ICICI Lombard Health Insurance: Free Health Check-ups | PolicyX
ICICI Lombard Health Insurance ICICI Lombard Health Insurance ★ 4.4

Free Health Checkup

ICICI Lombard health insurance plans offer free preventive health check-ups, covering tests like urine analysis, blood pressure, blood sugar, and lipi ...Read More

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Written by Anshika Ojha
Reviewed by Raj Kumar
Published: 18 Nov 2024
Updated: 25 Jul 2026
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IRDAI Licensed

Introduction to ICICI Lombard Free Health Check-up

The assurance of long-term health is now more accessible than ever, thanks to health insurance plans that offer free or preventive health check-ups. This includes the ICICI health check-up benefit available under select ICICI Lombard policies. A routine health check-up typically includes tests for urine, blood, lipid profile, blood pressure, blood sugar levels, ECG, vitamin deficiencies, liver and kidney function, and metabolic and hormonal imbalances. Maintaining good health across these parameters is crucial for overall well-being.

ICICI Lombard offers several health insurance plans that cover medical tests without adding extra charges to the policy premiums.

Read this article to learn more about ICICI Lombard's free health check-up facility, the plans that offer it, and how to avail of this benefit.

Benefits of ICICI Lombard Free Health Check-up

Here are some benefits of getting a free or annual health check-up under your ICICI Lombard health insurance policy:

  • Detection of Potential Diseases

    ICICI Lombard's free health check-up promotes the early detection of ailments, thereby minimizing the risk of future health complications.

  • Promotes a Healthy Lifestyle

    Undergoing routine health check-ups encourages you to maintain a healthy lifestyle, exercise regularly, choose nutritious food, and reduce or quit unhealthy habits.

  • Reduces Health-Related Stress

    Having a health insurance plan with complimentary annual health check-up coverage at no additional cost can alleviate worries about future health concerns.

  • Ensures Financial Safety

    Full body check-ups can be expensive and not always affordable for everyone. A health insurance policy that includes free annual health check-ups provides significant financial relief.

List of Free Health Check-ups under ICICI Lombard Health Insurance

Yes, you can claim insurance for a full body check-up if your health policy includes preventive or annual health check-up benefits, subject to plan terms and limits.

Free medical check-ups are subject to the coverage mentioned in your policy schedule. However, here is a generic list of the free medical check-ups typically covered under ICICI Lombard health insurance policies:

  • Urine Analysis
  • Blood Pressure Test
  • Blood Sugar Test
  • Liver Function Test
  • Lipid Profile
  • Kidney Function Test
  • Lung Function Test
  • Tests for Vitamin Deficiencies

How to Avail ICICI Lombard's Free Health Check-up

Here are a few steps to help you avail of free health check-ups with your base health insurance plan:

  1. Opt for health insurance plans that include annual free check-ups under the base cover (without additional cost).
  2. Check your eligibility for the free health check-up and carefully read the policy wording when purchasing the policy.
  3. Schedule a health check-up to get a recorded assessment of your health status at regular intervals.
  4. You will receive either a cashless medical diagnosis (at network hospitals) or reimbursement (at non-network hospitals), depending on your policy terms.

ICICI Lombard Health Plans with Annual Health Check-up Coverage

Below are some of the plans under ICICI Lombard Health Insurance that provide free annual or preventive health check-ups:

  • ICICI Lombard Health AdvantEdge
  • ICICI Lombard Health Booster Policy
  • ICICI Lombard Golden Shield Senior Citizen Plan
  • ICICI Lombard MaxProtect (with Premium Plan)

Contact Information

For more details, visit the official website of ICICI Lombard. You can also reach out to their customer care at 1800 2666 or email at [email protected].

If you need further assistance, contact PolicyX.com customer care or speak directly with our expert insurance advisors at 1800-4200-269.

Explore ICICI Lombard Health Insurance plans

Health plans offered by ICICI Lombard Health Insurance — click any plan to see full details.

Individual and Family Health Insurance ICICI Lombard Health Shield 360

ICICI Lombard Health Shield 360

The ICICI Lombard Health Shield 360 is a comprehensive health insurance plan offering basic medical support, worldwide coverage, and health…

  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
View plan
Group Health Insurance ICICI Lombard Group Health Insurance

ICICI Lombard Group Health Insurance

ICICI Lombard Group Health Insurance offers uniform coverage for various groups like employees or bank customers, providing financial secur…

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
View plan
Individual and Family Health Insurance ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance provides comprehensive coverage for individuals and families, available in four variants to suit di…

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available
View plan
Accident Health Insurance ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima is a personal accident policy offering financial protection against accidental death and various disabili…

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover
View plan
Individual and Family Health Insurance ICICI Lombard Elevate Plan

ICICI Lombard Elevate Plan

The ICICI Lombard Elevate plan provides comprehensive health coverage with an unlimited sum insured, addressing a wide range of healthcare …

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs
View plan
Individual and Family Health Insurance ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect Plan

The ICICI Lombard MaxProtect health insurance plan provides extensive coverage up to INR 1 Crore, available in Classic and Premium variants…

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment
View plan

10,600+ cashless hospitals

Find a ICICI Lombard Health Insurance network hospital near you — no out-of-pocket payment at admission.

Frequently Asked Questions

The 7 most-asked questions about Free Health Checkup, answered.

Complimentary health check-ups are common tests like ECG, complete blood count, lipid profile, urine test, thyroid profile, fasting blood sugar and others which are important to diagnose any specified/critical disease or ailment at an early stage.
No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy’s premium stays the same as it’s quoted at the time of policy issuance.
Multiple health plans under ICICI Lombard provide annual or preventive health check-ups, some of them are: ICICI Lombard Health AdvantEdge ICICI Lombard Health Booster Policy ICICI Lombard Golden Shield Senior Citizen plan ICICI Lombard MaxProtect (with Premium plan)
Depending on the conditions of your policy and the plan type (governing the expenses of annual health check-ups), you can avail of this benefit.
Things to consider while buying a health insurance policy for complimentary health check-ups are: Frequency of health checkups in a policy year No claim health check-up clause (voluntary) Cashless check-up facility at networking/service-providing centres Physical and medical check-up coverage Annual health check-ups are based on the limit of the sum insured
Yes. ICICI Lombard covers full body health check-ups under select health insurance plans as a preventive benefit, subject to plan terms, frequency limits, and policy conditions.
Yes, you can claim insurance for a full body check-up if your health policy includes preventive or annual health check-up benefits, subject to plan terms and limits.

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