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A mother’s responsibilities start from the first day of being pregnant till forever, it is a life-altering and embarking journey. Pregnancy brings with it enormous changes in a woman’s physical and emotional well-being. This transformation and coming back to daily routine leads to expenses that may turn out to be huge. Buying a maternity health insurance plan can at least help a woman be stress-free when it comes to the financials. A maternity plan gives her the mental freedom to cherish the new experiences without being cautious and concerned about the monetary issues she may face.
ICICI Lombard health insurance for maternity is not just a matter of saving tax, it can be so much more. It’s about partnering with you to find precisely what works for the mother and your newborn based on their needs to ensure a no-fuss environment and a pleasant beginning to parenthood.
Maternity Insurance is one of the best ways to minimize the expenses that will come with your prenatal care and the hospital stay when you give birth. Here are some key features of a maternity insurance plan to help you make up your mind:
Minimum: 18 Years
Maximum: 45 Years
1/2 Years
3 years
15 Days
ICICI Lombard Health Insurance for Maternity offers you the twin benefits of life coverage and maternity cover. Here are a few more benefits of the plan
Maternity insurance provides you protection against any unforeseen situations so that you can get the best possible doctors to attend to you. Here is the list of expenses covered under a maternity insurance plan
Coverage against delivery expenses for both caesarean and standard delivery.
The company provides financial backup to take care of expenses 30 days before hospitalization, along with 60 days of post-hospitalization care.
Comprehensive coverage against pre- and post-natal expenses, such as ventilator care and vaccinations during his or her first year.
Maternity Benefit claim has been accepted, subject to the limit of Rs 10,000.
Ambulance cover amount payable is INR 1,500 per event of emergency policy hospitalization.
A maternity insurance plan includes coverage for the newborn baby for miscellaneous expenses.
Do check the norms before going for a plan because a maternity insurance plan also has a few limitations. Below-mentioned expenses are excluded from a maternity insurance plan
In the case of late pregnancy (for ages 35 and above), it is possible that there might be situations when the company could refuse to pay the claim. However, the claim may not be declined after you have bought the policy.
Consultation, diagnostic tests, and follow-ups during nine months of pregnancy.
Treatment costs for premature termination of pregnancy, within 12 weeks of conceiving.
Medical expenses of ectopic pregnancy.
Doctor’s visits for regular health check-ups.
In-vitro fertilization.
Late pregnancies above 45 years of age.
ICICI Lombard Health Insurance Review
ICICI Lombard Health Insurance
To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:
Individual and Family Health Insurance
ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...
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Accident Health Insurance
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...
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Senior Citizen Health Insurance
Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...
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Individual and Family Health Insurance
ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...
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Top Up and Super Top Up
ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...
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Individual and Family Health Insurance
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...
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Individual and Family Health Insurance
Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...
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Individual and Family Health Insurance
Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...
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Group Health Insurance
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...
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Yes, ICICI Lombard Health Insurance for Maternity can be bought with your health insurance policy in the name of ICICI Lombard Complete Health Insurance.
Yes, the newborn baby gets insurance coverage up to 91 days after birth in the maternity cover insurance plan. Depending on your plan it generally includes cover for any treatment of illness or emergency for the newborn and on-birth vaccinations.
Yes, ICICI Lombard Health Insurance Company does provide coverage for unfortunate pregnancy termination. This includes necessary medical expenses for termination procedures and treatment related to any complications of pregnancy or childbirth.
The chief benefits of ICICI Lombard Health Insurance for Maternity cover include. Financial security Newborn cover Relaxing onset of parenthood Stress-free environment for mother and newborn Many miscellaneous expenses are covered
The waiting period for ICICI Lombard Health Insurance for Maternity is 3 years.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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