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Aditya Birla Health Insurance Company is one of the leading providers of health insurance services through a wide range of comprehensive health insurance plans. One can buy health insurance plans and fulfil all their health insurance needs, too, at affordable premiums. Aditya Birla Health Insurance offers a wide range of health benefits to take care of you and your family. The plans offered by the company come with attractive benefits that motivate you to keep yourselves fit and are available on both individual and family floater basis, both of which provide comprehensive coverage to the policyholders from regular medical check-ups to hospitalization care.
Aditya Birla Family Floater Health Insurance Plan is a wholesome plan in which every member of the family can be covered without going heavy on your pocket. It is a family floater policy offered by Aditya Birla Health Insurance Company where several members of a single family can be covered for a sum assured by paying a single premium in a year. In case of multiple illnesses in the family, the sum assured can be distributed between family members and multiple claims can be entertained. It works out to be more cost-effective than taking individual policies separately in the name of family members.
Categories | Adult | Child |
Minimum Entry Age | 18 years | 3 months |
Maximum Entry Age | No upper age limit of 65 years (under the Activ Health Premier plan only) | 25 years |
No of Family Members Covered | Self, spouse, dependent children | |
Renewability | Lifelong |
Any person who is at least 91 days old can be enrolled under this policy. There is no restriction on the maximum age under this plan.
Aditya Birla Health Insurance for family is amongst the most trusted names for family needs. Let us take a glimpse into the company’s performance and key features that will help you to analyze the company.
Health insurance plan like this brought to you by Aditya Birla offers a wide range of health benefits to take care of you and your family. Let’s take a look at a few benefits of the Aditya Birla Family Floater Health Insurance Plan
Buying health insurance policies for all the members of the family can become quite a hassle to manage. Having a single policy that caters to the medical needs of all the members of the family, Aditya Birla Health Insurance has a large scope of coverage, let’s check all the inclusions of the plan.
Pre and post-medical expenses are covered up to a certain limit.
586 daycare procedures are included in the plan.
In-patient hospitalization expenses are covered based on the sum insured opted for.
AYUSH in-patient hospitalization expenses are covered.
Road ambulance cover is included up to a certain limit.
Second e-opinion on critical illness.
The benefit of daily allowance is provided under the plan.
Free health check-up program is provided once a policy year.
Modern Treatment Methods and Advancement in Technologies.
Domiciliary Hospitalization.
Emergency Assistance Services (including Air Ambulance).
Organ Donor Expenses.
Every Plan has its limits and boundaries, that must be read before buying the plan, this excludes the chances of further fatalities.The following exclusions are excluded by Aditya Birla Health Insurance for family:
Any injury/disease caused by an act of a foreign enemy, war, revolution, uprising, or military acts.
Expenses arising due to intentional self-injury or breach of law with criminal intent.
Cosmetic, re-shaping treatments, aesthetic treatments, and surgeries.
Spectacles, hearing aids, or contact lenses including optometric therapy.
Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.
Intentional self-injury.
Sterility and infertility treatment.
Injury due to breach of law.
Illness or injury due to abuse of intoxicants like alcohol or drugs.
Venereal diseases.
External congenital anomalies.
Cosmetic or plastic surgery.
Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Aditya Birla Health Insurance
Aditya Birla Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:
Critical Illness Health Insurance
Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...
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Accident Health Insurance
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...
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Individual and Family Health Insurance
Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...
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Individual and Family Health Insurance
Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...
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Critical Illness Health Insurance
Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...
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Senior Citizen Health Insurance
Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...
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Individual and Family Health Insurance
Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...
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Individual and Family Health Insurance
Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...
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Individual and Family Health Insurance
Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...
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Individual and Family Health Insurance
Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...
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Yes, the premiums that you pay towards your group health insurance policy are qualified for income tax deduction U/S 80D of the IT Act, 1961. An individual policyholder can avail of a deduction of up to Rs. 25,000 from his/her taxable income every year.
Aditya Birla Family Floater Health Insurance Plan offers an automatic restore/top-up facility on the sum assured being reached.
Depending on the plan the client has opted for, the company has limited the family member to the primary insured, his spouse and children. However, there are some insurers who even allow coverage for parents, siblings and other relatives under the same policy (depending on the plan).
The premium of Aditya Birla Family Floater Health Insurance policy is calculated based on the oldest member of the family enlisted in the policy. Thus, this is also a bit more expensive than the individual policy especially if you have aging parents in the policy.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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