Aditya Birla Health Insurance Top-up Plan
  • Health Returns
  • Avail Discounts
  • International Medical Cover
premium

Network hospitals

10500+

premium

Claim settlement ratio

99.41%

premium

Sum insured

2 CR

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No. of Plans

11

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Solvency Ratio

1.9

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Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

10500+

premium

Claim settlement ratio

99.41%

premium

Sum insured

2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.9

premium

Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Super Top-Up Plan

The Aditya Birla Super Top-Up Plan provides comprehensive coverage at a low premium. Supplemental health insurance plans can assist you in protecting your health in the event of a medical emergency. Your primary health insurance policy can be supported by an additional super top-up health insurance like the Aditya Birla Super Top-up Plan. If you believe the sum insured in your current health insurance plan is insufficient, or if you have exhausted your basic health insurance plan, the Aditya Birla Super Top Up Plan is an excellent option because it supplements your base medical coverage.

Aditya Birla Super Top Up plan covers medical expenses up to 1 Crore and offers numerous additional features, ensuring that you do not have to dip into your savings to protect your family and yourself from costly medical bills. It functions as an all-around health plan, providing daycare procedure coverage, road ambulance coverage, in-patient coverage, health and wellness discounts, and international and domestic emergency services. The minimum age at entry for adults is 5 years up to 65 years, whereas for children the entry age is as early as 91 days.

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Key Benefits of Aditya Birla Super Top-Up Plan

Aditya Birla Super Top-Up Plan is loaded with a multitude of features and benefits mentioned below:

  • High Sum Insured
    Aditya Birla Super Top-Up Plan offers a high range of sum insured variants to the policyholders with minimum deductibles. The sum insured variants include Rs 3 Lacs, 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs, 15 Lacs, 20 Lacs, 25 Lacs, 30 Lacs, 40 Lacs, 50 Lacs, Rs 85 Lacs, Rs 90 Lacs, and Rs 95 Lacs.
  • Discounts
    Aditya Birla Super Top Up Health Insurance Plan comes with attractive discounts and offers like a 7.5% and 10% discount on selecting 2 and 3-year policy respectively. However, long term discounts will only be applicable in the case of Single Premium Policies.
  • Emergency Services
    Aditya Birla Super Top-Up Plan provides emergency medical services such as air ambulance both internationally and domestically. The plan covers road ambulance expenses up to Rs. 5000 per hospitalization in non-network hospitals and up to actuals in-network hospitals.
  • Day Care Procedures
    Aditya Birla Super Top-Up Plan covers 586 Day care procedures even if hospitalization is less than 24 hours.
  • Earn Health Returns
    During the policy period, an insured person can earn health returns by taking care of his or her health and staying physically active on a regular basis. A few activities performed on a regular basis can help you earn points that can be used to obtain benefits such as discounts and renewal benefits. Individuals can earn Active Dayz by being physically active on a regular basis and completing the Health Questionnaire and Health Assessment. Insured Individuals can earn up to 30% of their monthly premium as HealthReturn on completing health tasks.

Aditya Birla Super Top-Up Health Plan

Aditya Birla Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Features

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Aditya Birla Super Top-Up Plan Eligibility Criteria

Child Entry Age

Minimum: 91 Days to 25 Years

Adult Entry Age

Minimum: 5 Years
Maximum: 65 Years

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

3 L | 4 | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 85 L | 90 L | 95 L

Initial Waiting Period*

30 Days*

Health Insurance Companies

Aditya Birla Super Top-Up Plan Inclusions

The various inclusions under Aditya Birla Super Top-Up plan include:

In-patient Hospitalization

ICU Charges

Pre-hospitalization

Post-hospitalization

Day Care Treatment

Domiciliary Hospitalization

Road Ambulance Cover

Organ Donor Expenses

Ayush treatment

Home Treatment

Domestic and International Emergency Assistance Services

Health Returns

Aditya Birla Super Top-Up Plan Exclusions

The various exclusions under Aditya Birla Super Top-Up plan exclude:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

Pregnancy or childbirth

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Maternity Expenses

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Life Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Life Insurance ensures that you are medically secured, irrespective of the city you reside in.

Explore Aditya Birla Health Insurance

Know more about Aditya Birla Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:

Contact Us

Feel free to contact us Aditya Birla Health Insurance Company

Renewal Process

the renewal process of Aditya Birla Health Insurance Company

Premium Calculator

Click to know calculate Aditya Birla Health Insurance Premium.

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.

Unique Benefits

  • Chronic illness cover
  • Modern treatments covered
  • Double coverage

Affordable

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Senior Citizen

A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.

Unique Benefits

  • Avail up to 21% health returns
  • Second E-opinion
  • Worldwide Emergency Assistance

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Critical Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Aditya Birla Super Top-Up Plan: FAQs

1. What is the waiting period for Aditya Birla Super Top-Up Plan?

The waiting period for Aditya Birla Super Top-Up Plan is as follows:

  • Initial Waiting Period: 30 days
  • Specific illnesses: 24 Months
  • Pre-existing illnesses: 36 Months
  • Mental Illness: 48 Months

2. What are the deductible amounts that I have to pay under Aditya Birla Super Top-Up Plan?

The deductibles under Aditya Birla Super Top-Up Plan are mentioned below:

  • Sum Insured - Rs 3 L, 4 L, 5 L, 7 L, 10 L
    Deductible - Rs 1 L, 2 L, 3 L
  • Sum Insured - Rs 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L
    Deductible - Rs 4 L, 5 L, 7 L, 10 L
  • Sum Insured - 85 L
    Deductible - Rs 15 L
  • Sum Insured - 90 L
    Deductible - Rs 10 L
  • Sum Insured - 95 L
    Deductible - Rs 5 L

3. What are the coverage benefits insurance holders can avail under Aditya Birla Super Top-Up Plan?

The various coverage includes:

  • In-patient Hospitalization
  • ICU Charges
  • Pre – hospitalization
  • Post – hospitalization
  • Day Care Treatment
  • Domiciliary Hospitalization
  • Road Ambulance Cover
  • Organ Donor Expenses
  • Ayush treatment
  • Home Treatment
  • Domestic and International Emergency Assistance Services
  • Health Returns

4. Is Domiciliary Treatment covered under Aditya Birla Super Top-Up Plan?

Yes, Aditya Birla Super Top-Up Plan includes domiciliary Hospitalization.

5. Is maternity cover available under Aditya Birla Super Top-Up Plan?

No, Aditya Birla Super Top-Up Plan does not include maternity cover.

What Our Customers Have to Say

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Shefali Shah

Pune

February 28, 2024

I was having trouble with the claim settlement process, but PolicyX stepped in and helped me settle my Aditya Birla Health Insurance claim ASAP.

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Arti Sinha

Chennai

February 26, 2024

My search for the best health insurance ended with Aditya Birla Activ One Nxt health insurance suggested by PolicyX insurance experts. I am more than satisfied with the health plan

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Ritu

Bhopal

February 16, 2024

PolicyX insurance experts helped me enjoy the full potential of my Aditya Birla Health Insurance plan by informing me of all the impressive wellness benefits provided by the insurer.

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Nishtha Holkar

Mysore

February 16, 2024

I was looking for the best critical illness health insurance that can provide adequate coverage for cancer treatments. PolicyX insurance experts pointed me in the right direction with Aditya Bi...

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Nishant Tanwar

Dehradun

February 16, 2024

PolicyX customer service answered all my queries regarding Aditya Birla Activ Health Platinum Enhanced patiently. I am very satisfied with my policy purchase.

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Vivek

Hyderabad

February 14, 2024

When I was confused about opting for a separate senior citizen health plan or including my parents in a family floater health plan PolicyX helped me find the right fit with Aditya Birla Health ...

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Sunjyot Kapoor

Chandigarh

February 2, 2024

PolicyX helped me settle Aditya Birla& 039;s Health plan claim during my hospitalization in a non-network hospital smoothly without any issues.

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Ritika Pandey

Jaipur

February 2, 2024

After careful comparison and amazing suggestions from PolicyX insurance experts, I finalized Aditya Birla Health Insurance for my family’s health care and have been associated with the br...

View All Aditya Birla Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.