Niva Bupa Reassure 3.0

The perfect health plan for individuals and families, Niva B ...Read More

Network hospital

10425+

Network hospitals

Claim settlement ratio

98%

Claim settlement ratio

Sum Insured

Up to 1 Cr

Sum insured

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1

No. of Plans

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2.55

Solvency Ratio

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320+

Pan India Presence

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11+ Years

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5M+

Quotes Generated

100K+

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Happy Customers

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Anshika Ojha
Written By:
Anshika

Anshika Ojha

Health Insurance

Anshika Ojha is a content writer with more than 2 years of experience and holds expertise across various formats of content. She focuses on simplifying health insurance jargon and making it easy for readers to understand.

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Reviewed By:
Raj Kumar

Raj Kumar

Health Insurance

Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.

Niva Bupa Reassure 3.0

Nothing Seems Impossible

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of ₹1 crore, complete protection, and extensive innovative features that make health insurance truly limitless.

Medical inflation is rising at an annual rate of 12-14% each year. Treatments for serious diseases like cancer, organ transplant, or cardiac surgery can easily cost ₹20-40 lakh. The ICMR recorded that from 26.7 million total cancer cases in the year 2021, they expect the number to climb to 29.8 million by the year 2025. Any health crisis can harm your financial security.

To better prepare you for any possible health crisis, Niva Bupa offers ReAssure 3.0, an improved version of its ReAssure 2.0 plan, which provides lifetime protection, has unlimited cover, wellness benefits, and a global treatment option.

ReAssure 3.0 offers four plan variants depending on your coverage needs:

  • Classic - Base coverage option with essential benefits at an affordable premium.

     

  • Select - Affordable option with essential coverage.

     

  • Elite - Wider hospital access with higher benefits.

     

  • Black - Premium unlimited coverage with global healthcare access.

     

So, if you want to buy a health insurance policy for 6 family members, this plan is for you. Read below to understand the benefits of the plan.

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Niva Bupa Reassure 3.0 Specifications

To understand Niva Bupa Reassure 3.0 Insurance in detail, take a look at the below table:

Entry Age

Adult - 18 Years, Child - 91 Days

Policy Type

Individual and Family Health Insurance

Sum Insured

Unlimited

Initial Waiting Period*

30 days to 36 months Days

Renewability

Lifelong

Policy Term

1 year, 2 years, or 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

The Niva Bupa Reassure 3.0 plan offers the following key features.

Feature / Benefit Details / How it is useful
Unlimited Base Sum Insured Provides unlimited coverage from day one for all hospitalizations, eliminating the need for top-ups or floaters.
Carry-Forward / Booster+ Unused coverage can be carried forward year-on-year (up to 10x base SI) for future high-cost treatments.
ReAssure Forever Each claim reinstates unlimited cover, ensuring continuous protection for future claims.
Lock the Clock Premium Premiums fixed to entry age until first claim, protecting against premium jumps due to aging.
Hospitalization & Treatment Cover Covers room/ICU, doctor/surgeon fees, procedures, medicines, ICU charges, daycare treatment, pre-hospitalization (60 days), post-hospitalization (180 days), and domiciliary treatment.
Room & Ambulance Room rent as per variant; ambulance costs: Classic/Select ₹2,000, Elite/Black higher including air ambulance.
COVID-19 Cover Full coverage of COVID-19 treatment from day one.
Wellness & Preventive Care Includes annual health check-ups, wellness programs, and rewards for healthy living.
PED Day-1 Cover (Optional) Option to cover 145 listed pre-existing conditions from day one.
Optional International Treatment (Borderless) Select ₹10L, Elite ₹50L, Black ₹5Cr for overseas hospitalization.
Wellness Rewards & CashBack+ Premium discounts, claim-free bonuses, incentives for healthy lifestyle.
Lifetime Renewability Guaranteed renewal for life, subject to premiums being paid. Grace period 30 days.
Payout - Hospitalization Cashless or reimbursement settlement for unlimited sum insured.
Optional Daily Cash Classic/Select ₹1,000/day, Elite ₹2,000/day, Black ₹4,000/day during hospitalization.
Personal Accident (Optional) Lump sum on accidental death or disability, sum insured as chosen.
OPD Cover (WellConsult+) Outpatient consultations, diagnostics, medicines, physiotherapy, dental/eye care, mental health. Limit up to 5x annual base premium.
Network & Co-pay Options Co-pay 0-50% or deductible ₹0-₹5L to reduce premiums. Tiered network discount available.

Niva Bupa Health Insurance Network Hospital List

Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Inclusions of Niva Bupa Reassure 3.0.

Niva Bupa Reassure 3.0 covers all the major medical expenses. Apart from that, modern treatment is also a part of the inclusions. The full list of inclusions has been given below:

  1. Hospitalization Benefits

    • In-patient hospitalization (room rent, ICU, doctor's fee, medicines, nursing, etc.)
    • Pre-hospitalization expenses (up to 60 days)
    • Post-hospitalization expenses (up to 180 days)
    • Daycare treatment (procedures not requiring 24 hours of stay)
    • Domiciliary hospitalization (treatment at home when hospital not possible)
  2. Emergency & Ambulance

    • Road ambulance (up to sum insured or specified limit as per variant)
    • Air ambulance (up to ₹5 lakh per hospitalization under Elite/Black)
    • Compassionate travel (covered under add-on)
  3. Modern & Alternative Treatments

    • Modern treatments like robotic surgery, oral chemotherapy, stem cell therapy (bone marrow transplant)
    • AYUSH treatment (Ayurveda, Yoga, Unani, Siddha, Homeopathy) in recognized hospitals
  4. Special Coverages

    • Organ donor expenses (donor's hospitalization for harvesting organ)
    • Cataract treatment (covered with sub-limits, depending on variant)
    • COVID-19 treatment (covered)
    • Vaccinations for specified diseases (covered)
    • E-consultations (unlimited)
    • Annual health check-ups (cashless, from day 1)
    • Second medical opinion (including express/3rd opinion options)

Exclusions of Niva Bupa Reassure 3.0.

Before buying the plan, you must know what is not covered in the plan. These are the major exclusions of the Niva Bupa Reassure 3.0.

  • Breach of law (criminal acts or violation of law)
  • Chemical, biological, nuclear or radiation-related incidents
  • Circumcision (unless necessary for treatment of illness/injury)
  • Conflict & disaster (war, invasion, riot, strike, nuclear weapons/materials)
  • Cosmetic surgery (unless medically necessary due to accident/burn/cancer)
  • Dental treatment (except when requiring hospitalization due to accident)
  • Hormone replacement therapy, sex change or gender reassignment surgery
  • Sleep disorders and treatment for obesity or weight control
  • Treatment of sterility, infertility, assisted reproduction (IVF, surrogacy)
  • Treatment received outside India (unless global cover add-on is taken)
  • Treatment for alcohol, drug or substance abuse, and rehabilitation
  • Treatment in establishments not recognized as hospitals
  • Experimental, investigational or unproven treatments
  • OPD and wellness services (unless covered by add-ons)
  • Rest cure, rehabilitation, respite care, and long-term custodial care
  • Self-inflicted injuries, suicide, or attempted suicide
  • Congenital diseases (external and internal)
  • HIV/AIDS and related conditions (unless specifically covered)
  • Stem cell therapy, except bone marrow transplant
  • Non-prescription, cosmetic, and health supplements
  • Any treatment required due to participation in adventure sports or hazardous activities unless specifically covered

Apart from the features already covered, Niva Bupa Reassure 3.0 provides the following key features:

  • Daycare & advanced procedures (minor surgeries, dialysis, chemotherapy, transplants)
  • AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy)
  • Second medical opinion for critical illnesses
  • No claim bonus / claim-free rewards (Booster+)
  • Family floater & individual options with unlimited cover
  • Emergency & ambulance services (road & optional air)
  • Wellness app integration for health tracking and discounts
  • Customizable deductible & co-pay options
  • Global assistance & telemedicine for international treatment
  • Fast-track claim settlement for Elite/Black variants

Explore other Niva Bupa Health Insurance

To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Niva Bupa Health Insurance plans explore more:

Individual and Family Health Insurance

Nothing Seems Impossible The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family,...

Unique Features

  • xyz

Niva Bupa Reassure 3.0 (Pros)

Niva Bupa Reassure 3.0
  • Unlimited Sum Insured
  • Day 1 Pre-Existing Disease Coverage
  • Automatic Sum Insured Restoration
  • No Co-payment Clause
  • Wide Network of Hospitals
  • Flexible Premium Payment Options

Niva Bupa Reassure 3.0 (Cons)

Niva Bupa Reassure 3.0
  • No Monthly Premium Payment Option
  • Higher Premiums for Older Policyholders
  • Customer Service Response Time

Niva Bupa Reassure 3.0 (Other Benefits)

Niva Bupa Reassure 3.0

Niva Bupa Reassure 3.0 (Eligibility Criteria)

Niva Bupa Reassure 3.0

Individual and Family Health Insurance

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

  • Affordable premiums
  • Add-on coverage
  • Flexi-pay benefit

Niva Bupa Rise Plan (Pros)

Niva Bupa Rise Plan
  • Modern treatment covered
  • Unlimited digital consultation
  • Smart Cash
  • Loyalty bonus

Niva Bupa Rise Plan (Cons)

Niva Bupa Rise Plan
  • Investigation and Evaluation
  • Rest Cure; rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports

Niva Bupa Rise Plan (Other Benefits)

Niva Bupa Rise Plan
  • No limit on room rent
  • Rise tierd network
  • Digital consultation

Niva Bupa Rise Plan (Eligibility Criteria)

Niva Bupa Rise Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - 30 days

Group Health Insurance

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility

Niva Bupa Group Health Insurance (Pros)

Niva Bupa Group Health Insurance

Niva Bupa Group Health Insurance (Cons)

Niva Bupa Group Health Insurance

Niva Bupa Group Health Insurance (Other Benefits)

Niva Bupa Group Health Insurance

Niva Bupa Group Health Insurance (Eligibility Criteria)

Niva Bupa Group Health Insurance

Critical Illness Health Insurance

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...

Unique Features

  • Enhanced Coverage
  • Eligibility
  • Sample Premium

Niva Bupa Criti Care Plan (Pros)

Niva Bupa Criti Care Plan
  • 20 critical illnesses covered
  • Long-term tenure savings
  • Different pay-out options
  • Tax benefits
  • DIrect claim settlement

Niva Bupa Criti Care Plan (Cons)

Niva Bupa Criti Care Plan
  • Accident death
  • No total disability cover
  • AIDS not covered
  • Child education benefit
  • Funeral expenses

Niva Bupa Criti Care Plan (Other Benefits)

Niva Bupa Criti Care Plan
  • Flexibility plan options
  • Surgeon fees covered
  • Renewal for life
  • Diagnostic Procedures/Therapies
  • Prosthetic implants covered

Niva Bupa Criti Care Plan (Eligibility Criteria)

Niva Bupa Criti Care Plan
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...

Unique Features

  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover

Personal Accident Care Plan (Pros)

Personal Accident Care Plan
  • Child education benefit
  • Funeral expenses covered
  • Total and partial disability covered

Personal Accident Care Plan (Cons)

Personal Accident Care Plan
  • Adventure sports not covered
  • No coverage for cosmetic procedures
  • Self-harm not covered

Personal Accident Care Plan (Other Benefits)

Personal Accident Care Plan
  • Lifetime renewability offered
  • Long-term discounts
  • High sum insured options

Personal Accident Care Plan (Eligibility Criteria)

Personal Accident Care Plan
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 5 L - 5 Cr
  • Initial Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...

Unique Features

  • Know About Max Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...

Unique Features

  • Benefits and Features of Health Premia
  • Comparison of Silver Gold and Platinum
  • Sample Premium Rates of Plan

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions in SI
  • Tenure Discounts of upto 15 %
  • Worldwide Maternity Benefit
  • In-patient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Cover
  • No HIV/AIDS Covered
  • 20% co-payment
  • Pre-existing Diseases after 2 yrs
  • Treatment for Alcoholism

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage available
  • Pharmacy and diagnostic services
  • Opt for additional features
  • Living Organ Donor Benefit
  • Premium waiver and portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

  • Unlimited e-consultations
  • No Room Rent Capping
  • Lifelong Renewability

Niva Bupa Money Saver Plan (Pros)

Niva Bupa Money Saver Plan
  • All day care procedures covered
  • Every claim free year adds up to 20% of base sum insured as bonus
  • Accumulated bonus doesn& 039;t reduce even after claim

Niva Bupa Money Saver Plan (Cons)

Niva Bupa Money Saver Plan
  • Oral or dental treatment not covered
  • Cure and rehabilitation not covered
  • Incidental diagnostic procedures not covered

Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan

Niva Bupa Money Saver Plan (Eligibility Criteria)

Niva Bupa Money Saver Plan
  • Minimum- 3 Months Maximum- 65 Years

Individual and Family Health Insurance

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy
  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 10.5 L - 1 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Min. Entry age- 18 Years
  • Max. Entry Age- 65 Years
  • SI - 4 - 10 L
  • Initial Waiting Period - 30 Days

Top Up and Super Top Up

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Niva Bupa Arogya Sanjeevani Policy (Pros)

Niva Bupa Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Niva Bupa Arogya Sanjeevani Policy (Cons)

Niva Bupa Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

Niva Bupa Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Upto 2 Cr SI
  • Premiums are affordable

Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

Niva Bupa Arogya Sanjeevani Policy
  • Min. Entry Age - 3 Months - 25 Years
  • Adult Entry Age - 18 - 65 Years
  • SI - 50000 - 10 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 3L to 1 Cr
  • Waiting Period - 30 days

Critical Illness Health Insurance

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness
  • Covers 20 critical illness
  • Accident care benefits
  • Direct claim settlement

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness
  • Cosmetic procedures not covered
  • Self-harm not covered
  • Obesity-related treatments not covered

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness
  • Cataract treatments
  • Domestic emergency evacuation
  • Compassionate travel

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness
  • Entry age: 18 - 65 Years
  • SI: 5 L - 5 Cr
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 90 Days

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Niva Bupa Reassure 3.0:FAQ

1. What is Niva Bupa ReAssure 3.0 plan?

Niva Bupa ReAssure 3.0 is a full-fledged medical insurance product providing unlimited reinstatement with Booster+, Lock the Clock, wellness discounts, and optional global treatment coverage

2. What is the minimum and maximum entry age?

The minimum entry age is 18 years for adults and 91 days for children, while the maximum entry age is 99 years for adults and 30 years for children.

3. Is maternity covered under Niva Bupa ReAssure 3.0?

No, maternity expenses and newborn baby cover are not included under Niva Bupa ReAssure 3.0.

4. What is the claim settlement ratio of Niva Bupa?

Niva Bupa has a claim settlement ratio of 98%.

5. What is the sum insured range under Niva Bupa ReAssure 3.0?

The sum insured available under Niva Bupa ReAssure 3.0 can vary between ₹3 lakh up to ₹1 crore, depending on the variant chosen.

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