Star Insurance for Maternity

Benefits of Star Health Insurance for Maternity

A maternity insurance policy can provide financial comfort in many situations. Let's review the benefits to help you make an informed decision.

• Star Health Insurance for maternity covers many intrauterine surgeries such as Congenital Cystic Adenomatoid Malformation (CCAM) of the lung, Congenital Diaphragmatic Hernia (CDH), Congenital High Airway Obstruction Syndrome (CHAOS), and similar conditions.
• The company pays for costs associated with Voluntary Sterilization (Tubectomy/Vasectomy) after a waiting period of 24 months from the policy inception date. This allows you to plan your family without financial stress.
• The company will pay a lump sum amount for miscarriage due to an accident, subject to a waiting period, as per policy terms.
• Coverage up to 25% of the sum insured (including medical and surgical treatment expenses), making costs more manageable.
• Newborn baby tests are covered once per newborn, subject to limits. Star Health Insurance also covers newborn immunizations until the policy year concludes.
• Pediatrician consultations: Up to 4 consultations per year are covered for children up to 12 years of age.
• Preventive health check-up expenses are covered.
• Newborn vaccination expenses are covered for up to 12 months from birth.

Key Features of Star Health Insurance for Maternity

Having well-structured maternity insurance can help you take your first steps toward motherhood without worrying about financial constraints. Let's discuss the key features of Star Health Insurance pregnancy coverage.

• The Sum Insured offered by Star Health pregnancy cover ranges from ₹5 Lakh to ₹1 Crore.
• No co-payment is required for individuals up to 60 years of age. A 10% co-payment applies only after 61 years of age.
• Pre-existing illnesses are covered after the completion of the specified waiting period.
• No limit on room rent for treatment in a single standard AC room.
• Star maternity insurance plans offer lifetime renewability.
• Cashless hospitalization is available at over 9900 registered network hospitals.