Senior Citizen Health Insurance

ICICI Lombard Senior Citizen Health Insurance

With increasing age, the need to take better care of your health arises. ICICI Lombard Senior Citizen Health Insurance adapts to your lifestyle, aiding in better care for senior citizens. As individuals age, they may face numerous ailments that can deplete life savings. Therefore, investing in a quality senior citizen insurance plan is essential. ICICI Lombard Senior Citizen Health Insurance offers policyholders tax savings and adequate coverage.

ICICI Lombard Senior Citizen Health Insurance provides coverage for hospitalization expenses, accidents, pre-specified diseases, tax benefits, affordable premiums, daycare procedures, AYUSH treatments, home care, and more. It offers a high sum assured at affordable premiums and has a wide network of network hospitals across the country, providing extensive medical care during emergencies.

Key Benefits of ICICI Lombard Senior Citizen Health Insurance

ICICI Lombard Senior Citizen Health Insurance provides coverage for hospitalization, illness treatments, surgeries, and more. It is specifically designed to cater to the medical needs of senior citizens.

• Affordable Premiums

  Senior citizens face an elevated risk of ailments and life-threatening diseases as the human body weakens with age. ICICI Senior Citizen Health Insurance offers holistic coverage, protecting them against medical adversities with affordable premium options.

• Reset Benefit

  ICICI Health Insurance for Senior Citizens offers a reset benefit. If the sum insured is exhausted due to unforeseen events and another claim is needed, ICICI Lombard will reset the sum insured, subject to policy terms and conditions.

• Cashless Treatments

  ICICI Health Insurance for Senior Citizens provides a hassle-free cashless treatment process. Policyholders can avail cashless facilities at any network hospital across the country.

• Tax Benefits

  Policyholders purchasing ICICI Lombard Senior Citizen Health Insurance can claim a tax benefit of up to ₹50,000 (for those above 60 years) under Section 80D of The Income Tax Act of 1961.

• Care Management Program

  ICICI Health Insurance for Senior Citizens offers optional covers, such as a care management program, at additional premiums. This program includes benefits like teleconsultations, second opinions for critical illnesses, and diet and nutrition e-consultations.

ICICI Lombard Senior Citizen Health Insurance Plan Eligibility Criteria

• Entry Age

  Minimum: 18 Years

• Max. Entry Age

  Maximum: Lifelong

• Policy Term

  1/2/3 Years

• Plan Type

  Individual/ Senior Citizens Floater

• Sum Insured

  3 L | 5 L | 10 L | 20 L | 50 L

• Initial Waiting Period*

  30 Days*

ICICI Lombard Senior Citizen Health Insurance Inclusions

Inclusions of ICICI Health Insurance Plans for Senior Citizens include:

• Pre and post-hospitalization expenses
• Annual Health Check-up
• Daycare Treatments
• COVID-19 treatment
• Ambulance cover
• AYUSH coverage
• Domiciliary Hospitalisation

ICICI Lombard Senior Citizen Health Insurance Exclusions

Exclusions of ICICI Health Insurance Plan for Senior Citizens include:

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Adventure Sports Injuries
• Cosmetic or obesity-related surgeries