ICICI Lombard Critical Illness

Critical Illness Insurance plans are designed to protect the policyholder against the expenses that may occur during the treatment of any of the listed critical illnesses in a certain policy. At present, there are several health insurance plans that provide coverage against critical illnesses with an in-built cover or provide you with a critical illness optional cover. ICICI Lombard critical illness plans are a versatile option when it comes to safeguarding yourself against multiple critical illnesses.

ICICI Lombard Critical Illness plans cover essentials such as doctor consultation fees, medicines, ambulance costs, and room rent along with pre and post-hospitalization expenses. ICICI Critical Illness policy also aids in paying the EMIs of loans if any. If you have any outstanding loans like a home loan or a car loan, ICICI critical illness policy aids you in clearing the same along with protecting you from critical illnesses.

Key Benefits of ICICI Lombard Critical Illness

ICICI Lombard Critical Illness policy offers policyholders the financial support they need and helps keep their hard-earned savings intact for their respective objectives.

Tax-Benefit
When you invest in an ICICI Critical Illness Policy you are eligible to avail of tax benefits under Sections 80C & 80D of the Income Tax Act, 1961.
Cover multiple Critical Illnesses
With ICICI Lombard Critical Illness Policy policyholders can avail coverage for themselves and their loved ones against over 34 critical illnesses.
Disability Protection
Under ICICI Critical Illness Policy policyholders get continued coverage without having to pay any premiums in case of permanent disability due to an accident.
Hassle-free hospitalization
ICICI Critical Illness Policy is designed carefully to cater to the medical needs of policyholders, which involves seamless hospitalization and a hassle-free process. ICICI Lombard ensures cashless hospitalization in their wide chain of network hospitals across the country.
Organ Donor & Critical Illness Benefit
ICICI Critical Illness Plans cover you in difficult times of medical extremities such as organ donation and critical illness. ICICI Critical Illness offers a lump sum benefit of up to 100% of the sum insured for a plan with SI up to INR 10 lac for critical illness cover.

ICICI Lombard Critical Illness Plans

ICICI Lombard offers multiple Health Insurance Plans for covering critical illnesses for you and your family.

Family Health Insurance

ICICI Lombard Complete Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

Available in 4 different variants
100% Automatic Restoration of SI
Riders for enhanced coverage

Top-up

Health Booster

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

Wellness Programs
Coverage for listed Critical Illnesses
Lifetime Renewability available

Standard Health Insurance

ICICI Lombard Health AdvantEdge

ICICI Lombard Health AdvantEdge is a holistic plan that covers the policyholder against 20 critical illnesses including cancer.

Unique Features

New Born Baby and Vaccine Cover
Domestic Air Ambulance
24x7 video/telephone consultation

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ICICI Lombard Critical Illness Plans Eligibility Criteria

Entry Age

Minimum: 18 Years

Adult Entry Age.

Maximum: 65 Years

Policy Term

1/2 Years

Plan Type

Individual/ Family Floater

Sum Insured

2 L |3 L | 4 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 50 L | 75 L | 1 Cr | 1.5 Cr | 2 Cr | 3 Cr

Initial Waiting Period*

30 Days*

ICICI Lombard Critical Illness Plan- Illnesses Covered

The list of ailments covered under the ICICI Lombard Critical Illness Plan is as follows:

Cancer of Specified Severity
Myocardial Infarction (First Heart Attack of Specified Severity)
Coronary Artery Disease
Open Chest CABG
Open Heart Replacement or Repair of Heart Valves
Surgery to Aorta
Stroke resulting in Permanent Symptoms
Kidney Failure requiring Regular Dialysis
Aplastic Anaemia
End Stage Lung Disease
End Stage Liver Failure
Coma of Specified Severity
Third Degree Burns
Major organ /bone marrow transplant
Multiple Sclerosis with Persisting Symptoms
Fulminant Hepatitis
Motor Neurone Disease with Permanent Symptoms
Primary Pulmonary Hypertension
Terminal Illness
Bacterial Meningitis

ICICI Lombard Critical Illness Plan Inclusions

Inclusions of ICICI Lombard Critical Illness Plan include:

Pre and post hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

ICICI Lombard Critical Illness Plan Exclusions

Exclusions of ICICI Lombard Critical Illness Plans include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore ICICI Lombard Critical Illness Plans

Know more about ICICI Lombard Critical Illness Plans, its claim process, buying process, and contact details by clicking on the sections below:

Claim Process

Click to know the claim process of ICICI Health Insurance Plans for Family.

Buying Process

Click to know the buying process of ICICI Health Insurance Plans for Family.

Contact Us

Feel free to contact us ICICI Health Insurance Plans for Family

Renewal Process

the renewal process of ICICI Health Insurance Plans for Family

Premium Calculator

Click to know calculate ICICI Lombard Health Insurance Premium.

Explore ICICI Lombard Critical Illness Plans

To cater to the different medical needs of an individual & their family, ICICI Lombard offers several Health Plans. Along with ICICI Lombard Critical Illness Policy, there are other plans to choose from. Take a look below to explore more:

Standard Health Insurance

Icici Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

5% increase in SI as Cumulative Bonus
Coverage against Cataract Treatments
Modern Procedures covered

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

100% of SI for Permanent Disability
No pre-medical required
Worldwide coverage

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

Flexible Sum Insured
Home-care treatment covered
Treatment for comorbid conditions

Senior Citizens

ICICI Lombard Golden Shield Plan

Golden Shield is a new senior citizen plan that covers unforeseen medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

Affordable Medical Care
Care Management Program
Reset Benefit

Health Insurance Articles

See More Health Insurance Articles

ICICI Lombard Critical Illness: FAQs

1. Does ICICI Lombard have any plans dedicated to critical illnesses?

Yes, ICICI Lombard offers Critical Illness plans that cover over 20+ critical illnesses. Additionally, ICICI Lombard offers plans that have additional critical illness covers such as ICICI Lombard Health Booster Plan.

2. Do policyholders need to go through any pre-policy medical check-ups before purchasing ICICI Lombard critical illness plans?

No, policyholders below the age of 45 years do not require to undergo any pre-policy medical check-up to purchase ICICI Lombard Critical Illness Plans.

3. What is the tenure for ICICI Lombard Critical Illness Policy?

ICICI Lombard Critical Illness Plans have policy tenures for 1 and 2 years depending on the plan term you chose.

4. What happens if a policyholder forgets to renew their ICICI Lombard Critical Illness Policy?

A grace period of 30 days is provided to policyholders in case they forget to renew their ICICI Lombard Critical Illness Policy after which the policy lapses.

5. Can policyholders cancel their ICICI Lombard Critical Illness Policy?

Yes, ICICI Lombard provides a 15-day free look period during which policyholders may cancel their policy.

ICICI Lombard Health Insurance Reviews

For a better insight into the company, do not forget to go through the ICICI Lombard Health Insurance Reviews.

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

Aditya Kapoor

Mumbai

September 6, 2021

I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI

Prakash

Dehradun

August 31, 2021

happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.

Karan Mehta

Coimbatore

May 24, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Sanam Mehta

Chennai

May 24, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

Karan Mehta

Coimbatore

May 21, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Sanam Mehta

Chennai

May 21, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

View All ICICI Lombard Health Insurance Reviews

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Confused? No Worries, We Are Here To Help!

ICICI Lombard Critical Illness

Key Benefits of ICICI Lombard Critical Illness

ICICI Lombard Critical Illness Plans

Health Booster

ICICI Lombard Health AdvantEdge

Other Critical Illness Health insurance companies

Health Insurance Companies

ICICI Lombard Critical Illness Plans Eligibility Criteria

Entry Age

Adult Entry Age.

Policy Term

Plan Type

Sum Insured

Initial Waiting Period*

ICICI Lombard Critical Illness Plan- Illnesses Covered

ICICI Lombard Critical Illness Plan Inclusions

ICICI Lombard Critical Illness Plan Exclusions

Explore ICICI Lombard Critical Illness Plans

Claim Process

Buying Process

Contact Us

Renewal Process

Premium Calculator

Explore ICICI Lombard Critical Illness Plans

Icici Arogya Sanjeevani Policy

Personal Protect Plan

Corona Kavach Plan

ICICI Lombard Golden Shield Plan

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ICICI Lombard Critical Illness: FAQs

1. Does ICICI Lombard have any plans dedicated to critical illnesses?

2. Do policyholders need to go through any pre-policy medical check-ups before purchasing ICICI Lombard critical illness plans?

3. What is the tenure for ICICI Lombard Critical Illness Policy?

4. What happens if a policyholder forgets to renew their ICICI Lombard Critical Illness Policy?