ICICI Lombard Health Insurance Top-up Plans
  • Add-On benefits
  • Wellness Benefit
  • Reset Benefit
ICICI Lombard Health Insurance
premium

Network hospitals

7500+

premium

Claim settlement ratio

97.07%

premium

Sum insured

Up to 50 Lakh

premium

No. of Plans

7

premium

Solvency Ratio

2.54

premium

Pan India Presence

286

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

7500+

premium

Claim settlement ratio

97.07%

premium

Sum insured

Up to 50 Lakh

premium

No. of Plans

7

premium

Solvency Ratio

2.54

premium

Pan India Presence

286

ICICI Lombard Health Insurance Top-up Plans

Individuals can get Icici Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an additional Icici Lombard Super Top Up plan, including lower premiums, added security, and protection for your hard-earned savings. Top-Up Plans serve as a backup health insurance plan to your basic health insurance in the event of an emergency, but they can also be purchased as a standalone health insurance plan. Many people buy additional health insurance on top of their employer-provided health insurance because a basic health insurance plan does not always meet their medical care needs and is insufficient.

Icici lombard super top up health insurance plans provide a variety of sum insured as well as flexible deductibles. Furthermore, icici lombard super top up plans provide numerous discounts and effective medical care through a vast network of over 6700+ cashless network hospitals with claim service guarantee.

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Key Benefits of ICICI Lombard Super Top-Up Plan

Icici Lombard Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:

  • Tax Benefits
    Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
  • Reset Benefit
    For deductibles of INR 3 lakh and above, Icici Lombard Super Top-Up health insurance provides a reset benefit. When the sum insured is insufficient, the Reset Benefit kicks in, and this benefit can only be used once per policy year.
  • Wellness Program
    Icici Lombard Super Top Up plan provides a wellness programme to ensure that its customers take care of their health and live a healthy lifestyle. This feature of the Icici Lombard Super Top Up Plan is intended to provide health rewards and wellness benefits.
  • Additional Benefits
    Icici Lombard Super Top-Up Plan provides multiple additional benefits on top of the base benefits. Individuals can enhance their base coverage along with add-ons provided at an additional premium. The various add-ons include hospital cash benefit, personal accident cover, Critical Illness Cover and more.
  • Family Floater Benefit
    As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

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ICICI Lombard Super Top-Up Plan

Health Booster

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

  • Wellness Programs
  • Coverage for listed Critical Illnesses
  • Lifetime Renewability available

ICICI Lombard Super Top-Up Plan Eligibility Criteria

Entry Age

Minimum: 91 Days

Adult Entry Age.

Minimum: 18 Years
Maximum: No limit

Policy Term

1/2/3 Years

Plan Type

Individual/Family Floater

Sum Insured

5 L to 50 L

Initial Waiting Period*

30 Days*

ICICI Lombard Super Top-Up Plan Inclusions

The various inclusions under Icici Lombard Super Top-Up Plan are:

In-Patient Hospitalization

Pre-Hospitalization Medical Expenses

Post Hospitalization Medical Expenses

Day Care treatment

Pre-existing Diseases

Critical Illness

Hospital Cash Benefit

ICICI Lombard Super Top-Up Plan Exclusions

The various exclusions under Icici Lombard Super Top-Up Plan are:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purpose ยท Alternative Treatments (Non Allopathic treatments)

pregnancy or childbirth

HIV infection / AIDS

cosmetic or sex-change treatment/surgery

alcohol consumption, smoking, another tobacco intake, or drug abuse

intentional self-injury, suicide, or attempted suicide

any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

war, terrorism, or nuclear weapons

Health Insurance Companies

Explore ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard offers several Health Plans. Along with ICICI Lombard Health Insurance, there are other plans to choose from. Take a look below to explore more:

Standard Health Insurance

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

  • Cumulative Bonus
  • Cataract treatment covered
  • Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

  • Intensive Cardiac Care Charges
  • Ambulance charges up to 2000
  • Cataract treatment
  • In-patient hospitalization
  • Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

  • No Eyesight correction expenses
  • Fertility expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered
  • No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

  • Floater benefit
  • Pre-existing diseases after 4 yrs
  • In-patient AYUSH treatment
  • Daycare procedures
  • Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Maximum Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Personal Accident

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

  • Permanent Disability Covered
  • No pre-medical required
  • Worldwide coverage

Personal Protect Plan (Pros)

  • All Disablement Covered
  • Accidental Hospital Allowance
  • Rail accidents covered
  • Natural Peril Injury CFovered
  • No health check-up required

Personal Protect Plan (Cons)

  • Change of Gender Treatments
  • Cosmetic or Plastic Surgery
  • Dental treatment not covered
  • Maternity expenses not covered
  • No Global Coverge

Personal Protect Plan (Other Benefits)

  • No Injuries in terrorism covered
  • Hospital Daily Allowance Benefit
  • Accidental Hospital Allowance
  • Funeral Expenses covered
  • Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

  • Flexible Sum Insured
  • Home-care treatment covered
  • Treatment for comorbid

Corona Kavach Plan (Pros)

  • Covid Hospitalization charges
  • Home Care Treatment Expenses
  • AYUSH Treatment Covered
  • Hospital Daily Cash
  • Flexible Policy Period

Corona Kavach Plan (Cons)

  • Dietary supplements expenses
  • Unproven Treatments expenses
  • Respite care not covered
  • Investigation Expenses
  • Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

  • Inpatient hospitalization
  • Family Floater Benefit
  • In-patient treatment
  • Home care treatment
  • Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Senior Citizens

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

  • Affordable Medical Care
  • Care Management Program
  • Reset Benefit

Golden Shield Plan (Pros)

  • Nursing at home
  • Free annual health check-ups
  • Air ambulance coverage
  • Tele consultations
  • AYUSH treatments

Golden Shield Plan (Cons)

  • Voluntary Deductible amount
  • Expenses Outside India
  • No Acupressure Treatments
  • 2-Year Waiting Period
  • Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

  • Pharmacy Cover up to Rs 2,000
  • Out-patient consultations
  • Can update a family member
  • Routine Diagnostics covered
  • Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Age -No Upper age limit
  • SI - 3 L to 10 L
  • Waiting Period -24 Months

Family Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

  • Available in 4 different variants
  • 100% Automatic Restoration of SI
  • Riders for enhanced coverage

ICICI Lombard Super Top-Up Plan: FAQs

1. What are the additional benefits provided by Icici Lombard Super Top Up Plan?

Icici Lombard offers multiple additional benefits benefits like

  • Hospital daily cash
  • Convalescence benefit
  • Personal Accident Cover
  • Temporary Total Disablement (TTD) Rehabilitation Cover
  • Repatriation of Remains and
  • Critical Illness Cover

2. What are the sum insured options under Icici Lombard Super Top-Up Plan?

Icici Lombard Super Top-Up Plan offers a wide range of sum insured options ranging from 5 Lakh to 50 Lakh.

3. What is the eligibility criteria for Icici Lombard Super Top-Up Plan?

Adults at the age of 18 years can purchase Icici Lombard Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months and if you want to purchase an individual policy for your dependent child the entry age has to be more than 6 years old.

4. Is Icici Lombard Super Top-Up plan tax eligible?

Yes, Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.

5. Icici Lombard can cover my family members?

As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

ICICI Lombard Health Insurance Reviews

For a better insight into the company, do not forget to go through the ICICI Lombard Health Insurance Reviews.

Customer Review Image

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Customer Review Image

Kalpana Pushkar

Raipur

February 9, 2022

ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.

Customer Review Image

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

Customer Review Image

Aditya Kapoor

Mumbai

September 6, 2021

I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI

Customer Review Image

Prakash

Dehradun

August 31, 2021

happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.

Customer Review Image

Karan Mehta

Coimbatore

May 24, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Customer Review Image

Sanam Mehta

Chennai

May 24, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

Customer Review Image

Karan Mehta

Coimbatore

May 21, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

View All ICICI Lombard Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.