Aditya Birla Activ One Plan Benefits
No Capping
This feature offers no capping on hospitalization expenses such as room rent, ICU charges, and road ambulance cover. It allows you to prioritize family comfort over financial worries.
Super Reload
If you exhaust your sum insured mid-policy term, Super Reload refills your base sum insured to 100% for your next claim and for an unlimited number of times in a policy year.
100% Health Returns
Earn health rewards by simply downloading the Activ Health App and walking 10,000 steps per day or by burning 300 calories.
Claim Protect
Claim Protect is an optional feature. It covers all the non-payable items that make up 10-20% of your hospital bill, like gloves, syringes, etc.
Super Credit
Another optional feature: on timely renewals, you will be eligible for a 100% increase in the sum insured every year without any increase in premiums, which helps you fight medical inflation.
Aditya Birla Activ One vs. Activ Health Comparison
| Parameters |
Aditya Birla Activ One |
Aditya Birla Activ Health |
| Sum Insured Reload |
Offers unlimited 100% reload |
Limited sum insured reload to once a year |
| Discounts and Health Rewards |
100% discount on renewal premiums for maintaining a healthy heart score |
Offers up to 100% premium adjustment earned by accumulating Active Dayz |
| Chronic Disease Cover |
Provides Day 1 coverage for seven chronic diseases |
Provides Day 1 coverage for seven chronic diseases with certain limitations |
| Sub-Limits |
Does not impose sub-limits on hospitalization expenses, procedures, or benefits |
Does not impose sub-limits on hospitalization expenses, procedures, or benefits |
| Waiting Period |
Pre-existing disease waiting period of 4 years and a specific disease waiting period of 2 years |
The pre-existing disease waiting period ranges between 36 and 48 months |
Exclusions
- Injury or diseases caused due to involvement in illegal activities
- Hospitalization caused by adventure sports
- Change of gender treatments
- Plastic surgeries or cosmetic treatments
- Suicide or attempted suicide, intentionally hurting oneself on purpose
- Pre-existing diseases: 4 years
- Specific Ailments: 2 years
Conclusion
In a world where groceries and banking services are available with one click, what is keeping you from customizing your health insurance online? With the Aditya Birla Activ One Nxt plan, you can access customized health insurance that not only protects but rewards you and your family.
Find out all the latest information about the plan, such as minimum and maximum entry age, inclusions of the Aditya Birla Activ One Nxt Plan, and its attractive features.
For any further information on the Aditya Birla Activ One Nxt plan, contact our team of experts at PolicyX.com.
Aditya Birla Activ One Nxt Plan Premium Table
Premiums calculated in the table below are based on individual and family floater bases, including GST, for a 1-year policy term. For further premium details, contact our team of experts at PolicyX.com.
1 Adult
| Sum Insured (In Rs.) |
10 L |
15 L |
25 L |
50 L |
1 Cr |
| Premium (In Rs.) |
8,079 |
10,373 |
11,477 |
13,726 |
17,397 |
1 + 1 Adult
| Sum Insured (In Rs.) |
10 L |
15 L |
25 L |
50 L |
1 Cr |
| Premium (In Rs.) |
11,462 |
15,023 |
16,865 |
20,087 |
25,373 |
2 Adults + 1 Child
| Sum Insured (In Rs.) |
10 L |
15 L |
25 L |
50 L |
1 Cr |
| Premium (In Rs.) |
15,140 |
19,797 |
22,183 |
26,491 |
33,550 |
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