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Introduction to ICICI Lombard free health check-up

The confirmation that we will be healthy for years to come can easily be found out nowadays! Thanks to the availability of health insurance plans that offer free/preventive health check-ups. A routine health check-up mainly consists of urine, blood, lipid profile, blood pressure, blood sugar level tests, ECG, deficiency of vitamins, liver and kidney functioning, metabolic and hormonal imbalances, etc. For a healthy being, it’s necessary to be fit at all these levels.

ICICI Lombard offers several health insurance plans that cover medical tests without adding extra charges to the policy premiums.

Read this article to know more about ICICI Lombard free health check-up, plans that offer this facility, and how to avail of a free health check-up.

Benefits of ICICI Lombard Free Health Check-up

Here are some benefits of getting a free or annual health check-up under your ICICI Lombard health insurance policy:

  1. Detection of potential disease

    ICICI Lombard free health check-up promotes the recognition of an ailment at an early stage. Hence, minimizing the risk of any upcoming health complications.

  2. Promotes good lifestyle

    Going through a routine health check-up inspires you to maintain a healthy lifestyle, work out more often, ditch junk food, eat healthy, and reduce/quit unhealthy habits.

  3. Motivates to avoid stressing out

    If you have a health insurance plan with complimentary annual health check-up coverage at no additional cost, it saves you from stressing out about future health worries.

  4. Ensures financial safety

    Full body check-ups might cost you a hefty amount, and sometimes it’s not affordable for everyone. A health insurance policy with free annual health check-ups comes in handy.

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List of free health check-ups under ICICI Lombard Health Insurance

Free medical check-ups are subject to the coverage mentioned in your policy schedule. However, here’s a generic list of the free medical check-ups under the ICICI Lombard health insurance policy:

  • Urine Analysis
  • Blood Pressure Test
  • Blood Sugar Test
  • Liver Function Test
  • Lipid Profile
  • Kidney function test
  • Lung function test
  • Tests for Vitamin Deficiencies

How can you apply for ICICI Lombard’s free health check-up?

Here are a few steps that can help you avail of the free health check-ups with the base health insurance plan:

  • Opt for health insurance plans that cover annual free check-ups under the base cover (without additional cost).
  • Check your eligibility for receiving the free health check-up, and read the policy wording carefully while buying the policy.
  • Schedule a health check-up and get a recorded assessment of your health status at regular intervals.
  • You will be given either a cashless medical diagnosis (in networking hospitals) or a reimbursement (in non-networking hospitals) depending on the terms of your policy.

ICICI Lombard health plans with coverage for annual health checkups

Below are some of the plan under ICICI Lombard Health Insurance that provides free annual or preventive health check-ups:

  • ICICI Lombard Health AdvantEdge
  • ICICI Lombard Health Booster Policy
  • ICICI Lombard Golden Shield Senior Citizen plan
  • ICICI Lombard MaxProtect (with Premium plan)

To know more, go to the official website of ICICI Lombard. You can also reach out to their customer care at +1800 2666 or email at customersupport@icicilombard.com.

If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at 1800-4200-269.

Explore other ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

Personal Protect Policy (Pros)

Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

Personal Protect Policy (Cons)

Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

Personal Protect Policy (Other Benefits)

Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

Personal Protect Policy (Eligibility Criteria)

Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

Health Booster (Pros)

Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

Health Booster (Cons)

Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

Health Booster (Other Benefits)

Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

Health Booster (Eligibility Criteria)

Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° wellbeing programs
  • High SI options
  • Home healthcare

Health Shield 360 (Pros)

Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

Health Shield 360 (Cons)

Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

Health Shield 360 (Other Benefits)

Health Shield 360
  • Air ambulance
  • OPD Cover
  • Additional Sum Insured

Health Shield 360 (Eligibility Criteria)

Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

Complete Health Insurance (Pros)

Complete Health Insurance
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

Complete Health Insurance (Cons)

Complete Health Insurance
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

Complete Health Insurance (Other Benefits)

Complete Health Insurance
  • Cataract
  • Daily hospital cash
  • Organ donor

Complete Health Insurance (Eligibility Criteria)

Complete Health Insurance
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

Group Health Insurance (Pros)

Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

Group Health Insurance (Cons)

Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

Group Health Insurance (Other Benefits)

Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

Group Health Insurance (Eligibility Criteria)

Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Health Insurance Companies

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ICICI Lombard Free Health Check-Up: FAQs

1. What is a complimentary health check-up?

Complimentary health check-ups are common tests like ECG, complete blood count, lipid profile, urine test, thyroid profile, fasting blood sugar and others which are important to diagnose any specified/critical disease or ailment at an early stage.

2. Can the result of my health check-up affect my ICICI Lombard policy’s premium?

No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy’s premium stays the same as it’s quoted at the time of policy issuance.

3. Does ICICI Lombard health insurance cover annual health check-ups?

Multiple health plans under ICICI Lombard provide annual or preventive health check-ups, some of them are: ICICI Lombard Health AdvantEdge ICICI Lombard Health Booster Policy ICICI Lombard Golden Shield Senior Citizen plan ICICI Lombard MaxProtect (with Premium plan)

4. Can I get a reimbursement for an annual health check-up under the ICICI Lombard health plan?

Depending on the conditions of your policy and the plan type (governing the expenses of annual health check-ups), you can avail of this benefit.

5. What should I consider before buying a health insurance policy for free health check-ups?

Things to consider while buying a health insurance policy for complimentary health check-ups are: Frequency of health checkups in a policy year No claim health check-up clause (voluntary) Cashless check-up facility at networking/service-providing centres Physical and medical check-up coverage Annual health check-ups are based on the limit of the sum insured

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.