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Aditya Birla Health Insurance Top-up Plan

Health Returns
Avail Discounts
International Medical Cover

Network hospitals

11000+

Incurred claim ratio

64.68%

Sum insured

Up to 2 CR

No. of Plans

22

Solvency Ratio

2.3

Pan India Presence

213

Recognized By Aditya Birla PolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

11000+

Incurred claim ratio

64.68%

Sum insured

Up to 2 CR

No. of Plans

22

Solvency Ratio

2.3

Pan India Presence

213

Recognized By Aditya Birla PolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Super Top-Up Plan

The Aditya Birla Super Top-Up Plan provides comprehensive coverage at a low premium. Supplemental health insurance plans can assist you in protecting your health in the event of a medical emergency. Your primary health insurance policy can be supported by an additional super top-up health insurance like the Aditya Birla Super Top-up Plan. If you believe the sum insured in your current health insurance plan is insufficient, or if you have exhausted your basic health insurance plan, the Aditya Birla Super Top Up Plan is an excellent option because it supplements your base medical coverage.

Aditya Birla Super Top Up plan covers medical expenses up to 1 Crore and offers numerous additional features, ensuring that you do not have to dip into your savings to protect your family and yourself from costly medical bills. It functions as an all-around health plan, providing daycare procedure coverage, road ambulance coverage, in-patient coverage, health and wellness discounts, and international and domestic emergency services. The minimum age at entry for adults is 5 years up to 65 years, whereas for children the entry age is as early as 91 days.

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Key Benefits of Aditya Birla Super Top-Up Plan

Aditya Birla Super Top-Up Plan is loaded with a multitude of features and benefits mentioned below:

High Sum Insured
Aditya Birla Super Top-Up Plan offers a high range of sum insured variants to the policyholders with minimum deductibles. The sum insured variants include Rs 3 Lacs, 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs, 15 Lacs, 20 Lacs, 25 Lacs, 30 Lacs, 40 Lacs, 50 Lacs, Rs 85 Lacs, Rs 90 Lacs, and Rs 95 Lacs.
Discounts
Aditya Birla Super Top Up Health Insurance Plan comes with attractive discounts and offers like a 7.5% and 10% discount on selecting 2 and 3-year policy respectively. However, long term discounts will only be applicable in the case of Single Premium Policies.
Emergency Services
Aditya Birla Super Top-Up Plan provides emergency medical services such as air ambulance both internationally and domestically. The plan covers road ambulance expenses up to Rs. 5000 per hospitalization in non-network hospitals and up to actuals in-network hospitals.
Day Care Procedures
Aditya Birla Super Top-Up Plan covers 586 Day care procedures even if hospitalization is less than 24 hours.
Earn Health Returns
During the policy period, an insured person can earn health returns by taking care of his or her health and staying physically active on a regular basis. A few activities performed on a regular basis can help you earn points that can be used to obtain benefits such as discounts and renewal benefits. Individuals can earn Active Dayz by being physically active on a regular basis and completing the Health Questionnaire and Health Assessment. Insured Individuals can earn up to 30% of their monthly premium as HealthReturn on completing health tasks.

Aditya Birla Super Top-Up Health Plan

Aditya Birla Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Features

586-day care procedures covered
No restriction on room rent
Road Ambulance coverage up to 5K

Aditya Birla Super Top-Up Plan Eligibility Criteria

Child Entry Age

Minimum: 91 Days to 25 Years

Adult Entry Age

Minimum: 5 Years
Maximum: 65 Years

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

3 L | 4 | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 85 L | 90 L | 95 L

Initial Waiting Period*

30 Days*

Health Insurance Companies

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ICICI Lombard Health Insurance

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SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

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New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Aditya Birla Super Top-Up Plan Inclusions

The various inclusions under Aditya Birla Super Top-Up plan include:

In-patient Hospitalization

ICU Charges

Pre-hospitalization

Post-hospitalization

Day Care Treatment

Domiciliary Hospitalization

Road Ambulance Cover

Organ Donor Expenses

Ayush treatment

Home Treatment

Domestic and International Emergency Assistance Services

Health Returns

Aditya Birla Super Top-Up Plan Exclusions

The various exclusions under Aditya Birla Super Top-Up plan exclude:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

Pregnancy or childbirth

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Maternity Expenses

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Life Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Life Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Aditya Birla Network Hospital

Explore Aditya Birla Health Insurance

Know more about Aditya Birla Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:

Claim Process

Click to know the claim process of Aditya Birla Health Insurance Company.

Buying Process

Click to know the buying process of Aditya Birla Health Insurance Company.

Contact Us

Feel free to contact us Aditya Birla Health Insurance Company

Renewal Process

the renewal process of Aditya Birla Health Insurance Company

Premium Calculator

Click to know calculate Aditya Birla Health Insurance Premium.

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

Aditya Birla Activ Health Platinum

A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.

Unique Benefits

Chronic illness cover
Modern treatments covered
Double coverage

Affordable

Activ Assure Diamond

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

150% sum insured reload
No Room rent capping
Mental illness covered

Activ Assure Diamond (Pros)

100% Ambulance Cover
Organ Donor Expenses Covered
AYUSH Treatment Cover
Hospital Allowance
Day Care Treatment Covered

Activ Assure Diamond (Cons)

10% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

Up to 10% Long Term Discount
Health Return Points
Room Upgrade Available
Super No Claim Bonus
Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - Age No Limit
SI - 2 L to 2 Cr
Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

Avail 5% cumulative bonus
Cataract treatment covered
All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

AYUSH Treatment
Pre & Post Hospitalization Cover
Cashless Treatment
Day Care Treatments
5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

5% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

High SI
Room Rent Cover
Cataract Treatment
5% ICU Cover
Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Senior Citizen

Aditya Birla Activ Care

A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.

Unique Benefits

Avail up to 21% health returns
Second E-opinion
Worldwide Emergency Assistance

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

586-day care procedures covered
No restriction on room rent
Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

COVID-19 Cover
Home Treatment Cover
DayCare Treatment Covered
Affordable Premiums
OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

Air Ambulance
Wellness Benefits
Long Term Discounts
Domiciliary Hospitalization
Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Cancer Plan

Activ Secure- Cancer Secure

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

Short survival period of 7 days
Early stages of cancer covered
Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

Covers 3 Stages
150% of SI
10% of No Claim Bonus
High SI
Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

Wellness Coach
Second e-Opinion
Short Survival Period
Upto 1 Cr SI
Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Accident Plan

Activ Secure Personal Accident

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

Education benefits provided
Funeral expenses covered
Protection against income loss

Activ Secure Personal Accident (Pros)

Total & Partial Disability Cover
Accidental Death Cover
No Claim Bonus
Ambulance Cover
Education Benefit

Activ Secure Personal Accident (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

Income Cover
Loan Protect Cover
Orphan Benefit
Compassionate Visit
Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 30 L
Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

Lump Sum payout on detection
150% sum assured
Short survival period

Activ Secure Critical Illness Plan (Pros)

Cover up to 64 CI
3 Plan Variants
High SI
Short Survival Period
Active Health App

Activ Secure Critical Illness Plan (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

Wellness Coach
Second Medical Opinion
Cancer Cover
Kidney Failure Cover
Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 1 L to 1 Cr
Waiting Period - 30 Days

Health Insurance Articles

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Aditya Birla Super Top-Up Plan: FAQs

1. What is the waiting period for Aditya Birla Super Top-Up Plan?

The waiting period for Aditya Birla Super Top-Up Plan is as follows:

Initial Waiting Period: 30 days
Specific illnesses: 24 Months
Pre-existing illnesses: 36 Months
Mental Illness: 48 Months

2. What are the deductible amounts that I have to pay under Aditya Birla Super Top-Up Plan?

The deductibles under Aditya Birla Super Top-Up Plan are mentioned below:

Sum Insured - Rs 3 L, 4 L, 5 L, 7 L, 10 L
Deductible - Rs 1 L, 2 L, 3 L
Sum Insured - Rs 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L
Deductible - Rs 4 L, 5 L, 7 L, 10 L
Sum Insured - 85 L
Deductible - Rs 15 L
Sum Insured - 90 L
Deductible - Rs 10 L
Sum Insured - 95 L
Deductible - Rs 5 L

3. What are the coverage benefits insurance holders can avail under Aditya Birla Super Top-Up Plan?

The various coverage includes:

In-patient Hospitalization
ICU Charges
Pre – hospitalization
Post – hospitalization
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
Ayush treatment
Home Treatment
Domestic and International Emergency Assistance Services
Health Returns

4. Is Domiciliary Treatment covered under Aditya Birla Super Top-Up Plan?

Yes, Aditya Birla Super Top-Up Plan includes domiciliary Hospitalization.

5. Is maternity cover available under Aditya Birla Super Top-Up Plan?

No, Aditya Birla Super Top-Up Plan does not include maternity cover.

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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