Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solution to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.
Manipal Cigna Pro Health Group offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. Manipal Cigna Pro Health Group provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.
Manipal Cigna Health Insurance Plan Detailed Review
Manipal Cigna Pro Health Group has multiple features that are availed by policyholders to secure their future, this list of features is long and involves things like:
Children: Day 1 to 25 years
Adults: No Age Limit
1 year (>1 year, max up to 5 year’s term available for Credit Linked Policy)
Lifelong
3 | 5 | 7.5 | 10 | 15 | 20 | 25 | 30 | 35 | 40 | 45 | 50 | 60 | 75 Lakhs | 1 Crore
30 days
Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Group are:
Self-inflicted injuries or suicides.
Involvement in adventure sports like climbing, parasailing, skydiving, etc.
HIV/AIDS transmitted due to sexual interaction.
Injuries due to involvement in the naval, military, air force, war, radioactivities, or nuclear bombing, an act of terrorism, etc.
Injuries sustained due to criminal acts, or breach of law.
Illness arising due to consumption of alcohol, drugs, narcotics, sedatives, or poison.
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below.
Initial Waiting Period 30 days
ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.
Unique Features
Comprehensive Plan
Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.
Unique Features
Comprehensive Plan
A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.
Unique Features
Affordable Plan
An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.
Unique Features
Affordable Plan
Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.
Unique Features
Affordable Plan
A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.
Unique Features
Affordable Plan
An affordable standard health insurance plan for individuals and family members with up to 10 L SI.
Unique Features
Affordable Plan
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
Affordable Plan
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
Critical Illness Plan
A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.
Unique Features
Accident Plan
A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.
Unique Features
Accident Plan
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
Group Plan
A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.
Unique Features
Group Plan
An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.
Unique Features
Group Plan
A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.
Unique Features
Group Plan
Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.
Unique Features
Group Plan
A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.
Unique Features
ManipalCigna Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
See More Health Insurance Articles
See More Health Insurance Articles
ManipalCigna Pro Health Group offers overage to a defined group of people, for example, employees of an organization, members of a society or professional association, or an affinity group. The plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers comprehensive protection with base covers and a range of multiple options to choose from as per the need of the group.
Under ManipalCigna Pro Health Group Insurance Policy, coverage is available to the Group Member/ Employee of the Policyholder or Non-Employer Group enrolled member as nominated by the policyholder. Dependent Children can be covered from day 1 of birth up to 25 years of age.
ManipalCigna Pro Health Group Insurance Policy offers a wide range of sum insured options starting from INR 5k to 1 Crore.
It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and is subject to a minimum group size of 7 persons.
ManipalCigna Pro Health Group Insurance offers multiple benefits and features such as:
Under ManipalCigna Pro Health Group Base coverage includes
Under base cover per day room rent allowance is restricted up to 1% of the Sum Insured opted and 2% of the Sum Insured for ICU. However, this capping can be modified as per the below options:
Yes, under ManipalCigna Pro Health Group the plan will reimburse medical expenses of an insured person which are incurred pre and/or post-hospitalization. The base cover provides 30 days of pre-hospitalization and 60 days of post-hospitalization benefits. However, you have the option to choose this coverage from 0 days to 180 days.
Yes, Under Manipal Cigna Pro Health Group ambulance expenses will be reimbursed for the insured person.
Yes, they are available as optional covers. Maternity expenses cover expenses towards delivery or termination up to 2 events up to the limits selected under the plan as an optional benefit.
Thakur rudra Pratap Singh
Bengaluru
August 25, 2023
a good experience in this company very fast and helpfull customer service and support one of Advisor Mr. Gulshan very talented advisor and resolved my all questions and doubts thank you policyx...
Golu thakur
Indore
August 11, 2023
Very good experience in this company and one of advisor mr.gulshan sendhav very talented person and good knowledge
Mayank Bhardwaj
Gurgaon
June 13, 2023
Fast and helpful customer support. Had issues with claim filing and the query was resolved in just some time. Very happy with the forever available assistance.
Durgesh Kumar
Jaipur
March 25, 2023
Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...
Ajay Kapoor
Delhi
March 24, 2023
Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...
Poonam Sinha
Surat
December 9, 2022
Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu
Santokh Singh Sethi
Delhi
September 14, 2022
I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only
Asleen
Indore
May 26, 2022
Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.
You May Also Know About
*T&C Apply