitalizations up to SI.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan covers expenses of all daycare procedures up to SI.

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under ICICI Health AdvantEdge Plan?

OPD Charged are not covered under ICICI Health AdvantEdge Plan.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan does not cover COVID-19.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under ICICI Health AdvantEdge?

ICICI Health AdvantEdge Plan offers an additional 20% to the sum insured as a no-claim bonus for each claim-free year, a maximum of up to 100% of the sum insured.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan offers automatic restoration benefits equal to 100% of the base Sum Insured.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under ICICI Health AdvantEdge Plan ?

Under the ICICI Health AdvantEdge Plan, AYUSH treatment is covered up to SI.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, IVF is not available.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, modern treatment is not covered.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, the air ambulance is covered Upto SI

Any kind of medical/health emergency when you are outside of India.

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, global coverage is covered for SI 25 Lakhs & above only.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, E-consultation is covered.

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under ICICI Health AdvantEdge Plan?

Under the ICICI Health AdvantEdge Plan, a health check-up is available Annually, Starting from the 1st year/ up to 0.5% of SI or up to a max of ₹10,000 on a cashless basis.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan does not cover the expenses for a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under ICICI Health AdvantEdge Plan?

ICICI Health AdvantEdge Plan covers vaccination expenses up to 1% of the base SI per newly born child, max upto ₹10,000.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under ICICI Health AdvantEdge?

Option to choose from 10% and 20%.