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Star Insurance for Maternity

Lifetime Renewal
Newborn's Immunizations
Pediatrician Consultation

Network hospitals

14000+

Claim settlement ratio

99.06%

Sum insured

2 CR

No. of Plans

21

Solvency Ratio

1.7

Pan India Presence

815

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

14000+

Claim settlement ratio

99.06%

Sum insured

2 CR

No. of Plans

21

Solvency Ratio

1.7

Pan India Presence

815

Star Health Insurance for Maternity

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its fair share of tasks and responsibilities. There are several other factors that couples should consider before and after the baby is born, like not overlooking the cost involved. So, here comes maternity health insurance to the rescue. Maternity health insurance helps deal with exuberant medical expenses related to pregnancy and childbirth.

When we are talking about maternity health insurance, we must illustrate Star Health Insurance for maternity insurance solutions. The maternity plans offered by Star Health have a good scope and one can opt for individual or family health insurance which covers all maternity-related expenses. This is why when it comes to keeping the mother safe and happy, you should not settle for anything but Star Health Insurance for Maternity which covers almost everything.

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Key Features of Star Health Insurance for Maternity

Having well-constructed maternity insurance can help you to take your first steps toward motherhood without worrying about financial constraints. Let's discuss the key feature of Star Health Insurance pregnancy coverage.

The Sum Insured offered by Star Health pregnancy cover is Rs 5 Lakh to Rs 1 Crore.
No co-payment is required up to 60 years of age. 10% of co-payment is applicable only after 61 years of age.
If you have any pre-existing illnesses, they should be covered after the completion of the given waiting period.
No limit on room rent if the patient is treated in a single standard AC room.
Star maternity insurance plans offer lifetime renewability and cover you throughout your life.
You can get the best treatment in more than 9900 registered hospitals as Cashless Hospitalization.

Star Health Insurance Maternity Plans

The maternity plan offered by Star Health Insurance comes with benefits and complete maternity coverage. Let's have a look at the plan.

Star Women Care

A special plan designed for women, wherein women can avail multifold benefits along with coverage to the whole family.

Unique Features

Modern treatments
Coverage during pregnancy
Preventive health check-up

Other Maternity Health insurance Companies

ICICI Lombard maternity Health Insurance Plans

SBI maternity Health Insurance Plans

Reliance maternity Health Insurance Plans

Religare maternity Health Insurance Plans

Aditya Birla maternity Health Insurance Plans

Future Generali maternity Health Insurance Plans

National maternity Health Insurance Plans

Oriental maternity Health Insurance Plans

Max Bupa maternity Health Insurance Plans

Choose Star Health Insurance Plan for

The Star Health Insurance for Maternity Eligibility

Age of individual

Minimum: 60 Years
Maximum:65 Years

Dependent child

3 Months to 25 Years

Cover Type

Individual / Family

Free Lookup Period

15 Days

Sum Insured

5 Lakh / 1 Cr

Initial Waiting Period*

180 Days

Individuals with entry age above 50 years have to undergo a pre-acceptance medical checkup before the policy is issued.
The policyholders may have to undergo a pre-policy check depending on the age and sum insured at the empanelled diagnostic centers at their own cost.

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Benefits of Star Health Insurance for Maternity

A maternity insurance policy can provide financial comfort in many situations, for that let's check the benefits of the policy to make a clear decision.

Star Health Insurance for maternity covers many Utero surgeries such as Congenital cystic adenomatoid malformation (CCAM) of the lung, Congenital diaphragmatic hernia (CDH), Congenital high airway obstruction syndrome (CHAOS) and many more.
The company pays for the costs associated with Voluntary Sterilization (Tubectomy/Vasectomy), after a waiting period of 24 months from the date of the first inception of the policy. You may now prepare for a child without worrying about your finances.
The company will pay the lump sum amount as per the policy towards miscarriage arising due to an accident subject to a waiting period.
Maximum of 25% of the sum insured (including medical and surgical treatment expenses), this helps to get expenses easy on pockets.
Test for New Born is payable once for each newborn subject to a limit. Star health insurance pregnancy insurance even covers the cost of the newborn's immunisations to the conclusion of the policy year.
Pediatrician Consultation up to 4 consultations per year are payable up to 12 years of age.
Preventive health check-up expenses incurred towards the cost of preventive health check-ups.
Vaccination expenses for the newborn baby are payable up to 12 months from the birth of the newborn.

Check Health Insurance Premium

Inclusions of Star Health Insurance for Maternity

Buying a maternity insurance plan is an excellent step towards adding financial security. Let's look at a few inclusions of Star Health Insurance for maternity.

Room rent charges, nursing and boarding expenses per the specified limits.

Emergency ambulance transportation charges are also covered.

Newborn baby cover including vaccination up to a Rs 10000

New Born Baby will be covered under this policy for a maximum period of up to 91 days from the date of birth,

Hospitalization expenses incurred on AYUSH (Ayurveda, Homeopathy, Unani and Siddha) can be claimed under the policy.

Pre-hospitalization expenses up to 60 days before getting admitted into the hospital.

Post-hospitalization expenses incurred after 90 days of the discharge from the hospital.

Domiciliary hospitalization expenses for any treatment taken at home as per the specified limit as stated in the policy.

The insured can avail of a second medical opinion from the Company’s network of doctors.

Expenses incurred on health check-ups up to the specified limits for Health Check-up Facility.

Star Health Insurance for Maternity Exclusions

Before choosing a plan, look for the one that best suits your needs and look at its exclusions for avoiding fatalities

Specified illnesses, diseases or treatments are not covered until a waiting period of 24 months is served.

Pre-existing diseases are not covered before 48 months of continuous coverage.

Expenses related to non-allopathic treatment are excluded.

Any injury caused due to self-harm.

Naturopathy treatment.

War and war-like situations

Explore Star Health Insurance

Explore Other Star Health Insurance Plan

Know more about Star Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:

Star Women Care Plan

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

Coverage for Modern Treatments
Coverage during Pregnancy
Preventive Health Check Up

Star Women Care Plan(Pros)

Designed for Women's Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI

Star Women Care Plan (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Women Care Plan (Other Benefits)

10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 75 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Health Senior Citizens Red Carpet Policy

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

Guaranteed Lifelong renewals
No Pre-acceptance Medical test
Availability of Instalment Facility

Senior Citizens Red Carpet Policy (Pros)

Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover

Senior Citizens Red Carpet Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Senior Citizens Red Carpet Policy (Other Benefits)

Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation

Senior Citizens Red Carpet Policy (Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age - 75 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Star Comprehensive Plan

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

Avail free health check-ups
Hospital Cash Benefit
100% Automatic Restoration

Star Comprehensive Plan (Pros)

99.6% CSR
Up to 1 Cr SI
Maternity Cover
New Born Baby Cover
Road and Air Ambulance

Star Comprehensive Plan (Cons)

No Global Coverage
No IVF Treatment
No compassionate Travel
HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

Individual and family floater
Mid-term inclusion available
Accidental Death
Permanent Total Disablement
Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Family Health Optima Policy

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

Automatic Restroration of SI
Instant Recharge UPTO 30% of SI
New born baby cover from 16th day

Family Health Optima Policy (Pros)

No Pre-Policy Check-up
Lifelong Renewability
High SI available
COVID-19 cover
OPD covered

Family Health Optima Policy (Cons)

PED cover not available
Obesity Treatment Unavailable
Hazardous Activities
HIV/AIDS not covered
Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

Long term discounts
Premium Payment flexibility
Health Check-up Cover
Domiciliary Hospitalization
Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Star Cardiac Care Policy

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

Accidents and non-cardiac ailments
Day care procedure
No pre-acceptance Medical test

Star Cardiac Care Policy (Pros)

Flexible Product
Personal Accident Cover
2 Plan Variants
Road Ambulance
Day Care Procedures

Star Cardiac Care Policy (Cons)

10% Co-Payment
PED
Cosmetic Surgery
Obesity Treatment
Change of Gender Treatments

Star Cardiac Care Policy (Other Benefits)

Personal Accident Cover
Heart Transplantation
OPD expenses Cover
Modern Treatment Cover
COVID-19 Cover
Cataract Cover

Star Cardiac Care Policy (Eligibility Criteria)

Entry Age - 10 Years
Max Entry Age - 65 Years
SI - 3 L to 4 L
Waiting Period - 30 Days

Star Super Surplus Policy

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

All Daycare procedure
Pre and Post Hospitalization
Organ Donor Expense

Star Super Surplus Policy (Pros)

Flexible Policy
Avail Long Term Discount
Cover family up to 2A+3C
Lifelong renewal
2 Plan variants

Star Super Surplus Policy (Cons)

Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Super Surplus Policy (Other Benefits)

Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up

Star Super Surplus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

No pre-medical Test
Only 16 days of Waiting Period
Low premium amount

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

Pre-hospitalization (30 days)
All daycare procedure
Nursing Expense

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

No Pre-medical test
Nursing Expense
Emergency Ambulance Charges

Star Special Care Policy (Pros)

Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover

Star Special Care Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases

Star Special Care Policy (Other Benefits)

Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy

Star Special Care Policy (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days

Star Diabetes Safe Insurance Policy

Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.

Unique Features

30 days waiting period
Automatic restoration of Sum Insured
Outpatient Expenses

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

AYUSH Treatments
Home Care Treatment
No pre-medical screening test

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

No pre-medical screening test
Sum insured: INR 50K to 2.5Lakhs
Only 15 days Waiting Period

Star Arogya Sanjeevani Policy

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

Room rent up to 5K/day
Modern treatments covered
20% rural discount available

Arogya Sanjeevani Policy (Pros)

Affordable Plan
50% No Claim Bonus
Flexible Policy
Day Care Procedures Covered
Up to 25% of SI for Cataracts

Arogya Sanjeevani Policy (Cons)

5% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

Lifelong Renewal
Road Ambulance Cover
Day Care Procedures Covered
AYUSH treatment Cover
Rural Discount

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Star Medi Classic Policy (Individual)

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

All Daycare procedures
Automatic Restoration
Domiciliary hospitalization

Medi Classic Policy (Individual) (Pros)

Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover

Medi Classic Policy (Individual) (Cons)

10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Medi Classic Policy (Individual) (Other Benefits)

New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover

Medi Classic Policy (Individual) (Eligibility Criteria)

Entry Age - 16 Days
Max Entry Age - 65 Years
SI - 1.5 L to 25 L
Waiting Period - 30 Days

Star Health Gain Policy

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

All Daycare procedures
Coverage for Modern Treatment
Outpatient Expense

Star Health Gain Policy (Pros)

Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit

Star Health Gain Policy (Cons)

20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Gain Policy (Other Benefits)

Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums

Star Health Gain Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Star Criticare Plus Policy

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

Modern Treatment Covered
Non-allopathic Treatment
Coverage Medicine and drugs cost

Star Young Star Policy

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

No-claim bonus
Hospital daily cash
Automatic restoration of SI

Star Young Star Policy (Pros)

Mid-term inclusion
10% discount on early purchase
Star Wellness Program
Flexible-Premium Payment
2 Plan variants

Star Young Star Policy (Cons)

PED waiting period
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Young Star Policy (Other Benefits)

Hospital Cash Benefit
Lifelong Renewal
E-opinion
No-claim bonus
Automatic Restoration

Star Young Star Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 40 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

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Star Health Insurance for maternity: FAQs

1. Can a woman buy maternity cover insurance once she is pregnant?

No, the woman cannot buy the policy as she is opting for the cover too late. Already being pregnant will be considered a pre-existing condition and hence will not be eligible for claim under this benefit.

2. What is the waiting period for Star Health Insurance for Maternity?

An initial waiting period of 180 days is applicable from the date of commencement of this policy.

3. Does Star Health Insurance cover Pediatrician Consultation?

Pediatrician Consultation up to 4 consultations per year are payable up to 12 years of age

4. In Star health insurance how many months from the birth vaccination expenses are payable?

Star health insurance for maternity covers vaccination expenses for the newborn baby and they are payable up to 12 months from the birth of the newborn.

Star Health Insurance Policy Review

Read what customers have to say about Star Health Insurance.

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Kartik Mehta

Guwahati

October 6, 2023

I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.

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Karishma Sharma

Chandigarh

October 6, 2023

The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.

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Kajal Verma

Meerut

October 6, 2023

I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.

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Juhi Desai

Allahabad

October 6, 2023

Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.

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Ishaan Chawla

Mumbai

October 6, 2023

I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!

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Indira Rana

Mumbai

October 6, 2023

Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.

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Hitesh Patel

Chennai

October 6, 2023

I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.

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Geeta Nair

Bhopal

October 6, 2023

Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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