Aditya Birla Top-up Plan
  • Health Returns
  • Avail Discounts
  • Global Medical Cover
Aditya Birla Top-up Plan
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Aditya Birla Super Top-Up Plan

The Aditya Birla Super Top-Up Plan provides coverage at a low premium. Supplemental health insurance plans can assist you in protecting your health in the event of a medical emergency. Your primary health insurance policy can be supported by an additional super top-up health insurance like the Aditya Birla Super Top-up Plan. If you believe the sum insured in your current health insurance plan is insufficient, or if you have exhausted your basic health insurance plan, the Aditya Birla Super Top Up Plan is an excellent option because it supplements your base medical coverage.

Aditya Birla Super Top Up plan covers medical expenses up to 1 Crore and offers numerous additional features, ensuring that you do not have to dip into your savings to protect your family and yourself from costly medical bills. It functions as an all-around health plan, providing daycare procedure coverage, road ambulance coverage, in-patient coverage, health and wellness discounts, and international and domestic emergency services. The minimum age at entry for adults is 5 years up to 65 years, whereas for children the entry age is as early as 91 days.

Key Benefits of Aditya Birla Super Top-Up Plan

Aditya Birla Super Top-Up Plan is loaded with a multitude of features and benefits mentioned below:

  • High Sum Insured
    Aditya Birla Super Top-Up Plan offers a high range of sum insured variants to the policyholders with minimum deductibles. The sum insured variants include Rs 3 Lacs, 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs, 15 Lacs, 20 Lacs, 25 Lacs, 30 Lacs, 40 Lacs, 50 Lacs, Rs 85 Lacs, Rs 90 Lacs, and Rs 95 Lacs.
  • Discounts
    Aditya Birla Super Top Up Health Insurance Plan comes with attractive discounts and offers like a 7.5% and 10% discount on selecting 2 and 3-year policy respectively. However, long term discounts will only be applicable in the case of Single Premium Policies.
  • Emergency Services
    Aditya Birla Super Top-Up Plan provides emergency medical services such as air ambulance both internationally and domestically. The plan covers road ambulance expenses up to Rs. 5000 per hospitalization in non-network hospitals and up to actuals in network hospitals.
  • Day Care Procedures
    Aditya Birla Super Top-Up Plan covers 586 Day care procedures even if hospitalization is less than 24 hours.
  • Earn Health Returns
    During the policy period, an insured person can earn health returns by taking care of his or her health and staying physically active on a regular basis. A few activities performed on a regular basis can help you earn points that can be used to obtain benefits such as discounts and renewal benefits. Individuals can earn Active Dayz by being physically active on a regular basis and completing the Health Questionnaire and Health Assessment. Insured Individuals can earn up to 30% of their monthly premium as HealthReturn on completing health tasks.

Aditya Birla Super Top-Up Plan Eligibility Criteria

 

Child Entry Age

Minimum: 91 Days to 25 Years

 

Adult Entry Age

Minimum: 5 Years
Maximum: 65 Years

 

Plan Type

Individual/Family Floater

 

Policy Term

1/2/3 Years

 

Sum Insured

3 L | 4 | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 85 L | 90 L | 95 L

 

Initial Waiting Period*

30 Days*

Aditya Birla Super Top-Up Plan Inclusions

The various inclusions under Aditya Birla Super Top-Up plan include:

In-patient Hospitalization

ICU Charges

Pre-hospitalization

Post-hospitalization

Day Care Treatment

Domiciliary Hospitalization

Road Ambulance Cover

Organ Donor Expenses

Ayush treatment

Home Treatment

Domestic and International Emergency Assistance Services

Health Returns

Aditya Birla Super Top-Up Plan Exclusions

The various exclusions under Aditya Birla Super Top-Up plan exclude:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

Pregnancy or childbirth

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Maternity Expenses

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

War, terrorism, or nuclear weapons

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

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Explore other Aditya Birla Health Insurance

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

  • Upto 1 Cr SI
  • Minimum Survival Period
  • All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan
  • Covers 3 stages
  • 150% of SI
  • 10% of no claim bonus
  • High SI
  • Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan
  • Wellness coach
  • Second e-opinion
  • Short survival period
  • Upto 1 Cr SI
  • Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Cancer Health Plan
  • Entry Age- 18 Years
  • Max Entry Age- 65 Years
  • SI- 5L to 1 Cr
  • Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan
  • Entry age- 5 years
  • Max entry age- 65 years
  • SI- 30L
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

  • Critical Illness Cover
  •  Health Coach
  •  SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Aditya Birla Activ Health Platinum Enhance
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Aditya Birla Activ Health Platinum Enhance
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Aditya Birla Activ Health Platinum Enhance
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhance
  • Entry age- 90 days
  • Max entry age- 45
  • SI- 1L to 1 Cr
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan
  • Provides health reward for keeping yourself healthy
  • gives optional benefits
  • Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan
  • Does not cover air ambulance
  • No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan
  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan
  • Entry Age - 18
  • Maximum Entry Age - 65
  • SI -4-25 Lakh
  • Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

  • 64 Critical Illnesses Covered
  • Replace Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan
  • 64 Critical Illnesses Covered Replace
  • Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan
  • Does not cover maternity
  • Does not cover any congenital illness
  • Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan
  • The sum insured of this plan is of up to 1 Cr
  • It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan
  • Min- 5 years
  • Max- 65 years

Senior Citizen Health Insurance

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan
  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan
  • Does not cover modern treatments
  • Vaccinations not covered
  • Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan
  • Tax benefits
  • Advanced health check-up
  • Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan
  • Min- 55 years
  • Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ One (Pros)

Aditya Birla Activ One
  • Chronic illness covered
  • double coverage

Aditya Birla Activ One (Cons)

Aditya Birla Activ One
  • Daily hospital cash not covered
  • OPD charges not covered
  • Maternity not covered

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One
  • Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ One

Individual and Family Health Insurance

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • External providers
  • Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan
  • 10-50-100 benefits
  • Activ Health App
  • Binge SI refill
  • Premium back option
  • Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan
  • Entry Age - 91 days
  • Max Entry Age - 45 years
  • SI - 5 L - 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions

Activ Health Platinum (Pros)

Activ Health Platinum
  • Post hospitalisation physiotherapy
  • Health coach benefit
  • One premium waiver
  • Health assessment
  • Chronic management program

Activ Health Platinum (Cons)

Activ Health Platinum
  • Illness due to intoxicants
  • change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Activ Health Platinum
  • Road ambulance cover
  • No claim bonus
  • Critical illness cover
  • Domiciliary hospitalisation
  • Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Activ Health Platinum
  • Entry age- 91 days
  • Max entry age- 65 years
  • SI- 10L to 2 Cr

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

  • Chronic Management Care
  • Wellness Benefits
  • COVID-19 Cover

Activ Health Platinum Essential (Pros)

Activ Health Platinum Essential
  • Health returns cover
  • Chronic management program
  • Mental illness cover
  • Home care treatment
  • Obesity treatment

Activ Health Platinum Essential (Cons)

Activ Health Platinum Essential
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

Activ Health Platinum Essential
  • AYUSH treatment cover
  • Road ambulance cover
  • Health check-up program
  • International cover
  • Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Activ Health Platinum Essential
  • Entry age- 91 days
  • Max entry age- No age limit

Health Insurance Companies

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Aditya Birla Super Top-Up Plan: FAQs

1. What is the waiting period for the Aditya Birla Super Top-Up Plan?

The waiting period for Aditya Birla Super Top-Up Plan is as follows: Initial Waiting Period: 30 days Specific illnesses: 24 Months Pre-existing illnesses: 36 Months Mental Illness: 48 Months

2. What are the deductible amounts that I have to pay under Aditya Birla Super Top-Up Plan?

The deductibles under Aditya Birla Super Top-Up Plan are mentioned below: Sum Insured - Rs 3 L, 4 L, 5 L, 7 L, 10 L Deductible - Rs 1 L, 2 L, 3 L Sum Insured - Rs 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L Deductible - Rs 4 L, 5 L, 7 L, 10 L Sum Insured - 85 L Deductible - Rs 15 L Sum Insured - 90 L Deductible - Rs 10 L Sum Insured - 95 L Deductible - Rs 5 L

3. What are the coverage benefits insurance holders can avail under Aditya Birla Super Top-Up Plan?

The various coverage includes: In-patient Hospitalization ICU Charges Pre – hospitalization Post – hospitalization Day Care Treatment Domiciliary Hospitalization Road Ambulance Cover Organ Donor Expenses Ayush treatment Home Treatment Domestic and International Emergency Assistance Services Health Returns

4. Is Domiciliary Treatment covered under the Aditya Birla Super Top-Up Plan?

Yes, the Aditya Birla Super Top-Up Plan includes domiciliary Hospitalization.

5. Is maternity cover available under the Aditya Birla Super Top-Up Plan?

No, the Aditya Birla Super Top-Up Plan does not include maternity cover.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.