Network hospitals
10800+
Incurred claim ratio
98.53%
Sum insured
Up to 2 Crores
No. of Plans
1
Solvency Ratio
2.5
Pan India Presence
312+
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insured and their family from the financial impacts of injuries. The plan covers events like Death, Permanent Total Disablement, Permanent Partial Disablement and Temporary Total Disablement due to accidents during the policy period.
Additionally, the policyholder has the option to include the coverage for daily hospital allowance and protection against terrorism-related incidents. The policy is renewable for life, with flexible tenure options of 1,3, or 5 years, catering to the individuals aged 18-80. This plan helps the insured maintain peace of mind by safeguarding their loved ones against life unexpected events.
To understand Personal Protect Policy Insurance in detail, take a look at the below table:
18 to 80 Years
Accident Health Insurance
3 L | 25 L
N/A Days
Lifelong
1, 3, 5 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
Policy Coverage | SI | SI | SI | SI | SI | SI |
Basic Coverage | Option 1 | Option 2 | Option 3 | Option 4 | Option 5 | Option 6 |
Accident Resulting In Permanent Total Disablement(PTD) | 300,000 | 500,000 | 1,000,000 | 1,500,000 | 2,000,000 | 2,000,000 |
Operational Coverage | Policy Year SI | Policy Year SI | Policy Year SI | Policy Year SI | Policy Year SI | Policy Year SI |
Accidental Hospitalization Expenses | 10,000 | 25,000 | 50,000 | 100,000 | 100,000 | 100,000 |
Accidental Hospital Daily Allowance | 1,000 Per Day | 1,000 Per Day | 2,000 Per Day | 2,000 Per Day | 2,000 Per Day | 2,000 Per Day |
The plan offers various Benefits and has many unique features, which are mentioned below:
Permanent diseases or health conditions that are not included under ICICI Personal Protect Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and Abortion
Congenital disease
Infertility and in vitro fertilization
To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:
Individual and Family Health Insurance
ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...
Unique Features
Accident Health Insurance
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...
Unique Features
Senior Citizen Health Insurance
Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...
Unique Features
Individual and Family Health Insurance
ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...
Unique Features
Top Up and Super Top Up
ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...
Unique Features
Individual and Family Health Insurance
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...
Unique Features
Individual and Family Health Insurance
Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...
Unique Features
Individual and Family Health Insurance
Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...
Unique Features
Group Health Insurance
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...
Unique Features
The policy does not cover any pre-existing diseases, the plan basically covers injuries.
This term means that the sum insured can increase at policy renewal.
The cancellation process is as follows: Notify the company by email or phone. The company will verify the claims and premiums paid or dues. And if there are no dues or issues found they will cancel the policy. The refund is based on the remaining policy period.
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Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
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