Aditya Birla Health Insurance Renewal
  • Explore the renewal process
  • Benefits of Renewing
  • Consequence of not renewing your Health policy
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Network hospitals

10500+

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Claim settlement ratio

99.41%

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Sum insured

2 CR

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No. of Plans

11

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Solvency Ratio

1.9

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Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

10500+

premium

Claim settlement ratio

99.41%

premium

Sum insured

2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.9

premium

Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Renewal of Aditya Birla Health Insurance

Aditya Birla Health Insurance is a subsidiary of Aditya Birla Capital Ltd. (ABCL) and a joint venture between Aditya Birla Group and MMI Holdings of South Africa. Aditya Birla Health Insurance was started in the year 2015 and commenced its operations in the year 2016. 

Aditya Birla Health Insurance has a nationwide presence in more than 2800 cities through branches and partner offices, 11 bancassurance partners, and over 51,120 direct selling agents across the country. Moreover, the company offers various types of comprehensive indemnity plans, fixed benefit plans, critical illness plans, corporate plans, international cover plans in India.

Aditya Birla Health Insurance offers a simple and hassle-free renewal process to its customers in which policyholders can pay the pending policy premium for the next policy tenure.

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Benefits of Aditya Birla Health Insurance Renewal

The renewal of Aditya Birla insurance offers the following benefits to its customers:

  • Uninterrupted coverage benefits along with No Claim Bonus and waiting period benefits
  • Option to add or remove the add-on riders
  • Option to increase sum insured
  • Portability benefit
  • Disclose new illness at the time of renewal of the policy
  • Option to add or remove a family member
  • Tax benefits under Section 80D of the Income Tax Act, 1961.

Aditya Birla Health Insurance Renewal Process?

Policyholders can renew their Aditya Birla Health Insurance policy in two ways: online and offline. Read below to check both the process of renewal.

Online Process

  • Visit the official website of Aditya Birla Health Insurance.
  • Enter the required information such as Policy Number, Date of Birth, Mobile number.
  • The page will show you the amount that you need to pay for the policy renewal. 
  • Now, you can pay the renewal amount via any payment mode of your choice.
  • A confirmation mail will be sent to your email address of the successful payment and policy renewal.

Offline Process

If you are unable to renew your policy online, you can visit the nearest branch of Aditya Birla Health Insurance and renew your policy from there or You can get in touch with our experts at PolicyX.com, who will assist you with your Aditya Birla Health Insurance Renewal.

For any further queries, you can call on toll-free no. 1800-270-7000.

What Happens If You Do Not Renew Your Aditya Birla Health Insurance Policy on Time?

Always renew your health insurance on time to avoid a financial crunch at the time of medical emergencies. If you forget to renew your Aditya Birla Health Insurance Policy, in such cases you can face the below-mentioned problems:

  • You will not receive additional benefits such as a No Claim Bonus, discounted Premium, etc.
  • If the policy lapses, you will not get any coverage benefits.
  • You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
  • You'll need to buy a new health insurance plan and go through the complete document verification process all over again.
  • Insurance companies can ask you to undergo the pre-medical test again to buy a new health insurance plan.
  • You cannot raise a claim during the grace period.

Grace Period offered by Aditya Birla Health Insurance

The grace period is the time in which the policyholders have to pay the required health insurance premium for a specific health insurance policy. Aditya Birla health insurance provides a grace period of 30 days from the due date to the insured. During this time, the insured can pay for the renewal of his or her policy. If they do not do so, their health insurance policy will lapse, and they will lose the accumulated benefits, such as waiting period benefits and No Claim Bonus.

What are the ways to avoid lapse of Aditya Birla health insurance policy

Following tips can be helpful for you to avoid the revival of a lapsed policy:

  • Keep track of the important dates of your health insurance policy.
  • Always opt for the automatic ECS of payments.
  • Set reminders regarding the premium payments.
  • Always get in touch with your policy relationship manager.
  • Check the push notifications from the insurance company.

Things to remember at the time of Aditya Birla Health Insurance renewal

Always renew your health insurance plan before it expires. Renewal on time will offer you continuous coverage with discounted premiums. Here are a few things that you should consider while renewing your plan are as follows:

  • Always check the terms & conditions of the policy.
  • Add additional riders as per your needs.
  • Always reviewing the coverage benefits at the time of renewal.

Conclusion

It is always a good idea to renew your health insurance well before it expires or the 30-day grace period runs out. Failure to do so would result in the lapsation of your policy, cancellation of the waiting period you had already completed, and the loss of no claim bonus benefit. So, remember to renew the policy on time and enjoy the benefits.

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What Our Customers Have to Say

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Babu Shenoy

Other

February 17, 2024

Excellent service. Very prompt. Personal attention and care... it is a pleasure to deal with them. Can safely recommend to friends and relatives.

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Bhawani Singh Chikliya

Kolkata

February 16, 2024

I highly recommend reaching out to PolicyX.com before buying health insurance. They are great at what they do, and they& 039;ve helped me get an all-in-one Niva Bupa health insurance for my sen...

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Jayant Parashar

Bhopal

February 16, 2024

I was in search of the best available health insurance for me and my family, and then I came to know PolicyX could help me with this. And exactly what I& 039;d heard about them, they did an ama...

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Akash Soni

Gandhinagar

February 16, 2024

I am really happy with the customer service of PolicyX. I got my health insurance policy from Niva Bupa, and the members of the team helped me prepare my mind and finances for the policy.

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Ritu

Bhopal

February 16, 2024

PolicyX insurance experts helped me enjoy the full potential of my Aditya Birla Health Insurance plan by informing me of all the impressive wellness benefits provided by the insurer.

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Ritika Bhalla

Kolkata

February 16, 2024

For all my SBI health insurance plan queries like premium comparison, renewal, and rider information I turn to PolicyX.

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Nishtha Holkar

Mysore

February 16, 2024

I was looking for the best critical illness health insurance that can provide adequate coverage for cancer treatments. PolicyX insurance experts pointed me in the right direction with Aditya Bi...

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Sakshi Kapoor

Ranchi

February 16, 2024

Maternity insurance was a major concern for me. PolicyX suggested the SBI Super Health Insurance which has got everything I need and more.

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.