Future Generali Network Hospitals 2024

Future Generali Health Insurance Plans

Future Generali Health Insurance offers various health products to cater to the healthcare needs of every individual. At present, Future Generali has come up with 13 health insurance plans. Have a look at the table below to get an insight into the types of plans offered.

Individual & Family Health Insurance Plans

Future Generali Advantage Top-Up

The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.

Unique Benefits

2 variants to choose from
Cancer and heart issues covered
Daycare treatments covered

Advantage Top-Up (Pros)

Family Discount
Loyalty Discount
Floater Benefit
Easy Portability
Long Term Discount

Advantage Top-Up (Cons)

No War Injury Cover
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover

Advantage Top-Up (Other Benefits)

ICU Expenses
Specialist Fees
No Loading
Consultancy Cover
Operation Charges

Advantage Top-Up (Eligibility Criteria)

Entry Age - 1 Day
Max Entry Age - Lifelong
SI - 50 K to 1 Cr
Waiting Period - 30 Days

Future Generali Aarogya Bima

An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.

Unique Features

Lifelong renewals
SI on Family Basis
Daycare treatments covered

Aarogya Bima (Pros)

5% Long Term Discount
Hospitalization Benefit
Death Cover
Loss Of Speech Cover
Deafness Cover

Aarogya Bima (Cons)

10 % Copay
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable

Aarogya Bima (Other Benefits)

5% Family Discount
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover

Aarogya Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 L to 5 L
Waiting Period - 30 Days

Future Generali Arogya Sanjeevani

A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.

Unique Features

Cataract Treatments covered
Coverage for Modern Treatments
Avail up to 50% increase in SI

Arogya Sanjeevani (Pros)

Day Care Procedures
Inpatient Care
Plastic Surgery Due to Injury
Dental Cover
AYUSH Cover

Arogya Sanjeevani (Cons)

4-Year WP For Joint Replacement
No Diabetics 2 Cover
No War Injury
2 Year WP For Cataract
Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

Cataract Cover
Post Hospitalization
Pre Hospitalization
Oral chemotherapy Cover
Stem cell therapy Cover

Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI -NA
Waiting Period - 30 Days

Future Generali Critical Illness

A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.

Unique Features

Lump sum payout on diagnosis
Floater Benefit available
Coverage up to 50L

Critical Illness (Pros)

Kidney Failure Cover
Liver Failure Cover
First Heart Attack Cover
Total Blindness Cover
Spouse Cover

Critical Illness (Cons)

No Birth Control Cover
No Hormone Replacement Cover
No War Injury
No Gender Change Cover
Cosmetic Surgery unavailable

Critical Illness (Other Benefits)

Family Floater Discount
Coma Cover
Open Chest Cover
Cancer Cover
Ambulance Cover

Critical Illness (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 30 Days

Future Generali Health Super Saver

Health Super Saver comes with 2 plan options offering a 80% discount under the Super Saver Discount option**.

Unique Features

Home Health Care Services
Organ Donor Expenses
Daycare treatments

Health Super Saver (Pros)

Impatient Treatment Cover
Daycare Treatment Cover
Alternative Treatment Expenses
Maternity Benefits
Organ Donor Benefit

Health Super Saver (Cons)

Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable

Health Super Saver (Other Benefits)

Floater Benefit
Easy Portability
10% Discount for Family Members
80% No Claim Bonus
100% Medical Reimbursement

Health Super Saver (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Future Generali Health Suraksha Insurance

From simple daycare treatment to major operations, the plan comes out with various benefits to deal with the multiple needs of the policyholder.

Unique Features

Cumulative Bonus up to 50%
Flexible 4 plan variants
Compassionate benefit

Health Suraksha Insurance (Pros)

Hospitalization Expenses
Free Medical Checkup
Organ Donor Expenses
Loyalty Discount
Recharge of SI

Health Suraksha Insurance (Cons)

No Organ Transplantation Cover
Infertility Cover Unavailable
No STD covered
No Maternity Cover
Cosmetic Surgery unavailable

Health Suraksha Insurance (Other Benefits)

Renewal Benefits
Cataract Treatment Cover
Ambulance Cover
Inpatient Treatment Cover
Free Medical Checkup

Health Suraksha Insurance (Eligibility Criteria)

Entry Age -90 Days
Max Entry Age - 70 Years
SI - 50 Thousand To 10 L
Waiting Period - 30 Days

Future Generali Health Specialized Plans

Future Generali Vector Care

Provides a lump sum benefit in the case the policyholder is diagnosed with Malaria, Dengue, Lymphatic Filariasis, Kala-azar etc.

Unique Features

100% restoration of SI
No medical check-up
Discounts available

Future Generali Health Total Policy

A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.

Unique Features

Coverage for Mental Illness
E-opinion for illness or injury
Maternity Expenses covered

Health Total Policy (Pros)

Consultation Cover
Newborn Baby Cover
Organ Donor Cover
Cumulative Bonus
15 Family Member Cover

Health Total Policy (Cons)

Congenital diseases
Illness Due To Alcohol
Sex Change Treatment
Hormone Replacement Therapy
No Obesity Treatment Cover

Health Total Policy (Other Benefits)

Dental Consultations
Out-Patientt Treatment
Wellness Care
Medication Cover
OPD Cover

Health Total Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Future Generali Hospital Cash

The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.

Unique Features

Avail ICU outside your city
Additional convalescence benefit
No previous Mediclaim required

Hospital Cash (Pros)

ICU Benefit In Your City
Recovery Benefit
10 Days ICU Benefit
Convalescence Benefit
Lifelong Renewal

Hospital Cash (Cons)

No Non-allopathic Treatment
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover

Hospital Cash (Other Benefits)

Daily Hospital Cash
Tax Benefit
No Loading
Easy Portability
Spouse Cover

Hospital Cash (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Future Generali Personal Accident

The plan comes with 13 add-on covers and provides coverage against accidents.

Unique Features

Child Education support
No pre-medical test required
Repatriation & Funeral Benefits

Personal Accident (Pros)

Permanent Total Disability
10% Family Discount
Easy portability
14 Days Claim Settlement
Accident Death Cover

Personal Accident (Cons)

Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable

Personal Accident (Other Benefits)

Permanent Partial Disability
Temporary Total Disability
Accidental Hospitalization Cover
Adaptation Allowance
Adventure Sports Benefit

Personal Accident (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Future Generali Surakshit Loan Bima

Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.

Unique Features

Coverage against 18 critical illness
5 plan options to choose from
No Survival Period required

Surakshit Loan Bima (Pros)

Loss Of Job Cover
Total Disablement Cover
Death Cover
Loss Of Speech Cover
Deafness Cover

Surakshit Loan Bima (Cons)

No Pregnancy Cover
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable

Surakshit Loan Bima (Other Benefits)

Medical Test Above 50
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover

Surakshit Loan Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 10 Thousand to 3 Cr
Waiting Period - 30 Days

Future Generali Varishta Bima

Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.

Unique Features