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Star Cancer Care Platinum Insurance Policy

The Star Cancer Care Platinum Insurance Policy offers financial suppor ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
850+
Pan India presence
99.06%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,762 reviews
🏥 14,000+ hospitals
📊 2.21 solvency ratio
✅ 99.06% claim settlement
Written by Simran Kaur Vij
Reviewed by Sharan Gurve
Published: 13 Sep 2024
Updated: 25 Jul 2026
Expert Verified
IRDAI Licensed

Overview

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family prepare financially for the tough battle against a deadly disease like cancer. The Star Cancer Care Platinum Insurance Plan is a one-year individual health insurance plan for individuals aged 5 months to 65 years.

Key coverage features include:

Sum insured options range from INR 5 to 10 Lakhs, along with wellness and hospice care benefits. A 10% co-pay applies if the policy is purchased or renewed at age 61 years or above.

Star Cancer Care Platinum Insurance Policy Benefits

The cancer care insurance plan offers numerous benefits and advantages to the insured individual:

  • Rehabilitation and Pain Management
    Star Cancer Care Platinum Insurance Plan covers medical expenses for rehabilitation and pain management up to the sub-limit or a maximum of 10% of the basic sum insured, whichever is less, per policy year.
  • Hospice Care
    Star Cancer Care Platinum Insurance Plan offers up to 20% of the sum insured at network hospitals on an indemnity basis, payable once in a lifetime, and is available after a waiting period of 12 months from policy inception.
  • Optional Cover Available
    Star Cancer Care Platinum Insurance Plan offers an optional lump sum cover for cancer. If the insured person suffers a recurrence, metastasis, and/or a second malignancy unrelated to the first cancer during the policy period, the insurer will pay a lump sum amount in addition to the sum insured indemnity cover.
  • Wellness Benefit
    Star Cancer Care Platinum Policy offers wellness benefits that incentivize, reward, and promote a healthy lifestyle for insured individuals. Insured individuals can avail facilities such as diet and nutrition programs, weight management programs, and specialist consultations.
  • Medical Second Opinion
    The plan provides the facility of a medical second opinion to insured individuals for efficient medical care.

Exclusions

Permanent Exclusions

  • Obesity and weight management surgeries
  • Change of gender treatments
  • Cosmetic or plastic surgeries
  • Treatment due to substance abuse
  • Sterility and infertility-related treatments

Waiting Periods

  • Pre-existing Diseases: 30 Months
  • Listed Ailments: 24 Months

Conclusion

The Star Cancer Care Platinum Insurance plan offers a wide range of benefits and advantages. Financial support is of utmost importance when getting treated for cancer, as it is a disease that can drain a family financially and emotionally. With two sections of sum insured options, namely base cover and optional lump sum cover, the plan is a versatile cancer care solution.

Star Cancer Care Platinum Insurance Plan Premium Table

We have calculated the premium for the cancer care insurance plan provided by Star Health Insurance for your reference:

Annual Premium Calculated for base cover options available for a 30-year-old adult.

Sum Insured (In Rs.) 5 L 7.5 L 10 L
Premium (In Rs.) 16,190 20,370 23,605

Quarterly Premium calculated for base cover options available for a 30-year-old adult.

Sum Insured (In Rs.) 5 L 7.5 L 10 L
Premium (In Rs.) 4,169 5,245 6,078

Half-yearly premium calculated for base cover options available for a 30-year-old adult.

Sum Insured (In Rs.) 5 L 7.5 L 10 L
Premium (In Rs.) 8,257 10,389 12,039

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Critical Illness Health Insurance
Sum insured options
₹5 L, ₹7 L, ₹10 L
Waiting period
30 days
Renewability
NA
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cataract Cover
  • No pre-medical check-up
  • Lump Sum Cover
  • 50% Cumulative Bonus
  • Hospice Care

Cons

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Not covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Star Cancer Care Platinum Plan Policy

Star Cancer Care Platinum Plan Policy

Cancer can be a physical and financial permanent loss to the patient as well as their family." In order to have less stress on the pocket while fighting cancer, we have brought you Star Cancer Care Platinum Plan Policy" To know the detailed review, watch till the end.

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 5 Months
  • Max Entry Age: - 65 Years
  • SI: - 5 L to 10 L
  • Waiting Period: - 30 Days

Frequently Asked Questions

The 5 most-asked questions about Star Cancer Care Platinum Insurance Policy, answered.

The eligibility criteria for Star Cancer Care Platinum Insurance Plan ranges between 18 years to 65 years.
The sum insured options available under the Star Cancer Care Platinum Insurance Plan are INR 5 L, 7.5 L, and 20 L.
There are various features available under the Star Cancer Care Platinum Insurance Plan such as: Room rent cover ICU Cover Cataract Treatment Modern Treatment, and more
No, the Star Cancer Care platinum insurance plan does not provide maternity and newborn baby cover.
No, co-pay is not mandatory. However, insured individuals who are at the age of 61 years and above will have to adhere to a 10% co-pay as per the policy schedule.

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