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Aditya Birla Group Health Insurance
Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insur…
- 92.97% claim settlement ratio
- Day 1 coverage
- Up to 30% health returns
Aditya Birla Health Insurance
Aditya Birla Activ Health Platinum Enhanced
Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits ...Read More
Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement
About Aditya Birla Activ Health Platinum Enhanced
A quick read on what this Aditya Birla Health Insurance plan covers and why it might be a fit for you.
Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefits and chronic care. Individuals can avail of the benefits offered by Aditya Birla Platinum Enhanced Plan on an individual and family floater basis. The minimum age of entry under the plan is 91 days, and there is no maximum entry age. Dependent children from the age of 91 days to 25 years will be covered under the family floater policy. You can provide coverage to yourself, your legally wedded spouse, up to 3 dependent children, parents, parents-in-law, and more.
Aditya Birla Platinum Enhanced Plan provides insured individuals a wide range of sum insured options that range between 2 Lakh to 2 Crore. With Aditya Birla Platinum Enhanced Plan, you can double your sum insured in 2 claim-free years, earn health rewards, avail coverage for chronic illnesses from day one, expert health coaches, waiver of premiums on diagnosis of critical illnesses, and many more healthcare benefits.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Minimum: 91 Days, Children: 3 Months to 25 Years, Maximum: No Limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹2 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹50 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Earn 100% health returns
- Cover for dental consultations
- Modern treatment cover
- Wellness coach
- Mental illness cover
Cons
- Illness due to intoxicants
- Change of gender treatment
- Hazardous activity not covered
- HIV/AIDS not covered
- Cosmetic surgery unavailable
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Covered
- Vaccination Covered
Conditions & global
- Co-payment Covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Aditya Birla Activ Health Platinum Enhanced Plan Review
In this video, we ve delved into the details of the Aditya Birla Activ Health Platinum Enhanced Plan. Let s highlight the key points covered:
Aditya Birla Platinum Enhanced Plan Benefits
Aditya Birla Activ Health Platinum Enhanced offers a plethora of benefits and customization features to insured individuals, as mentioned below:
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Avail Additional Benefits
Insurance holders can avail of a multitude of value-added benefits like cumulative bonuses, health check-up programs, second E-opinion for major illnesses, dental consultations, and recovery benefits under the Aditya Birla Activ Health Platinum Enhanced Plan.
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Value Added Benefits
Individuals can avail of chronic management programs, wherein they get features such as health assessment, health returns, expert health coaching providing medical, nutritional, and mental counseling sessions, and more.
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Optional Coverage
Aditya Birla Activ Health Platinum Enhanced offers optional coverages to customers like Personal Accident cover, international cover for major illnesses on a cashless basis, and critical illness cover.
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High Sum Insured Options
Insurance holders can opt for their choice of adequate sum insured suitable for their needs and requirements amongst a high range of sum insured options under Aditya Birla Activ Health Platinum Enhanced, starting from 2 Lakh to 2 Crore.
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Tax Benefits
Premiums paid towards the Aditya Birla Activ Health Platinum Enhanced are eligible for tax benefits as per the Income Tax Act, 1961.
Aditya Birla Health Insurance Network Hospital List
Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent diseases or health conditions that are not included under the Aditya Birla Platinum Enhanced Plan are:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and Abortion
- Congenital disease
- Infertility and in vitro fertilization
- Certain diseases and treatments are covered under this plan after a specific waiting period. Read the details below:
- Listed ailments after 12 Months
- Pre-existing diseases after 12 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry age: 90 days
- Max entry age: 45
- SI: 1L to 1 Cr
- Waiting period: 30 days
Other features & benefits
- Chronic management program
- Premium waiver benefit
- Reload of SI
- Road ambulance cover
- Second e-opinion
Aditya Birla Activ Health Platinum Enhanced Plan: FAQs
The 5 most-asked questions about Aditya Birla Activ Health Platinum Enhanced, answered.
The eligibility criteria for Aditya Birla Platinum Enhanced Plan are as follows: Minimum Entry Age - 91 Days Maximum Entry Age - No Limit Dependent children can be covered under the plan from the age of 91 Days to 25 years.
The various sum insured options available under the plan range between 2 Lakhs to 2 Crores.
Yes, customers will get tax benefits towards the premiums paid for the Aditya Birla Activ Health Platinum Enhanced Plan as per the Income Tax Act of India, 1961.
There are multiple optional coverages available under the plan like Personal Accident Cover Critical Illness Cover International Cover for Major Illnesses International Second e-opinion for major illnesses
Expert health coaching is a part of the value-added benefits offered by Aditya Birla Platinum Enhanced plan wherein customers can avail of medical, nutritional, mental & fitness, mental counseling sessions, and homeopathy teleconsultation.
Conclusion
A comprehensive health plan offering strong coverage along with wellness and chronic care benefits.
Explore Aditya Birla Health Insurance
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