Star Plans for Family
  • Avail maternity cover
  • Care Beyond Coverage
  • Avail Mid-term Inclusions
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Network hospitals

14000+

premium

Claim settlement ratio

99.06%

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Sum insured

2 CR

premium

No. of Plans

21

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Solvency Ratio

1.7

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Pan India Presence

815

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

14000+

premium

Claim settlement ratio

99.06%

premium

Sum insured

2 CR

premium

No. of Plans

21

premium

Solvency Ratio

1.7

premium

Pan India Presence

815

Star Health Insurance Plans for Family

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star Health Insurance plans for a family are designed with you and your family in mind. Star Health Insurance for families offers varied benefits tailored to ensure you make the best choice in securing every family member. Star health mediclaim policy for families is a comprehensive health insurance plan that goes a long way in reducing your financial burden. The plans are available on both individual and family floater basis and people aged between 3 months to 65 years can be covered under this policy. Policyholders can avail of benefits for themselves, their spouses, and dependents under this plan.

Star Health Insurance for Family offers multiple comprehensive benefits to policyholders

  • Financial Security, star mediclaim policy for the family will allow you to cover the costs of hospitalization expenses, treatment costs, domiciliary expenses, ambulance charges, and more depending on the type of your policy.
  • Cashless hospitalization in Network Hospitals across multiple cities in India. One can get treatment at a hospital of their choice.
  • Tax benefits for insured individuals wherein you can enjoy tax benefits on the premiums paid towards a health insurance policy under Section 80D of the Income Tax Act, 1961

Star Health Insurance Plans for Family

Comprehensive

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

  • Health Checkup for Claim-Free Years.
  • Hospital Cash Benefit
  • 100% Automatic Restoration

Comprehensive

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Youth-specific

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

  • No-claim bonus
  • Hospital daily cash
  • Automatic restoration of SI

Standard

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

  • Room rent up to 5K/day
  • Modern treatments covered up to 50% of SI
  • 20% rural discount available

Comprehensive

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

  • All Daycare procedures
  • Automatic Restoration
  • Domiciliary hospitalization

Flexible

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

  • All Daycare procedures
  • Coverage for Modern Treatment
  • Outpatient Expense

Other Family Health Insurance Companies

Star Health Insurance Plans for Family Eligibility Criteria

Entry Age

3 months to 25 years

Maximum Age

65 Years

Plan Type

Individual / Family Floater

Policy Term

1 / 2 / 3 year

Sum Insured

5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr

Initial Waiting Period*

30 Days

Key Benefits of Star Health Insurance Plans for Family

Star Health Insurance for family is a family floater policy that offers extensive coverage to the whole family on a floater sum insured basis. This plan by Star Health & Allied Insurance Company Limited covers the policyholder’s family members irrespective of their age and takes care of their health. There are multiple benefits involved with this plan.

  • High Sum Insured : Star Health Insurance Plans for family offer a wide range of sum insured options suitable for every individual’s personal needs.
  • Care Beyond Coverage :Star Health Insurance Plans for family offers disease management programme for healthy life through Wellness as well as give attractive premium discounts.
  • Extra Cover :Star Health Insurance Plans for family offers extra coverage options such as Air Ambulance assistance, second medical opinion, Domiciliary hospitalization, Organ donor expenses, Ayush treatment and more.
  • High Sum Insured :As per hospitalization, up to 25% of the total sum assured, the fees of the medical practitioner, consultation, surgeon, anesthetist and specialist are provided.
  • Maternity Cover :Star Health Insurance Plans for family offers Cover for maternity (normal and Caesarean delivery) and new born baby.
  • Avail Mid-term Inclusions :Mid term Inclusion of newly married/wedded spouse and new born baby is permissible on paying additional premium.

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Health Insurance Companies

Star Health Insurance Plans for Family Inclusions

Inclusions of Star Health Insurance Plans for Family include:

Pre and post hospitalization expenses

Annual Health Check-up

Daycare procedures

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

Star Health Insurance Plans for Family Exclusions

Permanent diseases or health conditions that are not included under Star Health Insurance Plans for Family Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Explore Other Star Health Insurance Plans

Know more about Star Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

  • Coverage for Modern Treatments
  • Coverage during Pregnancy
  • Preventive Health Check Up

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

  • Guaranteed Lifelong renewals
  • No Pre-acceptance Medical test
  • Availability of Instalment Facility

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

  • Accidents and non-cardiac ailments
  • Day care procedure
  • No pre-acceptance Medical test

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

  • All Daycare procedure
  • Pre and Post Hospitalization
  • Organ Donor Expense

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

  • No pre-medical Test
  • Only 16 days of Waiting Period
  • Low premium amount

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

  • Pre-hospitalization (30 days)
  • All daycare procedure
  • Nursing Expense

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

  • No Pre-medical test
  • Nursing Expense
  • Emergency Ambulance Charges

Star Diabetes Safe Insurance Policy

Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.

Unique Features

  • 30 days waiting period
  • Automatic restoration of Sum Insured
  • Outpatient Expenses

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

  • AYUSH Treatments
  • Home Care Treatment
  • No pre-medical screening test

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

  • No pre-medical screening test
  • Sum insured: INR 50K to 2.5Lakhs
  • Only 15 days Waiting Period

Health Insurance Articles

What is OPD Cover?

What is OPD Cover?March, 2022

Star Health Insurance for Family: FAQs

1. Do star health insurance plans for family offer any plans for extended family?

Yes, Star Health has quite a few options in health insurance plans for the family and offers policyholders multiple benefits under these plans.

2. Is OPD treatment covered under Star health insurance plans for family?

Yes, some plans offered by Star Health offers OPD treatments.

3. Do policyholders get maternity cover under Star Health insurance plans for family?

Yes, Star health plans for family do offer maternity and new born baby cover.

4. What is care beyond cover under star health insurance plans for family?

It is a Disease management programme for healthy life through wellness and offers attractive premium discounts.

5. Can I avail health check-ups under Star Health Insurance plans for family?

Yes, Star health insurance plans for family offer a Cost of Health checkup for every claim free years.

What Our Customers Have to Say

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Ranjan Kumar Verma

Patna

March 5, 2023

मैने 2016 में PolicyX.Com से Health Insurance Online Purchase किया था। अभी 2021 से मैं STAR HEALTH का Policy continue किया हूँ...

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sandeep singh

Chandigarh

January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

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Sanjay naraware

Pune

November 8, 2022

Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.

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Ritesh

Delhi

June 2, 2022

Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.

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Himanshu Gada

Delhi

May 25, 2022

Star is a good company. I have bought 2 plans from this company. One for myself, and another for my parents. I am happy with both the plan. Thank you PolicyX.com for helping me to find this gre...

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samarth wadhwa

Guwahati

March 14, 2022

Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...

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rachana singh

Ahmedabad

February 24, 2022

I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment

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paridhi

Hyderabad

February 17, 2022

No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.