Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 CR
No. of Plans
22
Solvency Ratio
2.3
Pan India Presence
213
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 CR
No. of Plans
22
Solvency Ratio
2.3
Pan India Presence
213
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Aditya Birla Activ One Plan comprises features such as:
Along with the features mentioned above you can also avail of optional covers like Super credit and Claim Protect.
A wide range of sum-insured options are available, starting from INR 5 lakhs for Zone 2 and 3 cities and INR 7 lakhs for Zone 1 cities. Wherein the upper limit goes up to INR 2 crores.
Aditya Birla Activ One plan is available as an individual and family floater plan offering customized features and benefits. Read further details given below to understand if the plan is the right fit for you.
Understand the minimum and maximum entry age criteria for the plan in the table given below
Minimum: 18 Years
Children: 91 Days to 25 Years
Maximum: No Limit
1/2/3 Years
Individual/Family Floater
5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr | 2 Cr
30 Days
Read more specifications in the brochure.
*The initial waiting period is the time between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan
The plan features for Aditya Birla Activ One are mentioned below:
As per the policy schedule, you can opt for the following sum insured along with the following coverage benefits:
Room Rent
Covered up to SI
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered for up to 90 days
Post-Hospitalization
Covered for up to 180 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
Covered up to SI
OPD Charges
Not Covered
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Applicable
Automatic Restoration
Applicable
Daily Hospital Cash
Not Covered
Organ Donor
Covered up to SI
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Covered up to SI
Ambulance
Covered up to SI
Air Ambulance
Not Covered
Compassionate Travel
Covered
Global Coverage
Not Covered
E-Consultation
Not Covered
Health Check-Up
Covered
Second Medical Opinion
Covered
Vaccination
Not Covered
Co-payment
Not Applicable
Sub-limits
Not Applicable
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, the room rent is covered up to actuals up to SI.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, ICU charges are covered up to actuals up to SI.
Medical expenses incurred before the hospitalization of the Planholder
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, pre-hospitalization is covered for up to 90 days.
Medical expenses incurred after the discharge of the Planholder from the hospital.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan covers medical expenses incurred during post-hospitalization for 180 Days.
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan does cover domiciliary hospitalizations up to SI.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan covers the expenses of all daycare procedures up to SI.
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
Coverage status under Aditya Birla Activ One Nxt Plan?
OPD charges are not covered under the Aditya Birla Activ One Nxt Plan.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan does not cover COVID-19.
A common eye condition in which your vision gets blurred.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan does not cover Cataract Treatment.
For every claim-free year, insurance companies reward Planholders with an increase in the Sum Insured amount as a no-claim bonus on Plan renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan offers a no-claim bonus in the form of super credit.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan does not offer automatic restoration benefits.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Aditya Birla Activ One Nxt Plan?
Daily hospital cash is not available under the Aditya Birla Activ One Nxt Plan.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, organ donor expenses are covered up to SI.
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, Maternity Cover is not available.
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, a newborn baby cover is not available.
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, AYUSH treatment is covered up to SI.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, IVF cover is not available.
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, modern treatments are covered up to SI.
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, ambulance cover is covered up to SI
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, the air ambulance is not covered.
Refers to the traveling expenses of a family member of the insured person in case the Planholder gets admitted to a hospital outside his/her residential city.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, compassionate travel is covered Up to INR 50,000 for two-way travel fares if hospitalization exceeds 10 days.
Any kind of medical/health emergency when you are outside of India.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, global coverage is not covered.
If a Plan offers E-consultation it allows Planholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, e-consultation is not covered.
A facility where the Planholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under Aditya Birla Activ One Nxt Plan?
Under the Aditya Birla Activ One Nxt Plan, health check-up is covered
If the Planholder wants, they may opt for a second medical opinion wherein the Planholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan covers the expenses for a second medical opinion
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Aditya Birla Activ One Nxt Plan?
Aditya Birla Activ One Nxt Plan does not cover vaccination expenses.
In the co-payment clause, Planholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Aditya Birla Activ One Nxt Plan?
Co-pay is not applicable under the Aditya Birla Activ One Nxt Plan for all claims
Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.
Status under Aditya Birla Activ One Nxt Plan?
Sub-limits are not applicable.
Premiums calculated in the table below are based on individual and family floater basis including GST for a 1-year policy term. For further premium details contact our team of experts at PolicyX
Sum Insured (In Rs.) | 10 L | 15 L | 25 L | 50 L | 1 Cr |
Premium (In Rs.) | 8,079 | 10,373 | 11,477 | 13,726 | 17,397 |
Sum Insured (In Rs.) | 10 L | 15 L | 25 L | 50 L | 1 Cr |
Premium (In Rs.) | 11,462 | 15,023 | 16,865 | 20,087 | 25,373 |
Sum Insured (In Rs.) | 10 L | 15 L | 25 L | 50 L | 1 Cr |
Premium (In Rs.) | 15,140 | 19,797 | 22,183 | 26,491 | 33,550 |
Permanent diseases or health conditions that are not included under the Activ One plan are mentioned below:
Injury or diseases caused due to involvement in illegal activities
Hospitalization caused due to adventure sports
Change of gender treatments
Plastic surgeries or cosmetic treatments
Suicide or attempted suicide, intentionally hurting oneself on purpose
Certain diseases and treatments are covered under this plan after a specific period which is mentioned below:
Pre-existing diseases 4 Years
Specific Ailments 2 Years
In a world where groceries to banking services are available one click away, what is keeping you from customizing your health insurance online? With the Aditya Birla Activ One Nxt plan you can access customized health insurance that not only protects but rewards you and your family.
Find out all the latest information about the plan like minimum and maximum entry age, inclusions of Aditya Birla Activ One Nxt Plan, and attractive features of the plan.
For any further information on the Aditya Birla Activ One Nxt plan contact our team of experts at PolicyX.
Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Affordable
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
Unique Benefits
Cancer Plan
Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.
Unique Benefits
Accident Plan
The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.
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Illness Plan
An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.
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Platinum Plan
A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.
Unique Benefits
comprehensive Plan
A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.
Unique Benefits
Platinum Plan
This is a plan that comes with wellness and chronic care benefits.
Unique Features
Standard
A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.
Unique Benefits
comprehensive Plan
The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.
Unique Benefits
Super top-up
A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.
Unique Benefits
Critical Plan
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
comprehensive Plan
It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.
Unique Benefits
Aditya Birla Activ One Nxt plan eligibility criteria is as follows:
The minimum sum insured you can opt for under the Aditya Birla Activ One Nxt plan is INR 7 lakhs for Zone 1 and INR 5 lakhs for Zone 2 and 3 cities.
You can cover up to 2 adults and 4 children under the Aditya Birla Activ One Plan.
Aditya Birla Activ One plan offers super credit optional cover which is designed to help you fight medical inflation.
Under this benefit, on timely renewals, you are eligible for a super credit which means a 100% increase in your sum insured. This benefit is available at no additional premium cost.
Yes, bariatric surgery if required for a patient is covered under the Aditya Birla Activ One Nxt plan.
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Prakash Kaur
Hyderabad
April 8, 2024
PolicyX helped me with all my queries regarding the Aditya Birla Active Essential Plan and helped me with the buying process. I am so grateful.
Radhika Aneja
Coimbatore
April 8, 2024
With the help of PolicyX, I got my health insurance policy from Aditya Birla Health Insurance. They answered all my queries without any hesitation and helped with every process.
Raghav Mohan
Vijayawada
April 8, 2024
My mom needed a minor surgery recently. Thankfully, it was covered under our Aditya Birla Health Plan. PolicyX took care of cashless settlement and made our hard time easy.
Soumya Singla
Belgaum
April 8, 2024
Thank you PolicyX for helping me claim Aditya Birla Health Insurance. It even covered for the ambulance transportation.
Avatar Singh
Gurgaon
April 8, 2024
I was suffering from liver damage, due to which I needed a transplant. Fortunately, my Active Health Platinum Enhanced plan covered all the costs. And PolicyX helped me to settle all the claims...
Devika Avatar
Jalandhar
April 8, 2024
I want to purchase a health insurance plan that will cover my wife and kids. I am so grateful to PolicyX who helped me choose Aditya Birla Active One VIP.
Mahi Prakash
Jamshedpur
April 8, 2024
PolicyX helped me get a perfect health insurance plan for my parents. I am so satisfied and relaxed now to get the Aditya Birla Activ Assure Diamond.
Sahil
Indore
April 8, 2024
Buying an Aditya Birla Health Insurance policy was a difficult task for me. I had a lot of questions and PolicyX answered all the doubts. I am so grateful to them.
Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
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