ManipalCigna Pro Health Group

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solution to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.

Manipal Cigna Pro Health Group offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. Manipal Cigna Pro Health Group provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.

Manipal Cigna Pro Health Group Features

Manipal Cigna Pro Health Group has multiple features that are availed by policyholders to secure their future, this list of features is long and involves things like:

7 in-built benefits with Base Cover
First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more
AYUSH Treatment coverage
Choice of Daily Cash benefits (Inpatient, ICU, Accidental, Worldwide Emergency, Convalescence, Companion and Chemo & Radiotherapy)
Family related benefits
Fixed or Indemnity payout as applicable
Dedicated Claims and Customer Support Management
Multiple Cost Sharing options at Corporate and Individual level
Choice of Critical Illness, Personal Accident
Choice of Maternity, Dental, Vision, OPD and more
Total package of 42 need-based Optional Covers

ManipalCigna Pro Health Group Plan Specifications

Child Entry Age

Children: Day 1 to 25 years

Adult Entry Age

Adults: No Age Limit

Policy Tenure

1 year (>1 year, max up to 5 year’s term available for Credit Linked Policy)

Renewability

Lifelong

Sum Insured (in Rs.)

3 | 5 | 7.5 | 10 | 15 | 20 | 25 | 30 | 35 | 40 | 45 | 50 | 60 | 75 Lakhs | 1 Crore

Initial Waiting Period*

30 days

Read more specifications in the brochure.

Other Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Max Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

ManipalCigna Pro Health Group Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Group are:

Self-inflicted injuries or suicides.

Involvement in adventure sports like climbing, parasailing, skydiving, etc.

HIV/AIDS transmitted due to sexual interaction.

Injuries due to involvement in the naval, military, air force, war, radioactivities, or nuclear bombing, an act of terrorism, etc.

Injuries sustained due to criminal acts, or breach of law.

Illness arising due to consumption of alcohol, drugs, narcotics, sedatives, or poison.

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below.

Initial Waiting Period 30 days

Explore ManipalCigna Pro Health Insurance

Know more about ManipalCigna Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:

Claim Process

Click to know the claim process of Manipal Cigna Health Insurance.

Buying Process

Click to know the buying process of Manipal Cigna Health Insurance .

Contact Us

For any query related to the policy get in touch with the Manipal Cigna Health Insurance

Renewal Process

Click to know the renewal process of Manipal Cigna Health Insurance

Premium Calculator

Click here to calculate Manipal Cigna Health Insurance Premium

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive Plan

ManipalCigna ProHealth Prime

A comprehensive plan with SI up to 1Cr and 3 different variants. It is a versatile health insurance plan for your medical needs.

Unique Features

Unlimited Tele-consultation
Switch off your cover feature
Wellness program available

Comprehensive Plan

Manipalcigna Lifetime

A high SI plan for women's medical requirements. The plan covers major critical illnesses including cancer treatment.

Unique Features

Avail Global OPD
Cancer treatment
Avail high sum assured

Comprehensive Plan

Manipal Cigna Pro Health

A comprehensive plan with 5 different variants suitable for individuals and young couples, offering sum insured up to 1Cr.

Unique Features

Avail family discount
Worldwide emergency protection
Avail healthy lifestyle benefits

Affordable Plan

ManipalCigna Super Top-up Plan

An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.

Unique Features

Avail no claim bonus
Customize plan
Avail Coverage from Critical Illness

Affordable Plan

ManipalCigna Pro Health Select

A fully customizable health plan according to your needs with ProHealth Select at an affordable premium.

Unique Features

2 plan variants available
Avail customized features
Avail long term policy

Affordable Plan

ManipalCigna ProHealth Cash

The plan offers daily cash to the family members of the patient to cover the miscellaneous expenses.

Unique Features

Avail worldwide cover
Avail online wellness program
Lifetime renewal available

Affordable Plan

ManipalCigna Arogya Sanjeevani Policy

An affordable, standard health insurance plan for individuals and family members with up to 10L sum assured.

Unique Features

Affordable all India health coverage
Avail modern treatments
Avail AYUSH Treatment

Affordable Plan

ManipalCigna Corona Rakshak Policy

An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.

Unique Features

Avail lump sum benefit
Affordable premiums
All India coverage

Affordable Plan

ManipalCigna Corona Kavach Policy

A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.

Unique Features

Discounts for health care workers
Avail Home care treatment
Avail AYUSH treatment

Critical Illness Plan

ManipalCigna Lifestyle Protection Critical Care

A protection plan that offers support to you and your family against up to 30 critical illnesses with a high sum assured to choose from up to 25Cr.

Unique Features

Upto 30 critical illnesses covered
Avail online wellness program
Plan variants available

Accident Plan

ManipalCigna Lifestyle Protection Accident Care

A plan that provides complete protection, on and off the job, including death, disability, loss of job, and financial protection.

Unique Features

Loss of job covered
upto 10 Cr coverage
Avail Rider benefits

Accident Plan

ManipalCigna Saral Suraksha Bima

Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.

Unique Features

Avail Accident Death Cover
Avail Security for dependant child
Permanent Total Disability Cover

Group Plan

ManipalCigna Pro Health Group

A health insurance solution for Employer-Employee and Non-Employer-Employee groups. A plan offering sum assured up to 1Cr.

Unique Features

Customizable plans
42 optional covers available
Avail Personal accident coverage

Group Plan

ManipalCigna Lifestyle Protection Group Policy

An all-in-one plan offering sum assured up to 50Cr and Umbrella cover of Group - Personal Accident and/or Critical Illness.

Unique Features

Flexible base and optional cover
Upto 36 critical illnesses covered
Cancer-only coverage available

Group Plan

ManipalCigna FlexiCare Group Insurance Policy

A plan offering sum assured up to 5 Cr and a range of covers including Accident, Mediclaim, Surgery, Domestic Travel, and Wellness.

Unique Features

Avail wellness packages
Customizable coverage
Avail home care benefits

Group Plan

ManipalCigna Group Overseas Travel

Group overseas travel insurance offers all-around coverages for business trips, vacations, and more. The plan offers a sum assured up to $ 50 Lac.

Unique Features

Customizable plan
Travel expense covered
Avail adventure sports cover

Group Plan

ManipalCigna Global Health Group Policy

A comprehensive group plan that covers Indian locals and expatriates working abroad under one umbrella with a sum assured of up to $ 10 Million.

Unique Features

Avail health care globally
Avail wellness package
Avail multiple optional covers

Manipalcigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Manipalcigna Network Hospital

Health Insurance Articles

See More Health Insurance Articles

ManipalCigna Pro Health Group Plan: FAQ's

1. What is Manipalcigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group offers overage to a defined group of people, for example, employees of an organization, members of a society or professional association, or an affinity group. The plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers comprehensive protection with base covers and a range of multiple options to choose from as per the need of the group.

2. What is the eligibility criteria for ManipalCigna Pro Health Group Insurance Policy?

Under ManipalCigna Pro Health Group Insurance Policy, coverage is available to the Group Member/ Employee of the Policyholder or Non-Employer Group enrolled member as nominated by the policyholder. Dependent Children can be covered from day 1 of birth up to 25 years of age.

3. What are the sum insured options under ManipalCigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group Insurance Policy offers a wide range of sum insured options starting from INR 5k to 1 Crore.

4. Who can buy ManipalCigna Pro Health Group Insurance Policy?

It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and is subject to a minimum group size of 7 persons.

5. Why should I choose Manipalcigna Prohealth Group Insurance?

ManipalCigna Pro Health Group Insurance offers multiple benefits and features such as:

7 in-built benefits with Base Cover
First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more
Coverage for AYUSH treatment
Total package of 42 need based Optional Covers
Choice of Maternity, Dental, Vision, OPD and more

6. What benefits are included under the base cover of Manipalcigna Prohealth Group Insurance?

Under ManipalCigna Pro Health Group Base coverage includes

In-patient Hospitalisation Expenses Cover
Day Care Treatment Cover
Pre-Hospitalisation Medical Expenses Cover
Post-Hospitalisation Medical Expenses Cover
Road Ambulance Cover
Domiciliary Hospitalisation Cover
Donor Expenses Cover

7. Is there a capping on room rent under ManipalCigna Pro Health Group Insurance?

Under base cover per day room rent allowance is restricted up to 1% of the Sum Insured opted and 2% of the Sum Insured for ICU. However, this capping can be modified as per the below options:

Select percentage limit of Sum Insured for per day Room Rent
Select an amount limit on per day Room Rent
Select limit on room type (Category)

8. Will pre and post-medical hospitalization expenses be covered under ManipalCigna Pro Health Group Insurance?

Yes, under ManipalCigna Pro Health Group the plan will reimburse medical expenses of an insured person which are incurred pre and/or post-hospitalization. The base cover provides 30 days of pre-hospitalization and 60 days of post-hospitalization benefits. However, you have the option to choose this coverage from 0 days to 180 days.

9. Is ambulance cost covered under ManipalCigna Pro Health Group Insurance?

Yes, Under Manipal Cigna Pro Health Group ambulance expenses will be reimbursed for the insured person.

10. Are maternity/newborn baby covers available under ManipalCigna Pro Health Group Insurance?

Yes, they are available as optional covers. Maternity expenses cover expenses towards delivery or termination up to 2 events up to the limits selected under the plan as an optional benefit.

It covers normal delivery, routine or elective cesarean or complicated pregnancy, or Pre and Post Natal expenses.
Newborn baby coverage is available with a sub-limit option. It can form a part of the maternity sub-limit or in addition to maternity expenses coverage.
Option to choose the cover for Surrogacy pregnancy

ManipalCigna Health Plan Review

Read what customers have to say about ManipalCigna Health Insurance.

Durgesh Kumar

Jaipur

March 25, 2023

Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...

Ajay Kapoor

Delhi

March 24, 2023

Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...

Poonam Sinha

Surat

December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

Santokh Singh Sethi

Delhi

September 14, 2022

I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only

Asleen

Indore

May 26, 2022

Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.

jasvinder singh

Delhi

March 25, 2022

very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.

diya sharma

Chandigarh

February 21, 2022

only big companies are trusted generally but new companies are also good. satisfied service and customer satisfaction is full

Ramesh Kumar

Hyderabad

November 22, 2021

they have great impressive plans to offer. very amazing and helpful customer service. helped me a lot at the time of claim settlement

View All ManipalCigna Health Insurance Reviews

Confused? No Worries, We Are Here To Help!

ManipalCigna Pro Health Group

Manipal Cigna Pro Health Group Features

ManipalCigna Pro Health Group Plan Specifications

Child Entry Age

Adult Entry Age

Policy Tenure

Renewability

Sum Insured (in Rs.)

Initial Waiting Period*

Other Health Insurance Companies

ManipalCigna Pro Health Group Plan Exclusions

Permanent Exclusions

Coverage after Waiting Period

Explore ManipalCigna Pro Health Insurance

Claim Process

Buying Process

Contact Us

Renewal Process

Premium Calculator

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Pro Health Select

ManipalCigna ProHealth Cash

ManipalCigna Arogya Sanjeevani Policy

ManipalCigna Corona Rakshak Policy

ManipalCigna Corona Kavach Policy

ManipalCigna Lifestyle Protection Critical Care

ManipalCigna Lifestyle Protection Accident Care

ManipalCigna Saral Suraksha Bima

ManipalCigna Lifestyle Protection Group Policy

ManipalCigna FlexiCare Group Insurance Policy

ManipalCigna Group Overseas Travel

ManipalCigna Global Health Group Policy

Manipalcigna Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Health Insurance Articles

ICICI Lombard Health Insurance Covered Diseases ListMarch, 2023

ManipalCigna Premium Payment ProcessMarch, 2023

Tata AIG Health Insurance Premium PaymentMarch, 2023

Health Insurance With No Waiting PeriodMarch, 2023

No Waiting Period In Maternity Insurance?March, 2023

Deadliest Diseases In IndiaMarch, 2023

Waiting Period in Health InsuranceDecember, 2022

Monkeypox Health InsuranceSeptember, 2022

How Does Health Insurance works in indiaSeptember, 2022

Dr YSR Aarogyasri SchemeJune, 2022

Star Health Insurance Covered Diseases ListJune, 2022

Copay in Health InsuranceMarch, 2022

Personal Accident InsuranceMarch, 2022

Health Insurance Premium in EMI InstallmentsMarch, 2022

Health Insurance Without Medical CheckupsMarch, 2022

GST on Health Insurance PremiumMarch, 2022

What is OPD Cover?March, 2022

Deductibles in Health Insurance in IndiaMarch, 2022

Important factors of Personal Accident InsuranceMarch, 2022

Fixed Benefit Health InsuranceMarch, 2022

Restoration and Recharge BenefitsMarch, 2022

Health Insurance for NRIsMarch, 2022

Government Health Insurance SchemesMarch, 2022

Save Taxes under Health Insurance PolicyMarch, 2022

What is the e-insurance account (e-IA)?March, 2022

Grace Period in Health InsuranceMarch, 2022

Family Floater Plans 2022January, 2022

Multiple Health Insurance PlansOctober, 2021

Free Look Period in Health InsuranceOctober, 2021

Health Insurance RenewalOctober, 2021

Pre Existing Disease in Health InsuranceOctober, 2021

Mukhyamantri Amrutum YojanaOctober, 2021

Steps to Cancel Health Insurance PolicyOctober, 2021

Best Ways to Buy Health InsuranceOctober, 2021

Top 5 Maternity Insurance Plans in IndiaJune, 2021