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Aditya Birla Health Insurance Plan Detailed Review
Aditya Birla Health Insurance for Senior Citizens
Aditya Birla Health Insurance for senior citizens is an essential tool for comprehensive care, covering your family during illness, hospitalization, and recovery. It offers a comprehensive, 360-degree care plan for your parents. Key benefits of these senior citizen plans by Aditya Birla Health Insurance include cashless treatment, ambulance charge cover, AYUSH treatments, pre and post-hospitalization expenses, and more. Aditya Birla's senior citizen health insurance plan is designed to protect and care for your parents in their golden years.
Aditya Birla Health Insurance Plans for Senior Citizens Eligibility Criteria
Entry Age: Minimum 55 Years
Maximum Age: 80 Years
Plan Type: Individual / Family Floater
Policy Term: 1 / 2 / 3 Years
Sum Insured: 3 L, 4 L, 5 L, 7.5 L, 10 L, 25 L
Initial Waiting Period*: 30 Days
Key Benefits of Aditya Birla Health Insurance for Senior Citizens
Aditya Birla Health Insurance for senior citizens is a popular choice. Here are its key features and benefits:
- Health Assessment: Free health assessment once a year upon renewal.
- No Claim Bonus: An additional 10% is added to your sum insured for each claim-free year, up to a maximum of 50% of your sum insured.
- AYUSH In-patient Hospitalization: Coverage for Ayurveda, Yoga, Naturopathy, Homoeopathy, Unani, and Siddha treatments and procedures requiring hospitalization of over 24 hours.
- Personal Health Coach: Provides medical, nutritional, and wellness counseling, along with sessions on better lifestyle management.
- Daycare Treatment: Coverage for 586 essential daycare treatments that require less than 24-hour hospitalization.
Aditya Birla Health Insurance Plans for Senior Citizens Inclusions
Inclusions of Aditya Birla Health Insurance for senior citizens include:
- Pre and post-hospitalization expenses
- Ambulance charge cover
- Pre-existing illness cover
- Outpatient and hospitalization expenses covered for self and spouse on a floater basis
- 586 daycare procedures
- Free health check-ups at designated Aditya Birla empanelled diagnostic centers
- Modern treatments
Aditya Birla Health Insurance Plans for Senior Citizens Exclusions
The following coverage is excluded under Aditya Birla Health Insurance for senior citizens:
- Hospitalization due to war, riot, strike, or nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and Abortion
- Congenital diseases
- Infertility and in vitro fertilization
