ICICI Insurance for Maternity
  • Newborn Coverage
  • Sub-limit of ₹50k
  • Pre and Post-natal Care
ICICI Insurance for Maternity
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Simran saxena
Written By:
Simran

Simran saxena

Health and Term Insurance

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

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Reviewed By:
Raj Kumar

Raj Kumar

Health Insurance

Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.

ICICI Lombard Health Insurance for Maternity

A mother’s responsibilities start from the first day of being pregnant till forever, it is a life-altering and embarking journey. Pregnancy brings with it enormous changes in a woman’s physical and emotional well-being. This transformation and coming back to daily routine leads to expenses that may turn out to be huge. Buying a maternity health insurance plan can at least help a woman be stress-free when it comes to the financials. A maternity plan gives her the mental freedom to cherish the new experiences without being cautious and concerned about the monetary issues she may face.

ICICI Lombard health insurance for maternity is not just a matter of saving tax, it can be so much more. It’s about partnering with you to find precisely what works for the mother and your newborn based on their needs to ensure a no-fuss environment and a pleasant beginning to parenthood.

Key Features of ICICI Lombard Insurance Plan for Maternity

Maternity Insurance is one of the best ways to minimize the expenses that will come with your prenatal care and the hospital stay when you give birth. Here are some key features of a maternity insurance plan to help you make up your mind:

  • ICICI Lombard Health Insurance for Maternity offers cashless payment of treatment in their network of authorised hospitals all over India. Do check the cashless facility network hospitals.
  • Maternity Benefit claim has been accepted, subject to the limit of Rs 10,000.
  • The maternity insurance plan not only covers the mother but also provides for the treatment expenses of Pre and Post-Natal Care for your newborn, in case he or she is diagnosed with a congenital health condition.
  • ICICI maternity insurance also enables you to save tax under section 80D of the Income Tax Act.
  • Policyholders can easily purchase a maternity insurance plan online by filling out an application form in just a few clicks, this makes the whole process hassle-free.
  • With ICICI Lombard Health Insurance for Maternity, you get coverage for pre and post-hospitalization, delivery and even other expenses such as hospital room rent, ambulance services, and doctors’ consultation fees. This makes the plan a comprehensive coverage policy.
  • You can even receive a Claim-Free Bonus through ICICI Lombard insurance for maternity if you skip raising a claim in a policy year

ICICI Lombard Health Insurance for Maternity Eligibility

 

Age

Minimum: 18 Years
Maximum: 45 Years

 

Policy Term

1/2 Years

 

Waiting Period

3 years

 

Free Look Period

15 Days

 

Benefits of ICICI Lombard Health Insurance for Maternity

ICICI Lombard Health Insurance for Maternity offers you the twin benefits of life coverage and maternity cover. Here are a few more benefits of the plan

  • Safeguard Expense
    ICICI Lombard Health Insurance for Maternity safeguards you and your family against the increasing healthcare costs of the newborn.
  • Hospital Daily Cash Allowances
    A certain amount will be paid for each and every completed day of hospitalisation if such hospitalisation is at least for a minimum of 3 consecutive days and subject to a maximum of 10 consecutive days.
  • Maternity Hospitalisation Expenses
    Maternity insurance helps cover up to 91 days after childbirth while providing coverage against post-hospitalization expenses of Rs 2000.
  • Waiting Period
    The waiting period for maternity coverage is 3 years. The cover is limited to 2 deliveries/terminations during the period of insurance(as per the plan).
  • Nursing At Home
    A certain amount (as per the plan chosen) per day for a maximum of up to 15 days post-hospitalisation for the medical services of a nurse at your residence
  • Coverage Against Pre- and Post-Natal Expenses
    Maternity insurance covers medical expenses relating to both Cesarean and normal delivery along with post-delivery complications for the mother
    • Normal delivery of Rs 10,000/Caesarian delivery of Rs15,000/Pre-Post Natal Rs 2,000 each
    • Normal Delivery of Rs 15,000/Caesarian delivery of Rs 25,000/Pre-Post Natal Rs 2,000 each
    • Normal Delivery of Rs 25,000/Caesarian delivery of Rs 50,000/Pre-Post Natal Rs 2,000 each
  • Out-patient Treatment Cover
    Reimbursement is provided for the medical expenses incurred as an Outpatient (OPD). It means the Insured patient who is not hospitalized for more than 24 consecutive hours but who visits a Hospital, clinic or associated facility for diagnosis or treatment.
  • New-born Coverage
    In case some life-threatening or congenital ailment is diagnosed, the newborn coverage helps the parents from Day 1 to day 90 days from the birth of the baby.

Inclusions in ICICI Lombard Maternity Insurance

Maternity insurance provides you protection against any unforeseen situations so that you can get the best possible doctors to attend to you. Here is the list of expenses covered under a maternity insurance plan

Coverage against delivery expenses for both caesarean and standard delivery.

The company provides financial backup to take care of expenses 30 days before hospitalization, along with 60 days of post-hospitalization care.

Comprehensive coverage against pre- and post-natal expenses, such as ventilator care and vaccinations during his or her first year.

Maternity Benefit claim has been accepted, subject to the limit of Rs 10,000.

Ambulance cover amount payable is INR 1,500 per event of emergency policy hospitalization.

A maternity insurance plan includes coverage for the newborn baby for miscellaneous expenses.

Exclusions in ICICI Lombard Maternity Insurance

Do check the norms before going for a plan because a maternity insurance plan also has a few limitations. Below-mentioned expenses are excluded from a maternity insurance plan

In the case of late pregnancy (for ages 35 and above), it is possible that there might be situations when the company could refuse to pay the claim. However, the claim may not be declined after you have bought the policy.

Consultation, diagnostic tests, and follow-ups during nine months of pregnancy.

Treatment costs for premature termination of pregnancy, within 12 weeks of conceiving.

Medical expenses of ectopic pregnancy.

Doctor’s visits for regular health check-ups.

In-vitro fertilization.

Late pregnancies above 45 years of age.

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Explore other ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° Wellbeing programs
  • High SI options
  • Home healthcare

ICICI Lombard Health Shield 360 (Pros)

ICICI Lombard Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

ICICI Lombard Health Shield 360 (Cons)

ICICI Lombard Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

ICICI Lombard Health Shield 360 (Other Benefits)

ICICI Lombard Health Shield 360
  • Air ambulance
  • OPD cover
  • Additional sum insured

ICICI Lombard Health Shield 360 (Eligibility Criteria)

ICICI Lombard Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

ICICI Lombard Group Health Insurance (Pros)

ICICI Lombard Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

ICICI Lombard Group Health Insurance (Cons)

ICICI Lombard Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

ICICI Lombard Group Health Insurance (Other Benefits)

ICICI Lombard Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

ICICI Lombard Group Health Insurance (Eligibility Criteria)

ICICI Lombard Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

ICICI Lombard Complete Health Insurance Plan (Pros)

ICICI Lombard Complete Health Insurance Plan
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

ICICI Lombard Complete Health Insurance Plan (Cons)

ICICI Lombard Complete Health Insurance Plan
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

ICICI Lombard Complete Health Insurance Plan (Other Benefits)

ICICI Lombard Complete Health Insurance Plan
  • Cataract
  • Daily hospital cash
  • Organ donor

ICICI Lombard Complete Health Insurance Plan (Eligibility Criteria)

ICICI Lombard Complete Health Insurance Plan
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Accident Health Insurance

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover

ICICI Lombard Saral Suraksha Bima (Pros)

ICICI Lombard Saral Suraksha Bima
  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Cumulative bonus

ICICI Lombard Saral Suraksha Bima (Cons)

ICICI Lombard Saral Suraksha Bima
  • Attempt to suicide/self-inflicted injury
  • STDs and HIV/AIDS
  • Mental or nervous disorder
  • Alcoholism or substance abuse

ICICI Lombard Saral Suraksha Bima (Other Benefits)

ICICI Lombard Saral Suraksha Bima
  • Children education grant
  • Accidental hospitalisation
  • Higher sum insured

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima
  • Min entry age: 3 Months
  • Max entry age: 70 Years
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs

ICICI Lombard Elevate Plan (Pros)

ICICI Lombard Elevate Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalisation
  • Daycare treatment

ICICI Lombard Elevate Plan (Cons)

ICICI Lombard Elevate Plan
  • Cataract
  • IVF treatment
  • Hazardous activities

ICICI Lombard Elevate Plan (Other Benefits)

ICICI Lombard Elevate Plan
  • OPD Charges
  • Covid-19
  • Automatic restoration

ICICI Lombard Elevate Plan (Eligibility Criteria)

ICICI Lombard Elevate Plan
  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: No Limit

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

ICICI Lombard Health Booster (Pros)

ICICI Lombard Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

ICICI Lombard Health Booster (Cons)

ICICI Lombard Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

ICICI Lombard Health Booster (Other Benefits)

ICICI Lombard Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

ICICI Lombard Health Booster (Eligibility Criteria)

ICICI Lombard Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

ICICI Personal Protect Policy (Pros)

ICICI Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Cons)

ICICI Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

ICICI Personal Protect Policy (Other Benefits)

ICICI Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Eligibility Criteria)

ICICI Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

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ICICI Insurance for Maternity: FAQs

1. Can I purchase ICICI Lombard Health Insurance for Maternity as part of the family plan?

Yes, ICICI Lombard Health Insurance for Maternity can be bought with your health insurance policy in the name of ICICI Lombard Complete Health Insurance.

2. Does the newborn baby get maternity cover insurance?

Yes, the newborn baby gets insurance coverage up to 91 days after birth in the maternity cover insurance plan. Depending on your plan it generally includes cover for any treatment of illness or emergency for the newborn and on-birth vaccinations.

3. Does unfortunate pregnancy termination get covered in ICICI Lombard Health Insurance for Maternity?

Yes, ICICI Lombard Health Insurance Company does provide coverage for unfortunate pregnancy termination. This includes necessary medical expenses for termination procedures and treatment related to any complications of pregnancy or childbirth.

4. What are the chief benefits of ICICI Lombard Health Insurance for Maternity?

The chief benefits of ICICI Lombard Health Insurance for Maternity cover include. Financial security Newborn cover Relaxing onset of parenthood Stress-free environment for mother and newborn Many miscellaneous expenses are covered

5. What is the waiting period of ICICI Lombard Health Insurance for Maternity?

The waiting period for ICICI Lombard Health Insurance for Maternity is 3 years.

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Simran saxena

Written By: Simran Saxena

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.