Pro Health Group
  • Avail Critical Illness Cover
  • High Sum Assured
  • Optional Covers available
ManipalCigna Health Insurance
premium

Network hospitals

8500+

premium

Claim settlement ratio

99.90%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.67

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Pan India Presence

77

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

8500+

premium

Claim settlement ratio

99.90%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.67

premium

Pan India Presence

77

ManipalCigna Pro Health Group

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solution to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.

Manipal Cigna Pro Health Group offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. Manipal Cigna Pro Health Group provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.

ManipalCigna Pro Health Group Plan Specifications

Child Entry Age

Children: Day 1 to 25 years

Adult Entry Age

Adults: No Age Limit

Policy Tenure

1 year (>1 year, max up to 5 year’s term available for Credit Linked Policy)

Renewability

Lifelong

Sum Insured (in Rs.)

3 | 5 | 7.5 | 10 | 15 | 20 | 25 | 30 | 35 | 40 | 45 | 50 | 60 | 75 Lakhs | 1 Crore

Initial Waiting Period*

30 days

Read more specifications in the brochure.

Other Health Insurance Companies

ManipalCigna Pro Health Group Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Group are:

Self-inflicted injuries or suicides.

Involvement in adventure sports like climbing, parasailing, skydiving, etc.

HIV/AIDS transmitted due to sexual interaction.

Injuries due to involvement in the naval, military, air force, war, radioactivities, or nuclear bombing, an act of terrorism, etc.

Injuries sustained due to criminal acts, or breach of law.

Illness arising due to consumption of alcohol, drugs, narcotics, sedatives, or poison.

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below.

Initial Waiting Period 30 days

Explore ManipalCigna Pro Health Insurance

Know more about ManipalCigna Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:

Contact Us

For any query related to the policy get in touch with the Manipal Cigna Health Insurance

Premium Calculator

Click here to calculate Manipal Cigna Health Insurance Premium

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive Plan

A comprehensive plan with SI up to 1Cr and 3 different variants. It is a versatile health insurance plan for your medical needs.

Unique Features

  • Unlimited Tele-consultation
  • Switch off your cover feature
  • Wellness program available

Comprehensive Plan

A high SI plan for women's medical requirements. The plan covers major critical illnesses including cancer treatment.

Unique Features

  • Avail Global OPD
  • Cancer treatment
  • Avail high sum assured

Comprehensive Plan

A comprehensive plan with 5 different variants suitable for individuals and young couples, offering sum insured up to 1Cr.

Unique Features

  • Avail family discount
  • Worldwide emergency protection
  • Avail healthy lifestyle benefits

Affordable Plan

An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.

Unique Features

  • Avail no claim bonus
  • Customize plan
  • Avail Coverage from Critical Illness

Affordable Plan

ManipalCigna Pro Health Select

A fully customizable health plan according to your needs with ProHealth Select at an affordable premium.

Unique Features

  • 2 plan variants available
  • Avail customized features
  • Avail long term policy

Affordable Plan

ManipalCigna ProHealth Cash

The plan offers daily cash to the family members of the patient to cover the miscellaneous expenses.

Unique Features

  • Avail worldwide cover
  • Avail online wellness program
  • Lifetime renewal available

Affordable Plan

ManipalCigna Arogya Sanjeevani Policy

An affordable, standard health insurance plan for individuals and family members with up to 10L sum assured.

Unique Features

  • Affordable all India health coverage
  • Avail modern treatments
  • Avail AYUSH Treatment

Affordable Plan

ManipalCigna Corona Rakshak Policy

An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.

Unique Features

  • Avail lump sum benefit
  • Affordable premiums
  • All India coverage

Affordable Plan

ManipalCigna Corona Kavach Policy

A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.

Unique Features

  • Discounts for health care workers
  • Avail Home care treatment
  • Avail AYUSH treatment

Critical Illness Plan

ManipalCigna Lifestyle Protection Critical Care

A protection plan that offers support to you and your family against up to 30 critical illnesses with a high sum assured to choose from up to 25Cr.

Unique Features

  • Upto 30 critical illnesses covered
  • Avail online wellness program
  • Plan variants available

Accident Plan

ManipalCigna Lifestyle Protection Accident Care

A plan that provides complete protection, on and off the job, including death, disability, loss of job, and financial protection.

Unique Features

  • Loss of job covered
  • upto 10 Cr coverage
  • Avail Rider benefits

Accident Plan

ManipalCigna Saral Suraksha Bima

Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.

Unique Features

  • Avail Accident Death Cover
  • Avail Security for dependant child
  • Permanent Total Disability Cover

Group Plan

A health insurance solution for Employer-Employee and Non-Employer-Employee groups. A plan offering sum assured up to 1Cr.

Unique Features

  • Customizable plans
  • 42 optional covers available
  • Avail Personal accident coverage

Group Plan

ManipalCigna Lifestyle Protection Group Policy

An all-in-one plan offering sum assured up to 50Cr and Umbrella cover of Group - Personal Accident and/or Critical Illness.

Unique Features

  • Flexible base and optional cover
  • Upto 36 critical illnesses covered
  • Cancer-only coverage available

Group Plan

ManipalCigna FlexiCare Group Insurance Policy

A plan offering sum assured up to 5 Cr and a range of covers including Accident, Mediclaim, Surgery, Domestic Travel, and Wellness.

Unique Features

  • Avail wellness packages
  • Customizable coverage
  • Avail home care benefits

Group Plan

ManipalCigna Group Overseas Travel

Group overseas travel insurance offers all-around coverages for business trips, vacations, and more. The plan offers a sum assured up to $ 50 Lac.

Unique Features

  • Customizable plan
  • Travel expense covered
  • Avail adventure sports cover

Group Plan

ManipalCigna Global Health Group Policy

A comprehensive group plan that covers Indian locals and expatriates working abroad under one umbrella with a sum assured of up to $ 10 Million.

Unique Features

  • Avail health care globally
  • Avail wellness package
  • Avail multiple optional covers

Manipalcigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Health Insurance Articles

What is OPD Cover?

What is OPD Cover?March, 2022

ManipalCigna Pro Health Group Plan: FAQ's

1. What is Manipalcigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group offers overage to a defined group of people, for example, employees of an organization, members of a society or professional association, or an affinity group. The plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers comprehensive protection with base covers and a range of multiple options to choose from as per the need of the group.

2. What is the eligibility criteria for ManipalCigna Pro Health Group Insurance Policy?

Under ManipalCigna Pro Health Group Insurance Policy, coverage is available to the Group Member/ Employee of the Policyholder or Non-Employer Group enrolled member as nominated by the policyholder. Dependent Children can be covered from day 1 of birth up to 25 years of age.

3. What are the sum insured options under ManipalCigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group Insurance Policy offers a wide range of sum insured options starting from INR 5k to 1 Crore.

4. Who can buy ManipalCigna Pro Health Group Insurance Policy?

It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and is subject to a minimum group size of 7 persons.

5. Why should I choose Manipalcigna Prohealth Group Insurance?

ManipalCigna Pro Health Group Insurance offers multiple benefits and features such as:

  • 7 in-built benefits with Base Cover
  • First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more
  • Coverage for AYUSH treatment
  • Total package of 42 need based Optional Covers
  • Choice of Maternity, Dental, Vision, OPD and more

6. What benefits are included under the base cover of Manipalcigna Prohealth Group Insurance?

Under ManipalCigna Pro Health Group Base coverage includes

  • In-patient Hospitalisation Expenses Cover
  • Day Care Treatment Cover
  • Pre-Hospitalisation Medical Expenses Cover
  • Post-Hospitalisation Medical Expenses Cover
  • Road Ambulance Cover
  • Domiciliary Hospitalisation Cover
  • Donor Expenses Cover

7. Is there a capping on room rent under ManipalCigna Pro Health Group Insurance?

Under base cover per day room rent allowance is restricted up to 1% of the Sum Insured opted and 2% of the Sum Insured for ICU. However, this capping can be modified as per the below options:

  • Select percentage limit of Sum Insured for per day Room Rent
  • Select an amount limit on per day Room Rent
  • Select limit on room type (Category)

8. Will pre and post-medical hospitalization expenses be covered under ManipalCigna Pro Health Group Insurance?

Yes, under ManipalCigna Pro Health Group the plan will reimburse medical expenses of an insured person which are incurred pre and/or post-hospitalization. The base cover provides 30 days of pre-hospitalization and 60 days of post-hospitalization benefits. However, you have the option to choose this coverage from 0 days to 180 days.

9. Is ambulance cost covered under ManipalCigna Pro Health Group Insurance?

Yes, Under Manipal Cigna Pro Health Group ambulance expenses will be reimbursed for the insured person.

10. Are maternity/newborn baby covers available under ManipalCigna Pro Health Group Insurance?

Yes, they are available as optional covers. Maternity expenses cover expenses towards delivery or termination up to 2 events up to the limits selected under the plan as an optional benefit.

  • It covers normal delivery, routine or elective cesarean or complicated pregnancy, or Pre and Post Natal expenses.
  • Newborn baby coverage is available with a sub-limit option. It can form a part of the maternity sub-limit or in addition to maternity expenses coverage.
  • Option to choose the cover for Surrogacy pregnancy

ManipalCigna Health Plan Review

Read what customers have to say about ManipalCigna Health Insurance.

Customer Review Image

Durgesh Kumar

Jaipur

March 25, 2023

Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...

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Ajay Kapoor

Delhi

March 24, 2023

Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...

Customer Review Image

Poonam Sinha

Surat

December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

Customer Review Image

Santokh Singh Sethi

Delhi

September 14, 2022

I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only

Customer Review Image

Asleen

Indore

May 26, 2022

Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.

Customer Review Image

jasvinder singh

Delhi

March 25, 2022

very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.

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diya sharma

Chandigarh

February 21, 2022

only big companies are trusted generally but new companies are also good. satisfied service and customer satisfaction is full

Customer Review Image

Ramesh Kumar

Hyderabad

November 22, 2021

they have great impressive plans to offer. very amazing and helpful customer service. helped me a lot at the time of claim settlement

View All ManipalCigna Health Insurance Reviews