ICICI Plans for Family

ICICI Health Insurance Plans for Family

ICICI Health Insurance Plans for Family offer holistic protection without hassle and at affordable premiums. ICICI Family Floater Health Insurance provides policyholders with satisfaction and confidence during difficult times and unforeseen medical emergencies. The plans offered by ICICI Lombard protect your finances and cater to most common healthcare needs.

As medical expenses skyrocket each year, investing in a good family health plan is a smart move to protect your loved ones from unforeseen medical emergencies. ICICI Lombard family floater policies are a good choice for most individuals as these plans are equipped to cover all essentials. ICICI Family Health Insurance covers insured lives against pre-existing diseases, hospitalization expenses, pre and post-hospitalization expenses, day care treatments, AYUSH treatment, and more.

Key Benefits of ICICI Health Insurance Plans for Family

ICICI Health Insurance Plans for families offer holistic coverage, safeguarding your loved ones against medical expenses. ICICI family health insurance provides comprehensive coverage designed to cater to your family’s most common healthcare needs. Multiple benefits are available under the ICICI mediclaim policy for families:

• Hassle-free Hospitalization

  ICICI Health Insurance Plans for Family are designed to cater to the medical needs of policyholders, ensuring seamless and hassle-free hospitalization. ICICI Family Health Insurance offers cashless hospitalization across its wide chain of network hospitals nationwide.

• Wellness Program

  ICICI Family Health Insurance offers policyholders a wellness program. Insured individuals can earn points throughout their policy tenure by staying active and demonstrating a healthy lifestyle. Investing time in health and fitness activities allows you to earn points, which can then be redeemed on OPD bills for doctor’s consultations, medicines, diagnostic expenses, and dental expenses.

• Sum Insured Reset Benefit

  When you invest in ICICI Health Insurance Plans for Family, you can restore your balance sum insured up to 100% of the base sum insured an unlimited number of times in a policy year.

• Organ Donor & Critical Illness Benefit

  ICICI Health Insurance Plans for Family cover you and your loved ones with essential add-ons such as organ donor expenses and critical illness treatment. The organ donor cover reimburses up to ₹50,000 for organ donor expenses and offers a lump sum benefit of up to 100% of the Sum Insured for a plan with Sum Insured up to ₹10 lakh for critical illness cover.

• Annual Health Check-up

  ICICI Family Health Insurance offers a complimentary health check-up for each insured member every policy year.

ICICI Health Insurance Plans for Family Eligibility Criteria

ICICI Health Insurance Plans for Family Inclusions

Inclusions of ICICI Health Insurance Plans for Family include:

• Pre and post-hospitalization expenses
• Annual Health Check-up
• Daycare Treatments
• COVID-19 treatment
• Ambulance cover
• AYUSH coverage
• Domiciliary Hospitalisation

ICICI Health Insurance Plans for Family Exclusions

Exclusions of ICICI Health Insurance Plans for Family include:

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Adventure Sports Injuries
• Cosmetic or obesity-related surgeries