20+ Critical Illnesses
Wellness Programs
Day Care Treatments
10800+
Network hospitals
98.53%
Claim settlement ratio
Up to 2 Crores
Sum insured
1
No. of Plans
2.5
Solvency Ratio
312+
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Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Health Insurance
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Updated on Jul 14, 2025 4 min read
Critical Illness Insurance plans are designed to protect the policyholder against the expenses that may occur during the treatment of any of the listed critical illnesses in a certain policy. At present, there are several health insurance plans that provide coverage against critical illnesses with an in-built cover or provide you with a critical illness optional cover. ICICI Lombard critical illness plans are a versatile option when it comes to safeguarding yourself against multiple critical illnesses.
ICICI Lombard Critical Illness plans cover essentials such as doctor consultation fees, medicines, ambulance costs, and room rent along with pre and post-hospitalization expenses. ICICI Critical Illness policy also aids in paying the EMIs of loans if any. If you have any outstanding loans like a home loan or a car loan, ICICI critical illness policy aids you in clearing the same along with protecting you from critical illnesses.
ICICI Lombard Critical Illness policy offers policyholders the financial support they need and helps keep their hard-earned savings intact for their respective objectives.
Minimum: 18 Years
Maximum: 65 Years
1/2 Years
Individual/ Family Floater
2 L | 5 L | 10 L | 20 L | 50 L | 1 Cr | 2 Cr | 3 Cr
30 Days*
The list of ailments covered under the ICICI Lombard Critical Illness Plan is as follows:
Inclusions of ICICI Lombard Critical Illness Plan include:
Pre and post-hospitalization expenses
Annual Health Check-up
Daycare Treatments
COVID-19 treatment
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Exclusions of ICICI Lombard Critical Illness Plans include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure Sports Injuries
Cosmetic or obesity-related surgeries
ICICI Lombard Health Insurance Review
9 Best Critical Illness Insurance Plans
ICICI Lombard Health Insurance
To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:
Individual and Family Health Insurance
Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...
Unique Features
Group Health Insurance
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...
Unique Features
Individual and Family Health Insurance
Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...
Unique Features
Accident Health Insurance
A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...
Unique Features
Individual and Family Health Insurance
The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...
Unique Features
Individual and Family Health Insurance
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...
Unique Features
Top Up and Super Top Up
ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...
Unique Features
Individual and Family Health Insurance
ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...
Unique Features
Senior Citizen Health Insurance
Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...
Unique Features
Accident Health Insurance
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...
Unique Features
Individual and Family Health Insurance
ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...
Unique Features
Yes, ICICI Lombard offers Critical Illness plans that cover over 20+ critical illnesses. Additionally, ICICI Lombard offers plans that have additional critical illness covers such as ICICI Lombard Health Booster Plan.
No, policyholders below the age of 45 years do not require to undergo any pre-policy medical check-up to purchase ICICI Lombard Critical Illness Plans.
ICICI Lombard Critical Illness Plans have policy tenures for 1 and 2 years depending on the plan term you chose.
A grace period of 30 days is provided to policyholders in case they forget to renew their ICICI Lombard Critical Illness Policy after which the policy lapses.
Yes, ICICI Lombard provides a 15-day free look period during which policyholders may cancel their policy.
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Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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