Activ Health Platinum Enhanced
  • Critical Illness Cover
  • Health Coach
  • SI Upto 2 Crores
premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Activ Health Platinum Enhanced

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefits and chronic care. Individuals can avail of the benefits offered by Aditya Birla Platinum Enhanced Plan on an individual and family floater basis. The minimum age of entry under the plan is 91 days and there is no maximum entry age. Dependent children from the age of 91 days to 25 years will be covered under the family floater policy. You can provide coverage to yourself, your legally wedded spouse, up to 3 dependent children, parents, parents-in-law, and more.

Aditya Birla Platinum Enhanced plan provides insured individuals a wide range of sum insured options that range between 2 Lakhs to 2 Crores. With Aditya Birla Platinum Enhanced Plan, you can double your sum insured in 2 claim-free years, earn health rewards, avail coverage for chronic illnesses from day 1, expert health coaches, waiver of premiums on diagnosis of critical illnesses, and many more healthcare benefits.

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Aditya Birla Platinum Enhanced Eligibility Criteria

When purchasing the Aditya Birla Activ Health Platinum Enhanced the potential buyers must fulfill the following eligibility criteria:

Entry Age

Minimum: 91 Days Children: 3 Months to 25 Years

Entry Age Max.

Maximum: No Limit

Policy Term

1/2/3 Years

Plan Type

Individual/Family Floater

Sum Insured

2 L | 3 L | 4 L | 5 L | 6 L | 7 L | 8 L | 9 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 1 Cr | 1.5 Cr | 2 Cr

Initial Waiting Period*

30 Days

Aditya Birla Platinum Enhanced Plan Benefits

Aditya Birla Activ Health Platinum Enhanced offers a plethora of benefits and customization features to the insured individuals that are mentioned below:

  • Avail Additional Benefits
    Insurance holders can avail of a multitude of value-added benefits like cumulative bonuses, health check-up programs, second E-opinion for major illnesses, dental consultations, and recovery benefits under the Aditya Birla Activ Health Platinum Enhanced Plan.
  • Value Added Benefits
    Individuals can avail of chronic management programs, wherein they get features such as health assessment, health returns, expert health coaching providing medical, nutritional, and mental counseling sessions, and more.
  • Optional Coverage
    Aditya Birla Activ Health Platinum Enhanced offers optional coverages to customers like Personal accident cover, international cover for major illnesses on a cashless basis, and critical illness cover.
  • High Sum Insured Options
    Insurance holders can opt for their choice of the adequate sum insured suitable for their needs and requirements amongst a high range of sum insured options under Aditya Birla Activ Health Platinum Enhanced starting from 2 Lakhs to 2 Crore.
  • Tax Benefits
    Premiums paid towards the Aditya Birla Activ Health Platinum Enhanced are eligible for tax benefits as per the Income Tax Act, of 1961.

Choose Your Aditya Birla Activ Health Platinum Enhanced Plan

Insured individuals can opt between a wide range of sum insured options offered by the plan as per their needs and requirements

Coverage for SI:2 Lakhs - 2 Crores

In-patient & Out-patient Coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered for up to 60 days

Post-Hospitalization

Covered for Up to 180 Days

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered up to SI

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Applicable, 50% increase, max up to 100%

Automatic Restoration

Applicable

Daily Hospital Cash

Covered

Organ Donor

Covered Up to SI

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered Up to SI

IVF Treatment

Not Covered

Modern Treatment

Covered Up to SI

Emergency Coverage

Ambulance

Covered Up to Actuals

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Applicable

Sub-limits

Not Applicable

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under Aditya Birla Activ Health Platinum Enhanced Insurance Plan, the room rent is covered:

  • Up to Sum Insured INR 3 lakhs - Shared Room/Single Private A/C Room
  • Sum Insured INR 4 lakhs and above- Shared Room | Single Private A/C Room | Any Room
What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions a

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under Aditya Birla Activ Health Platinum Enhanced Insurance Plan, ICU charges are covered up to SI.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the Planholder.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under Aditya Birla Activ Health Platinum Enhanced Insurance Plan, pre-hospitalization is covered for up to 60 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the Planholder from the hospital.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan covers medical expenses incurred during post-hospitalization for 180 Days.

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan covers domiciliary hospitalizations up to the Sum Insured.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan covers the expenses of all daycare procedures up to the Sum Insured.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

OPD charges are covered under Aditya Birla Activ Health Platinum Enhanced Insurance Plan.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Covid-19 Covered.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan coveres Cataract Treatment.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward Planholders with an increase in the Sum Insured amount as a no-claim bonus on Plan renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan offers a no-claim bonus of Sum Insured: 50% increase, max up to 100% (up to a maximum of INR 1 Cr).

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan offers automatic restoration benefits up to 100% of the Sum Insured.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Daily hospital cash is available under Aditya Birla Activ Health Platinum Enhanced Insurance Plan.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, organ donor expenses are covered up to SI.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, Maternity Cover is not available.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, newborn baby cover is not available.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, AYUSH treatment is covered up to SI.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, IVF is not available.

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, modern treatments are covered up to SI.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, ambulance cover is covered

  • Covered up to actual expenses per event in case of network providers
  • Reimbursed up to INR 5,000 per hospitalization for non-network providers
What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, the air ambulance is covered.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the Planholder gets admitted to a hospital outside his/her residential city.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, compassionate travel is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, global coverage is not covered.

What is E-Consultation?

If a Plan offers E-consultation it allows Planholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, E-consultation is not covered.

What is a Health Checkup?

A facility where the Planholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Under the Aditya Birla Activ Health Platinum Enhanced Insurance Plan, a health check-up is covered once during the policy year.

What is a Second Medical Opinion?

If the Planholder wants, they may opt for a second medical opinion wherein the Planholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan covers the expenses for a second e-opinion for Major Illnesses.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Aditya Birla Activ Health Platinum Enhanced Insurance Plan covers vaccination expenses.

What is Co-payment?

In the co-payment clause, Planholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Applicable under Aditya Birla Activ Health Platinum Enhanced Insurance Plan up to 25%

What is the Sub limit?

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Status under Aditya Birla Activ Health Platinum Enhanced Insurance Plan?

Sub-limits are not applicable.

Aditya Birla Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Aditya Birla Network Hospital

Choose Aditya Birla Health Insurance Plan for

Aditya Birla Health Insurance for Senior Citizens

Aditya Birla Health Insurance for Senior Citizens

Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance for Critical Illness

Aditya Birla Health Insurance for Critical Illness

Aditya Birla Health Insurance for Maternity

Aditya Birla Health Insurance for Maternity

Aditya Birla Health Top-up Plan

Aditya Birla Health Top-up Plan

Aditya Birla Activ Health Platinum Enhanced Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Aditya Birla Health Platinum Enhanced Plan are mentioned below:

Change of gender treatments

Cosmetic or plastic surgeries

Injuries due to hazardous or adventure sports

Injuries due to breach of law

Sterility and Infertility

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Pre-existing Diseases 36 Months

Listed Ailments 24 Months

Wrapping It Up

Individuals who are looking forward to a complete 360-degree health insurance plan that provides not just coverage against medical expenses but also motivates and encourages them to stay active must consider Aditya Birla Activ Health Platinum Plan. This efficient health insurance plan not only offers impressive sum insured options but also has multiple optional coverages to suit your needs.

Explore Aditya Birla Health Insurance

Aditya Birla Health Renewal

Aditya Birla Health Renewal

Aditya Birla Health Claim Status

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Aditya Birla Premium Calculator

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Aditya Birla Health Policy Download

Aditya Birla Health Policy Download

Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance Plans

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Affordable

Activ Assure Diamond

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

comprehensive Plan

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

  • Dental Cover
  • Health Returns
  • Affordable Premiums

Activ Health Platinum Premier (Pros)

  • Post-Hospitalization Physiotherapy
  • Health Coach Benefit
  • One Premium Waiver
  • Health Assessment
  • Chronic Management Program

Activ Health Platinum Premier (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

  • Road Ambulance Cover
  • No Claim Bonus
  • Critical Illness Cover
  • Domiciliary Hospitalization
  • Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Activ Secure- Cancer Secure

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

Activ Secure Personal Accident

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Illness Plan

Activ Health Platinum Essential

An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.

Unique Benefits

  • Day 1 Cover
  • Day Care Treatment
  • Pre & Post Hospitalization

Activ Health Platinum Essential (Pros)

  • Health Returns Cover
  • Chronic Management Program
  • Mental Illness Cover
  • Home Care Treatment
  • Obesity Treatment

Activ Health Platinum Essential (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Essential (Other Benefits)

  • AYUSH Treatment Cover
  • Road Ambulance Cover
  • Health Check-Up Program
  • International Cover
  • Critical Illness Cover

Activ Health Platinum Essential (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - Unavailable
  • Waiting Period - 30 Days

comprehensive Plan

Activ Care Classic

It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.

Unique Benefits

  • Health Returns Available
  • Comprehensive Health Check-up
  • Up to 50% No Claim Bonus

Aditya Birla Activ Care Classic (Pros)

  • Personal Health Coach
  • AYUSH Treatment Cover
  • 21% Health Returns
  • Cashless Home Treatment
  • Day Care Treatment

Aditya Birla Activ Care Classic (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Care Classic (Other Benefits)

  • Nursing at Home
  • ICU Bed at Home
  • 586 Day Care Treatments
  • Domiciliary Hospitalization
  • ICU Expenses Cover

Aditya Birla Activ Care Classic (Eligibility Criteria)

  • Entry Age - 55 Years
  • Max Entry Age - 80 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

comprehensive Plan

Aditya Birla Activ Fit

A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.

Unique Benefits

  • Affordable Premiums
  • Discounts Available
  • Travel Protect

Aditya Birla Activ Fit (Pros)

  • Maternity Cover
  • Binge Refill Feature
  • 10% Good Health Discount
  • Daily Cash Benefit
  • Day Care Treatment

Aditya Birla Activ Fit (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Fit (Other Benefits)

  • Up to 100% NCB
  • Health Check-up
  • Home Treatment
  • OPD Expense Cover
  • Premium Waiver Benefit

Aditya Birla Activ Fit (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 45 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Aditya Birla Activ Health Platinum Enhanced Plan : FAQs

1. What is the eligibility criteria for Aditya Birla Platinum Enhanced Plan?

The eligibility criteria for Aditya Birla Platinum Enhanced Plan are as follows:

  • Minimum Entry Age - 91 Days
  • Maximum Entry Age - No Limit

Dependent children can be covered under the plan from the age of 91 Days to 25 years.

2. What are the various sum insured options available under the Aditya Birla Platinum Enhanced Plan?

The various sum insured options available under the plan range between 2 Lakhs to 2 Crores.

3. Are there tax benefits available under the Aditya Birla Platinum Enhanced Plan?

Yes, customers will get tax benefits towards the premiums paid for the Aditya Birla Activ Health Platinum Enhanced Plan as per the Income Tax Act of India, 1961.

4. What are the various optional coverages available under the Aditya Birla Platinum Enhanced Plan?

There are multiple optional coverages available under the plan like

  • Personal Accident Cover
  • Critical Illness Cover
  • International Cover for Major Illnesses
  • International Second e-opinion for major illnesses

5. What do insurance holders get under expert health coaching?

Expert health coaching is a part of the value-added benefits offered by Aditya Birla Platinum Enhanced plan wherein customers can avail of medical, nutritional, mental & fitness, mental counseling sessions, and homeopathy teleconsultation.

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.

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