Future Generali Maternity Insurance
  • Newborn Cover
  • Child Vaccination
  • International Treatment
Future Generali Maternity Insurance
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Future Generali Health Insurance for Maternity

Future Generali maternity plan offers financial security to newlywed couples who want to start a family soon. The joy and excitement of becoming a new parent are indescribable and difficult to express. However, the pregnancy and childbirth process is fraught with difficulties and financial obligations, as it entails regular doctor visits, medical tests, prenatal care via medicines and supplements, birthing classes, and other activities. A couple must be financially secure because bringing a new life into the world and caring for it does not end after birth; once the baby is born, it requires attention such as medical vaccines, doctor visits, treatments for congenital diseases, and more.

Future Generali maternity plan serves as a safety net for those who want to start a family but do not want to deplete their life savings. The financial stress of having a baby should not affect the parents as their primary focus should be on the care of the newborn and themselves, which is why Future Generali maternity plans exist. To enjoy this laborious process, a couple must maintain their focus on the process of nurturing and delivering a child as well as caring for the mother. These plans cover hospitalization and delivery expenses, as well as pre and post-natal expenses and other benefits.

Key Benefits of Future Generali Maternity Plan

  • Comprehensive Coverage: Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, day care treatments, room rent, and more are all included in the Future Generali maternity plan and protection against COVID-19.
  • Single Cover for Entire Family: With the Future Generali maternity plan, an individual can keep their loved ones secure from any medical emergencies and needs. These maternity plans can cover up to 15 members of an individual’s family under the same policy without any upper age limit.
  • Tax Benefits: Opting for Future Generali’s maternity plan is beneficial as they are eligible for tax benefits on the premiums paid towards the policy tax benefits under Section 80D of the Income Tax Act.
  • Multiple Discounts: Future Generali maternity plan offers multiple discount options such as a 10% discount if you cover yourself and one more member under the same policy. Similarly, individuals can avail of 10 to 25% discounts on premiums if they choose a voluntary deductible plan. Online purchase discounts are up to 15%.
  • E-Opinions: Individuals can avail of the e-opinion feature under the Future Generali maternity plan wherein they will be covered for any online consultation taken for illness or injury.

Future Generali Maternity Plan Inclusions

Inclusions of the Future Generali maternity plan are mentioned below:

Pre and Post-hospitalization Expenses

Daycare Treatments

Pregnancy cover

Home Treatment

Organ Donor

Child Vaccination Benefits

International Medical Treatment

Ambulance cover

Newborn baby cover

Accidental Hospitalization

AYUSH Cover

OPD treatment

E-opinion

Future Generali Maternity Plan Exclusions

Exclusions of Future Generali maternity plan are mentioned below:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Future Generali Health Insurance Network Hospital List

Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

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Explore other Future Generali Health Insurance

To cater to the different medical needs of an individual & their family, Future Generali Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Future Generali Health Insurance plans explore more:

Individual and Family Health Insurance

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...

Unique Features

  • SI Up to 1 Crore
  • Family Discounts
  • Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan
  • Daily hospital cash
  • Maternity cover
  • Newborn baby care
  • Modern treatment cover
  • Global coverage

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan
  • OPD charges
  • Second medical opinion
  • IVF treatment
  • Air ambulance cover
  • Compassionate travel

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan
  • Organ donor cover
  • Family floater benefits
  • E-consultations
  • Daycare procedures cover

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Total Plan
  • Minimum- Day 1
  • Maximum- No limit

Individual and Family Health Insurance

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health Absolute Plan
  • 18 years - No Limit

Individual and Family Health Insurance

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

  • 80% premium discount
  • Family coverage
  • Maternity coverage

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan
  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan
  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan
  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Super Saver Plan
  • 18 to 70 years

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Future Generali Health for Maternity: FAQs

1. What are the available plans under Future Generali Maternity Plans?

There are various plans offered by Future Generali that include maternity and newborn baby benefits. Future Generali Maternity Plans include plans like Future Generali Health Super Saver Plan Future Generali Health Total Plan Future Generali Health Absolute Future Generali Health Elite

2. What are the eligibility Criteria for Future Generali Maternity Plans?

The eligibility criteria for Future GeneraIi Maternity Plans for children is from day 1 to 25 years. Adults can invest in the plan from 18 years till no upper age limit.

3. What are the additional features available under Future Generali Maternity Plans?

Other than the newborn baby cover and maternity cover Future Generali Maternity Plans offer a wide coverage such as Pre and post-hospitalization expenses, Daycare Treatments, Ambulance cover, Home Treatment, Organ Donor Cover, AYUSH Cover, Accidental Hospitalization, E-opinion, OPD treatment, International Medical Treatment, Child Vaccination Benefits and more.

4. What are the sum insured options available under Future Generali Maternity Plans?

There are various sum insured options available under Future Generali Maternity Plans ranging from as low as 3 L and as high as 6 Cr INR.

5. Are Future Generali maternity plans individual plans or family floater plans?

Future Generali Maternity Plans are available as both individual and family floater plans.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.