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ICICI Plans for Family

Avail Reward Points
Annual Health Check-Up
Critical Illness Benefit

Network hospitals

6700+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

6700+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

Icici Health Insurance Plans for Family

ICICI Health Insurance Plans for Family offer you holistic protection without any hassle and at affordable premiums. ICICI Family Floater Health Insurance gives policyholders a sense of satisfaction and confidence in difficult times and unforeseen medical emergencies. The plans offered by ICICI Lombard protect your finances and cater to most of your common healthcare needs.

As medical expenses are skyrocketing each year investing in a good family health plan is a smart move to protect your loved ones from unforeseen medical emergencies. ICICI Lombard family floater policies are a good choice for most individuals as these plans are equipped to cover all essentials. ICICI Family Health Insurance covers insured lives against pre-existing diseases, hospitalization expenses, pre, and post-hospitalization expenses, day care treatments, AYUSH treatment, and more.

Family Health Insurance

ICICI Lombard Complete Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

Available in 4 different variants
100% Automatic Restoration of SI
Riders for enhanced coverage

Standard Health Insurance

ICICI Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

Cumulative Bonus
Cataract treatment covered
Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

Intensive Cardiac Care Charges
Ambulance charges up to 2000
Cataract treatment
In-patient hospitalization
Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

No Eyesight correction expenses
Fertility expenses not covered
Nursing at home not covered
OPD expenses not covered
No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

Floater benefit
Pre-existing diseases after 4 yrs
In-patient AYUSH treatment
Daycare procedures
Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 18 Years
Maximum Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Top-up

Health Booster(Top UP Plan)

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

Wellness Programs
Critical Illnesses Covered
Lifetime Renewability available

Health Booster (Pros)

No Check-up up to 10 Lakh
Discount of up to 12.5%
Cashless treatment Hospitals
Reimbursement within 14 days
Deductible options (3/4/5 lakhs)

Health Booster (Cons)

No international Coverage
No Alcohol or drug abuse
No Refractive error correction
Dental treatment not covered
No hearing impairment correction

Health Booster (Other Benefits)

Hospital Daily Cash
Convalescence Benefit
Personal Accident Cover
Repatriation of Remains
(TTD) Rehabilitation Cover

Health Booster (Eligibility Criteria)

Entry Age - 18 Years
No Upper Age Limit
SI - 5 L to 50 L
Waiting Period - 30 Days

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

Permanent Disability Covered
No pre-medical required
Worldwide coverage

Personal Protect Plan (Pros)

All Disablement Covered
Accidental Hospital Allowance
Rail accidents covered
Natural Peril Injury CFovered
No health check-up required

Personal Protect Plan (Cons)

Change of Gender Treatments
Cosmetic or Plastic Surgery
Dental treatment not covered
Maternity expenses not covered
No Global Coverge

Personal Protect Plan (Other Benefits)

No Injuries in terrorism covered
Hospital Daily Allowance Benefit
Accidental Hospital Allowance
Funeral Expenses covered
Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

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Key Benefits of ICICI Health Insurance Plans for Family

ICICI Health Insurance Plans for families offer holistic coverage safeguarding your loved ones against any medical expenses. ICICI family health insurance offers comprehensive coverage that is designated to cater to your family’s most common healthcare needs. There are multiple benefits available under the ICICI mediclaim policy for families.

Hassle-free hospitalization
ICICI Health Insurance Plans for Family is designed carefully to cater to the medical needs of policyholders, which involves seamless hospitalization and a hassle-free process. ICICI Family Health Insurance ensures cashless hospitalization in their wide chain of network hospitals across the country.
Wellness Program
ICICI Family Health Insurance offers policyholders a wellness program. Insured individuals can earn multiple points throughout their policy tenure by staying active and demonstrating a healthy lifestyle. Investing time in health and fitness activities will allow you to earn points which can then be redeemed on OPD bills for doctor’s consultations, medicine, diagnostic expenses, and dental expenses.
Avail sum insured reset benefit
When you invest in ICICI Health Insurance Plans for Family you can avail yourself the benefit of restoring your balance sum insured up to 100% of the base sum insured unlimited times in a policy year.
Organ Donor & Critical Illness Benefit
ICICI Health Insurance Plans for Family cover you and your loved ones with essential add-ons such as organ donor expenses and critical illness treatment. The organ donor cover reimburses up to 50K of organ donor expenses and offers a lump sum benefit of up to 100% of the sum insured for a plan with SI up to INR 10 lac for critical illness cover.
Annual Health Check-up
ICICI Family Health Insurance offers a complimentary health check-up to each insured for every policy year.

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ICICI Health Insurance Plans for Family Eligibility Criteria

Entry Age

Minimum: 18 Years

Adult Entry Age.

Maximum: 65 Years

Policy Term

1/2 Years

Plan Type

Individual/ Family Floater

Sum Insured

2 L |3 L | 4 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 50 L

Initial Waiting Period*

30 Days*

ICICI Health Insurance Plans for Family Inclusions

Inclusions of ICICI Health Insurance Plans for Family include:

Pre and post hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

ICICI Health Insurance Plans for Family Exclusions

Exclusions of ICICI Health Insurance Plans for Family include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore ICICI Lombard Health Insurance

Explore other ICICI Lombard Health Insurance Plans

ICICI Lombard Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

Flexible Sum Insured
Home-care treatment covered
Treatment for comorbid

Corona Kavach Plan (Pros)

Covid Hospitalization charges
Home Care Treatment Expenses
AYUSH Treatment Covered
Hospital Daily Cash
Flexible Policy Period

Corona Kavach Plan (Cons)

Dietary supplements expenses
Unproven Treatments expenses
Respite care not covered
Investigation Expenses
Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

Inpatient hospitalization
Family Floater Benefit
In-patient treatment
Home care treatment
Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Senior Citizens

ICICI Lombard Golden Shield Plan

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

Affordable Medical Care
Care Management Program
Reset Benefit

Golden Shield Plan (Pros)

Nursing at home
Free annual health check-ups
Air ambulance coverage
Tele consultations
AYUSH treatments

Golden Shield Plan (Cons)

Voluntary Deductible amount
Expenses Outside India
No Acupressure Treatments
2-Year Waiting Period
Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

Pharmacy Cover up to Rs 2,000
Out-patient consultations
Can update a family member
Routine Diagnostics covered
Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

Entry Age - 56 Years
Max Age -No Upper age limit
SI - 3 L to 10 L
Waiting Period -24 Months

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ICICI Health Insurance Plans: FAQ's

1. Are critical illnesses covered under ICICI Health Insurance Plans for Family?

Yes, Critical illnesses are covered under ICCI Health insurance Plans for Family. ICICI Health Insurance for family offers a lump sum benefit of up to 100% of the sum insured for a plan with SI up to INR 10 lac for critical illness cover.

2. Can I renew my ICICI Health Insurance Plans for Family?

The ICICI Health Insurance Plans for families do offer Life-long renewability without any age restriction. However, the premium payable may change with growing age.

3. Are there any discounts available for policyholders on purchasing ICICI Health Insurance Plans for Family?

Yes, there are multiple discounts offered depending on the plan chosen by policyholders. ICICI Health Insurance Plans for Family offer online discounts, loyalty discounts and more.

4. Can policyholders avail tax benefits under ICICI Health Insurance Plans for Family?

Yes, ICICI Health Insurance Plans for Family offer tax benefits to policyholders under section 80-D of the Income Tax Act 1961.

5. What are the other value-added benefits offered to policyholders when they purchase ICICI Health Insurance Plans for Family?

The other Value-added services offered by ICICI Health Insurance Plans for Family are:

Diet & nutrition e-consultation
Online Chat with Medical Practitioners
Providing information on offers related to healthcare services like consultation, diagnostics, medical equipment, and pharmacy.

What Our Customers Have to Say

Customer Review Image

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Customer Review Image

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

Customer Review Image

Aditya Kapoor

Mumbai

September 6, 2021

I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI

Customer Review Image

Prakash

Dehradun

August 31, 2021

happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.

Customer Review Image

Karan Mehta

Coimbatore

May 24, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Customer Review Image

Sanam Mehta

Chennai

May 24, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

Customer Review Image

Karan Mehta

Coimbatore

May 21, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Customer Review Image

Sanam Mehta

Chennai

May 21, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

View All ICICI Lombard Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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