Future Generali Varishta Bima Policy

Overview

Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensures access to quality healthcare. This policy comes with a family floater option and offers lifelong renewability, allowing you to stay protected.

Additionally, if you cover yourself and your spouse under a family floater plan, you can avail of family and long-term discounts. An important note: the policy proposer and insured member must undergo a pre-acceptance medical check-up. The insurer will reimburse up to 50% of these expenses.

Further details on this plan's features, benefits, and eligibility criteria are provided on this page. Read on to learn more.

Exclusions

• Dental surgery or any related treatment unless resulting from an accident/injury
• Any external congenital diseases
• Maternity and related expenses
• Gender change treatments or hormone replacement therapy
• Alcoholism or drug abuse and treatments resulting from the same
• Breach of law or unlawful actions
• Pre-existing diseases (PEDs): 12 months
• Listed diseases/conditions like internal congenital anomalies, varicose veins and varicose ulcers, all diseases of the prostate, all types of hernia, varicocele, hydrocele: 24 months
• Mental illness or psychiatric illness, AIDS, HIV: 48 months