PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 CR
No. of Plans
22
Solvency Ratio
2.3
Pan India Presence
213
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
×
Confused? No Worries, We Are Here To Help!
A guide to cancel your Aditya Birla Health Insurance
Are you thinking of cancelling your Aditya Birla Health Insurance? Read further to know more about Aditya Birla health policy cancellation here.
Health insurance is a much-needed health & financial security tool for every section of society. We all are seeing healthcare complications at different variations nowadays. Being a policyholder, it's natural to have the choice of either continuing your health policy or withdrawing it.
The major aspect of cancelling a health insurance policy is, that you pay some cost in the form of deductions applicable according to your policy's documents. Here's a guide that will help you with your Aditya Birla Health Insurance cancellation.
Aditya Birla health policy cancellation in the free look period
Aditya Birla Health Insurance Company allows you to edit or make a change in your policy within a time frame of 15 days (in offline policy mode) and 30 days (in online policy mode). This is called the free-look period. According to the rules of IRDAI, this is mandatory for every health insurance company to offer their policyholders a free-look period of 15-30 days.
If the policyholder cancels their policy within the free-look period, they're entitled to receive a full refund, excluding any health check-up expenses that the insurer has paid before policy issuance, the stamp duty, etc. However, the deductions and refundable premiums are subject to vary according to the active policy tenure and number of claims made during the same.
What if I cancel my policy after the free look period?
If you cancel your Aditya Birla Health Insurance policy after the free-look period, you will not be able to receive a full refund of your total paid premiums. Here's what you'll get on cancelling your health policy after its free-look period:
Policy tenure (when the policy was in force)
Refund (%)
Within 1 month
75%
Within 3 months
50%
Within 6 months
25%
Exceeding 6 months
Nil
Types of deductions in the refund amount
Here are the deductions that are displayed on your refundable premium amount:
The premium on pro-rated risks
Health examination expenses from the insurer
Stamp duty & administration charges
Step-by-step guide: How to cancel Aditya Birla Health Insurance?
Read below the steps to cancel your Aditya Birla health policy without any hassle:
Step 1
Get in contact with your insurer and submit your cancellation form along with the documents that are required for proceeding with the cancellation of your policy.
Step 2
You need to give a notice in writing at least 15 days before cancelling initiation, stating the reason for cancellation either in an online or an offline mode to your company's customer care executive.
Step 3
Once the insurer is aware of your policy's cancellation request, they will provide you guidance for keeping the policy thriving further. However, if you're still not satisfied with the same, they'll proceed further with the application.
Step 4
As per the activity of your policy and the current policy period, the company will deduct and refund the specified premium amount to you (depending on your policy's schedule).
Step 5
Upon receiving the cancellation review of your company, send them your banking details where you want to receive the refund. This is the final stage where you'll get your eligible premium refund within the company's specified business days.
Contact details of Aditya Birla Health Insurance Company
Website
www.adityabirlahealthinsurance.com
Toll-free number
1800 270 7000
Customer support email ID
care.healthinsurance@adityabirlacapital.com
Registered office
Aditya Birla Health Insurance Co. Limited 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013
We don't encourage health insurance cancellation in any manner. However, if you are still waiting for some assistance with your Aditya Birla Health Insurance Cancellation, reach out to our advisors at 1800 4200 269 or send us an email at helpdesk@policyx.com.
Aditya Birla Health Insurance Network Hospital List
Aditya Birla Health Insurance Network Hospitals are present in 32 states nationwide. With a wide network of over 10500+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
Lump Sum payout on detection
150% sum assured
Short survival period
Activ Secure Critical Illness Plan (Pros)
Cover up to 64 CI
3 Plan Variants
High SI
Short Survival Period
Active Health App
Activ Secure Critical Illness Plan (Cons)
Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Activ Secure Critical Illness Plan (Other Benefits)
Wellness Coach
Second Medical Opinion
Cancer Cover
Kidney Failure Cover
Brain Tumor Cover
Activ Secure Critical Illness Plan (Eligibility Criteria)
It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.
Unique Benefits
Health Returns Available
Comprehensive Health Check-up
Up to 50% No Claim Bonus
Aditya Birla Activ Care Classic (Pros)
Personal Health Coach
AYUSH Treatment Cover
21% Health Returns
Cashless Home Treatment
Day Care Treatment
Aditya Birla Activ Care Classic (Cons)
Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Aditya Birla Activ Care Classic (Other Benefits)
Nursing at Home
ICU Bed at Home
586 Day Care Treatments
Domiciliary Hospitalization
ICU Expenses Cover
Aditya Birla Activ Care Classic (Eligibility Criteria)
Entry Age - 55 Years
Max Entry Age - 80 Years
SI - 3 L to 25 L
Waiting Period - 30 Days
Cancel Aditya Birla Health Insurance: FAQ's
1. Can I get my premium on cancelling Aditya Birla health policy after the free-look period?
Yes, but you'll not receive a full refund. The full refund will be done based on policy activity and as per the terms mentioned in your policy documents.
2. Can I cancel my Aditya Birla health policy anytime I want?
Yes, but the refund amount upon cancellation will solely depend on the time gone by between the day of purchase and the day of cancellation.
3. What are the cons of cancelling a health insurance policy?
You'll not be able to avail of any medical or healthcare coverage if you cancel your health insurance. Also, you have to pay all medical bills, for both planned and unplanned hospitalisation, from your pocket.
Read what our customers have to say about Aditya Birla health insurance company and Aditya Birla health mediclaim policy.
Prakash Kaur
Hyderabad
April 8, 2024
PolicyX helped me with all my queries regarding the Aditya Birla Active Essential Plan and helped me with the buying process. I am so grateful.
Radhika Aneja
Coimbatore
April 8, 2024
With the help of PolicyX, I got my health insurance policy from Aditya Birla Health Insurance. They answered all my queries without any hesitation and helped with every process.
Raghav Mohan
Vijayawada
April 8, 2024
My mom needed a minor surgery recently. Thankfully, it was covered under our Aditya Birla Health Plan. PolicyX took care of cashless settlement and made our hard time easy.
Soumya Singla
Belgaum
April 8, 2024
Thank you PolicyX for helping me claim Aditya Birla Health Insurance. It even covered for the ambulance transportation.
Avatar Singh
Gurgaon
April 8, 2024
I was suffering from liver damage, due to which I needed a transplant. Fortunately, my Active Health Platinum Enhanced plan covered all the costs. And PolicyX helped me to settle all the claims...
Devika Avatar
Jalandhar
April 8, 2024
I want to purchase a health insurance plan that will cover my wife and kids. I am so grateful to PolicyX who helped me choose Aditya Birla Active One VIP.
Mahi Prakash
Jamshedpur
April 8, 2024
PolicyX helped me get a perfect health insurance plan for my parents. I am so satisfied and relaxed now to get the Aditya Birla Activ Assure Diamond.
Sahil
Indore
April 8, 2024
Buying an Aditya Birla Health Insurance policy was a difficult task for me. I had a lot of questions and PolicyX answered all the doubts. I am so grateful to them.
Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
