How can I find out if my health insurance covers asthma treatment?

You need to review your health insurance policy or contact your policy insurer for better understanding.

I am feeling a heavy chest after running, am I asthmatic?

Not really, running can make anyone breathe heavily. But, if you feel uncomfortable for long, then consult your physician.

How do you save money on asthma medications?

To save money on the treatment procedure of asthma, try to stay away from triggers and maintain a healthy lifestyle to avoid the occurrence of attacks. Also, great health insurance for asthma can help to reduce the financial burden.

Can asthma be completely cured?

No, asthma is a chronic disease, you can live with it by maintaining a healthy lifestyle and taking necessary precautions.

Written by Simran saxena

Published: 16 Aug 2024

Updated: 27 May 2026

3 min read

Expert Verified

IRDAI Licensed

Take Control of Your Breathing! Treating Asthma like a Pro.

Asthma is a chronic respiratory condition that affects people worldwide. Did you know that over 3% of India’s population is dealing with asthma? A significant number, up to 42%, may lose their lives due to this condition, often due to a lack of awareness and expensive treatment costs. For proper treatment, patients need reliable financial backup and unhindered access to quality medical services. This is where comprehensive health insurance becomes crucial.

Does your health insurance cover asthma? If yes, that's excellent. If not, let us provide vital information about both the disease and health insurance plans that cover asthma.

What is Asthma Disease?

Asthma is a chronic lung disease that makes breathing difficult. It directly affects the airways, the tubes that carry air in and out of your lungs. In people with asthma, the airways become inflamed and narrowed, which can cause:

Wheezing
Coughing
Shortness of breath
Chest tightness

Key Facts About Asthma

It is a chronic, long-term condition with no known cure.
However, effective treatments can manage the symptoms.
Understand and avoid asthma triggers, which include allergens like pollen, dust mites, or pet fur.

What is the Procedure for Treating Asthma?

Asthma treatment is not a one-size-fits-all approach; it varies for each individual. Personalized treatment plans are based on the severity of asthma and individual needs. The two main goals of asthma treatment are:

Quick relief of symptoms during attacks: This involves fast-acting medications that open up narrowed airways. Doctors typically prescribe an inhaler for quick relief, which costs approximately ₹200 to ₹800.
Long-term control to prevent attacks: These medications aim to reduce inflammation in the airways, preventing asthma symptoms from developing. Known as controller medications, they are typically used daily. A monthly course can cost between ₹2,000 to ₹5,000.

Advanced asthma treatments can range from ₹50,000 to ₹1,00,000. Additionally, asthma can be managed using AYUSH procedures.

In addition to medication, doctors often recommend:

Identifying and avoiding asthma triggers.
Lifestyle changes, including maintaining a healthy weight, quitting smoking, and getting regular exercise.
Bronchial thermoplasty: A newer procedure that uses thermal energy to reduce muscle mass in the airways.

Conclusion

While asthma is a chronic disease, individuals can lead normal lives with proper management. Maintaining a healthy lifestyle is crucial. For asthma, prevention and early intervention are key. Be cautious and consult your doctor if you consistently experience symptoms like wheezing, coughing, or breathing difficulties. For the best health insurance plans, contact PolicyX. Our advisors are available 24x7 to assist you.