Network hospitals
7500+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
Network hospitals
7500+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
A mother's responsibilities start from the first day of being pregnant till forever, it is a life-altering and embarking journey. Pregnancy brings with itself enormous changes in a woman’s physical and emotional well being. This transformation and coming back to daily routine leads to expenses that may turn out to be huge. Buying a maternity health insurance plan can at least help a woman in being stress free when it comes to the financials. A maternity plan gives her mental freedom to cherish the new experiences without being cautious and concerned about the monetary issues she may face.
ICICI Lombard health insurance for maternity is not just a matter of saving tax, it can be so much more. It’s about partnering with you to find precisely what works for the mother and your newborn based on their needs to ensure a no-fuss environment and a pleasant beginning to parenthood.
ICICI Lombard Health Insurance Review
ICICI Lombard Health Insurance
Maternity Insurance is one of the best ways to minimize the expenses that will come with your prenatal care and the hospital stay when you give birth. Here are some key features of a maternity insurance plan to help you make up your mind:
Maternity Plans offered by ICICI Lombard are a financial backup with exclusive maternity benefits, from day 1, for your newborn baby and help with preparation for both mother and child against any complications.
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
Minimum: 18 Years
Maximum: 45 Years
1/2 Years
3 years
15 Days
ICICI Lombard Health Insurance for Maternity offers you the twin benefits of life coverage and maternity cover. Here are a few more benefits of the plan
Maternity insurance provides you protection against any unforeseen situations so that you can get the best possible doctors to attend to you. Here is the list of expenses covered under a maternity insurance plan
Coverage against delivery expenses for both caesarean and standard delivery.
The company provides financial backup to take care of expenses 30 days before hospitalization, along with 60 days of post-hospitalization care.
Comprehensive coverage against pre- and post-natal expenses, such as ventilator care and vaccinations during his or her first year.
Maternity Benefit claim has been accepted, subject to the limit of Rs 10,000.
Ambulance cover amount payable is INR 1,500 per event of emergency policy hospitalization.
A maternity insurance plan includes coverage for the newborn baby for miscellaneous expenses.
Do check the norms before going for a plan because a maternity insurance plan also has a few limitations. Below-mentioned expenses are excluded from a maternity insurance plan
In the case of late pregnancy (for ages 35 and above), it is possible that there might be situations when the company could refuse to pay the claim. Though, the claim may not be declined after you have bought the policy.
Consultation, diagnostic tests, and follow-ups during nine months of pregnancy.
Treatment costs for premature termination of pregnancy, within 12 weeks of conceiving.
Medical expenses of ectopic pregnancy.
Doctor’s visits for regular health check-ups.
In-vitro fertilization.
Late pregnancies above 45 years of age.
ICICI Lombard Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
Top-up
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Yes, ICICI Lombard Health Insurance for Maternity can be bought with your health insurance policy in the name of ICICI Lombard Complete Health Insurance.
Yes, the newborn baby gets insurance coverage up to 91 days after birth in the maternity cover insurance plan. Depending on your plan it generally includes cover for any treatment of illness or emergency for the newborn and on-birth vaccinations.
Yes, ICICI Lombard Health Insurance Company does provide coverage for unfortunate pregnancy termination. This includes necessary medical expenses for termination procedures and treatment related to any complications of pregnancy or childbirth.
The chief benefits of ICICI Lombard Health Insurance for Maternity cover include.
The waiting period for ICICI Lombard Health Insurance for Maternity is 3 years.
aditya
Nagpur
February 17, 2022
I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.
Kalpana Pushkar
Raipur
February 9, 2022
ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.
Jubin Katyal
Agra
September 8, 2021
Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side
Aditya Kapoor
Mumbai
September 6, 2021
I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI
Prakash
Dehradun
August 31, 2021
happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.
Karan Mehta
Coimbatore
May 24, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Sanam Mehta
Chennai
May 24, 2021
Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice
Karan Mehta
Coimbatore
May 21, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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