Network hospitals
7500+
Incurred claim ratio
77.33%
Sum insured
Up to 1 CR
No. of Plans
8
Solvency Ratio
2.5
Pan India Presence
300+
Network hospitals
7500+
Incurred claim ratio
77.33%
Sum insured
Up to 1 CR
No. of Plans
8
Solvency Ratio
2.5
Pan India Presence
300+
The confirmation that we will be healthy for years to come can easily be found out nowadays! Thanks to the availability of health insurance plans that offer free/preventive health check-ups. A routine health check-up mainly consists of urine, blood, lipid profile, blood pressure, blood sugar level tests, ECG, deficiency of vitamins, liver and kidney functioning, metabolic and hormonal imbalances, etc. For a healthy being, it's necessary to be fit at all these levels.
ICICI Lombard offers several health insurance plans that cover medical tests without adding extra charges to the policy premiums.
Read this article to know more about ICICI Lombard free health check-up, plans that offer this facility, and how to avail of a free health check-up.
Here are some benefits of getting a free or annual health check-up under your ICICI Lombard health insurance policy:
ICICI Lombard free health check-up promotes the recognition of an ailment at an early stage. Hence, minimizing the risk of any upcoming health complications.
Going through a routine health check-up inspires you to maintain a healthy lifestyle, work out more often, ditch junk food, eat healthy, and reduce/quit unhealthy habits.
If you have a health insurance plan with complimentary annual health check-up coverage at no additional cost, it saves you from stressing out about future health worries.
Full body check-ups might cost you a hefty amount, and sometimes it's not affordable for everyone. A health insurance policy with free annual health check-ups comes in handy.
Free medical check-ups are subject to the coverage mentioned in your policy schedule. However, here's a generic list of the free medical check-ups under the ICICI Lombard health insurance policy:
Here are a few steps that can help you avail of the free health check-ups with the base health insurance plan:
Below are some of the plan under ICICI Lombard Health Insurance that provides free annual or preventive health check-ups:
To know more, go to the official website of ICICI Lombard. You can also reach out to their customer care at +1800 2666 or email at customersupport@icicilombard.com.
If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at 1800-4200-269.
To cater to the different medical needs of an individual & their family, ICICI Lombard offers several Health Plans. Along with ICICI Lombard Critical Illness Policy, there are other plans to choose from. Take a look below to explore more:
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
Senior Citizens
A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.
Unique Features
Complimentary health check-ups are common tests like ECG, complete blood count, lipid profile, urine test, thyroid profile, fasting blood sugar and others which are important to diagnose any specified/critical disease or ailment at an early stage.
No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy's premium stays the same as it's quoted at the time of policy issuance.
Things to consider while buying a health insurance policy for complimentary health check-ups are:
Multiple health plans under ICICI Lombard provide annual or preventive health check-ups, some of them are:
Depending on the conditions of your policy and the plan type (governing the expenses of annual health check-ups), you can avail of this benefit.
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Anita Sandhu
Goa
March 18, 2024
A user-friendly platform with a lot of useful information with a helpful approach. The team of PolicyX went the extra mile to answer my questions related to ICICI Lombard Health Insurance Polic...
Khushpreet Singh
Bhopal
March 18, 2024
I bought my ICICI Lombard health insurance plan 4 years ago, and every year the team at PolicyX helps me to renew the plan. Thank you PolicyX for taking care like family.
Arjun Palta
Delhi
February 28, 2024
I connected to the team member of PolicyX when I was looking for the best health insurance policy. They helped me buying ICICI Lombard health insurance plan for my family. They made it easier f...
Vayu Sharma
Gandhinagar
February 26, 2024
The insurance team at PolicyX was so helpful while purchasing my health insurance from ICICI Lombard Health Insurance.
Nipun Singh
Indore
February 26, 2024
I needed to apply for a claim settlement for my ICICI Lombard Health Insurance Policy. PolicyX helped me to get the reimbursement very soon.
aditya
Nagpur
February 17, 2022
I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.
Kalpana Pushkar
Raipur
February 9, 2022
ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.
Jubin Katyal
Agra
September 8, 2021
Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side
Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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