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The Aditya Birla Super Top-Up Plan provides coverage at a low premium. Supplemental health insurance plans can assist you in protecting your health in the event of a medical emergency. Your primary health insurance policy can be supported by an additional super top-up health insurance like the Aditya Birla Super Top-up Plan. If you believe the sum insured in your current health insurance plan is insufficient, or if you have exhausted your basic health insurance plan, the Aditya Birla Super Top Up Plan is an excellent option because it supplements your base medical coverage.
Aditya Birla Super Top Up plan covers medical expenses up to 1 Crore and offers numerous additional features, ensuring that you do not have to dip into your savings to protect your family and yourself from costly medical bills. It functions as an all-around health plan, providing daycare procedure coverage, road ambulance coverage, in-patient coverage, health and wellness discounts, and international and domestic emergency services. The minimum age at entry for adults is 5 years up to 65 years, whereas for children the entry age is as early as 91 days.
Aditya Birla Super Top-Up Plan is loaded with a multitude of features and benefits mentioned below:
Minimum: 91 Days to 25 Years
Minimum: 5 Years
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
3 L | 4 | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 85 L | 90 L | 95 L
30 Days*
The various inclusions under Aditya Birla Super Top-Up plan include:
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
Home Treatment
Domestic and International Emergency Assistance Services
Health Returns
The various exclusions under Aditya Birla Super Top-Up plan exclude:
Infertility, congenital external
Maternity Expenses
Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
Pregnancy or childbirth
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Maternity Expenses
Alcohol consumption, smoking, another tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion
War, terrorism, or nuclear weapons
Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Aditya Birla Health Insurance
Aditya Birla Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:
Critical Illness Health Insurance
Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...
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Accident Health Insurance
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...
Unique Features
Individual and Family Health Insurance
Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...
Unique Features
Individual and Family Health Insurance
Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...
Unique Features
Critical Illness Health Insurance
Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...
Unique Features
Senior Citizen Health Insurance
Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...
Unique Features
Individual and Family Health Insurance
Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...
Unique Features
Individual and Family Health Insurance
Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...
Unique Features
Individual and Family Health Insurance
Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...
Unique Features
Individual and Family Health Insurance
Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...
Unique Features
The waiting period for Aditya Birla Super Top-Up Plan is as follows: Initial Waiting Period: 30 days Specific illnesses: 24 Months Pre-existing illnesses: 36 Months Mental Illness: 48 Months
The deductibles under Aditya Birla Super Top-Up Plan are mentioned below: Sum Insured - Rs 3 L, 4 L, 5 L, 7 L, 10 L Deductible - Rs 1 L, 2 L, 3 L Sum Insured - Rs 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L Deductible - Rs 4 L, 5 L, 7 L, 10 L Sum Insured - 85 L Deductible - Rs 15 L Sum Insured - 90 L Deductible - Rs 10 L Sum Insured - 95 L Deductible - Rs 5 L
The various coverage includes: In-patient Hospitalization ICU Charges Pre – hospitalization Post – hospitalization Day Care Treatment Domiciliary Hospitalization Road Ambulance Cover Organ Donor Expenses Ayush treatment Home Treatment Domestic and International Emergency Assistance Services Health Returns
Yes, the Aditya Birla Super Top-Up Plan includes domiciliary Hospitalization.
No, the Aditya Birla Super Top-Up Plan does not include maternity cover.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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