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Future Generali Health Insurance
Future Generali Health Insurance for Maternity
Future Generali maternity plans offer financial security to couples planning a family. While the joy of becoming a parent is immense, pregnancy and childbirth involve significant financial obligations, including regular doctor visits, medical tests, prenatal care (medicines and supplements), and birthing classes. Beyond birth, a newborn requires ongoing attention, such as vaccinations, doctor visits, and potential treatments for congenital diseases. Financial security is crucial throughout this journey.
Future Generali maternity plans act as a financial safety net, preventing the depletion of life savings for couples starting a family. These plans alleviate financial stress, allowing parents to focus on the well-being of the newborn and the mother. They cover hospitalization and delivery expenses, along with pre and post-natal expenses and other benefits.
Key Benefits of Future Generali Maternity Plan
- Comprehensive Coverage: The Future Generali maternity plan offers comprehensive coverage including pregnancy, newborn baby, congenital diseases, pre & post-hospitalization, daycare treatments, room rent, and protection against COVID-19.
- Single Cover for Entire Family: Future Generali maternity plans can cover up to 15 family members under the same policy, with no upper age limit, securing them against medical emergencies.
- Tax Benefits: Premiums paid for Future Generali maternity plans are eligible for tax benefits under Section 80D of the Income Tax Act.
- Multiple Discounts: Future Generali maternity plans offer various discounts, including 10% for covering yourself and one additional member, 10% to 25% for choosing a voluntary deductible plan, and up to 15% for online purchases.
- E-Opinions: Individuals can avail of the e-opinion feature under the Future Generali maternity plan, covering online consultations for illness or injury.
Future Generali Maternity Plan Inclusions
The Future Generali maternity plan includes:
- Pre and Post-hospitalization Expenses
- Daycare Treatments
- Pregnancy cover
- Home Treatment
- Organ Donor
- Child Vaccination Benefits
- International Medical Treatment
- Ambulance cover
- Newborn baby cover
- Accidental Hospitalization
- AYUSH Cover
- OPD treatment
- E-opinion
Future Generali Maternity Plan Exclusions
The Future Generali maternity plan excludes:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Adventure Sports Injuries
- Cosmetic or obesity-related surgeries
