Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
ManipalCigna Pro Health Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for the insured. Under 3 different plan variants, ManipalCigna Pro Health Prime offers various sum-insured options ranging from 3 L to 1 Cr. ManipalCigna Pro Health Prime offers customized benefits with optional coverage suitable for every policyholder.
ManipalCigna Pro Health Prime provides coverage for ambulance services, hospitalization expenses, OPD coverage, and mental illness cover along with optional benefits such as maternity cover, newborn baby coverage, critical illness cover, Worldwide Emergency Hospitalization with Outpatient Cover, IVF treatment, and more.
Minimum: Children- 91 Days to 25 years
Maximum: No limit
Individual/ Family Floater
1/2/3 Years
3 L | 4 L | 5 L | 7.5 L | 10 L | 12.5 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 1 Cr
30 Days*
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
With comprehensive coverage options, Reliance Critical Illness Insurance lets you customize your health insurance plan as per your requirements:
Coverage for SI - Prime Protect (3 L - 1 Cr)
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 Days
Post-Hospitalization
Covered up to 180 Days
Domiciliary Hospitalization
Covered up to 10% of SI
Daycare Treatment
Covered up to SI
OPD Charges
Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Available up to 200% of SI
Automatic Restoration
Applicable
Daily Hospital Cash
Covered
Organ Donor
Covered up to SI
Maternity Cover
Covered
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Up to SI
IVF Treatment
Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Covered up to INR 10 L
Compassionate Travel
Not Available
Global Coverage
Not Available
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Covered
Second Medical Opinion
Not Available
Vaccination
Not Available
Limitations
Co-payment
Applicable, 10% Co-payment
Sub-limits
Applicable
Coverage for SI - Prime Advantage (5 L - 1 Cr)
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 Days
Post-Hospitalization
Covered up to 180 Days
Domiciliary Hospitalization
Covered up to 10% of SI
Daycare Treatment
Covered up to SI
OPD Charges
Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Available up to 200% of SI
Automatic Restoration
Applicable
Daily Hospital Cash
Covered
Organ Donor
Covered up to SI
Maternity Cover
Covered
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Up to SI
IVF Treatment
Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Covered up to INR 10 L
Compassionate Travel
Not Available
Global Coverage
Not Available
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Covered
Second Medical Opinion
Not Available
Vaccination
Not Available
Limitations
Co-payment
Applicable, 10% Co-payment
Sub-limits
Applicable
Coverage for SI - Prime Active (3 L - 15 L)
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 30 Days
Post-Hospitalization
Covered up to 60 Days
Domiciliary Hospitalization
Covered up to 10% of SI
Daycare Treatment
Covered up to SI
OPD Charges
Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Available up to 200% of SI
Automatic Restoration
Applicable
Daily Hospital Cash
Covered
Organ Donor
Covered up to SI
Maternity Cover
Covered
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Up to SI
IVF Treatment
Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Not Covered
Compassionate Travel
Not Available
Global Coverage
Not Available
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Covered
Second Medical Opinion
Not Available
Vaccination
Not Available
Limitations
Co-payment
Applicable, 10% Co-payment
Sub-limits
Applicable
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common room categories covered under room rent are:
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan, the room rent is covered
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan, ICU charges are covered up to SI.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Manipal Cigna Pro Health Prime Plan covers medical expenses incurred during pre-hospitalization
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Manipal Cigna Pro Health Prime Plan covers medical expenses incurred during post-hospitalization
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan, domiciliary hospitalization is covered Up to SI.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan, daycare treatment is covered Up to SI.
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan OPD charges are covered.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan COVID-19 treatment is not covered
A common eye condition in which your vision gets blurred.
Coverage status under Manipal Cigna Pro Health Prime Plan?
ManipalCigna Pro Health Prime Plan covers cataract treatment expenses
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Manipal Cigna Pro Health Prime Plan?
ManipalCigna Pro Health Prime Plan offer cumulative bonus
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan Automatic restoration is available Unlimited times for related/unrelated illnesses
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan daily hospital cash is available
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan organ donor expenses are covered up to SI.
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan maternity cover is offered as an optional package Enhance Plus providing 10% of the Sum Insured per delivery, subject to a maximum of INR 1 L
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under ManipalCigna Pro Health Prime Plan newborn baby cover is offered as an optional package Enhance Plus wherein the newborn will be covered until the baby is 90 days old.
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Covered Under Manipal Cigna Pro Health Prime Plan up to SI
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Manipal Cigna Pro Health Prime Plan?
Applicable only with Enhance or Enhance Plus optional packages, this covers 2 successful procedures limited to IVF/ IUI. Applicable for base Sum Insured >=INR7.5 Lacs.
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Covered Under Manipal Cigna Pro Health Prime Plan
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Covered under Manipal Cigna Pro Health Prime Plan up to SI.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Covered under Manipal Cigna Pro Health Prime Plan
Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan compassionate plan is not covered.
Any kind of medical/health emergency when you are outside of India.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan global coverage is not available
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under Manipal Cigna Pro Health Prime Plan unlimited e-consultations are covered.
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under the Manipal Cigna Pro Health Prime Plan, a health checkup is available Annually from 1st year onwards.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under the Manipal Cigna Pro Health Prime Plan Second Medical Opinion is available for 36 listed Critical Illnesses
The insurance companies provide coverage against the expenses incurred on vaccinations.
Coverage status under Manipal Cigna Pro Health Prime Plan?
Under the Manipal Cigna Pro Health Prime Plan vaccination expenses are covered under enhance and enhance plus optional packages.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will spend the rest.
Status under Manipal Cigna Pro Health Prime Plan?
Applicable, 10% Co-payment
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Manipal Cigna Pro Health Prime Plan?
Applicable
Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Prime Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
Congenital disease
Miscarriage, and abortion
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Pre-existing diseases after 36 Months
Listed ailments after 24 Months
Manipal Cigna Pro Health Prime Plan has multiple advantages that policyholders can avail after the purchase.
Get tax relief under section 80D
Travel without any stress
Customize plan with optional covers
Avail multiple optional packages
Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
While traveling outside India after the first year of the policy, avail the option to switch o the coverage for a maximum of 30 days and get a premium discount at the time of renewal.
Manipalcigna Pro Health Prime offers multiple optional covers such as IVF Treatment, Personal Accident Cover, Critical Illness add-on cover, Worldwide Accidental Emergency Hospitalization cover and more.
ManipalCigna Pro Health Prime offers multiple optional packages such as Enhance, Enhance Plus, Freedom and Assure which are loaded with different benefits a policyholder can avail.
ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
A comprehensive plan with SI up to 1Cr and 3 different variants. It is a versatile health insurance plan for your medical needs.
Unique Features
Comprehensive Plan
A high SI plan for women's medical requirements. The plan covers major critical illnesses including cancer treatment.
Unique Features
Comprehensive Plan
A comprehensive plan with 5 different variants suitable for individuals and young couples, offering sum insured up to 1Cr.
Unique Features
Affordable Plan
An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.
Unique Features
Affordable Plan
A fully customizable health plan according to your needs with ProHealth Select at an affordable premium.
Unique Features
Affordable Plan
The plan offers daily cash to the family members of the patient to cover the miscellaneous expenses.
Unique Features
Affordable Plan
An affordable, standard health insurance plan for individuals and family members with up to 10L sum assured.
Unique Features
Affordable Plan
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
Affordable Plan
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
Critical Illness Plan
A protection plan that offers support to you and your family against up to 30 critical illnesses with a high sum assured to choose from up to 25Cr.
Unique Features
Accident Plan
A plan that provides complete protection, on and off the job, including death, disability, loss of job, and financial protection.
Unique Features
Accident Plan
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
Group Plan
A health insurance solution for Employer-Employee and Non-Employer-Employee groups. A plan offering sum assured up to 1Cr.
Unique Features
Group Plan
An all-in-one plan offering sum assured up to 50Cr and Umbrella cover of Group - Personal Accident and/or Critical Illness.
Unique Features
Group Plan
A plan offering sum assured up to 5 Cr and a range of covers including Accident, Mediclaim, Surgery, Domestic Travel, and Wellness.
Unique Features
Group Plan
Group overseas travel insurance offers all-around coverages for business trips, vacations, and more. The plan offers a sum assured up to $ 50 Lac.
Unique Features
Group Plan
A comprehensive group plan that covers Indian locals and expatriates working abroad under one umbrella with a sum assured of up to $ 10 Million.
Unique Features
ManipalCigna Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
See More Health Insurance Articles
See More Health Insurance Articles
Minimum Age: - Child - 91 days, Adult - 18 years
Maximum Age: - No Limit (Children up to the age of 25 years can be covered under the family floater plan).
Under ManipalCigna Pro Health Prime Plan there are multiple sum insured options ranging from 3/4/5/7.5/10/12.5/15/20/25/30/40/ 50 L up to 1 Cr
Under ManipalCigna Pro Health Prime Plan you can cover Self, your Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister.
You are provided with wide coverage features as well as optional covers and packages like in-patient hospitalization, Day Care Treatment, Ambulance Cover, Restoration of Sum Insured, Health Maintenance Benefits, and more.
Yes, you can buy ManipalCigna Pro Health Prime Online through the official website
Medical tests will be conducted on the basis of the age of the insured, the plan type and the sum insured selected apart from the health conditions declared as part of the Proposal Form.
Premium payment modes available under ProHealth Prime Insurance are Single, Half-Yearly, Quarterly, and Monthly. Premium payment mode can only be selected at the inception of the Policy or at the renewal of the Policy.
ManipalCigna Pro Health Prime offers a unique feature wherein in you can switch off your cover when you are traveling abroad for up to 30 days.
Under ManipalCigna Pro Prime Plan you can opt for additional covers or packages that combine multiple features under various sum insured options. For example, the wellness program under ManipalCigna ProHealth Prime Protect and Advantage Plan aims at rewarding you on the basis of the number of steps you have walked per day in conjunction with the number of days.
Yes, you are offered a domestic second medical opinion for 36 listed critical illnesses under ManipalCigna Pro Health Prime.
Durgesh Kumar
Jaipur
March 25, 2023
Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...
Ajay Kapoor
Delhi
March 24, 2023
Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...
Poonam Sinha
Surat
December 9, 2022
Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu
Santokh Singh Sethi
Delhi
September 14, 2022
I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only
Asleen
Indore
May 26, 2022
Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.
jasvinder singh
Delhi
March 25, 2022
very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.
diya sharma
Chandigarh
February 21, 2022
only big companies are trusted generally but new companies are also good. satisfied service and customer satisfaction is full
Ramesh Kumar
Hyderabad
November 22, 2021
they have great impressive plans to offer. very amazing and helpful customer service. helped me a lot at the time of claim settlement
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