Future Generali Advantage Top-up Plan

Overview

Get more coverage on your insurance and enjoy enhanced protection with a top-up today!

The Future Generali Advantage top-up health insurance policy comes in two variants: Supreme and Elite. These provide additional protection when undergoing expensive medical treatment. To help manage these costs, FG Advantage offers a wide sum insured option with affordable premiums, covering critical health emergencies.

Additionally, you can avail of several premium discounts, such as:

• Family discount: Up to 10% (when 2 or more members are covered)
• Long-term discount: 5% for a 2-year policy term and 10% for a 3-year policy term
• Loyalty discount: 2.5%

While affordable premiums and discounts are appealing, it's important to note that the FG Advantage top-up plan includes a deductible clause. This deductible may range from INR 40,000 to INR 40 lakhs, depending on your chosen sum insured, which can be between INR 50,000 to INR 1 Crore. You can, however, waive the deductible to convert it into an indemnity policy.

This page provides comprehensive information about the Future Generali Advantage top-up plan. Read till the end to learn more.

Exclusions

Permanent Exclusions

• External or congenital anomaly and related illness
• Dental treatment or surgery
• Usage of intoxicating drugs or alcohol and treatment resulting thereof
• Self-inflicted injury
• Act of committing suicide/suicidal activities
• Life-threatening adventure sports

Waiting Periods

• Specific illness: 2 years
• Pre-existing diseases: 2 years
• Joint replacement surgery/organ transplant: 2 years
• Mental illness, HIV & AIDS: 48 months

Long Story Short

The Future Generali Advantage top-up plan enhances your health insurance experience by offering more benefits and a wide range of healthcare coverage.