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Future Generali Super Saver Plan
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If pol…
- Modern treatment cover
- Maternity covered
- Domiciliary treatment cover
Future Generali Health Insurance
Future Generali Health Absolute Plan
FG Health Absolute is a comprehensive health insurance plan that offer ...Read More
Up to 6 Cr
Sum insured
1
No. of plans
150+
Pan India presence
95.5%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 10,000+ hospitals
📊 1.96 solvency ratio
✅ 95.5% claim settlement
About Future Generali Health Absolute Plan
A quick read on what this Future Generali Health Insurance plan covers and why it might be a fit for you.
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide scope of coverage and helps policyholders manage their everyday lifestyle efficiently. FG Health Absolute not only covers hospitalization expenses but also includes benefits like annual health check-ups, mental health consultations, guidance towards a healthier lifestyle, and wellness rewards.
With embedded health and wellness features like fitness tracking, teleconsultations, and discounts on health and fitness brands, the plan offers a complete solution for individuals seeking to develop a healthy mind and body for themselves and their loved ones. There are three variants under Future Generali Health Absolute:
- Classic: 3, 5, and 10 Lakhs
- Platinum: 15, 20, 25, 30, and 35 Lakhs
- Signature: 50, 75 Lakhs, and 1 Crore
By investing in the FG Health Absolute plan, individuals can cover up to 15 family members, providing them with holistic health and wellness coverage. This health insurance plan is a complete package for those seeking comprehensive coverage that not only protects during adversity but also rewards and tracks health and wellness, helping prevent ailments and sickness.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 years - No Limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L
Waiting period
30 Days*
Renewability
Lifelong
Policy term
1,2,3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- OPD charges
- AYUSH cover
- Maternity cover
- Newborn baby care
- modern treatment cover
Cons
- Domiciliary benefit
- Second medical opinion
- Air ambulance
- Compassionate travel
- Daily hospital cash
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Covered
Conditions & global
- Co-payment Covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Future Generali Health Insurance
This video talks about Future Generali Health Insurance in detail. It talks about the Solvency Ratio, Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer.
Future Generali Health Insurance Network Hospital List
Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Cosmetic treatments (for change of life or cosmetic or aesthetic treatment of any description), plastic surgery.
- Cost of an annual health check-up.
- Injury or illness directly or indirectly caused by, arising from, or attributable to war, invasion, acts of foreign enemies, or war-like operations.
- Hazardous/Adventure sports.
- Breach of Law, alcoholism, drug, or substance abuse.
- Unproven treatments.
- Initial Waiting Period: 30 Days
- For Listed Conditions: 2/3 Years
- Pre-existing Diseases: 2 Years
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- 18 years: No Limit
Other features & benefits
- Pre & post-hospitalization
- Organ donor cover
- ICU charges
- Cataract treatment cover
Future Generali Health Absolute Plan: FAQs
The 5 most-asked questions about Future Generali Health Absolute Plan, answered.
The eligibility criteria for FG Health Absolute Plan are as follows Minimum entry age: Child: 1 Day Adult: 18 years Maximum: Child: 25 years Adult: Lifelong
Under the FG Health Absolute plan, individuals can opt between classic, platinum, and signature variants with sum insured options ranging between 3 Lakhs to 1 Crore.
Yes, all premiums paid towards FG health absolute plan are eligible for tax benefits under the Income Tax Act of India.
The policy period under FG Health Absolute Plan is 1/2/3 years.
The various discounts available under FG Health Absolute Plan are Under the individual SI option, a 10% family discount is applicable if more than one insured is covered under the same policy Renewal Discount - Any unutilized reward points earned under wellness benefit shall be applied as a renewal discount in premium at the time of policy renewal. Long-Term Discounts - It is applicable in case an individual purchases the FG health absolute plan for more than 1-year policy tenure. A 7.5% discount is applicable for 2 years and a 10% discount is applicable for 3 years
Conclusion
FG Health Absolute plan is an apt choice for those individuals who are searching not only for a heal
Explore Future Generali Health Insurance
Future Generali Health Premium Calculator
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Future Generali Claim Settlement Ratio
Future Generali Renewal
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