Niva Bupa Claim Process
- What are Claims?
- Cashless Claims
- Learn Reimbursement Claims
Navigating through claims can be a daunting task as this process involves intricate details, legal jargon, and specific documents. During a medical emergency, we do not want to waste our time processing claims. It is important to make a mindful decision when selecting an insurance provider, with a simple claim process. Niva Bupa understands the importance of hassle-free claims, which is why they have designed a convenient method of processing claims. Here is an overview of Niva Bupa Claim Processing:
The company has divided the process into four parts. Let us go through all of them one by one:
This claim process allows the policyholder to receive the treatment without paying the medical expenses right away. The insurance provider later settles the bill with the hospital directly. Let’s proceed step by step through the process:
Step 1: Get admitted to the network hospital.
Step 2: Share the ’Health Card’ and the policy details with the hospital authority or TPA, along with the ID proof of the policyholder. This step informs the company about the claims.
Step 3: After receiving the treatment, collect all the documents and submit them to the TPA along with the pre-authorization form.
Step 4: The TPA will verify the claim and forward it to the company. Then, the next verification will be done by the in-house claim team of Niva Bupa Health Insurance Company.
Step 5: After successful verification of policy details and the submitted documents, the company will send a notification for the approval of the claim through text message and email. Niva Bupa generally responds to the request within 30 minutes of filing the claim request.
Step 6: Now, the company will settle the claim with the hospital. This is the final step of the cashless claim settlement.
Through this procedure, the policyholder is free to choose a hospital even if it is not on the network hospitals list. The customers pay for the expenses upfront, and the company then reconciles the account with the policyholder. Lets us walk through the process :
Step 1: Receive the treatment from any of the non-network hospitals, and intimate the company about the claim. Policyholders can contact the customer support of the company to inform them about the claim.
Step 2: After treatment, pay the amount and collect all the documents such as discharge bills, pharmacy bills, reports, and other essential documents.
Step 3: Send all the documents to the company along with the claim form, valid ID proof, and age proof. Mail the document to the head office of Niva Bupa Health Insurance Company.
Step 4: The company will verify all the details and documents.
Step 5: After successful verification of the claims, the company will notify the policyholder.
Step 6: Finally the company settles the claim by transferring the amount, to the bank account of the customer.
OPD (Outpatient Department) is the treatment in which the patient visits the hospital for a minor procedure that does not need an overnight stay. In addition, Niva Bupa Health Insurance provides reimbursement for OPD. Let us now take a closer look at this process:
Step 1: Login by the ’My Account’ option, locate the ’OPD’ tab, and click ’Raise a Claim’.
Step 2: The company will ask to look for the doctor in the search section.
Step 3: Find the search result and click on ’Raise a Claim’, against the name of the doctor, with whom you availed the OPD services.
Step 4: Fill out the health claim form correctly, enter all the details about your bank account, and upload all the mentioned documents on the form.
Step 5: Finally, the company will review the insurance claim. And then on successful verification of the details, a query will be raised for the claim settlement.
Niva Bupa Health Insurance provides financial compensation for the expenses incurred during the diagnosis of any disease. Lets us take a closer look at the process:
Step 1: Login in by clicking on the ’My Account ’ option, locate the ’Annual Health Checkup’ tab, and click on ’Reimbursement Claim’.
Step 2: A form will now open. Enter the important information like the correct bill, bank details and upload the document for the same. Now click on ’Submit’.
Step 3: Niva Bupa’s claim processing team will review all the documents submitted and subsequently approve the claim if no issue is found.
Step 4: Then the company finally settles the claim, by transferring the compensation amount to the policyholder’s bank account.
A few documents that are essential in order to submit a health insurance claim:
Niva Bupa Health Insurance Company offers a user-friendly claim process. With reimbursement and cashless claims, they provide comprehensive coverage for medical expenses. Niva Bupa Health insurance company has a prompt verification and settlement procedure, which develops more confidence in the policyholder towards the company. Niva Bupa’s commitment to providing top-notch customer satisfaction makes it a reliable health insurance partner.
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Niva Bupa Health Insurance plans explore more:
Critical Illness Health Insurance
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
Unique Features
Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
Unique Features
Individual and Family Health Insurance
With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
Unique Features
Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
Unique Features
Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
Unique Features
Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Unique Features
Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
Unique Features
Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
Unique Features
Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Unique Features
Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
Unique Features
Know More About Health Insurance Companies
Claim forms and pre-authorization forms can be downloaded from the official website of the company.
For planned hospitalization, policyholders must inform the company 48 hours before being admitted to the hospital. In case of emergency hospitalization inform them within 24 hours of admission in the hospital.
See More Health Insurance Articles
See More Health Insurance Articles
4.4
Rated by 2630 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
You May Also Know About
Do you have any thoughts you’d like to share?