Overview
Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but also encourages and rewards you for staying fit and active during your policy term. Aditya Birla Activ Fit Plan offers a plethora of health benefits and features to insured individuals, such as:
- Health Returns
- Good Health Discount
- Maternity Expense Benefit
- Daily Cash Benefit
- Day Care Treatments
- Home Treatment
The policy tenure is 1, 2, or 3 years and is available as an individual or family floater plan. The minimum entry age for the Aditya Birla Activ Fit plan is 18 years for adults and 91 days for dependent children. The maximum entry age is 45 years for adults and 25 years for dependent children. The plan offers a 10% no-claim bonus for each claim-free year, up to a maximum of 100% of your sum insured. Aditya Birla Activ Fit is available in two plan variants along with various optional coverages, value-added benefits, and multiple discounts for families, long-term policies, and more. For more details about the Aditya Birla Activ Fit plan, refer to the complete article.
Aditya Birla Activ Fit Plan Benefits
Aditya Birla Activ Fit Plan offers a plethora of benefits to insured individuals. These include:
Optional Covers
Optional covers can be availed along with the base cover under the Aditya Birla Activ Fit plan. These include travel protection (domestic), premium waiver, EMI Protection, OPD Expenses, Super No-Claim Bonus, and more.
Value-Added Benefits
Aditya Birla Activ Fit encourages insured individuals to maintain a healthy lifestyle by providing multiple lifestyle-enhancing benefits. Features include health assessment, health returns, and a mental health assessment program.
Tax Benefits
Aditya Birla Activ Fit Plan is eligible for tax benefits under Section 80D of the Income Tax Act, 1961. Policyholders paying premiums are eligible for tax benefits.
Binge Refill Benefit
Under this benefit, the Aditya Birla Activ Fit plan offers a refill of the sum insured unlimited times during the policy year. This benefit acts as a financial safety net if the sum insured is exhausted or insufficient due to previous claims.
Multiple Discounts
Policyholders are entitled to multiple discounts, including early bird, good health, family, and long-term discounts.
Exclusions
- Obesity or weight-control surgeries
- Gender change treatments
- Maternity expenses
- Cosmetic or plastic surgery
- Treatment for substance abuse
- Sterility and infertility treatment
- Pre-Existing Diseases: 48 Months
- Listed Ailments: 24 Months
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