Diseases Covered By Niva Bupa Health Insurance
  • Explore Covered Disease List
  • Niva Bupa Health Plans
  • Exclusions
Diseases Covered By Niva Bupa Health Insurance
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Covered Diseases List of Niva Bupa: An Introduction

If there is one thing that people have learned from the Covid pandemic, it is the importance of investing in the best health insurance plans. However, making a conscious decision is necessary when it comes to health insurance. Imagine a scenario, wherein you are hospitalized for a major ailment that is not covered under your health plan. It will directly result in hefty medical bills for the treatment and other prescriptions.

Niva Bupa Health Insurance, formerly Max Bupa Health Insurance, is a leading stand-alone health insurance provider in India. The health insurer offers a plethora of health plans, covering major ailments and diseases so you do not have to worry about the health of you and your loved ones.

In this article, we shed light on the diseases covered by Niva Bupa Health Insurance under the best health plans offered by the insurer. So, scroll further to learn more about it.

Niva Bupa Health Insurance Covered Disease List in 2024

Niva Bupa Health Insurance offers some comprehensive and beneficial health plans covering the following diseases:

  • COVID-19

    COVID-19 is a global pandemic that claimed over 5,00,000 lives in India. Niva Bupa Health Insurance Plans offer coverage against COVID-19 providing the best healthcare facilities available.
  • Hypertension and Diabetes

    Diabetes and hypertension are lifestyle diseases related to irregular blood sugar levels & blood flow respectively, leading to other major ailments if not treated correctly. Niva Bupa Health Insurance plans cover diabetes and hypertension extensively to support you through your recovery.
  • Cancer

    Cancer is a major ailment caused due to abnormal cell growth which can affect any organ of your body. Niva Bupa health insurance plans cover major cancers and provide you with financial backup for cancer treatments which can otherwise be out-of-budget.
  • Critical Illnesses

    Critical illnesses are life-threatening conditions that affect different parts of your body such as the heart, kidneys, lungs, liver, etc. With a Niva Bupa Critical Illness Health Plan, you and your family are covered against multiple critical ailments.
  • Cataract

    Causes blurry vision due to clouding of the eye lens mostly with growing age. The condition is curable through surgery which can be expensive without the apt Niva Bupa Health Insurance Plan covering cataract treatment.
  • Arthritis

    Usually affects elderly people, arthritis is the tenderness or swelling of one or more joints. Niva Bupa Health Insurance covers conditions like arthritis & other bone-related ailments.
  • Organ Transplant

    Organ transplants are suggested by doctors in case of life-threatening conditions. With the right Niva Bupa Health Plan, you can cover organ donor expenses which can otherwise drain your life savings pretty quickly.
  • HIV/AIDS

    HIV-AIDS is a virus that attacks the cells that help in fighting infection making a human more vulnerable to other diseases and infections. Niva Bupa Health Insurance Plans cover HIV/AIDS treatment after a specific waiting period.
  • Mental Health Ailments

    All medical conditions affecting the brain causing behavioral disorders or other major ailments are covered by Niva Bupa Health Insurance
  • Personal Accidents

    A remarkable lifetime renewal benefit is provided by Niva Bupa critical illness insurance which is a big plus for the customers. According to the specifics of the policy, this provision guarantees that people may keep renewing their insurance and have coverage in place for as long as they live unless and until any fraud or misrepresentation is discovered from the end of the policyholder.

Diseases That Are Not Covered By Niva Bupa Health Insurance Plans

Let’s take a look at the disease list that are not covered by Max Bupa (now Niva Bupa) Health Insurance:

  • Cosmetic or plastic surgeries excluding treatments required due to accidental injuries
  • Dental treatments, excluding terms and conditions varying as per different health plan
  • Attempt to suicide or self-injury
  • Injuries due to illegal or unlawful activities

Wrapping It Up

Niva Bupa Health Insurance is among the most versatile health insurance providers as it covers a vast list of diseases. The company has gained a large customer base for its reliability and quick claim settlement, thanks to its prompt customer support. Moreover, Niva Bupa provides thorough coverage to its customers with a vast list of disease coverage mentioned above in the article.

For further information on all Niva Bupa health insurance-covered disease lists, contact PolicyX insurance experts.

Network Hospital List

Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ensures that you are medically secured, irrespective of the city you reside in.

Health Insurance Companies

Niva Bupa Health Insurance Covered Disease List: FAQ’s

1. What is the Niva Bupa health insurance covered diseases list?

There are several diseases covered by Niva Bupa Health Insurance such as: COVID-19 Hypertension Diabetes Cataract Arthritis Cancer, etc.

2. What is the incurred claim settlement ratio for Max Bupa (now Niva Bupa) Health Insurance?

The incurred claim settlement ratio for Niva Bupa Health Insurance for FY 2022-23 is 54.05%.

3. Does Niva Bupa’s covered disease list include critical illnesses?

Yes, health insurance plans offered by Niva Bupa cover listed critical illnesses as mentioned in policy schedules.

4. How to file a cashless online claim for Niva Bupa Health Insurance Plans?

Follow the steps given below for a hassle-free online cashless claim settlement: Get admitted to a Niva Bupa cashless network hospital Submit your health insurance card provided to you by Niva Bupa Health Insurance along with identification proof The network hospital will verify all the documents provided by you and submit a pre-authorization request to Niva Bupa Once the verification is done, Niva Bupa will settle the claim with the network hospital and notify you of the same

5. Does Niva Bupa Health Insurance cover Cancer?

Yes, cancer is covered by Niva Bupa Health Insurance plans

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.