ICICI Lombard Top-up Plans
  • Add-On Benefits
  • Wellness Benefits
  • Reset Benefits
ICICI Lombard Top-up Plans
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ICICI Lombard Health Insurance Top-up Plans

Individuals can get ICICI Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an additional Icici Lombard Super Top Up plan, including lower premiums, added security, and protection for your hard-earned savings. Top-up plans serve as a backup health insurance plan to your basic health insurance in the event of an emergency, but they can also be purchased as a standalone health insurance plan. Many people buy additional health insurance on top of their employer-provided health insurance because a basic health insurance plan does not always meet their medical care needs and is insufficient.

ICICI Lombard super top-up health insurance plans provide a variety of sum insured as well as flexible deductibles. Furthermore, ICICI Lombard super top-up plans provide numerous discounts and effective medical care through a vast network of over 6700+ cashless network hospitals with a claim service guarantee.

Key Benefits of ICICI Lombard Super Top-Up Plan

Icici Lombard Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:

  • Tax Benefits
    Icici Lombard Super Top-Up Plan is eligible under the Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
  • Reset Benefit
    For deductibles of INR 3 lakh and above, Icici Lombard Super Top-Up health insurance provides a reset benefit. When the sum insured is insufficient, the Reset Benefit kicks in, and this benefit can only be used once per policy year.
  • Wellness Program
    Icici Lombard Super Top Up plan provides a wellness programme to ensure that its customers take care of their health and live healthy lifestyles. This feature of the Icici Lombard Super Top Up Plan is intended to provide health rewards and wellness benefits.
  • Additional Benefits
    Icici Lombard Super Top-Up Plan provides multiple additional benefits in addition to the base benefits. Individuals can enhance their base coverage along with add-ons provided at an additional premium. The various add-ons include hospital cash benefits, personal accident cover, Critical Illness Cover and more.
  • Family Floater Benefit
    As the name suggests, the ICICI Lombard Super Top-Up Plan covers your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policyholders can cover spouses, dependent children, brothers, sisters, dependent parents, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

ICICI Lombard Super Top-Up Plan Eligibility Criteria

 

Entry Age

Minimum: 91 Days

 

Adult Entry Age.

Minimum: 18 Years
Maximum: No limit

 

Policy Term

1/2/3 Years

 

Plan Type

Individual/Family Floater

 

Sum Insured

5 L to 50 L

 

Initial Waiting Period*

30 Days*

ICICI Lombard Super Top-Up Plan Inclusions

The various inclusions under the ICICI Lombard Super Top-Up Plan are:

In-Patient Hospitalization

Pre-Hospitalization Medical Expenses

Post Hospitalization Medical Expenses

Day Care Treatment

Pre-existing Diseases

Critical Illness

Hospital Cash Benefit

ICICI Lombard Super Top-Up Plan Exclusions

The various exclusions under the ICICI Lombard Super Top-Up Plan are:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purposes · Alternative Treatments (Non Allopathic treatments)

pregnancy or childbirth

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, other tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

War, terrorism, or nuclear weapons

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Explore other ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

Personal Protect Policy (Pros)

Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

Personal Protect Policy (Cons)

Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

Personal Protect Policy (Other Benefits)

Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

Personal Protect Policy (Eligibility Criteria)

Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

Health Booster (Pros)

Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

Health Booster (Cons)

Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

Health Booster (Other Benefits)

Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

Health Booster (Eligibility Criteria)

Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° wellbeing programs
  • High SI options
  • Home healthcare

Health Shield 360 (Pros)

Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

Health Shield 360 (Cons)

Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

Health Shield 360 (Other Benefits)

Health Shield 360
  • Air ambulance
  • OPD Cover
  • Additional Sum Insured

Health Shield 360 (Eligibility Criteria)

Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

Complete Health Insurance (Pros)

Complete Health Insurance
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

Complete Health Insurance (Cons)

Complete Health Insurance
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

Complete Health Insurance (Other Benefits)

Complete Health Insurance
  • Cataract
  • Daily hospital cash
  • Organ donor

Complete Health Insurance (Eligibility Criteria)

Complete Health Insurance
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

Group Health Insurance (Pros)

Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

Group Health Insurance (Cons)

Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

Group Health Insurance (Other Benefits)

Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

Group Health Insurance (Eligibility Criteria)

Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

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ICICI Lombard Health Insurance Top-up Plans: FAQs

1. What are the additional benefits provided by Icici Lombard Super Top Up Plan?

Icici Lombard offers multiple additional benefits benefits like Hospital daily cash Convalescence benefit Personal Accident Cover Temporary Total Disablement (TTD) Rehabilitation Cover Repatriation of Remains and Critical Illness Cover

2. What are the sum insured options under Icici Lombard Super Top-Up Plan?

Icici Lombard Super Top-Up Plan offers a wide range of sum insured options ranging from 5 Lakh to 50 Lakh.

3. What is the eligibility criteria for Icici Lombard Super Top-Up Plan?

Adults at the age of 18 years can purchase Icici Lombard Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months and if you want to purchase an individual policy for your dependent child the entry age has to be more than 6 years old.

4. Is Icici Lombard Super Top-Up plan tax eligible?

Yes, Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.

5. Icici Lombard can cover my family members?

As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.