ICICI Lombard Health Booster
  • Reset Benefit
  • Top Up Plan
  • Lifetime Renewability
ICICI Lombard Health Insurance

Network hospitals



Incurred claim ratio



Sum insured

Up to 1 CR


No. of Plans



Solvency Ratio



Pan India Presence


Customized Health Insurance Plan for you.

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Age of Eldest Member


Network hospitals



Incurred claim ratio



Sum insured

Up to 1 CR


No. of Plans



Solvency Ratio



Pan India Presence


ICICI Lombard Health Booster Plan

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions. The plan offers many benefits that make this plan robust and versatile. Let us explore this plan in this article.

Eligibility Table For ICICI Lombard Health Booster Policy

Eligibility Criteria


Minimum Age6 Years
Maximum AgeNo maximum age limit
Child CovegaeChildren aged 3 months to 5 years can be insured under a floater plan only.
Policy Period Options1 year, 2 years, or 3 years
Lifetime RenewabilityYes, the policy can be renewed for a lifetime.
Pre -Policy Medical CheckupNo medical test is required for individuals below 46 years of age with a sum insured of up to 10 lakh
Deductible Options3 lakh, 4 lakh, 5 lakh
Co-Pay(Above 60 yeras)20% of the admissible claim amount above the deductible.
Initial Waiting Period30 Days

Read more specifications in the brochure.

Key Features Of ICICI Lombard Health Booster

Following are the key features of the policy:

  • The plan comes with a wide range of coverage from 5 lakh to 50 lakh.
  • It offers flexible deductible choices of 3,4 or 5 lakh.
  • The policyholder can choose between individual and floater coverage.
  • Lifetime renewability is also offered by the plan.
  • Policy Period Options offered by Health Booster are of 1, 2, 3 years.
  • No Age Restrictions are imposed under the policy, it is accessible to all ages.
  • No Pre Policy Medical Checkup required to buy the plan.
  • Free Look Period of 15 days is offered upon the commencement of the policy.

Benefits of ICICI Lombard Health Booster

Following are the benefits offered by the policy.

  • In Patient Treatments

    Covers medical expenses for hospitalization for a minimum of 24 consecutive hours.
  • Day Care Treatments

    Covers expenses for a daycare treatment that requires hospitalization of less than 24 hours.
  • In patients AYUSH Treatments

    The plan covers the expense of AYUSH treatment when undertaken by any government hospital or any other medical institute.
  • domiciliary Hospitalization

    This plan covers domiciliary hospitalization.
  • Donor Expenses

    Covers hospitalization expenses incurred by an organ donor for organ transplant surgery.
  • Pre and Post Hospitalization

    The plan covers medical expenses incurred 60 days before and after 90 days after hospitalization.
  • Domestic Raod Emergency

    Reimburse the ambulance charges during emergencies.
  • Reset Benefit

    The plan has a deductible of 3 lakh and above, and the policy resets up to 100% of the sum insured once in the policy year in case the SI is insufficient due to previous claims in that year.

ICICI Lombard Health Booster Policy Exclusions

Permanent Exclusions

Permanent exclusions under the policy are:

Injury due to War or Invasion

Cosmetic Surgery

Aesthetics Treatment

Dental Treatment


Injury due to Alcohol

AIDS/HIV treatment

Coverage after Waiting Period

Waiting Period


Initial Waiting Period30 Days
Pre- Existing Cover24 Months
Specific Medical Conditions2 Years


ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to provide extensive coverage and financial security. This plan covers extra expenses when your base policy is exhausted and offers added protection to you repeatedly in a single year.

Explore more plans from ICICI Lombard

ICICI Lombard Insurance company offers several tailored health plans that are designed to serve you in the best way possible. Take a look:

Standard Health Insurance

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

  • Cumulative Bonus
  • Cataract treatment covered
  • Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

  • Intensive Cardiac Care Charges
  • Ambulance charges up to 2000
  • Cataract treatment
  • In-patient hospitalization
  • Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

  • No Eyesight correction expenses
  • Fertility expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered
  • No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

  • Floater benefit
  • Pre-existing diseases after 4 yrs
  • In-patient AYUSH treatment
  • Daycare procedures
  • Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Maximum Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Saral Suraksha Plan

ICICI Lombard Saral Suraksha Bima

A plan that offers coverage for accidental death and disablement, temporary total disablement and gives Education Grant.

Unique Features

  • 100% Death Benefit
  • Emergency Care
  • Cumulative Bonus up to 50 %

Saral Suraksha Bima (Pros)

  • 10% Education Grant
  • Temp. Total Disablement cover
  • In-Patient Care
  • Total Disablement cover
  • Partial Disablement cover

Saral Suraksha Bima (Cons)

  • Hazardous sports not covered
  • No Intentional self-injury cover
  • Alcoholism not covered
  • Injury due to violation of the law
  • Obesity treatment not covered

Saral Suraksha Bima (Other Benefits)

  • Plastic surgery after accident
  • Surgical Procedure after accident
  • 50% Cumulative Bonus
  • All Day Care Treatment
  • Dental Treatment after accident

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -70 Years
  • SI - 2 L to 5 L
  • Waiting Period -30 Days

Personal Accident

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

  • Permanent Disability Covered
  • No pre-medical required
  • Worldwide coverage

Personal Protect Plan (Pros)

  • All Disablement Covered
  • Accidental Hospital Allowance
  • Rail accidents covered
  • Natural Peril Injury CFovered
  • No health check-up required

Personal Protect Plan (Cons)

  • Change of Gender Treatments
  • Cosmetic or Plastic Surgery
  • Dental treatment not covered
  • Maternity expenses not covered
  • No Global Coverge

Personal Protect Plan (Other Benefits)

  • No Injuries in terrorism covered
  • Hospital Daily Allowance Benefit
  • Accidental Hospital Allowance
  • Funeral Expenses covered
  • Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

  • Flexible Sum Insured
  • Home-care treatment covered
  • Treatment for comorbid

Corona Kavach Plan (Pros)

  • Covid Hospitalization charges
  • Home Care Treatment Expenses
  • AYUSH Treatment Covered
  • Hospital Daily Cash
  • Flexible Policy Period

Corona Kavach Plan (Cons)

  • Dietary supplements expenses
  • Unproven Treatments expenses
  • Respite care not covered
  • Investigation Expenses
  • Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

  • Inpatient hospitalization
  • Family Floater Benefit
  • In-patient treatment
  • Home care treatment
  • Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Senior Citizens

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

  • Affordable Medical Care
  • Care Management Program
  • Reset Benefit

Golden Shield Plan (Pros)

  • Nursing at home
  • Free annual health check-ups
  • Air ambulance coverage
  • Tele consultations
  • AYUSH treatments

Golden Shield Plan (Cons)

  • Voluntary Deductible amount
  • Expenses Outside India
  • No Acupressure Treatments
  • 2-Year Waiting Period
  • Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

  • Pharmacy Cover up to Rs 2,000
  • Out-patient consultations
  • Can update a family member
  • Routine Diagnostics covered
  • Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Age -No Upper age limit
  • SI - 3 L to 10 L
  • Waiting Period -24 Months

Senior Citizen Plan

A comprehensive plan for you and your family covering

Unique Features

  • Swine Flu Treatment Covered
  • Pre Existing Disease Covered
  • Cumulative Bonus upto 50 %

Health AdvantEdge (Pros)

  • No health check-ups
  • Domestic Air Ambulance
  • 24x7 Customer Support
  • Newborn baby and vaccine cover
  • Health rewards

Health AdvantEdge (Cons)

  • No Non-allopathic Treatments
  • Unproven treatment not covered
  • HIV/AIDS treatments not covered
  • 3-Year Waiting Period
  • Obesity treatment not covered

Health AdvantEdge (Other Benefits)

  • Bariatric surgery cover
  • Maternity Expenses Covered
  • Orthopaedic Expenses Covered
  • Chemotherapy Covered
  • Eye Surgery Covered

Health AdvantEdge (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 5 L
  • Waiting Period -30 Days

ICICI Lombard Health Booster: FAQs

1. What is the maximum sum insured available under the Health Booster Policy?

The Health Booster offers a maximum sum insured of up to 50 Lakhs, providing comprehensive coverage for medical expenses.

2. Can we avail of the cashless hospitalization under this policy?

Yes, the insured can avail of cashless hospitalization at the network hospitals of the company.

3. Does ICICI Lombard Health Booster cover dental treatment?

No, this plan does not cover any dental treatment.

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Priya Singh

Written By: Priya Singh

Priya has been in the content writing industry for over 8 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.