Activ Health Platinum Enhanced

Overview

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefits and chronic care. Individuals can avail of the benefits offered by Aditya Birla Platinum Enhanced Plan on an individual and family floater basis.

The minimum age of entry under the plan is 91 days, and there is no maximum entry age. Dependent children from the age of 91 days to 25 years will be covered under the family floater policy. You can provide coverage to yourself, your legally wedded spouse, up to 3 dependent children, parents, parents-in-law, and more.

Aditya Birla Platinum Enhanced Plan provides insured individuals a wide range of sum insured options that range between 2 Lakh to 2 Crore. With Aditya Birla Platinum Enhanced Plan, you can double your sum insured in 2 claim-free years, earn health rewards, avail coverage for chronic illnesses from day one, expert health coaches, waiver of premiums on diagnosis of critical illnesses, and many more healthcare benefits.

Aditya Birla Platinum Enhanced Plan Benefits

Aditya Birla Activ Health Platinum Enhanced offers a plethora of benefits and customization features to insured individuals, as mentioned below:

• Additional Benefits

  Insurance holders can avail of a multitude of value-added benefits like cumulative bonuses, health check-up programs, second E-opinion for major illnesses, dental consultations, and recovery benefits under the Aditya Birla Activ Health Platinum Enhanced Plan.

• Chronic Management Programs

  Individuals can avail of chronic management programs, wherein they get features such as health assessment, health returns, expert health coaching providing medical, nutritional, and mental counseling sessions, and more.

• Optional Coverage

  Aditya Birla Activ Health Platinum Enhanced offers optional coverages to customers like Personal Accident cover, international cover for major illnesses on a cashless basis, and critical illness cover.

• High Sum Insured Options

  Insurance holders can opt for their choice of adequate sum insured suitable for their needs and requirements amongst a high range of sum insured options under Aditya Birla Activ Health Platinum Enhanced, starting from 2 Lakh to 2 Crore.

• Tax Benefits

  Premiums paid towards the Aditya Birla Activ Health Platinum Enhanced are eligible for tax benefits as per the Income Tax Act, 1961.

Exclusions

Permanent Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and Abortion
• Congenital disease
• Infertility and in vitro fertilization

Waiting Period Exclusions

• Listed ailments after 12 Months
• Pre-existing diseases after 12 Months

Certain diseases and treatments are covered under this plan after a specific waiting period. Read the details below.