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ICICI Lombard Senior Citizen Health Insurance

AYUSH Treatments
Home Care
Care Management Program

Network hospitals

7500+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

7500+

Claim settlement ratio

97.07%

Sum insured

Up to 50 Lakh

No. of Plans

7

Solvency Ratio

2.54

Pan India Presence

286

ICICI Lombard Senior Citizen Health Insurance

With increasing age arises the need to take better care of your health. ICICI Lombard Senior Citizen Health Insurance adapts to your lifestyle and aids in taking better care of senior citizens. With increasing age, individuals may face numerous ailments that may drain out their life savings, hence it is essential to invest in a quality senior citizen insurance plan. ICICI Lombard Senior Citizen Health Insurance will not only help policyholders in tax savings but also provide adequate coverage for senior citizens.

ICICI Lombard Senior Citizen Health Insurance provides hospitalization expenses, accident coverage, Pre-specified disease cover, tax benefits, affordable premium, daycare procedures, AYUSH treatments, Home care, and more. ICICI Senior Citizen Health Insurance offers high sum assured at affordable premiums and has a wide range of network hospitals across the country that offers extensive medical care to policyholders in need of medical emergencies.

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ICICI Lombard Health Insurance Review

ICICI Lombard Health Insurance Review

ICICI Lombard Health Insurance

ICICI Lombard Health Insurance

Key Benefits of ICICI Lombard Senior Citizen Health Insurance

With ICICI Lombard Senior Citizen Health Insurance policyholders get coverage for sudden hospitalization, treatment of illnesses, surgeries, and more. ICICI Senior Citizen Health Insurance is designed specifically to cater to the medical needs of senior citizens.

Affordable Premiums
Senior Citizens are at an elevated risk of ailments and life-threatening diseases. With growing age, the human body grows weaker and can not completely defend itself against ailments. ICICI Senior Citizen Health Insurance offers senior citizens holistic coverage that protects them in the face of any medical adversity and provides complete care at affordable premium options.
Reset Benefit
ICICI Health Insurance for Senior Citizens offers policyholders a reset benefit. This benefit states that if due to any unforeseen events, the sum insured is exhausted and you need to make another claim, ICICI Lombard would reset the sum insured subject to policy terms & conditions.
Cashless Treatments
ICICI Health Insurance for Senior Citizens promises a hassle-free cashless treatment process to its policyholders. If a senior citizen invests in ICICI Health Insurance for senior citizen plan, they can avail of cashless treatment facilities at any network hospital across the country.
Tax Benefits
When policyholders purchase ICIC Lombard Senior Citizen Health Insurance they can claim a tax benefit of up to 50k (for above 60 years) under section 80D of The Income Tax Act of 1961.
Care Management Program
ICICI Health Insurance for Senior Citizens offer optionl covers at additional premiums like care management program for senior citizens. Care Management Program offers benefits such as Tele consultations, Second consultation for critical illness, Diet and Nutrition e-consultation, and more.

ICICI Lombard Senior Citizen Health Insurance Plans

ICICI Health Insurance for Senior Citizens provides comprehensive senior citizen plans that offer high coverage options and benefits that make life simpler for senior citizens.

Family Health Insurance

ICICI Lombard Complete Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

Available in 4 different variants
100% Automatic Restoration of SI
Riders for enhanced coverage

Senior Citizens

ICICI Lombard Golden Shield Plan

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

Affordable Medical Care
Care Management Program
Reset Benefit

Golden Shield Plan (Pros)

Nursing at home
Free annual health check-ups
Air ambulance coverage
Tele consultations
AYUSH treatments

Golden Shield Plan (Cons)

Voluntary Deductible amount
Expenses Outside India
No Acupressure Treatments
2-Year Waiting Period
Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

Pharmacy Cover up to Rs 2,000
Out-patient consultations
Can update a family member
Routine Diagnostics covered
Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

Entry Age - 56 Years
Max Age -No Upper age limit
SI - 3 L to 10 L
Waiting Period -24 Months

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Choose ICICI Lombard Health Insurance Plan for

ICICI Lombard Senior Citizen Health Insurance Plan Eligibility Criteria

Entry Age

Minimum: 18 Years

Adult Entry Age.

Maximum: Lifelong, no bar

Policy Term

1/2/3 Years

Plan Type

Individual/ Senior Citizens Floater

Sum Insured

3 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 50 L

Initial Waiting Period*

30 Days*

ICICI Lombard Senior Citizen Health Insurance Inclusions

Inclusions of ICICI Health Insurance Plans for Senior Citizen include:

Pre and post hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

ICICI Lombard Senior Citizen Health Insurance Exclusions

Exclusions of ICICI Health Insurance Plan for Senior Citizen include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore ICICI Lombard Health Insurance

Explore other ICICI Lombard Health Insurance Plans

ICICI Lombard Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

Flexible Sum Insured
Home-care treatment covered
Treatment for comorbid

Corona Kavach Plan (Pros)

Covid Hospitalization charges
Home Care Treatment Expenses
AYUSH Treatment Covered
Hospital Daily Cash
Flexible Policy Period

Corona Kavach Plan (Cons)

Dietary supplements expenses
Unproven Treatments expenses
Respite care not covered
Investigation Expenses
Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

Inpatient hospitalization
Family Floater Benefit
In-patient treatment
Home care treatment
Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Standard Health Insurance

ICICI Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

Cumulative Bonus
Cataract treatment covered
Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

Intensive Cardiac Care Charges
Ambulance charges up to 2000
Cataract treatment
In-patient hospitalization
Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

No Eyesight correction expenses
Fertility expenses not covered
Nursing at home not covered
OPD expenses not covered
No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

Floater benefit
Pre-existing diseases after 4 yrs
In-patient AYUSH treatment
Daycare procedures
Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 18 Years
Maximum Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Top-up

Health Booster(Top UP Plan)

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

Wellness Programs
Critical Illnesses Covered
Lifetime Renewability available

Health Booster (Pros)

No Check-up up to 10 Lakh
Discount of up to 12.5%
Cashless treatment Hospitals
Reimbursement within 14 days
Deductible options (3/4/5 lakhs)

Health Booster (Cons)

No international Coverage
No Alcohol or drug abuse
No Refractive error correction
Dental treatment not covered
No hearing impairment correction

Health Booster (Other Benefits)

Hospital Daily Cash
Convalescence Benefit
Personal Accident Cover
Repatriation of Remains
(TTD) Rehabilitation Cover

Health Booster (Eligibility Criteria)

Entry Age - 18 Years
No Upper Age Limit
SI - 5 L to 50 L
Waiting Period - 30 Days

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

Permanent Disability Covered
No pre-medical required
Worldwide coverage

Personal Protect Plan (Pros)

All Disablement Covered
Accidental Hospital Allowance
Rail accidents covered
Natural Peril Injury CFovered
No health check-up required

Personal Protect Plan (Cons)

Change of Gender Treatments
Cosmetic or Plastic Surgery
Dental treatment not covered
Maternity expenses not covered
No Global Coverge

Personal Protect Plan (Other Benefits)

No Injuries in terrorism covered
Hospital Daily Allowance Benefit
Accidental Hospital Allowance
Funeral Expenses covered
Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

Health Insurance Articles

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ICICI Health Insurance Plans: FAQs

1. What are the best Senior Citizen Plans offered by ICICI Lombard?

ICICI Lombard offers multiple features and coverage options under their Senior Citizen Health Plan options. ICICI Golden Shield is amongst the best senior citizen plans offered by the health Insurance provider.

2. What is a senior citizen health insurance policy?

ICICI Lombard Senior Citizen Health Insurance Plans covers the healthcare needs of senior citizens. Senior Citizen Plans offered by ICICI Lombard cover medical expenses incurred by the insured person, including hospitalisation, day-care procedures and AYUSH treatments.

3. What are the important elements covered under ICICI Lombard Senior Citizen Health Insurance?

ICICI Lombard Senior Citizen Health Insurance are equipped with all essential plan features required to safeguard the future of senior citizens and help them in times of medical emergencies. ICICI Senior Citizen plans come with additional features such as complementary annual health check-up, wellness programs, care management program and more.

4. Do policyholders have to undergo medical health check-up beforepurchasing ICICI Lombard Senior Citizen Health Insurance?

Some senior citizen health insurance plans might need policyholders to undergo a pre-policy medical check-up.

5. How to choose the right sum insured for Senior Citizen Health Plan?

Policyholders must select sum insured amount that is adequate to cover all healthcare expenses for senior citizens. In case, senior citizens are suffering from pre-existing illnesses or if they have a history of medical complications, you should go for a high sum insured, i.e., ₹10 lakhs or more. Policyholders must also consider lifestyle and personal habits while choosing the sum insured for their ICICI Lombard senior citizen health insurance.

What Our Customers Have to Say

Customer Review Image

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Customer Review Image

Kalpana Pushkar

Raipur

February 9, 2022

ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.

Customer Review Image

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

Customer Review Image

Aditya Kapoor

Mumbai

September 6, 2021

I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI

Customer Review Image

Prakash

Dehradun

August 31, 2021

happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.

Customer Review Image

Karan Mehta

Coimbatore

May 24, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

Customer Review Image

Sanam Mehta

Chennai

May 24, 2021

Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice

Customer Review Image

Karan Mehta

Coimbatore

May 21, 2021

Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also

View All ICICI Lombard Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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