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ICICI Lombard Health Insurance Top-up Plans

Add-On benefits
Wellness Benefit
Reset Benefit

Network hospitals

7500+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

7500+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

ICICI Lombard Health Insurance Top-up Plans

Individuals can get Icici Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an additional Icici Lombard Super Top Up plan, including lower premiums, added security, and protection for your hard-earned savings. Top-Up Plans serve as a backup health insurance plan to your basic health insurance in the event of an emergency, but they can also be purchased as a standalone health insurance plan. Many people buy additional health insurance on top of their employer-provided health insurance because a basic health insurance plan does not always meet their medical care needs and is insufficient.

Icici lombard super top up health insurance plans provide a variety of sum insured as well as flexible deductibles. Furthermore, icici lombard super top up plans provide numerous discounts and effective medical care through a vast network of over 6700+ cashless network hospitals with claim service guarantee.

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Key Benefits of ICICI Lombard Super Top-Up Plan

Icici Lombard Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:

Tax Benefits
Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Reset Benefit
For deductibles of INR 3 lakh and above, Icici Lombard Super Top-Up health insurance provides a reset benefit. When the sum insured is insufficient, the Reset Benefit kicks in, and this benefit can only be used once per policy year.
Wellness Program
Icici Lombard Super Top Up plan provides a wellness programme to ensure that its customers take care of their health and live a healthy lifestyle. This feature of the Icici Lombard Super Top Up Plan is intended to provide health rewards and wellness benefits.
Additional Benefits
Icici Lombard Super Top-Up Plan provides multiple additional benefits on top of the base benefits. Individuals can enhance their base coverage along with add-ons provided at an additional premium. The various add-ons include hospital cash benefit, personal accident cover, Critical Illness Cover and more.
Family Floater Benefit
As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

ICICI Lombard Super Top-Up Plan

Health Booster

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

Wellness Programs
Coverage for listed Critical Illnesses
Lifetime Renewability available

ICICI Lombard Super Top-Up Plan Eligibility Criteria

Entry Age

Minimum: 91 Days

Adult Entry Age.

Minimum: 18 Years
Maximum: No limit

Policy Term

1/2/3 Years

Plan Type

Individual/Family Floater

Sum Insured

5 L to 50 L

Initial Waiting Period*

30 Days*

Choose ICICI Lombard Health Insurance Plan for

ICICI Lombard Super Top-Up Plan Inclusions

The various inclusions under Icici Lombard Super Top-Up Plan are:

In-Patient Hospitalization

Pre-Hospitalization Medical Expenses

Post Hospitalization Medical Expenses

Day Care treatment

Pre-existing Diseases

Critical Illness

Hospital Cash Benefit

ICICI Lombard Super Top-Up Plan Exclusions

The various exclusions under Icici Lombard Super Top-Up Plan are:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purpose · Alternative Treatments (Non Allopathic treatments)

pregnancy or childbirth

HIV infection / AIDS

cosmetic or sex-change treatment/surgery

alcohol consumption, smoking, another tobacco intake, or drug abuse

intentional self-injury, suicide, or attempted suicide

any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

war, terrorism, or nuclear weapons

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Explore ICICI Lombard Health Insurance

Explore ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard offers several Health Plans. Along with ICICI Lombard Health Insurance, there are other plans to choose from. Take a look below to explore more:

Standard Health Insurance

ICICI Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

Cumulative Bonus
Cataract treatment covered
Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

Intensive Cardiac Care Charges
Ambulance charges up to 2000
Cataract treatment
In-patient hospitalization
Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

No Eyesight correction expenses
Fertility expenses not covered
Nursing at home not covered
OPD expenses not covered
No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

Floater benefit
Pre-existing diseases after 4 yrs
In-patient AYUSH treatment
Daycare procedures
Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 18 Years
Maximum Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

Permanent Disability Covered
No pre-medical required
Worldwide coverage

Personal Protect Plan (Pros)

All Disablement Covered
Accidental Hospital Allowance
Rail accidents covered
Natural Peril Injury CFovered
No health check-up required

Personal Protect Plan (Cons)

Change of Gender Treatments
Cosmetic or Plastic Surgery
Dental treatment not covered
Maternity expenses not covered
No Global Coverge

Personal Protect Plan (Other Benefits)

No Injuries in terrorism covered
Hospital Daily Allowance Benefit
Accidental Hospital Allowance
Funeral Expenses covered
Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

Flexible Sum Insured
Home-care treatment covered
Treatment for comorbid

Corona Kavach Plan (Pros)

Covid Hospitalization charges
Home Care Treatment Expenses
AYUSH Treatment Covered
Hospital Daily Cash
Flexible Policy Period

Corona Kavach Plan (Cons)

Dietary supplements expenses
Unproven Treatments expenses
Respite care not covered
Investigation Expenses
Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

Inpatient hospitalization
Family Floater Benefit
In-patient treatment
Home care treatment
Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Senior Citizens

ICICI Lombard Golden Shield Plan

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

Affordable Medical Care
Care Management Program
Reset Benefit

Golden Shield Plan (Pros)

Nursing at home
Free annual health check-ups
Air ambulance coverage
Tele consultations
AYUSH treatments

Golden Shield Plan (Cons)

Voluntary Deductible amount
Expenses Outside India
No Acupressure Treatments
2-Year Waiting Period
Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

Pharmacy Cover up to Rs 2,000
Out-patient consultations
Can update a family member
Routine Diagnostics covered
Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

Entry Age - 56 Years
Max Age -No Upper age limit
SI - 3 L to 10 L
Waiting Period -24 Months

Family Health Insurance

ICICI Lombard Complete Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

Available in 4 different variants
100% Automatic Restoration of SI
Riders for enhanced coverage

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ICICI Lombard Super Top-Up Plan: FAQs

1. What are the additional benefits provided by Icici Lombard Super Top Up Plan?

Icici Lombard offers multiple additional benefits benefits like

Hospital daily cash
Convalescence benefit
Personal Accident Cover
Temporary Total Disablement (TTD) Rehabilitation Cover
Repatriation of Remains and
Critical Illness Cover

2. What are the sum insured options under Icici Lombard Super Top-Up Plan?

Icici Lombard Super Top-Up Plan offers a wide range of sum insured options ranging from 5 Lakh to 50 Lakh.

3. What is the eligibility criteria for Icici Lombard Super Top-Up Plan?

Adults at the age of 18 years can purchase Icici Lombard Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months and if you want to purchase an individual policy for your dependent child the entry age has to be more than 6 years old.

4. Is Icici Lombard Super Top-Up plan tax eligible?

Yes, Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.

5. Icici Lombard can cover my family members?

As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

ICICI Lombard Health Insurance Reviews

For a better insight into the company, do not forget to go through the ICICI Lombard Health Insurance Reviews.

Customer Review Image

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Customer Review Image

Kalpana Pushkar

Raipur

February 9, 2022

ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.

Customer Review Image

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

Customer Review Image

Aditya Kapoor

Mumbai

September 6, 2021

I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI

Customer Review Image

Prakash

Dehradun

August 31, 2021

happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.

Customer Review Image

Karan Mehta

Coimbatore

May 24, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Customer Review Image

Sanam Mehta

Chennai

May 24, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

Customer Review Image

Karan Mehta

Coimbatore

May 21, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

View All ICICI Lombard Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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