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Future Generali Health for Maternity

New Born Baby Cover
Child Vaccination
International Treatment

Network hospitals

8430

Incurred claim ratio

79.18%

Sum insured

Up to 6 CR

No. of Plans

16

Solvency Ratio

1.8

Pan India Presence

121

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

8430

Incurred claim ratio

79.18%

Sum insured

Up to 6 CR

No. of Plans

16

Solvency Ratio

1.8

Pan India Presence

121

Future Generali Health Insurance for Maternity

Future Generali Maternity Plan offers financial security to newlywed couples who want to start a family soon. The joy and excitement of becoming a new parent are indescribable and difficult to express. However, the pregnancy and childbirth process is fraught with difficulties and financial obligations, as it entails regular doctor visits, medical tests, prenatal care via medicines and supplements, birthing classes, and other activities. A couple must be financially secure because bringing a new life into the world and caring for it does not end after birth; once the baby is born, it requires attention such as medical vaccines, doctor visits, treatments for congenital diseases, and more.

Future Generali Maternity Plan serves as a safety net for those who want to start a family but do not want to deplete their life savings. The financial stress of having a baby should not affect the parents as their primary focus should be on the care of the newborn and themselves, which is why Future Generali maternity plans exist. To enjoy this laborious process, a couple must maintain their focus on the process of nurturing and delivering a child as well as caring for the mother. Future Generali Maternity Plan covers hospitalization and delivery expenses, as well as pre and post-natal expenses and other benefits.

Future Generali Maternity Plans

Future Generali Health Super Saver

Health Super Saver comes with 2 plan options offering a 80% discount under the Super Saver Discount option**.

Unique Features

Home Health Care Services
Organ Donor Expenses
Daycare treatments

Health Super Saver (Pros)

Impatient Treatment Cover
Daycare Treatment Cover
Alternative Treatment Expenses
Maternity Benefits
Organ Donor Benefit

Health Super Saver (Cons)

Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable

Health Super Saver (Other Benefits)

Floater Benefit
Easy Portability
10% Discount for Family Members
80% No Claim Bonus
100% Medical Reimbursement

Health Super Saver (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Future Generali Health Total Policy

A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.

Unique Features

Coverage for Mental Illness
E-opinion for illness or injury
Maternity Expenses covered

Health Total Policy (Pros)

Consultation Cover
Newborn Baby Cover
Organ Donor Cover
Cumulative Bonus
15 Family Member Cover

Health Total Policy (Cons)

Congenital diseases
Illness Due To Alcohol
Sex Change Treatment
Hormone Replacement Therapy
No Obesity Treatment Cover

Health Total Policy (Other Benefits)

Dental Consultations
Out-Patientt Treatment
Wellness Care
Medication Cover
OPD Cover

Health Total Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Future Generali Health Absolute

A plan that provides physical & mental health coverage .The plan also includes accidental hospitalization and wellness benefits.

Unique Benefits

Diagnostic & Fitness Tracking
Discount on fitness
Discount on Health Brands

Health Absolute (Pros)

Home Health Care Expenses
Alternative Treatments
Accompanying Person Cover
E-Opinion Cover
3 Variant Plan

Health Absolute (Cons)

No Newborn Baby Cover
No Infertility Treatment Cover
No War Injury Cover
No Joint Replacement Cover
No Obesity Treatment Cover

Health Absolute (Other Benefits)

Organ Donor Expenses
Maternity Expenses
Global Coverage
Emergency Medical Evacuation
Child Vaccination

Health Absolute (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Limit
SI - 3 L to 1Cr
Waiting Period - 30 Days

Future Generali Health Elite

A plan tailored for premium customers, providing high coverage and premium healthcare services.

Unique Benefits

15 Family Member Cover
High Sum Insured
Global Coverage

Health Elite (Pros)

Maternity Coverage
Newborn Baby Cover
Organ Donor Cover
Patient Care
Day Care Treatment

Health Elite (Cons)

No Congenital diseases
No Infertility Treatment Cover
No War Injury Cover
No Sex Change Cover
No Obesity Treatment Cover

Health Elite (Other Benefits)

Dental Consultations
Out-Patientt Treatment
Alternative Treatment
Medication Cover
Family Floater Discount

Health Elite (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 75 L to 6Cr
Waiting Period - 30 Days

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Key Benefits of Future Generali Maternity Plan

Comprehensive Coverage Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, day care treatments, room rent, and more are all included in the Future Generali maternity plan along with protection against COVID-19.
Single Cover for Entire Family With the Future Generali Maternity Plan an individual can keep their loved ones secure from any medical emergencies and needs. Future Generali Maternity Plan can cover up to 15 members of an individual’s family under the same policy without any upper age limit.
Tax Benefits Opting for Future Generali maternity plan is beneficial as Future Generali Maternity Plan is eligible to avail of tax benefits on the premiums paid towards the policy under the Income Tax Act.
Multiple Discount Offers Future Generali Maternity Plan offers multiple discount options such as a 10% discount if you cover yourself and one more member under the same policy. Similarly, individuals can avail of 10 to 25% discounts on premiums paid if they chose a voluntary deductible plan. Online purchase discounts are 15%.
E-Opinions Individuals can avail of the e-opinion feature under the Future Generali Maternity Plan wherein they will be covered for any online consultation taken for illness or injury.

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Future Generali Maternity Plan Eligibility Criteria

Entry Age

Child: Day 1 to 25 Years

Entry Age Adult

Maximum: No Limit

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

3 L | 5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 50 L | 75 L | 1 Cr | 1.5 Cr | 2 Cr | 2.5 Cr | 3 Cr | 3.5 Cr | 4 Cr | 4.5 Cr | 5 Cr | 5.5 Cr | 6 Cr

Initial Waiting Period

30 Days*

Future Generali Maternity Plan Inclusions

Inclusions of Future Generali Maternity Plan are mentioned below:

Pre and post hospitalization expenses

Daycare Treatments

Pregnancy cover

Home Treatment

Organ Donor

Child Vaccination Benefits

International Medical Treatment

Ambulance cover

New born baby cover

Accidental Hospitalization

AYUSH Cover

OPD treatment

E-opinion

Future Generali Maternity Plan Exclusions

Exclusions of Future Generali Maternity Plan are mentioned below:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore Future Generali Health Insurance

Know more about Future Generali Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:

Claim Process

Click to know Future Generali Health Insurance Company Claim Process .

Buying Process

Click to know buying process of Future Generali Health Insurance .

Contact Us

Feel free to Contact Future Generali Health Insurance for more details.

Renewal Process

Click to know the renewal process of Future Generali Health Insurance

Future Generali Health Insurance Plans

Future Generali Health Insurance offers various health products to cater to the healthcare needs of every individual. At present, Future Generali has come up with 13 health insurance plans. Have a look at the table below to get an insight into the types of plans offered.

Future Generali Advantage Top-Up

The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.

Unique Benefits

2 variants to choose from
Cancer and heart issues covered
Daycare treatments covered

Advantage Top-Up (Pros)

Family Discount
Loyalty Discount
Floater Benefit
Easy Portability
Long Term Discount

Advantage Top-Up (Cons)

No War Injury Cover
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover

Advantage Top-Up (Other Benefits)

ICU Expenses
Specialist Fees
No Loading
Consultancy Cover
Operation Charges

Advantage Top-Up (Eligibility Criteria)

Entry Age - 1 Day
Max Entry Age - Lifelong
SI - 50 K to 1 Cr
Waiting Period - 30 Days

Future Generali Aarogya Bima

An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.

Unique Features

Lifelong renewals
SI on Family Basis
Daycare treatments covered

Aarogya Bima (Pros)

5% Long Term Discount
Hospitalization Benefit
Death Cover
Loss Of Speech Cover
Deafness Cover

Aarogya Bima (Cons)

10 % Copay
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable

Aarogya Bima (Other Benefits)

5% Family Discount
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover

Aarogya Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 L to 5 L
Waiting Period - 30 Days

Future Generali Arogya Sanjeevani

A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.

Unique Features

Cataract Treatments covered
Coverage for Modern Treatments
Avail up to 50% increase in SI

Arogya Sanjeevani (Pros)

Day Care Procedures
Inpatient Care
Plastic Surgery Due to Injury
Dental Cover
AYUSH Cover

Arogya Sanjeevani (Cons)

4-Year WP For Joint Replacement
No Diabetics 2 Cover
No War Injury
2 Year WP For Cataract
Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

Cataract Cover
Post Hospitalization
Pre Hospitalization
Oral chemotherapy Cover
Stem cell therapy Cover

Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI -NA
Waiting Period - 30 Days

Future Generali Critical Illness

A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.

Unique Features

Lump sum payout on diagnosis
Floater Benefit available
Coverage up to 50L

Critical Illness (Pros)

Kidney Failure Cover
Liver Failure Cover
First Heart Attack Cover
Total Blindness Cover
Spouse Cover

Critical Illness (Cons)

No Birth Control Cover
No Hormone Replacement Cover
No War Injury
No Gender Change Cover
Cosmetic Surgery unavailable

Critical Illness (Other Benefits)

Family Floater Discount
Coma Cover
Open Chest Cover
Cancer Cover
Ambulance Cover

Critical Illness (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 30 Days

Future Generali Health Super Saver

Health Super Saver comes with 2 plan options offering a 80% discount under the Super Saver Discount option**.

Unique Features

Home Health Care Services
Organ Donor Expenses
Daycare treatments

Health Super Saver (Pros)

Impatient Treatment Cover
Daycare Treatment Cover
Alternative Treatment Expenses
Maternity Benefits
Organ Donor Benefit

Health Super Saver (Cons)

Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable

Health Super Saver (Other Benefits)

Floater Benefit
Easy Portability
10% Discount for Family Members
80% No Claim Bonus
100% Medical Reimbursement

Health Super Saver (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Future Generali Health Suraksha Insurance

From simple daycare treatment to major operations, the plan comes out with various benefits to deal with the multiple needs of the policyholder.

Unique Features

Cumulative Bonus up to 50%
Flexible 4 plan variants
Compassionate benefit

Health Suraksha Insurance (Pros)

Hospitalization Expenses
Free Medical Checkup
Organ Donor Expenses
Loyalty Discount
Recharge of SI

Health Suraksha Insurance (Cons)

No Organ Transplantation Cover
Infertility Cover Unavailable
No STD covered
No Maternity Cover
Cosmetic Surgery unavailable

Health Suraksha Insurance (Other Benefits)

Renewal Benefits
Cataract Treatment Cover
Ambulance Cover
Inpatient Treatment Cover
Free Medical Checkup

Health Suraksha Insurance (Eligibility Criteria)

Entry Age -90 Days
Max Entry Age - 70 Years
SI - 50 Thousand To 10 L
Waiting Period - 30 Days

Future Generali Vector Care

Provides a lump sum benefit in the case the policyholder is diagnosed with Malaria, Dengue, Lymphatic Filariasis, Kala-azar etc.

Unique Features

100% restoration of SI
No medical check-up
Discounts available

Future Generali Health Total Policy

A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.

Unique Features

Coverage for Mental Illness
E-opinion for illness or injury
Maternity Expenses covered

Health Total Policy (Pros)

Consultation Cover
Newborn Baby Cover
Organ Donor Cover
Cumulative Bonus
15 Family Member Cover

Health Total Policy (Cons)

Congenital diseases
Illness Due To Alcohol
Sex Change Treatment
Hormone Replacement Therapy
No Obesity Treatment Cover

Health Total Policy (Other Benefits)

Dental Consultations
Out-Patientt Treatment
Wellness Care
Medication Cover
OPD Cover

Health Total Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Future Generali Hospital Cash

The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.

Unique Features

Avail ICU outside your city
Additional convalescence benefit
No previous Mediclaim required

Hospital Cash (Pros)

ICU Benefit In Your City
Recovery Benefit
10 Days ICU Benefit
Convalescence Benefit
Lifelong Renewal

Hospital Cash (Cons)

No Non-allopathic Treatment
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover

Hospital Cash (Other Benefits)

Daily Hospital Cash
Tax Benefit
No Loading
Easy Portability
Spouse Cover

Hospital Cash (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Future Generali Personal Accident

The plan comes with 13 add-on covers and provides coverage against accidents.

Unique Features

Child Education support
No pre-medical test required
Repatriation & Funeral Benefits

Personal Accident (Pros)

Permanent Total Disability
10% Family Discount
Easy portability
14 Days Claim Settlement
Accident Death Cover

Personal Accident (Cons)

Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable

Personal Accident (Other Benefits)

Permanent Partial Disability
Temporary Total Disability
Accidental Hospitalization Cover
Adaptation Allowance
Adventure Sports Benefit

Personal Accident (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Future Generali Surakshit Loan Bima

Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.

Unique Features

Coverage against 18 critical illness
5 plan options to choose from
No Survival Period required

Surakshit Loan Bima (Pros)

Loss Of Job Cover
Total Disablement Cover
Death Cover
Loss Of Speech Cover
Deafness Cover

Surakshit Loan Bima (Cons)

No Pregnancy Cover
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable

Surakshit Loan Bima (Other Benefits)

Medical Test Above 50
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover

Surakshit Loan Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 10 Thousand to 3 Cr
Waiting Period - 30 Days

Future Generali Varishta Bima

Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.

Unique Features

Avail Road Ambulance
Free medical check-up available
Advance Treatments covered

Varishta Bima (Pros)

Affordable Premium
Daycare Treatment Cover
Cataract Surgery
Tax Benefit
Knee Replacement Cover

Varishta Bima (Cons)

50% CoPayment On PED
Alcoholism Unavailable
No Dental Cover
10% Copay On Hospitalization
Cosmetic Surgery unavailable

Varishta Bima (Other Benefits)

Ambulance Charge
Free Annual Medical Checkup
10% Long Term Discount
10% Family Discount
Spouse Cover

Varishta Bima (Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age - LifeLong
SI - 2 L to 10 L
Waiting Period - 30 Days

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Future Generali Health for Maternity: FAQ's

1. What are the available plans under Future Generali Maternity Plans?

There are various plans offered by Future Generali that include maternity and newborn baby benefits. Future Generali Maternity Plans include plans like

Future Generali Health Super Saver Plan
Future Generali Health Total Plan
Future Generali Health Absolute
Future Generali Health Elite

2. What are the eligibility Criteria for Future Generali Maternity Plans?

The eligibility criteria for Future GeneraIi Maternity Plans for children is from day 1 to 25 years. Adults can invest in the plan from 18 years till no upper age limit.

3. What are the additional features available under Future Generali Maternity Plans?

Other than the newborn baby cover and maternity cover Future Generali Maternity Plans offer a wide coverage such as Pre and post-hospitalization expenses, Daycare Treatments, Ambulance cover, Home Treatment, Organ Donor Cover, AYUSH Cover, Accidental Hospitalization, E-opinion, OPD treatment, International Medical Treatment, Child Vaccination Benefits and more.

4. What are the sum insured options available under Future Generali Maternity Plans?

There are various sum insured options available under Future Generali Maternity Plans ranging from as low as 3 L and as high as 6 Cr INR.

5. Are Future Generali maternity plans individual plans or family floater plans?

Future Generali Maternity Plans are available as both individual and family floater plans.

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Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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