ICICI Lombard Arogya Sanjeevani Policy

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, the room rent is covered up to 2% of SI.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, ICU charges are covered up to 5% of SI up to a maximum of INR 10,000/- per day.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, pre-hospitalization is covered for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy covers medical expenses incurred during post-hospitalization for 60 Days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy does not cover domiciliary hospitalizations.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy covers the expenses of all daycare procedures up to 50% of SI.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

OPD charges are not covered under the ICICI Lombard Arogya Sanjeevani Policy.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy covers COVID-19.

This plan offers a 50% increment in the sum insured at the time of renewal after a claim-free year. In case of a claim, the bonus amount added to your SI will be decreased by 50%.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy offers a no-claim bonus of 5% of the sum insured for each claim-free year up to a maximum of 50% of SI.

Automatic restoration equal to 100% of your selected SI amount is provided under this plan if the basic sum insured and the multiplier benefit get exhausted.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy does not offer automatic restoration.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, AYUSH treatment is covered.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, IVF is not available.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, modern treatments are not covered.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, the air ambulance is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, global coverage is not covered.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, E-consultation is not covered.

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

Under the ICICI Lombard Arogya Sanjeevani Policy, a health check-up is not available.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy does not cover the expenses for a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under ICICI Lombard Arogya Sanjeevani Policy?

ICICI Lombard Arogya Sanjeevani Policy does not cover vaccination expenses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under ICICI Lombard Arogya Sanjeevani Policy?

A voluntary 5 % co-pay is applicable on all claims under the ICICI Lombard Arogya Sanjeevani Policy.