Future Generali Maternity Insurance

Future Generali Health Insurance for Maternity

Future Generali maternity plans offer financial security to couples planning a family. While the joy of becoming a parent is immense, pregnancy and childbirth involve significant financial obligations, including regular doctor visits, medical tests, prenatal care (medicines and supplements), and birthing classes. Beyond birth, a newborn requires ongoing attention, such as vaccinations, doctor visits, and potential treatments for congenital diseases. Financial security is crucial throughout this journey.

Future Generali maternity plans act as a financial safety net, preventing the depletion of life savings for couples starting a family. These plans alleviate financial stress, allowing parents to focus on the well-being of the newborn and the mother. They cover hospitalization and delivery expenses, along with pre and post-natal expenses and other benefits.

Key Benefits of Future Generali Maternity Plans

• Comprehensive Coverage: The Future Generali maternity plan offers comprehensive coverage including pregnancy, newborn baby, congenital diseases, pre & post-hospitalization, daycare treatments, room rent, and protection against COVID-19.
• Single Cover for Entire Family: Future Generali maternity plans can cover up to 15 family members under the same policy, with no upper age limit, securing them against medical emergencies.
• Tax Benefits: Premiums paid for Future Generali maternity plans are eligible for tax benefits under Section 80D of the Income Tax Act.
• Multiple Discounts: Future Generali maternity plans offer various discounts, including 10% for covering yourself and one additional member, 10% to 25% for choosing a voluntary deductible plan, and up to 15% for online purchases.
• E-Opinions: Individuals can avail of the e-opinion feature under the Future Generali maternity plan, covering online consultations for illness or injury.

Future Generali Maternity Plan Inclusions

• Pre and Post-hospitalization Expenses
• Daycare Treatments
• Pregnancy cover
• Home Treatment
• Organ Donor
• Child Vaccination Benefits
• International Medical Treatment
• Ambulance cover
• Newborn baby cover
• Accidental Hospitalization
• AYUSH Cover
• OPD treatment
• E-opinion

Future Generali Maternity Plan Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Adventure Sports Injuries
• Cosmetic or obesity-related surgeries