Future Generali Super Saver Plan
  • 80% premium discount
  • Family coverage
  • Maternity coverage
Future Generali Health Insurance
premium

Network hospitals

8430

premium

Incurred claim ratio

79.18%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.8

premium

Pan India Presence

121

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

8430

premium

Incurred claim ratio

79.18%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.8

premium

Pan India Presence

121

Future Generali Super Saver Plan

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders successfully complete the first year of plan tenure without making a claim, they are eligible for a Super Saver discount of 80% in the following year of the plan. Similarly, if your first two years of plan tenure are claim-free, you are eligible for a Super Saver discount of 80% for the next two years in the plan, or up to your first claim.

Future Generali Super Saver Plan provides comprehensive coverage for the entire family, with a sum insured on an individual and family floater basis. Sum insured options include 3 lacs, 4 lacs, 5 lacs, 6 lacs, 10 lacs, 15 lacs, 20 lacs, 25 lacs and 50 lacs. The Future Generali Super Saver plan covers a wide range of expenses, including hospitalization, daycare treatment, maternity expenses, alternative treatment, and home healthcare services, among others.

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Future Generali Health Insurance

Future Generali Health Insurance

Future Generali Super Saver Plan Specifications

Child Entry Age.

Minimum: Day 1 to 25 years

Adult Entry Age.

Minimum: 18 years
Maximum: 70 years

Sum Insured (in Rs.)

3 L | 4 L | 5 L | 6 L| 10 L | 15 L | 20 L | 25 L | 50 L |

Plan Type

Individual/Family Floater

Policy Term

Annual Basis

Initial Waiting Period

30 Days*

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan

Read more specifications in the brochure.

Choose your Future Generali Super Saver Plan

With comprehensive coverage options, Future Generali Super Saver Plan lets you customize your health insurance plan as per your requirements:

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, the room rent is covered.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan, ICU charges are not covered.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan medical expenses incurred during pre-hospitalization are covered up to 60 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, medical expenses incurred during post-hospitalization are covered for up to 90 days.

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, domiciliary hospitalization is covered.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan daycare procedures are covered.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Future Generali Super Saver Plan?

Future Generali Super Saver Plan does not cover OPD expense.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Future Generali Super Saver Plan?

COVID-19 treatment is not covered by Future Generali Super Saver Plan.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Future Generali Super Saver Plan?

Future Generali Super Saver Plan covers Cataract Treatment with sub-limit of Rs. 3 L per eye.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a percentage that varies from plan to plan.

Coverage status under Future Generali Super Saver Plan?

The no-claim Bonus is available under Future Generali Super Saver Plan.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan automatic restoration is not available.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Future Generali Super Saver Plan?

The daily hospital cash is not available under Future Generali Super Saver Plan.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, Organ Donor hospitalization expenses are covered (excluding donor screening charges, and pre and post-hospitalization).

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan maternity expenses are covered with a waiting period of 9 months, inclusive of Pre-natal and Post-natal hospitalization as per the plan opted under the Base Sub Limits.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan the newborn baby cover is not available.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Future Generali Super Saver Plan?

AYUSH Treatment is Covered Under Future Generali Super Saver Plan.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan, IVF treatment is not covered.

What is a Modern Treatment?

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan modern treatments are covered up to 50% of the sum insured opted.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, Ambulance expenses are covered Up to Rs. 1,000 per hospitalization.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, Air Ambulance cover is not available.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan, compassionate plan is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan Global coverage is not available.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, e-consultation is not covered.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, a health checkup is not covered.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan second medical opinion is not covered.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Future Generali Super Saver Plan?

Under the Future Generali Super Saver Plan, vaccination expenses are not covered.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Future Generali Super Saver Plan?

Under Future Generali Super Saver Plan, Co-payment is not applicable.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Status under Future Generali Super Saver Plan?

Applicable under Future Generali Super Saver Plan.

  • Cataract treatment - Rs. 3 L per eye
  • Road ambulance - Rs. 1,000 per hospitalization
  • Modern Treatments - up to 50% of SI opted

Other Health Insurance Companies

Future Generali Super Saver Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under Future Generali Super Saver Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Waiting Periods

Pre-existing diseases 24 months

Listed Ailments 48 months

Future Generali Super Saver Plan Benefits

Super Saver Discount

Discounts on premiums available

Home Health Care

Get the best medical care in the convenience of your own home

Maternity Benefits

Maternity benefit, including prenatal and postnatal care

Discounts

Avail family discounts

Tax Benefits

Get tax relief under section 80D

Super Saver Discount

Super saver discount is a special feature of the Futre Generali Super Saver Plan. The covered person receives a discount of 80% on the applicable premium if the plan's first few years are claim-free.

Home Health Care

With the Future Generali Super Saver Plan, covered individuals can access home health care services that are provided by our network of authorised service providers or our empanelled service provider on a cashless basis. However, Pre and Post hospitalisation costs (both combined) are limited to 3% of the admissible claim amount.

Maternity Benefits

The maturity bonus is a feature of the Future Generali Super Saver Plan because it recognises that welcoming a child into the world is a financially demanding endeavour. Policyholders can access this maternity benefit after a brief 9-month waiting period after the policy's commencement. Pre-natal medical expenses are paid for for up to 90 days before the due date of delivery and post-natal medical expenses are paid for up to 45 days after the due date.

Discounts

Future Generali Super Saver Plan offers a 10% discount in case two or more family members are covered with individual sum insured basis in the same policy in addition to the super saver discount.

Tax Benefits

Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Future Generali Super Saver Plan Premium Illustration

To understand how much one needs to pay, let us go through the example below wherein we have illustrated the sample premiums.

Health Super Saver 1X Plan

Sum Insured (in Rs.)10 L15 L 25 L50 L
Premium Payable (Rs.)11,379 12,835 16,174 20,543

Health Super Saver 2X Plan

Sum Insured (in Rs.)10 L15 L25 L50 L
Premium Payable (Rs.)11,643 13,133 16,540 21,009

Conclusion

Future Generali Super Saver Plan is a one-of-a-kind plan with numerous features and a high sum insured amount of up to INR 50 lakhs. Hospitalization, daycare treatment, maternity expenses, alternative treatment, and home healthcare services are among the many expenses covered by the Future Generali Super Saver plan. Policyholders can select between two plan variants offering different benefits.

Explore other Future Generali Health Insurance Plans

Future Generali offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Future Generali Advantage Top-Up

The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.

Unique Benefits

  • 2 variants to choose from
  • Cancer and heart issues covered
  • Daycare treatments covered

Advantage Top-Up (Pros)

  • Family Discount
  • Loyalty Discount
  • Floater Benefit
  • Easy Portability
  • Long Term Discount

Advantage Top-Up (Cons)

  • No War Injury Cover
  • No Cosmetic Surgeries
  • No Self-inflicted Injury
  • No Fertility-related Illnesses
  • No Obesity Treatment Cover

Advantage Top-Up (Other Benefits)

  • ICU Expenses
  • Specialist Fees
  • No Loading
  • Consultancy Cover
  • Operation Charges

Advantage Top-Up (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age - Lifelong
  • SI - 50 K to 1 Cr
  • Waiting Period - 30 Days

Future Generali Aarogya Bima

An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.

Unique Features

  • Lifelong renewals
  • SI on Family Basis
  • Daycare treatments covered

Aarogya Bima (Pros)

  • 5% Long Term Discount
  • Hospitalization Benefit
  • Death Cover
  • Loss Of Speech Cover
  • Deafness Cover

Aarogya Bima (Cons)

  • 10 % Copay
  • No Hazardous Sports Cover
  • No War Injury
  • No Non-Allopathic Cover
  • Cosmetic Surgery unavailable

Aarogya Bima (Other Benefits)

  • 5% Family Discount
  • Kidney Failure Cover
  • Open Heart Surgery Cover
  • Brain Tumor Cover
  • Cancer Cover

Aarogya Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 5 L
  • Waiting Period - 30 Days

Future Generali Arogya Sanjeevani

A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.

Unique Features

  • Cataract Treatments covered
  • Coverage for Modern Treatments
  • Avail up to 50% increase in SI

Arogya Sanjeevani (Pros)

  • Day Care Procedures
  • Inpatient Care
  • Plastic Surgery Due to Injury
  • Dental Cover
  • AYUSH Cover

Arogya Sanjeevani (Cons)

  • 4-Year WP For Joint Replacement
  • No Diabetics 2 Cover
  • No War Injury
  • 2 Year WP For Cataract
  • Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

  • Cataract Cover
  • Post Hospitalization
  • Pre Hospitalization
  • Oral chemotherapy Cover
  • Stem cell therapy Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -NA
  • Waiting Period - 30 Days

Future Generali Critical Illness

A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.

Unique Features

  • Lump sum payout on diagnosis
  • Floater Benefit available
  • Coverage up to 50L

Critical Illness (Pros)

  • Kidney Failure Cover
  • Liver Failure Cover
  • First Heart Attack Cover
  • Total Blindness Cover
  • Spouse Cover

Critical Illness (Cons)

  • No Birth Control Cover
  • No Hormone Replacement Cover
  • No War Injury
  • No Gender Change Cover
  • Cosmetic Surgery unavailable

Critical Illness (Other Benefits)

  • Family Floater Discount
  • Coma Cover
  • Open Chest Cover
  • Cancer Cover
  • Ambulance Cover

Critical Illness (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 30 Days

Future Generali Health Suraksha Insurance

From simple daycare treatment to major operations, the plan comes out with various benefits to deal with the multiple needs of the policyholder.

Unique Features

  • Cumulative Bonus up to 50%
  • Flexible 4 plan variants
  • Compassionate benefit

Health Suraksha Insurance (Pros)

  • Hospitalization Expenses
  • Free Medical Checkup
  • Organ Donor Expenses
  • Loyalty Discount
  • Recharge of SI

Health Suraksha Insurance (Cons)

  • No Organ Transplantation Cover
  • Infertility Cover Unavailable
  • No STD covered
  • No Maternity Cover
  • Cosmetic Surgery unavailable

Health Suraksha Insurance (Other Benefits)

  • Renewal Benefits
  • Cataract Treatment Cover
  • Ambulance Cover
  • Inpatient Treatment Cover
  • Free Medical Checkup

Health Suraksha Insurance (Eligibility Criteria)

  • Entry Age -90 Days
  • Max Entry Age - 70 Years
  • SI - 50 Thousand To 10 L
  • Waiting Period - 30 Days

A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.

Unique Features

  • Coverage for Mental Illness
  • E-opinion for illness or injury
  • Maternity Expenses covered

Health Total Policy (Pros)

  • Consultation Cover
  • Newborn Baby Cover
  • Organ Donor Cover
  • Cumulative Bonus
  • 15 Family Member Cover

Health Total Policy (Cons)

  • Congenital diseases
  • Illness Due To Alcohol
  • Sex Change Treatment
  • Hormone Replacement Therapy
  • No Obesity Treatment Cover

Health Total Policy (Other Benefits)

  • Dental Consultations
  • Out-Patientt Treatment
  • Wellness Care
  • Medication Cover
  • OPD Cover

Health Total Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Future Generali Hospital Cash

The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.

Unique Features

  • Avail ICU outside your city
  • Additional convalescence benefit
  • No previous Mediclaim required

Hospital Cash (Pros)

  • ICU Benefit In Your City
  • Recovery Benefit
  • 10 Days ICU Benefit
  • Convalescence Benefit
  • Lifelong Renewal

Hospital Cash (Cons)

  • No Non-allopathic Treatment
  • No Cosmetic Surgeries
  • No Self-inflicted Injury
  • No Fertility-related Illnesses
  • No Obesity Treatment Cover

Hospital Cash (Other Benefits)

  • Daily Hospital Cash
  • Tax Benefit
  • No Loading
  • Easy Portability
  • Spouse Cover

Hospital Cash (Eligibility Criteria)

  • Entry Age - 6 Months
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Future Generali Personal Accident

The plan comes with 13 add-on covers and provides coverage against accidents.

Unique Features

  • Child Education support
  • No pre-medical test required
  • Repatriation & Funeral Benefits

Personal Accident (Pros)

  • Permanent Total Disability
  • 10% Family Discount
  • Easy portability
  • 14 Days Claim Settlement
  • Accident Death Cover

Personal Accident (Cons)

  • Domiciliary Treatment
  • Alcoholism Unavailable
  • Hazardous Activity not covered
  • Vaccination not covered
  • Cosmetic Surgery unavailable

Personal Accident (Other Benefits)

  • Permanent Partial Disability
  • Temporary Total Disability
  • Accidental Hospitalization Cover
  • Adaptation Allowance
  • Adventure Sports Benefit

Personal Accident (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Future Generali Surakshit Loan Bima

Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.

Unique Features

  • Coverage against 18 critical illness
  • 5 plan options to choose from
  • No Survival Period required

Surakshit Loan Bima (Pros)

  • Loss Of Job Cover
  • Total Disablement Cover
  • Death Cover
  • Loss Of Speech Cover
  • Deafness Cover

Surakshit Loan Bima (Cons)

  • No Pregnancy Cover
  • No Hazardous Sports Cover
  • No War Injury
  • No Non-Allopathic Cover
  • Cosmetic Surgery unavailable

Surakshit Loan Bima (Other Benefits)

  • Medical Test Above 50
  • Kidney Failure Cover
  • Open Heart Surgery Cover
  • Brain Tumor Cover
  • Cancer Cover

Surakshit Loan Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 10 Thousand to 3 Cr
  • Waiting Period - 30 Days

Future Generali Varishta Bima

Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.

Unique Features

  • Avail Road Ambulance
  • Free medical check-up available
  • Advance Treatments covered

Varishta Bima (Pros)

  • Affordable Premium
  • Daycare Treatment Cover
  • Cataract Surgery
  • Tax Benefit
  • Knee Replacement Cover

Varishta Bima (Cons)

  • 50% CoPayment On PED
  • Alcoholism Unavailable
  • No Dental Cover
  • 10% Copay On Hospitalization
  • Cosmetic Surgery unavailable

Varishta Bima (Other Benefits)

  • Ambulance Charge
  • Free Annual Medical Checkup
  • 10% Long Term Discount
  • 10% Family Discount
  • Spouse Cover

Varishta Bima (Eligibility Criteria)

  • Entry Age - 60 Years
  • Max Entry Age - LifeLong
  • SI - 2 L to 10 L
  • Waiting Period - 30 Days

Future Generali HIV Disability Suraksha

A comprehensive plan that covers HIV/AIDS, Multiple disabilities, and chronic neurological disorders. This plan even covers Cerebral palsy.

Unique Features

  • Hospitalization Expenses
  • Cataract Treatment Cover
  • Acid Attack Victim Cover

HIV Disability Suraksha (Pros)

  • Sublimit For Room Rent
  • Speech Disability Cover
  • Hearing Impairment Cover
  • Mental Illness Cover
  • Intellectual Disability Cover

HIV Disability Suraksha (Cons)

  • No Global Coverage
  • No Vaccination Cover
  • 20% Copay
  • No Cosmetic Surgery Cover
  • No Stem Cell Storage

HIV Disability Suraksha (Other Benefits)

  • Autism Cover
  • AYUSH Treatment
  • Parkinson’s Disease Cover
  • Dwarfism Cover
  • Leprosy Cover

HIV Disability Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 L to 5 L
  • Waiting Period - 30 Days

Future Generali Saral Suraksha Bima

This is an affordable accidental cover for you and your family. The plan covers disability and accidental death.

Unique Features

  • Education Grant
  • Parents Cover
  • Worldwide Coverage

Saral Suraksha Bima (Pros)

  • 5% Long Term Discount
  • Hospitalization Benefit
  • Death Cover
  • Loss Of Speech Cover
  • Deafness Cover

Saral Suraksha Bima (Cons)

  • 10 % Copay
  • No Hazardous Sports Cover
  • No War Injury
  • No Non-Allopathic Cover
  • Cosmetic Surgery unavailable

Saral Suraksha Bima (Other Benefits)

  • 10% Family
  • Kidney Failure Cover
  • Open Heart Surgery Cover
  • Brain Tumor Cover
  • Cancer Cover

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Future Generali DIY Health Insurance

A policy that allows the policyholder to customise and select what is best for them. The plan includes the accidental death cover of the primary member.

Unique Features

  • Maternity Benefits
  • Emergency Air Ambulance
  • Convalescence Benefit

DIY Health Insurance (Pros)

  • Non-medical Expenses Cover
  • Accompanying Person Cover
  • Alternative Treatments
  • Cumulative Bonus Booster
  • 3 Variant Plan

DIY Health Insurance (Cons)

  • No Suicide Coverage
  • No Vaccination Cover
  • No War Injury Cover
  • No Cosmetic Surgery Cover
  • No Obesity Treatment Cover

DIY Health Insurance (Other Benefits)

  • Wellness Benefit
  • No Loading
  • 15% Online Discout
  • 20% Accident Booster
  • HIV Cover

DIY Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 L to 15 L
  • Waiting Period - 30 Days

A plan that provides physical & mental health coverage .The plan also includes accidental hospitalization and wellness benefits.

Unique Benefits

  • Diagnostic & Fitness Tracking
  • Discount on fitness
  • Discount on Health Brands

Health Absolute (Pros)

  • Home Health Care Expenses
  • Alternative Treatments
  • Accompanying Person Cover
  • E-Opinion Cover
  • 3 Variant Plan

Health Absolute (Cons)

  • No Newborn Baby Cover
  • No Infertility Treatment Cover
  • No War Injury Cover
  • No Joint Replacement Cover
  • No Obesity Treatment Cover

Health Absolute (Other Benefits)

  • Organ Donor Expenses
  • Maternity Expenses
  • Global Coverage
  • Emergency Medical Evacuation
  • Child Vaccination

Health Absolute (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Limit
  • SI - 3 L to 1Cr
  • Waiting Period - 30 Days

Future Generali Health Elite

A plan tailored for premium customers, providing high coverage and premium healthcare services.

Unique Benefits

  • 15 Family Member Cover
  • High Sum Insured
  • Global Coverage

Health Elite (Pros)

  • Maternity Coverage
  • Newborn Baby Cover
  • Organ Donor Cover
  • Patient Care
  • Day Care Treatment

Health Elite (Cons)

  • No Congenital diseases
  • No Infertility Treatment Cover
  • No War Injury Cover
  • No Sex Change Cover
  • No Obesity Treatment Cover

Health Elite (Other Benefits)

  • Dental Consultations
  • Out-Patientt Treatment
  • Alternative Treatment
  • Medication Cover
  • Family Floater Discount

Health Elite (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 75 L to 6Cr
  • Waiting Period - 30 Days

Future Generali Health Insurance Network Hospital List

With the benefit of cashless facility, you do not need to spend money on your treatment, as all expenses will be paid by the insurer itself. Future Generali has tie-up with more than 6300+ hospitals, which are known as You can go to a network hospital, get your treatment done and the insurer will settle the bill directly at the hospital.

Future Generali Health Insurance: FAQs

1. What does the Health Card feature include once I buy the Future Generali Super Saver Plan?

As a policyholder of the Future Generali Super Saver Plan, you have access to a health card that allows you to use the cashless facility at network hospitals. You can even take advantage of savings that Future Generali's allied partners are providing.

2. What services are included in the Future Generali Super Saver Plan's home care benefit?

The reasonable and usual fees for medical expenses related to home health care services incurred during the policy period and obtained from an authorised service provider on a cashless facility basis will be covered by the Future Generali Super Saver Plan.

3. Future Generali Super Saver Plan requires a pre-policy health check-up?

The pre-policy health check up is advised on the basis of certain factors like your Age, Sum Insured opted, and any health declaration in the proposal form.

4. Are AYUSH procedures covered by the Future Generali Super Saver Plan?

The Future Generali Super Saver Plan does include coverage for AYUSH procedures.

5. What are the sum insured options available under Future Generali Super Saver Plan?

You can opt for sum insured options on individual and floater basis. The options are INR 3/4/5/6/10/15/20/25 and 50 L.

Future Generali Health Insurance Review

To get the correct idea of how this plan is performing, do not forget to go through the Future Generali Health Insurance Reviews. Take a look at what customers have to say about Future Generali Health Insurance Plan:

Customer Review Image

Bhavika Arora

Allahabad

March 18, 2024

I was looking for a term insurance plan online, then I landed on the PolicyX website, where I chose Future Generali Life Insurance plan. Their customer service team has supported me well.

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Karan Lamba

Mumbai

March 15, 2024

I am a fitness freak, so my health insurance needed to come with loads of fitness-related benefits. The Future Generali Health Absolute was the best fit. Thanks PolicyX for this great recommend...

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Vishwa Rao

Hyderabad

May 31, 2022

One of the best health insurance companies available in India. In March 2021, my wife was diagnosed with Covid-19, and the company settled all my claims. Thank you Future Generali for helping a...

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nimrat sondhi

Ludhiana

March 14, 2022

my father is a single parent. The way he has taken care of me during my childhood, I wanted to support him after my marriage so that he is never alone, especially during medical emergencies. I ...

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Somyak Handa

Pune

October 12, 2021

It has been an honour being with Furture generali for almost 10 years now...never goes back on their words. You can trust them to settle claims when in need

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mangni Ram

Ahmedabad

October 12, 2021

Very amazing plans and helpful customer care service offered by Future Generali Insurance. I am impressed by the way this company works.

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Sriparna Das

Dehradun

August 31, 2021

got recommended this company by a friend. Very pleased to have associated with them. Got my bills settled quickly after my husband was hospitalzed recently! Thanks a bunch

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Happy Singh

Gurgaon

August 11, 2021

Best company with best services. Also, the team of policyx helped me very much. I will definitily tell my friends to buy this company policy

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.