Star Extra Protect Plan

Benefits of Star Extra Protect Add-on Cover

This add-on cover is mandatory when purchasing an individual or family floater-based health plan. Here are its benefits:

• Bonus Guard

  The cumulative bonus under the base health plan remains stable if not utilized. Discounts on payable premiums apply upon policy renewal or transfer under Star Health Insurance.

• Enhanced Room Rent Limit

  The plan provides maximum coverage for room rent, hospitalization expenses beyond your base policy, nursing, and boarding.

• Modern Treatment

  Modern treatments like robotic surgery and stem cell therapy are covered, subject to the base health policy and add-on sub-limit clauses.

• Claim Guard

  If non-medical expenses or consumables (e.g., baby food, laundry, braces) are admissible under your base plan, this add-on covers them, reducing the chances of claim rejection for such items.

• Home-care treatment

  Home care treatment is covered up to a maximum of 10% of the base Sum Insured or INR 5 Lakhs per policy year, applicable to scheduled home care treatments.

• Aggregate Deductible Option

  Avail a discount on payable premiums by choosing a deductible clause category in the base health policy.

• Tax Benefits

  All premiums paid towards Star Extra Protect are eligible for tax benefits under Section 80D of the Income Tax Act 1961, as per the tax relief under your base health policy.

How To Claim Star Extra Protect Add-On Cover?

To file a claim for your Star Extra Protect add-on cover with your base policy, follow these guidelines:

• Visit the official website of Star Health Insurance.
• Click on the 'Claim' button in the header, then select 'Claim intimation.'
• For claim intimation, fill out the pre-authorized form on the official website with details like name, contact number, email, policy number, city, and product name, then click 'Submit.'
• You can also contact your insurer on the toll-free numbers 044 4002 0888 or 1800 425 2255, or email [email protected] with your claim number/reference number and other queries.

About Star Extra Protect Add-on Cover

Star Extra Protect is an add-on cover that enhances your base health policy's sum insured. It activates when you raise a claim, helping to reduce out-of-pocket expenses during emergencies. This plan is ideal for those seeking extended coverage for modern treatments, home care, and non-medical expenses with their base insurance.

To learn more about the plan, visit PolicyX.com or call us at 1800 4200 269.