Aditya Birla Family Health Insurance

Aditya Birla Health Insurance Company is one of the leading providers of health insurance services through a wide range of comprehensive health insurance plans. One can buy health insurance plans and fulfill all their health insurance needs, too, at affordable premiums. Aditya Birla Health Insurance offers a wide range of health benefits to take care of you and your family. The plans offered by the company come with attractive benefits that motivate you to keep yourselves fit and are available on both individual and family floater basis, both of which provide comprehensive coverage to the policyholders from regular medical check-ups to hospitalization care.

Aditya Birla Family Floater Health Insurance Plan is a wholesome plan in which every member of the family can be covered without going heavy on your pocket. It is a family floater policy offered by Aditya Birla Health Insurance Company where several members of a single family can be covered for a sum assured by paying a single premium in a year. In case of multiple illnesses in the family, the sum assured can be distributed between family members and multiple claims can be entertained. It works out to be more cost-effective than taking individual policies separately in the name of family members.

Aditya Birla Family Floater Health Insurance Plans

Aditya Birla Family floater health insurance plans are designed to cover the medical expenses of an entire family. It is an umbrella cover for all the members of a single family. The family floater plans offered by Aditya Birla Health Insurance company are as follows:

Comprehensive

Aditya Birla Activ Health Platinum

A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.

Unique Benefits

Chronic illness cover
Modern treatments covered
Double coverage

Affordable

Activ Assure Diamond

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

150% sum insured reload
No Room rent capping
Mental illness covered

Activ Assure Diamond (Pros)

100% Ambulance Cover
Organ Donor Expenses Covered
AYUSH Treatment Cover
Hospital Allowance
Day Care Treatment Covered

Activ Assure Diamond (Cons)

10% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

Up to 10% Long Term Discount
Health Return Points
Room Upgrade Available
Super No Claim Bonus
Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - Age No Limit
SI - 2 L to 2 Cr
Waiting Period - 30 Days

Other Family Health Insurance Companies

Star Family Health Insurance Plans

SBI Family Health Insurance Plans

Bajaj Allianz Family Health Insurance Plans

Aditya Birla Family Health Insurance Plans

ICICI Lombard Family Health Insurance Plans

HDFC ERGO Family Health Insurance Plans

New India Family Health Insurance Plans

Tata AIG Family Health Insurance Plans

Categories	Adult	Child
Minimum Entry Age	18 years	3 months
Maximum Entry Age	No upper age limit 65 years (under the Activ Health Premier plan only)	25 years
No of Family Members Covered	Self, spouse, dependent children
Renewability	Lifelong

Any person who is at least 91 days old can be enrolled under this policy. There is no restriction on the maximum age under this plan.

Key Features of Aditya Birla Health Insurance for Family

Aditya Birla Health Insurance for family is amongst the most trusted names for family needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.

Sum insured options ranging from Rs. 2 Lakh to Rs. 2 Crore.
Individual plan: Minimum entry age-5 years (no maximum age of entry).
Up to 6 members can be covered under the family floater plan (2 adults+4 children) including self, spouse and dependent children.
Recovery benefits under the plan.
Health returns.
Domestic or international emergency assistance services (including air ambulance).
The policy is available for a term of 2 years, 3 years and 4 years.
No claim bonus is an advantage.

Key Benefits of Aditya Birla Health Insurance For Family

Health insurance plan like this brought to you by Aditya Birla offers a wide range of health benefits to take care of you and your family. Let's take a look on few benefits of Aditya Birla Family Floater Health Insurance Plan

The sum assured can be extended to cover several members of the same family if the need arises. Depending on the healthcare risk appetite and the location, the primary policyholder may zero in on a higher or lower sum assured and it reflects in the premium accordingly.
The covered members of Aditya Birla Family Floater Health Insurance Plan may go in for cashless hospitalization if they intimate their insurer within 24 hours of their hospitalization and get admitted in a network hospital. In some cases like emergency hospitalization or accidents or admission in non-network hospitals, insurers may allow treatment first and reimbursement later.
The policy may include room rent up to a certain amount per day, for every day of hospitalization.
Aditya Birla Family Floater Health Insurance Plan works on the co-pay basis, where the insurer pays a percentage of the cost incurred and the insurer the rest. This usually has a lower premium as the insured shares part of the hospitalization costs.
Aditya Birla Health Insurance Company seeks a medical examination if a higher sum assured is involved, any of the covered members are in the higher age groups or have a medical history. Some insurers also offer their policies online, where barring exceptions, a declaration of good health by the insured does not require any medical check-ups.

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Max Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Choose Aditya Birla Health Insurance Plan for

Aditya Birla Health Insurance Plans for Family Inclusions

Buying health insurance policies for all the members of the family can become quite a hassle to manage. Having a single policy that caters to the medical needs of all the members of the family, Aditya Birla Health Insurance has a large scope of coverage ,let's check all the inclusions of the plan.

Pre and post medical expenses covered up to a certain limit.

586 daycare procedures are included under the plan.

In-patient hospitalization expenses are covered on the basis of sum insured opted for.

AYUSH in-patient hospitalization expenses are covered.

Road ambulance cover is included up to a certain limit.

Second e-opinion on critical illness.

The benefit of daily allowance is provided under the plan.

Free health check-up program is provided once in a policy year.

Modern Treatment Methods and Advancement in Technologies.

Domiciliary Hospitalization.

Emergency Assistance Services (including Air Ambulance).

Organ Donor Expenses.

Aditya Birla Health Insurance Plans for Family Exclusions

Every Plan has its limits and boundaries, that must be read before buying the plan, this excludes the chances of further fatalities.The following exclusions are excluded by Aditya Birla Health Insurance for family:

Any injury/disease caused by an act of a foreign enemy, war, revolution, uprising, or military acts.

Expenses arising due to intentional self-injury or breach of law with criminal intent.

Cosmetic, re-shaping treatments, aesthetic treatments, and surgeries.

Spectacles, hearing aids, or contact lenses including optometric therapy.

Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.

Intentional self-injury.

Sterility and infertility treatment.

Injury due to breach of law.

Illness or injury due to abuse of intoxicants like alcohol or drugs.

Venereal diseases.

External congenital anomalies.

Cosmetic or plastic surgery.

Explore Aditya Birla Health Insurance

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individual and senior citizens.

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

Avail 5% cumulative bonus
Cataract treatment covered
All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

AYUSH Treatment
Pre & Post Hospitalization Cover
Cashless Treatment
Day Care Treatments
5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

5% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

High SI
Room Rent Cover
Cataract Treatment
5% ICU Cover
Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Senior Citizen

Aditya Birla Activ Care

A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.

Unique Benefits

Avail up to 21% health returns
Second E-opinion
Worldwide Emergency Assistance

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

586-day care procedures covered
No restriction on room rent
Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

COVID-19 Cover
Home Treatment Cover
DayCare Treatment Covered
Affordable Premiums
OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

Air Ambulance
Wellness Benefits
Long Term Discounts
Domiciliary Hospitalization
Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Cancer Plan

Activ Secure- Cancer Secure

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

Short survival period of 7 days
Early stages of cancer covered
Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

Covers 3 Stages
150% of SI
10% of No Claim Bonus
High SI
Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

Wellness Coach
Second e-Opinion
Short Survival Period
Upto 1 Cr SI
Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Accident Plan

Activ Secure Personal Accident

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

Education benefits provided
Funeral expenses covered
Protection against income loss

Activ Secure Personal Accident (Pros)

Total & Partial Disability Cover
Accidental Death Cover
No Claim Bonus
Ambulance Cover
Education Benefit

Activ Secure Personal Accident (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

Income Cover
Loan Protect Cover
Orphan Benefit
Compassionate Visit
Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 30 L
Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

Lump Sum payout on detection
150% sum assured
Short survival period

Activ Secure Critical Illness Plan (Pros)

Cover up to 64 CI
3 Plan Variants
High SI
Short Survival Period
Active Health App

Activ Secure Critical Illness Plan (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

Wellness Coach
Second Medical Opinion
Cancer Cover
Kidney Failure Cover
Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 1 L to 1 Cr
Waiting Period - 30 Days

Health Insurance Articles

See More Health Insurance Articles

Aditya Birla Health Insurance Plans for Family: FAQs

1. Will the premium that I pay for my health insurance policy be exempted from income tax?

Yes, the premiums that you pay towards your group health insurance policy are qualified for income tax deduction U/S 80D of the IT Act, 1961. An individual policyholder can avail of a deduction of up to Rs. 25,000 from his/her taxable income every year.

2. What happens if the sum assured is reached in treatment of a member?

Aditya Birla Family Floater Health Insurance Plan offers an automatic restore/top-up facility on the sum assured being reached.

3. How many members of a family can be covered?

Depending on the plan the client has opted for, the company has limited the family member to the primary insured, his spouse and children. However, there are some insurers who even allow coverage for parents, siblings and other relatives under the same policy (depending on the plan).

4. How is the premium of Aditya Birla Family Floater Health Insurance calculated?

The premium of Aditya Birla Family Floater Health Insurance policy is calculated based on the oldest member of the family enlisted in the policy. Thus, this is also a bit more expensive than the individual policy especially if you have aging parents in the policy.

What Our Customers Have to Say

Anita srivastava

Delhi

December 9, 2022

Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.

Ayush Sharma

Nagpur

November 30, 2022

I bought policy for my family from policy x.com, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.

Salman khan

Delhi

September 2, 2022

Pls Do Your Health Insurance I would Love to Suggest You Health Insurance im glad to have aditya birla Health insurance ❣️

Gurjeet Singh

Gurgaon

May 26, 2022

I bought an insurance plan to safeguard the future of my child and I am satisfied with the plan as it was customized according to my needs.

Riya

Bengaluru

February 21, 2022

ABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems

mihir jani

Gandhinagar

February 17, 2022

I made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashles...

Dilpreet Singh

Pune

October 19, 2021

very vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny

Kinshuk

Hyderabad

October 18, 2021

It has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.

View All Aditya Birla Health Insurance Reviews

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Confused? No Worries, We Are Here To Help!

Aditya Birla Family Health Insurance

Aditya Birla Family Floater Health Insurance Plans

Activ Assure Diamond (Pros)

Activ Assure Diamond (Cons)

Activ Assure Diamond (Other Benefits)

Activ Assure Diamond (Eligibility Criteria)

Other Family Health Insurance Companies

Key Features of Aditya Birla Health Insurance for Family

Key Benefits of Aditya Birla Health Insurance For Family

Health Insurance Companies

Choose Aditya Birla Health Insurance Plan for

Aditya Birla Health Insurance Plans for Family Inclusions

Aditya Birla Health Insurance Plans for Family Exclusions

Explore Aditya Birla Health Insurance

Explore other Aditya Birla Health Plans

Arogya Sanjeevani Policy

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy (Eligibility Criteria)

Activ Assure Diamond + Super Health Topup

Activ Assure Diamond + Super Health Topup (Pros)

Activ Assure Diamond + Super Health Topup (Cons)

Activ Assure Diamond + Super Health Topup (Other Benefits)

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

Activ Secure- Cancer Secure

Activ Secure- Cancer Secure (Pros)

Activ Secure- Cancer Secure (Cons)

Activ Secure- Cancer Secure (Other Benefits)

Activ Secure- Cancer Secure (Eligibility Criteria)

Activ Secure Personal Accident

Activ Secure Personal Accident (Pros)

Activ Secure Personal Accident (Cons)

Activ Secure Personal Accident (Other Benefits)

Activ Secure Personal Accident (Eligibility Criteria)

Activ Secure Critical Illness Plan

Activ Secure Critical Illness Plan (Pros)

Activ Secure Critical Illness Plan (Cons)

Activ Secure Critical Illness Plan (Other Benefits)

Activ Secure Critical Illness Plan (Eligibility Criteria)

Health Insurance Articles

Niva Bupa Health Claim StatusMay, 2023

Care Health Insurance Policy and Claim StatusMay, 2023

ICICI Lombard Health Insurance Covered Diseases ListMarch, 2023

ManipalCigna Premium Payment ProcessMarch, 2023

Tata AIG Health Insurance Premium PaymentMarch, 2023

Health Insurance With No Waiting PeriodMarch, 2023

No Waiting Period In Maternity Insurance?March, 2023

Deadliest Diseases In IndiaMarch, 2023

Waiting Period in Health InsuranceDecember, 2022

Monkeypox Health InsuranceSeptember, 2022

How Does Health Insurance works in indiaSeptember, 2022

Dr YSR Aarogyasri SchemeJune, 2022

Star Health Insurance Covered Diseases ListJune, 2022

Copay in Health InsuranceMarch, 2022

Personal Accident InsuranceMarch, 2022

Health Insurance Premium in EMI InstallmentsMarch, 2022

Health Insurance Without Medical CheckupsMarch, 2022

GST on Health Insurance PremiumMarch, 2022

What is OPD Cover?March, 2022

Deductibles in Health Insurance in IndiaMarch, 2022

Important factors of Personal Accident InsuranceMarch, 2022

Fixed Benefit Health InsuranceMarch, 2022

Restoration and Recharge BenefitsMarch, 2022

Health Insurance for NRIsMarch, 2022

Government Health Insurance SchemesMarch, 2022

Save Taxes under Health Insurance PolicyMarch, 2022

What is the e-insurance account (e-IA)?March, 2022

Grace Period in Health InsuranceMarch, 2022

Family Floater Plans 2022January, 2022

Multiple Health Insurance PlansOctober, 2021

Free Look Period in Health InsuranceOctober, 2021

Health Insurance RenewalOctober, 2021

Pre Existing Disease in Health InsuranceOctober, 2021

Mukhyamantri Amrutum YojanaOctober, 2021

Steps to Cancel Health Insurance PolicyOctober, 2021

Best Ways to Buy Health InsuranceOctober, 2021

Employee State Insurance SchemeMay, 2023

Central Government Health SchemeMay, 2023