Aditya Birla Health Renewal
  • Explore the renewal process
  • Benefits of Renewing
  • Consequence of not renewing your Health policy
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Aditya Birla Health Insurance Renewal

Aditya Birla Health Insurance is a subsidiary of Aditya Birla Capital Ltd. (ABCL) and a joint venture between Aditya Birla Group and MMI Holdings of South Africa. Aditya Birla Health Insurance was started in the year 2015 and commenced its operations in the year 2016. 

Aditya Birla Health Insurance has a nationwide presence in more than 2800 cities through branches and partner offices, 11 bancassurance partners, and over 51,120 direct selling agents across the country. Moreover, the company offers various types of comprehensive indemnity plans, fixed benefit plans, critical illness plans, corporate plans, international cover plans in India.

Aditya Birla Health Insurance offers a simple and hassle-free renewal process to its customers in which policyholders can pay the pending policy premium for the next policy tenure.

Benefits of Aditya Birla Health Insurance Renewal

The renewal of Aditya Birla insurance offers the following benefits to its customers:

  • Uninterrupted coverage benefits along with No Claim Bonus and waiting period benefits
  • Option to add or remove the add-on riders
  • Option to increase sum insured
  • Portability benefit
  • Disclose new illness at the time of renewal of the policy
  • Option to add or remove a family member
  • Tax benefits under Section 80D of the Income Tax Act, 1961.

Aditya Birla Health Insurance Renewal Process?

Policyholders can renew their Aditya Birla Health Insurance policy in two ways: online and offline. Read below to check both the process of renewal.

Online Process

  • Visit the official website of Aditya Birla Health Insurance.
  • Enter the required information such as Policy Number, Date of Birth, Mobile number.
  • The page will show you the amount that you need to pay for the policy renewal. 
  • Now, you can pay the renewal amount via any payment mode of your choice.
  • A confirmation mail will be sent to your email address of the successful payment and policy renewal.

Offline Process

If you are unable to renew your policy online, you can visit the nearest branch of Aditya Birla Health Insurance and renew your policy from there or You can get in touch with our experts at, who will assist you with your Aditya Birla Health Insurance Renewal.

For any further queries, you can call on toll-free no. 1800-270-7000.

What Happens If You Do Not Renew Your Aditya Birla Health Insurance Policy on Time?

Always renew your health insurance on time to avoid a financial crunch at the time of medical emergencies. If you forget to renew your Aditya Birla Health Insurance Policy, in such cases you can face the below-mentioned problems:

  • You will not receive additional benefits such as a No Claim Bonus, discounted Premium, etc.
  • If the policy lapses, you will not get any coverage benefits.
  • You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
  • You'll need to buy a new health insurance plan and go through the complete document verification process all over again.
  • Insurance companies can ask you to undergo the pre-medical test again to buy a new health insurance plan.
  • You cannot raise a claim during the grace period.

Grace Period offered by Aditya Birla Health Insurance

The grace period is the time in which the policyholders have to pay the required health insurance premium for a specific health insurance policy. Aditya Birla health insurance provides a grace period of 30 days from the due date to the insured. During this time, the insured can pay for the renewal of his or her policy. If they do not do so, their health insurance policy will lapse, and they will lose the accumulated benefits, such as waiting period benefits and No Claim Bonus.

What are the ways to avoid lapse of Aditya Birla health insurance policy

Following tips can be helpful for you to avoid the revival of a lapsed policy:

  • Keep track of the important dates of your health insurance policy.
  • Always opt for the automatic ECS of payments.
  • Set reminders regarding the premium payments.
  • Always get in touch with your policy relationship manager.
  • Check the push notifications from the insurance company.

Things to remember at the time of Aditya Birla Health Insurance renewal

Always renew your health insurance plan before it expires. Renewal on time will offer you continuous coverage with discounted premiums. Here are a few things that you should consider while renewing your plan are as follows:

  • Always check the terms & conditions of the policy.
  • Add additional riders as per your needs.
  • Always reviewing the coverage benefits at the time of renewal.


It is always a good idea to renew your health insurance well before it expires or the 30-day grace period runs out. Failure to do so would result in the lapsation of your policy, cancellation of the waiting period you had already completed, and the loss of no claim bonus benefit. So, remember to renew the policy on time and enjoy the benefits.

Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.3/5 (43 Total Rating)

February 21, 2022



ABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems

February 17, 2022

mihir jani


I made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashless claim like a family member

October 19, 2021

Dilpreet Singh


very vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny

October 18, 2021



It has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.

October 13, 2021

Aditya Narayan


happy with how my claims were settled...i went to a network clinic and so did not have to pay a single penny

Last updated on April, 2022

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