Network hospitals
6700+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
Network hospitals
6700+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
Critical Illness Insurance plans are designed to protect the policyholder against the expenses that may occur during the treatment of any of the listed critical illnesses in a certain policy. At present, there are several health insurance plans that provide coverage against critical illnesses with an in-built cover or provide you with a critical illness optional cover. ICICI Lombard critical illness plans are a versatile option when it comes to safeguarding yourself against multiple critical illnesses.
ICICI Lombard Critical Illness plans cover essentials such as doctor consultation fees, medicines, ambulance costs, and room rent along with pre and post-hospitalization expenses. ICICI Critical Illness policy also aids in paying the EMIs of loans if any. If you have any outstanding loans like a home loan or a car loan, ICICI critical illness policy aids you in clearing the same along with protecting you from critical illnesses.
ICICI Lombard Health Insurance Review
9 Best Critical Illness Insurance Plans
ICICI Lombard Health Insurance
ICICI Lombard Critical Illness policy offers policyholders the financial support they need and helps keep their hard-earned savings intact for their respective objectives.
ICICI Lombard offers multiple Health Insurance Plans for covering critical illnesses for you and your family.
Family Health Insurance
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
Top-up
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
Standard Health Insurance
ICICI Lombard Health AdvantEdge is a holistic plan that covers the policyholder against 20 critical illnesses including cancer.
Unique Features
Minimum: 18 Years
Maximum: 65 Years
1/2 Years
Individual/ Family Floater
2 L |3 L | 4 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 50 L | 75 L | 1 Cr | 1.5 Cr | 2 Cr | 3 Cr
30 Days*
The list of ailments covered under the ICICI Lombard Critical Illness Plan is as follows:
Inclusions of ICICI Lombard Critical Illness Plan include:
Pre and post hospitalization expenses
Annual Health Check-up
Daycare Treatments
COVID-19 treatment
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Exclusions of ICICI Lombard Critical Illness Plans include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure Sports Injuries
Cosmetic or obesity-related surgeries
To cater to the different medical needs of an individual & their family, ICICI Lombard offers several Health Plans. Along with ICICI Lombard Critical Illness Policy, there are other plans to choose from. Take a look below to explore more:
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
Senior Citizens
A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Yes, ICICI Lombard offers Critical Illness plans that cover over 20+ critical illnesses. Additionally, ICICI Lombard offers plans that have additional critical illness covers such as ICICI Lombard Health Booster Plan.
No, policyholders below the age of 45 years do not require to undergo any pre-policy medical check-up to purchase ICICI Lombard Critical Illness Plans.
ICICI Lombard Critical Illness Plans have policy tenures for 1 and 2 years depending on the plan term you chose.
A grace period of 30 days is provided to policyholders in case they forget to renew their ICICI Lombard Critical Illness Policy after which the policy lapses.
Yes, ICICI Lombard provides a 15-day free look period during which policyholders may cancel their policy.
aditya
Nagpur
February 17, 2022
I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.
Jubin Katyal
Agra
September 8, 2021
Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side
Aditya Kapoor
Mumbai
September 6, 2021
I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI
Prakash
Dehradun
August 31, 2021
happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.
Karan Mehta
Coimbatore
May 24, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Sanam Mehta
Chennai
May 24, 2021
Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice
Karan Mehta
Coimbatore
May 21, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Sanam Mehta
Chennai
May 21, 2021
Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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