Network hospitals
6700+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
Network hospitals
6700+
Claim settlement ratio
97.07%
Sum insured
Up to 50 Lakh
No. of Plans
7
Solvency Ratio
2.54
Pan India Presence
286
Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customers, and office or society members. Irrespective of their age, gender, occupation or socio-economic status, these plans provide the same extent of insurance cover to all members of a group. We can see the live example of group insurance in the organization, companies often provide group health insurance coverage to their employees and their dependents or family. So the group insurance policy helps take care of the monetary security of the employees.
When talking about group health insurance, we must discuss that the ICICI Lombard Group Health Insurance plan provides health insurance coverage to a group of people with common features or attributes. ICICI Lombard is one of the best health insurance companies in India. With more than 6700+ network hospitals and a claim settlement ratio of 97.07%, it is counted among the trustworthy companies. Their group health insurance plan is an all-inclusive plan with many additional benefits. Let's have a look at the plan specifications.
Minimum:180 Days
Maximum: 95 Years
1 year
Individual/Family Floater
1 L | 2 L | 3 L | 4 L | 5 L | 6 L | 7 L | 8 L | 9 L | 10 L
30 days / 1 year for specified diseases.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
ICICI Lombard Group Health Insurance has multiple advantages that policyholders can avail after the purchase.
Pre-Existing Diseases
Any illness within 30 days
The expenses for treatment of diseases, illnesses such as Cataracts, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Congenital Internal Diseases, Fistula in the anus, piles, Sinusitis and related disorders during the first year of operation of this policy
Gender treatment expenses related to any treatment, including surgical management, to change characteristics of the body to those of the opposite sex.
Hazardous or Adventure sports
Breach of law-Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent.
Cosmetic or plastic Surgery -any treatment to change the appearance
ICICI Lombard Insurance company offers several tailored health plans that are designed to serve you in the best way possible. Take a look:
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
Golden Shield is a new senior citizen plan that covers unforeseen medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.
Unique Features
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
No, ICICI Lombard Group Health Insurance does cover maternity charges. It covers medical treatment expenses traceable to childbirth including complicated deliveries and cesarean sections incurred during hospitalization, except ectopic pregnancy. Expenses towards miscarriage are also included.
No, ICICI Lombard Group Health Insurance does not cover Air Ambulance charges.
Yes, ICICI Lombard Group Health Insurance does not cover ICU charges.
No, policyholders are not covered for COVID-19 under ICICI Lombard Group Health Insurance.
ICICI Lombard Group Health Insurance policyholders get a waiting period of 30 days.
aditya
Nagpur
February 17, 2022
I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.
Jubin Katyal
Agra
September 8, 2021
Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side
Aditya Kapoor
Mumbai
September 6, 2021
I really like the plans from ICICI Lombard as they have comprehensive and affordable plans. Nice ICICI
Prakash
Dehradun
August 31, 2021
happy to buy a plan from ICICI, their customer support is very helpful and very supportive, even helped me in my claim settlement.
Karan Mehta
Coimbatore
May 24, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Sanam Mehta
Chennai
May 24, 2021
Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice
Karan Mehta
Coimbatore
May 21, 2021
Thank you policyx for guiding me and resolving my queries related to icici lombard. Really happy the way they treat their customers. I have suggested this plan to my sister also
Sanam Mehta
Chennai
May 21, 2021
Today i got my refund of claim reimbursement and today is the best day of life.All credit goes to policyx as they are very nice
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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