Future Generali Health Super Saver Plan and Benefits | PolicyX.com
Future Generali Health Insurance Future Generali Health Insurance ★ 4.4

Future Generali Super Saver Plan

Future Generali Super Saver health insurance policy provides additiona ...Read More

Up to 6 Cr
Sum insured
1
No. of plans
150+
Pan India presence
95.5%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 10,000+ hospitals
📊 1.96 solvency ratio
95.5% claim settlement

About Future Generali Super Saver Plan

A quick read on what this Future Generali Health Insurance plan covers and why it might be a fit for you.

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders complete the first year of the plan tenure without making a claim, they are eligible for an 80% Super Saver discount in the following year. Similarly, if the first two years of the plan tenure are claim-free, an 80% Super Saver discount is applicable for the subsequent two years, or until the first claim is made.

Future Generali Super Saver Plan provides comprehensive coverage for the entire family, with a sum insured available on both individual and family floater bases. Sum insured options range from 3 lacs to 50 lacs, including 3, 4, 5, 6, 10, 15, 20, 25, and 50 lacs. The plan covers a wide range of expenses, including hospitalization, daycare treatment, maternity expenses, alternative treatment, and home healthcare services.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 70 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹4 L, ₹5 L, ₹6 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L
Waiting period
30 Days*
Renewability
Lifelong
Policy term
1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Cons

  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Future Generali Health Insurance

Future Generali Health Insurance

This video talks about Future Generali Health Insurance in detail. It talks about the Solvency Ratio, Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer.

Future Generali Health Insurance Network Hospital List

Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Hospitalization due to war, riot, strike, or nuclear weapons
  • Intentional self-injury
  • Miscarriage and abortion
  • Congenital diseases
  • Infertility and in-vitro fertilization
  • Pre-existing diseases: 24 months
  • Specific listed ailments: 48 months

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 to 70 years

Other features & benefits

  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Health Insurance: FAQs

The 4 most-asked questions about Future Generali Super Saver Plan, answered.

As a policyholder of the Future Generali Super Saver Plan, you have access to a health card that allows you to use the cashless facility at network hospitals. You can even take advantage of savings that Future Generali’s allied partners are providing.
The reasonable and usual fees for medical expenses related to home health care services incurred during the policy period and obtained from an authorised service provider on a cashless facility basis will be covered by the Future Generali Super Saver Plan.
The pre-policy health check up is advised based on certain factors like your Age, Sum Insured opted, and any health declaration in the proposal form.
The Future Generali Super Saver Plan does include coverage for AYUSH procedures.

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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