Who Can Benefit From Sarbat Sehat Bima Yojana?
As per the official website, you are eligible for Sarbat Sehat Bima Yojana if you are:
- A resident of Punjab
- An NFSA (National Food Security Act) ration cardholder
- Recognized under the Socio-Economic Caste Census
- A J-form holder farmer
- A small and marginal farmer
- A construction worker
- A small trader
- A journalist holding a yellow card
Key Features of Sarbat Sehat Bima Yojana
The key features of the policy are:
- Annual sum insured of INR 5 Lakhs per family per year
- A total of 1579 secondary and tertiary care treatments are offered in public and empanelled private hospitals
- A total of 187 care packages are reserved for government hospitals
- Pre-existing diseases are covered
- 3 days pre-hospitalization and 15 days post-hospitalization coverage
- Daycare procedures
Diseases Covered Under Sarbat Sehat Bima Yojana
The list of ailments covered under the Sarbat Sehat Yojana are:
- Cardiology ailments
- Mental illnesses
- COVID-19
- Cancer
- General Surgery
- Neurosurgery
- Eye surgery
- Paediatric Surgery
- General Medicine
- Radiation Oncology
- MRI and CT scans
- Other serious ailments
Families Benefited From Sarbat Sehat Bima Yojana
The Sarbat Sehat Bima Yojana has so far covered these beneficiaries in the state of Punjab:
- NFSA cardholders: 18.49 Lakhs
- SECC families: 16.65 Lakhs
- Farmers: 5.56 Lakhs
- Construction workers: 3.12 Lakhs
- Small traders: 0.33 Lakhs
- Journalists: 3220
Check Your Eligibility for Sarbat Sehat Bima Yojana
As per the official website of the State Health Agency of Punjab, there is no enrollment process as this policy is an entitlement-based scheme. However, through a simple online procedure, you can check your eligibility for the state-sponsored scheme.
- Visit the official website of the State Health Agency Punjab.
- Click on the 'Check Your Eligibility' pop-up.
- Provide details such as ration card number, name, district, Aadhaar, etc., and enter the captcha on screen.
- A list of beneficiaries will be displayed upon submitting all the information.
Empanelled Private and Government Hospitals under Sarbat Sehat Bima Yojana
- Visit the official website of the State Health Agency Punjab and click on 'Empanelled Hospitals' under the 'Hospitals' tab to view all the government and private empanelled hospitals.
- On visiting the 'Empanelled Hospitals' landing page, you can select the desired hospital from the drop-down menu.
Sarbat Sehat Bima Yojana Service Centres
AB SSBY service centres are present in different cities of Punjab, including Amritsar, Bathinda, Ludhiana, and Chandigarh. These service centres are resources to provide assistance regarding the AB-SSBY card.
AB-SSBY Cards
Beneficiaries of the state policy must apply for and obtain the AB-SSBY card. You can apply for the Sarbat Sehat Bima Yojana cards by visiting the offline service centres.
- To locate the offline service centres, visit the official website and click on 'Citizen Corner'.
- Furthermore, click on 'Location for Ecard Generation' to find your nearest service centre.
- Visit the centres closest to your residence to generate an E-card, which will help you avail of services like cashless treatments, doctor check-ups, etc.
Conclusion
With a vast number of government health insurance schemes designed by state and central governments, it is evident how the health insurance landscape is improving. Designing affordable health schemes provides the economically weaker sections of society the opportunity to get treated in the best healthcare infrastructure around the country.
Sarbat Sehat Bima Yojana is one of the best government health schemes for the residents of Punjab. It helps improve the overall healthcare facilities for all. To know more about government health insurance schemes, connect with our insurance experts at PolicyX.
