Network hospitals
10051+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.73
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
10051+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.73
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Aditya Birla Health Insurance Company is one of the leading providers of health insurance services through a wide range of comprehensive health insurance plans. One can buy health insurance plans and fulfill all their health insurance needs, too, at affordable premiums. Aditya Birla Health Insurance offers a wide range of health benefits to take care of you and your family. The plans offered by the company come with attractive benefits that motivate you to keep yourselves fit and are available on both individual and family floater basis, both of which provide comprehensive coverage to the policyholders from regular medical check-ups to hospitalization care.
Aditya Birla Family Floater Health Insurance Plan is a wholesome plan in which every member of the family can be covered without going heavy on your pocket. It is a family floater policy offered by Aditya Birla Health Insurance Company where several members of a single family can be covered for a sum assured by paying a single premium in a year. In case of multiple illnesses in the family, the sum assured can be distributed between family members and multiple claims can be entertained. It works out to be more cost-effective than taking individual policies separately in the name of family members.
Aditya Birla Family floater health insurance plans are designed to cover the medical expenses of an entire family. It is an umbrella cover for all the members of a single family. The family floater plans offered by Aditya Birla Health Insurance company are as follows:
Comprehensive
A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.
Unique Benefits
Affordable
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
Unique Benefits
Categories | Adult | Child |
Minimum Entry Age | 18 years | 3 months |
Maximum Entry Age | No upper age limit 65 years (under the Activ Health Premier plan only) | 25 years |
No of Family Members Covered | Self, spouse, dependent children | |
Renewability | Lifelong |
Any person who is at least 91 days old can be enrolled under this policy. There is no restriction on the maximum age under this plan.
Aditya Birla Health Insurance for family is amongst the most trusted names for family needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.
Health insurance plan like this brought to you by Aditya Birla offers a wide range of health benefits to take care of you and your family. Let's take a look on few benefits of Aditya Birla Family Floater Health Insurance Plan
Buying health insurance policies for all the members of the family can become quite a hassle to manage. Having a single policy that caters to the medical needs of all the members of the family, Aditya Birla Health Insurance has a large scope of coverage ,let's check all the inclusions of the plan.
Pre and post medical expenses covered up to a certain limit.
586 daycare procedures are included under the plan.
In-patient hospitalization expenses are covered on the basis of sum insured opted for.
AYUSH in-patient hospitalization expenses are covered.
Road ambulance cover is included up to a certain limit.
Second e-opinion on critical illness.
The benefit of daily allowance is provided under the plan.
Free health check-up program is provided once in a policy year.
Modern Treatment Methods and Advancement in Technologies.
Domiciliary Hospitalization.
Emergency Assistance Services (including Air Ambulance).
Organ Donor Expenses.
Every Plan has its limits and boundaries, that must be read before buying the plan, this excludes the chances of further fatalities.The following exclusions are excluded by Aditya Birla Health Insurance for family:
Any injury/disease caused by an act of a foreign enemy, war, revolution, uprising, or military acts.
Expenses arising due to intentional self-injury or breach of law with criminal intent.
Cosmetic, re-shaping treatments, aesthetic treatments, and surgeries.
Spectacles, hearing aids, or contact lenses including optometric therapy.
Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
Intentional self-injury.
Sterility and infertility treatment.
Injury due to breach of law.
Illness or injury due to abuse of intoxicants like alcohol or drugs.
Venereal diseases.
External congenital anomalies.
Cosmetic or plastic surgery.
Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individual and senior citizens.
Standard
A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.
Unique Benefits
Senior Citizen
A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.
Unique Benefits
Super top-up
A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.
Unique Benefits
Cancer Plan
Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.
Unique Benefits
Accident Plan
The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.
Unique Benefits
Critical Plan
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
See More Health Insurance Articles
See More Health Insurance Articles
Yes, the premiums that you pay towards your group health insurance policy are qualified for income tax deduction U/S 80D of the IT Act, 1961. An individual policyholder can avail of a deduction of up to Rs. 25,000 from his/her taxable income every year.
Aditya Birla Family Floater Health Insurance Plan offers an automatic restore/top-up facility on the sum assured being reached.
Depending on the plan the client has opted for, the company has limited the family member to the primary insured, his spouse and children. However, there are some insurers who even allow coverage for parents, siblings and other relatives under the same policy (depending on the plan).
The premium of Aditya Birla Family Floater Health Insurance policy is calculated based on the oldest member of the family enlisted in the policy. Thus, this is also a bit more expensive than the individual policy especially if you have aging parents in the policy.
Anita srivastava
Delhi
December 9, 2022
Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.
Ayush Sharma
Nagpur
November 30, 2022
I bought policy for my family from policy x.com, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.
Salman khan
Delhi
September 2, 2022
Pls Do Your Health Insurance I would Love to Suggest You Health Insurance im glad to have aditya birla Health insurance ❣️
Gurjeet Singh
Gurgaon
May 26, 2022
I bought an insurance plan to safeguard the future of my child and I am satisfied with the plan as it was customized according to my needs.
Riya
Bengaluru
February 21, 2022
ABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems
mihir jani
Gandhinagar
February 17, 2022
I made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashles...
Dilpreet Singh
Pune
October 19, 2021
very vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny
Kinshuk
Hyderabad
October 18, 2021
It has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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