Aditya Birla Health Renewal
  • Explore the renewal process
  • Benefits of Renewing
  • Consequence of not renewing your Health policy
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Aditya Birla Health Insurance Renewal

Aditya Birla Health Insurance is a subsidiary of Aditya Birla Capital Ltd. (ABCL) and a joint venture between Aditya Birla Group and MMI Holdings of South Africa. Aditya Birla Health Insurance was started in the year 2015 and commenced its operations in the year 2016. 

Aditya Birla Health Insurance has a nationwide presence in more than 2800 cities through branches and partner offices, 11 bancassurance partners, and over 51,120 direct selling agents across the country. Moreover, the company offers various types of comprehensive indemnity plans, fixed benefit plans, critical illness plans, corporate plans, international cover plans in India.

Aditya Birla Health Insurance offers a simple and hassle-free renewal process to its customers in which policyholders can pay the pending policy premium for the next policy tenure.

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Benefits of Aditya Birla Health Insurance Renewal

The renewal of Aditya Birla insurance offers the following benefits to its customers:

  • Uninterrupted coverage benefits along with No Claim Bonus and waiting period benefits
  • Option to add or remove the add-on riders
  • Option to increase sum insured
  • Portability benefit
  • Disclose new illness at the time of renewal of the policy
  • Option to add or remove a family member
  • Tax benefits under Section 80D of the Income Tax Act, 1961.

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Aditya Birla Health Insurance Renewal Process?

Policyholders can renew their Aditya Birla Health Insurance policy in two ways: online and offline. Read below to check both the process of renewal.

Online Process

  • Visit the official website of Aditya Birla Health Insurance.
  • Enter the required information such as Policy Number, Date of Birth, Mobile number.
  • The page will show you the amount that you need to pay for the policy renewal. 
  • Now, you can pay the renewal amount via any payment mode of your choice.
  • A confirmation mail will be sent to your email address of the successful payment and policy renewal.

Offline Process

If you are unable to renew your policy online, you can visit the nearest branch of Aditya Birla Health Insurance and renew your policy from there or You can get in touch with our experts at, who will assist you with your Aditya Birla Health Insurance Renewal.

For any further queries, you can call on toll-free no. 1800-270-7000.

What Happens If You Do Not Renew Your Aditya Birla Health Insurance Policy on Time?

Always renew your health insurance on time to avoid a financial crunch at the time of medical emergencies. If you forget to renew your Aditya Birla Health Insurance Policy, in such cases you can face the below-mentioned problems:

  • You will not receive additional benefits such as a No Claim Bonus, discounted Premium, etc.
  • If the policy lapses, you will not get any coverage benefits.
  • You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
  • You'll need to buy a new health insurance plan and go through the complete document verification process all over again.
  • Insurance companies can ask you to undergo the pre-medical test again to buy a new health insurance plan.
  • You cannot raise a claim during the grace period.

Grace Period offered by Aditya Birla Health Insurance

The grace period is the time in which the policyholders have to pay the required health insurance premium for a specific health insurance policy. Aditya Birla health insurance provides a grace period of 30 days from the due date to the insured. During this time, the insured can pay for the renewal of his or her policy. If they do not do so, their health insurance policy will lapse, and they will lose the accumulated benefits, such as waiting period benefits and No Claim Bonus.

What are the ways to avoid lapse of Aditya Birla health insurance policy

Following tips can be helpful for you to avoid the revival of a lapsed policy:

  • Keep track of the important dates of your health insurance policy.
  • Always opt for the automatic ECS of payments.
  • Set reminders regarding the premium payments.
  • Always get in touch with your policy relationship manager.
  • Check the push notifications from the insurance company.

Things to remember at the time of Aditya Birla Health Insurance renewal

Always renew your health insurance plan before it expires. Renewal on time will offer you continuous coverage with discounted premiums. Here are a few things that you should consider while renewing your plan are as follows:

  • Always check the terms & conditions of the policy.
  • Add additional riders as per your needs.
  • Always reviewing the coverage benefits at the time of renewal.


It is always a good idea to renew your health insurance well before it expires or the 30-day grace period runs out. Failure to do so would result in the lapsation of your policy, cancellation of the waiting period you had already completed, and the loss of no claim bonus benefit. So, remember to renew the policy on time and enjoy the benefits.

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What Our Customers Have to Say

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Vishal Singh


September 27, 2022

I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........

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Sagar Jain


September 14, 2022

Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner

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Mahesh Malvesh


September 14, 2022

Thanks Manoj for suggesting Best plan and even for your patience level with good knowledge and exp l..really happy to see policy x help and Good exp in industry.. Keep going Good always in fut...

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Mohan Bhargava


September 14, 2022

Best company I ve ever seen. Good service. Politely way of talk. An employee of policy x is Azhar (13272) a best advisor. Good knowledge about the product and companies.

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Paewn kumar


September 14, 2022

I got good services from rinku kumar in health insurance team he suggest good plan for my parents and family thank you so much

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Santokh Singh Sethi


September 14, 2022

I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only

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Kakali Bagchi


September 14, 2022

The people who is seating in are vary supportive and they guide for the best policy and they help after sale also

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Subhro Jha


September 14, 2022

It was great experiance with about the claims as i got rejection my claim from HDFC Ergo but after getting support of i got my claim and the complete amount is given by...

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.