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Updated on Jul 09, 2025 4 min read
Niva Bupa Group Health Insurance
Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new health insurance products across categories. Niva Bupa offers group health plans for corporates and start-ups alike. Group accident health insurance and OPD coverage are also available. With years of expertise in the insurance industry, the company has served 3,500+ corporate clients, with 6,500+ crores paid in claims.
Niva Bupa offers group health insurance with features like all-in-one coverage, maternity and newborn baby cover, parental cover, and many other benefits. The insurer is reliable and serves customers across India with 10,000+ network hospitals.
Niva Bupa group health plans are designed for personalised business needs. Read the article below to explore the inclusions, exclusions, features, and benefits of Niva Bupa group plans.
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Niva Bupa Group Health Insurance Specifications
To understand Niva Bupa Group Health Insurance Insurance in detail, take a look at the below table:
Entry Age
Flexible eligibility
Policy Type
Group Health Insurance
Sum Insured
1 to 50 Lakhs
Initial Waiting Period*
NA Days
Renewability
NA
Policy Term
NA
*Initial Waiting Period is the time period between the
issuance of the policy and the time it starts actively. During this period, a
policyholder has to wait to avail of the benefits offered under a health insurance
plan.
Niva Bupa Group Health Plan Benefits
Listed below are the benefits of Niva group health plans.
For Employees
For Employers
No pre-policy medical check-ups, covering you from day 1.
Customize the sum insured and policy benefits according to the majority of employees.
Tax benefits are available if you pay group health premiums under section 80D of the Income Tax Act, 1961.
Tax benefits are available under section 80D of the Income Tax Act, 1961.
40% off on annual health check-ups is available.
Helps in retaining employees by offering mental peace and comprehensive healthcare coverage.
Additional riders/ benefits available for personalised coverage
Niva Bupa group health insurance offers competitive pricing to organisations.
Access to all policy-related documents and queries with the Niva Bupa Health App.
Dedicated relationship managers for corporate health plans are offered.
Niva Bupa Health Insurance Network Hospital List
Niva Bupa Health Insurance Network Hospitals are present in 31
states
nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures
that you are
medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Niva Bupa Group Health Exclusions are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Infertility and in vitro fertilization
Miscarriage and abortion
Congenital disease
Niva Bupa Health Insurance is one of its kind in the Indian insurance market. With its extensive 10,000+ network of hospitals, you are entitled to features like unlimited doctor consultations, maternity and newborn cover, dental cover, accident cover, etc. By prioritising affordability and accessibility, Niva BupaHealth ensures that quality healthcare is within reach. Choosing Niva Bupa Health group insurance means investing in a secure and healthy future, backed by a trusted name in the industry.
To know more about Niva Bupa health insurance plans, connect with our expert advisors today.
We offer No Spam, No Gimmicks, Only Xpert Insurance Advice.
Explore other Niva Bupa Health Insurance
To cater to the different medical needs of an individual & their family,
Niva Bupa Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to Niva Bupa Health Insurance plans
explore more:
The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...
Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...
Unique Features
Explore Niva Bupa Group Plans
Niva Bupa Tax Benefits
Niva Bupa Eligibility
Niva Bupa Group Health Insurance (Pros)
Niva Bupa Group Health Insurance (Cons)
Niva Bupa Group Health Insurance (Other
Benefits)
Niva Bupa Group Health Insurance (Eligibility
Criteria)
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses!
The critical illness can be contagi...
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
Child Education
Funeral Expenses Cover
TTD/PTD Cover
Personal Accident Care Plan (Pros)
Child education benefit
Funeral expenses covered
Total and partial disability covered
Personal Accident Care Plan (Cons)
Adventure sports not covered
No coverage for cosmetic procedures
Self-harm not covered
Personal Accident Care Plan (Other
Benefits)
Lifetime renewability offered
Long-term discounts
High sum insured options
Personal Accident Care Plan (Eligibility
Criteria)
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
High-sum insured options
Rewards and loyalty benefits
Multiple plan variants
Niva Bupa Senior First Plan (Pros)
High-sum insured options
Rewards and loyalty benefits
Multiple plan variants
Niva Bupa Senior First Plan (Cons)
ICU charges not covered
OPD coverage not available
Second medical opinion not available
Niva Bupa Senior First Plan (Other
Benefits)
No sub-limits are applicable for common health conditions
Waive off co-payment on applying deductibles
No mandatory pre-issuance medical tests
Niva Bupa Senior First Plan (Eligibility
Criteria)
Go an extra mile for the health of your family with Niva Bupa Health Recharge
Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
Benefits and Features of Health Premia
Comparison of Silver Gold and Platinum
Sample Premium Rates of Plan
Niva Bupa Health Premia Plan (Pros)
Refill benefit for any illness
10% Loyalty Additions in SI
Tenure Discounts of upto 15 %
Worldwide Maternity Benefit
In-patient care
Niva Bupa Health Premia Plan (Cons)
No OPD Cover
No HIV/AIDS Covered
20% co-payment
Pre-existing Diseases after 2 yrs
Treatment for Alcoholism
Niva Bupa Health Premia Plan (Other
Benefits)
Zonal Coverage available
Pharmacy and diagnostic services
Opt for additional features
Living Organ Donor Benefit
Premium waiver and portability
Niva Bupa Health Premia Plan (Eligibility
Criteria)
Nothing Seems Impossible
A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
Unique Features
High Sum Insured
Lock Your Premiums
Booster+ Benefit
Niva Bupa Reassure 2.0 Health Plan (Pros)
Personal accidents covered
Acute Care
Emergency Ambulance
Three Plan variants
Home Care Treatments
Niva Bupa Reassure 2.0 Health Plan (Cons)
No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
Pre-Existing Diseases after 3 yrs.
Alcoholism not covered
Niva Bupa Reassure 2.0 Health Plan (Other
Benefits)
Air Ambulance
Modern Treatments
Second Opinion
Booster Benefit
Shared Accommodation Benefit
Niva Bupa Reassure 2.0 Health Plan (Eligibility
Criteria)
The Smart Just Got Smarter
The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
A plan that keeps giving you more.
Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
Unlimited e-consultations
No Room Rent Capping
Lifelong Renewability
Niva Bupa Money Saver Plan (Pros)
All day care procedures covered
Every claim free year adds up to 20% of base sum insured as bonus
Accumulated bonus doesn& 039;t reduce even after claim
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
Lifetime renewability
Unlimited e-consultations
Cover for modern treatments
Niva Bupa Super Saver Policy (Pros)
Annual health check-up included
Pharmacy and diagnostic services included
Domiciliary treatment covered
Niva Bupa Super Saver Policy (Cons)
Investigation and evaluation not included
Any conflict or disaster not included
Maternity expenses is excluded
Niva Bupa Super Saver Policy (Other
Benefits)
Lifetime renewability
Unlimited e-consultations
Cover for modern treatments
Niva Bupa Super Saver Policy (Eligibility
Criteria)
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs.
There could be several incidences that lead us t...
Go an extra mile for the health of your family with Niva Bupa Health Recharge
Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
"Introducing a health insurance that rewards you for starting young."
A plan that allows you to go for overseas treatment.
Several health insurance p...
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
Unique Features
Features and Benefits
Eligibility and Coverage
Need For Critical Illness Plans?
Niva Bupa Critical Illness (Pros)
Covers 20 critical illness
Accident care benefits
Direct claim settlement
Niva Bupa Critical Illness (Cons)
Cosmetic procedures not covered
Self-harm not covered
Obesity-related treatments not covered
Niva Bupa Critical Illness (Other
Benefits)
Cataract treatments
Domestic emergency evacuation
Compassionate travel
Niva Bupa Critical Illness (Eligibility
Criteria)
Entry age: 18 - 65 Years
SI: 5 L - 5 Cr
Policy Term: 1/2/3 Years
Initial Waiting Period: 90 Days
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
Explore Niva Bupa Group Plans 
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