Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its fair share of tasks and responsibilities. There are several other factors that couples should consider before and after the baby is born, like not overlooking the cost involved. So, here comes maternity health insurance to the rescue. Maternity health insurance helps deal with exuberant medical expenses related to pregnancy and childbirth.
When we are talking about maternity health insurance, we must illustrate Star Health Insurance for maternity insurance solutions. The maternity plans offered by Star Health have a good scope and one can opt for individual or family health insurance which covers all maternity-related expenses. This is why when it comes to keeping the mother safe and happy, you should not settle for anything but Star Health Insurance for Maternity which covers almost everything.
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
Having well-constructed maternity insurance can help you to take your first steps toward motherhood without worrying about financial constraints. Let's discuss the key feature of Star Health Insurance pregnancy coverage.
The maternity plan offered by Star Health Insurance comes with benefits and complete maternity coverage. Let's have a look at the plan.
A special plan designed for women, wherein women can avail multifold benefits along with coverage to the whole family.
Unique Features
Minimum: 60 Years
Maximum:65 Years
3 Months to 25 Years
Individual / Family
15 Days
5 Lakh / 1 Cr
180 Days
A maternity insurance policy can provide financial comfort in many situations, for that let's check the benefits of the policy to make a clear decision.
Buying a maternity insurance plan is an excellent step towards adding financial security. Let's look at a few inclusions of Star Health Insurance for maternity.
Room rent charges, nursing and boarding expenses per the specified limits.
Emergency ambulance transportation charges are also covered.
Newborn baby cover including vaccination up to a Rs 10000
New Born Baby will be covered under this policy for a maximum period of up to 91 days from the date of birth,
Hospitalization expenses incurred on AYUSH (Ayurveda, Homeopathy, Unani and Siddha) can be claimed under the policy.
Pre-hospitalization expenses up to 60 days before getting admitted into the hospital.
Post-hospitalization expenses incurred after 90 days of the discharge from the hospital.
Domiciliary hospitalization expenses for any treatment taken at home as per the specified limit as stated in the policy.
The insured can avail of a second medical opinion from the Company’s network of doctors.
Expenses incurred on health check-ups up to the specified limits for Health Check-up Facility.
Before choosing a plan, look for the one that best suits your needs and look at its exclusions for avoiding fatalities
Specified illnesses, diseases or treatments are not covered until a waiting period of 24 months is served.
Pre-existing diseases are not covered before 48 months of continuous coverage.
Expenses related to non-allopathic treatment are excluded.
Any injury caused due to self-harm.
Naturopathy treatment.
War and war-like situations
Know more about Star Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.
Unique Features
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
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See More Health Insurance Articles
No, the woman cannot buy the policy as she is opting for the cover too late. Already being pregnant will be considered a pre-existing condition and hence will not be eligible for claim under this benefit.
An initial waiting period of 180 days is applicable from the date of commencement of this policy.
Pediatrician Consultation up to 4 consultations per year are payable up to 12 years of age
Star health insurance for maternity covers vaccination expenses for the newborn baby and they are payable up to 12 months from the birth of the newborn.
Kartik Mehta
Guwahati
October 6, 2023
I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.
Karishma Sharma
Chandigarh
October 6, 2023
The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.
Kajal Verma
Meerut
October 6, 2023
I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.
Juhi Desai
Allahabad
October 6, 2023
Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.
Ishaan Chawla
Mumbai
October 6, 2023
I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!
Indira Rana
Mumbai
October 6, 2023
Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.
Hitesh Patel
Chennai
October 6, 2023
I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.
Geeta Nair
Bhopal
October 6, 2023
Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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