ICICI Plans for Family
  • Avail Reward Points
  • Annual Health Check-Up
  • Critical Illness Benefit
ICICI Lombard Health Insurance
premium

Network hospitals

7500+

premium

Incurred claim ratio

77.33%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

8

premium

Solvency Ratio

2.5

premium

Pan India Presence

300+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

7500+

premium

Incurred claim ratio

77.33%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

8

premium

Solvency Ratio

2.5

premium

Pan India Presence

300+

Icici Health Insurance Plans for Family

ICICI Health Insurance Plans for Family offer you holistic protection without any hassle and at affordable premiums. ICICI Family Floater Health Insurance gives policyholders a sense of satisfaction and confidence in difficult times and unforeseen medical emergencies. The plans offered by ICICI Lombard protect your finances and cater to most of your common healthcare needs.

As medical expenses are skyrocketing each year investing in a good family health plan is a smart move to protect your loved ones from unforeseen medical emergencies. ICICI Lombard family floater policies are a good choice for most individuals as these plans are equipped to cover all essentials. ICICI Family Health Insurance covers insured lives against pre-existing diseases, hospitalization expenses, pre, and post-hospitalization expenses, day care treatments, AYUSH treatment, and more.

Family Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

  • Available in 4 different variants
  • 100% Automatic Restoration of SI
  • Riders for enhanced coverage

Standard Health Insurance

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

  • Cumulative Bonus
  • Cataract treatment covered
  • Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

  • Intensive Cardiac Care Charges
  • Ambulance charges up to 2000
  • Cataract treatment
  • In-patient hospitalization
  • Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

  • No Eyesight correction expenses
  • Fertility expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered
  • No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

  • Floater benefit
  • Pre-existing diseases after 4 yrs
  • In-patient AYUSH treatment
  • Daycare procedures
  • Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Maximum Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Top-up

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

  • Wellness Programs
  • Critical Illnesses Covered
  • Lifetime Renewability available

Health Booster (Pros)

  • No Check-up up to 10 Lakh
  • Discount of up to 12.5%
  • Cashless treatment Hospitals
  • Reimbursement within 14 days
  • Deductible options (3/4/5 lakhs)

Health Booster (Cons)

  • No international Coverage
  • No Alcohol or drug abuse
  • No Refractive error correction
  • Dental treatment not covered
  • No hearing impairment correction

Health Booster (Other Benefits)

  • Hospital Daily Cash
  • Convalescence Benefit
  • Personal Accident Cover
  • Repatriation of Remains
  • (TTD) Rehabilitation Cover

Health Booster (Eligibility Criteria)

  • Entry Age - 18 Years
  • No Upper Age Limit
  • SI - 5 L to 50 L
  • Waiting Period - 30 Days

Personal Accident

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

  • Permanent Disability Covered
  • No pre-medical required
  • Worldwide coverage

Personal Protect Plan (Pros)

  • All Disablement Covered
  • Accidental Hospital Allowance
  • Rail accidents covered
  • Natural Peril Injury CFovered
  • No health check-up required

Personal Protect Plan (Cons)

  • Change of Gender Treatments
  • Cosmetic or Plastic Surgery
  • Dental treatment not covered
  • Maternity expenses not covered
  • No Global Coverge

Personal Protect Plan (Other Benefits)

  • No Injuries in terrorism covered
  • Hospital Daily Allowance Benefit
  • Accidental Hospital Allowance
  • Funeral Expenses covered
  • Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

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Key Benefits of ICICI Health Insurance Plans for Family

ICICI Health Insurance Plans for families offer holistic coverage safeguarding your loved ones against any medical expenses. ICICI family health insurance offers comprehensive coverage that is designated to cater to your family’s most common healthcare needs. There are multiple benefits available under the ICICI mediclaim policy for families.

  • Hassle-free hospitalization
    ICICI Health Insurance Plans for Family is designed carefully to cater to the medical needs of policyholders, which involves seamless hospitalization and a hassle-free process. ICICI Family Health Insurance ensures cashless hospitalization in their wide chain of network hospitals across the country.
  • Wellness Program
    ICICI Family Health Insurance offers policyholders a wellness program. Insured individuals can earn multiple points throughout their policy tenure by staying active and demonstrating a healthy lifestyle. Investing time in health and fitness activities will allow you to earn points which can then be redeemed on OPD bills for doctor’s consultations, medicine, diagnostic expenses, and dental expenses.
  • Avail sum insured reset benefit
    When you invest in ICICI Health Insurance Plans for Family you can avail yourself the benefit of restoring your balance sum insured up to 100% of the base sum insured unlimited times in a policy year.
  • Organ Donor & Critical Illness Benefit
    ICICI Health Insurance Plans for Family cover you and your loved ones with essential add-ons such as organ donor expenses and critical illness treatment. The organ donor cover reimburses up to 50K of organ donor expenses and offers a lump sum benefit of up to 100% of the sum insured for a plan with SI up to INR 10 lac for critical illness cover.
  • Annual Health Check-up
    ICICI Family Health Insurance offers a complimentary health check-up to each insured for every policy year.

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ICICI Health Insurance Plans for Family Eligibility Criteria

Entry Age

Minimum: 18 Years

Adult Entry Age.

Maximum: 65 Years

Policy Term

1/2 Years

Plan Type

Individual/ Family Floater

Sum Insured

2 L |3 L | 4 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 50 L

Initial Waiting Period*

30 Days*

ICICI Health Insurance Plans for Family Inclusions

Inclusions of ICICI Health Insurance Plans for Family include:

Pre and post hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

ICICI Health Insurance Plans for Family Exclusions

Exclusions of ICICI Health Insurance Plans for Family include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore other ICICI Lombard Health Insurance Plans

ICICI Lombard Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

  • Flexible Sum Insured
  • Home-care treatment covered
  • Treatment for comorbid

Corona Kavach Plan (Pros)

  • Covid Hospitalization charges
  • Home Care Treatment Expenses
  • AYUSH Treatment Covered
  • Hospital Daily Cash
  • Flexible Policy Period

Corona Kavach Plan (Cons)

  • Dietary supplements expenses
  • Unproven Treatments expenses
  • Respite care not covered
  • Investigation Expenses
  • Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

  • Inpatient hospitalization
  • Family Floater Benefit
  • In-patient treatment
  • Home care treatment
  • Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Senior Citizens

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

  • Affordable Medical Care
  • Care Management Program
  • Reset Benefit

Golden Shield Plan (Pros)

  • Nursing at home
  • Free annual health check-ups
  • Air ambulance coverage
  • Tele consultations
  • AYUSH treatments

Golden Shield Plan (Cons)

  • Voluntary Deductible amount
  • Expenses Outside India
  • No Acupressure Treatments
  • 2-Year Waiting Period
  • Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

  • Pharmacy Cover up to Rs 2,000
  • Out-patient consultations
  • Can update a family member
  • Routine Diagnostics covered
  • Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Age -No Upper age limit
  • SI - 3 L to 10 L
  • Waiting Period -24 Months

ICICI Health Insurance Plans: FAQ's

1. Are critical illnesses covered under ICICI Health Insurance Plans for Family?

Yes, Critical illnesses are covered under ICCI Health insurance Plans for Family. ICICI Health Insurance for family offers a lump sum benefit of up to 100% of the sum insured for a plan with SI up to INR 10 lac for critical illness cover.

2. Can I renew my ICICI Health Insurance Plans for Family?

The ICICI Health Insurance Plans for families do offer Life-long renewability without any age restriction. However, the premium payable may change with growing age.

3. Are there any discounts available for policyholders on purchasing ICICI Health Insurance Plans for Family?

Yes, there are multiple discounts offered depending on the plan chosen by policyholders. ICICI Health Insurance Plans for Family offer online discounts, loyalty discounts and more.

4. Can policyholders avail tax benefits under ICICI Health Insurance Plans for Family?

Yes, ICICI Health Insurance Plans for Family offer tax benefits to policyholders under section 80-D of the Income Tax Act 1961.

5. What are the other value-added benefits offered to policyholders when they purchase ICICI Health Insurance Plans for Family?

The other Value-added services offered by ICICI Health Insurance Plans for Family are:

  • Diet & nutrition e-consultation
  • Online Chat with Medical Practitioners
  • Providing information on offers related to healthcare services like consultation, diagnostics, medical equipment, and pharmacy.

What Our Customers Have to Say

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Anita Sandhu

Goa

March 18, 2024

A user-friendly platform with a lot of useful information with a helpful approach. The team of PolicyX went the extra mile to answer my questions related to ICICI Lombard Health Insurance Polic...

Customer Review Image

Khushpreet Singh

Bhopal

March 18, 2024

I bought my ICICI Lombard health insurance plan 4 years ago, and every year the team at PolicyX helps me to renew the plan. Thank you PolicyX for taking care like family.

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Arjun Palta

Delhi

February 28, 2024

I connected to the team member of PolicyX when I was looking for the best health insurance policy. They helped me buying ICICI Lombard health insurance plan for my family. They made it easier f...

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Vayu Sharma

Gandhinagar

February 26, 2024

The insurance team at PolicyX was so helpful while purchasing my health insurance from ICICI Lombard Health Insurance.

Customer Review Image

Nipun Singh

Indore

February 26, 2024

I needed to apply for a claim settlement for my ICICI Lombard Health Insurance Policy. PolicyX helped me to get the reimbursement very soon.

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aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

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Kalpana Pushkar

Raipur

February 9, 2022

ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.

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Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

View All ICICI Lombard Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.