Star Health Insurance Claim Process

Claims are requests from the policyholders to the insurance provider to provide the compensation against the medical expenses incurred during the treatment. Any medical situation can be overwhelming and having a reliable claim process during these circumstances is crucial as this will ensure that you get financial support on time. Star Health Insurance takes pride in offering a streamlined process from filing a claim to settling it. The company has an in-house team, which manages Star Health Insurance Claim Process; works tirelessly to ensure prompt service. Let’s examine how to claim medical bills in Star Health Insurance.

Claim Process Offered by Star Health Insurance

Based on the mode of settlement and the type of hospital where there insured seeks medical treatment, Star Health Claim Process is divided into two types they are:

Cashless Claims:
Reimbursement Claim:

How to Claim Star Health Insurance: Cashless Claim

The process of claims involves three-steps, informing the company, submitting the documents and verification of the document. Here are the steps that are followed for cashless claims:

Step 1: Inform The Company

At the time of hospitalization, contact the insurance desk of the network hospital and show your ’Star Health Card’. Intimation can be given either by calling on Star Health Insurance Toll-Free Number 1800 425 2255/ 1800 102 4477 or by emailing support@starhealth.in

Intimation Through Website

The policyholder must inform the company 48 hours before in case of planned hospitalization and for emergencies inform the hospital 24 hours after the hospitalisation.

Visit The official website of the company.
Click on the ’Claim’ option on the top menu of the webpage.
A drop-down menu will appear, Click on the ’Claim Intimation’ option. Select ’Health Claim’ on the next page.

Patient Form: This action will lead you to the page, where the company has ’Patient Form’. Fill in the details in the form, ’Policy Number, Policy Type, Insured Patient Name, Intinator Phone Number, Patient Status, Attenders Mobile, Claim Type’. Click on the ’Authorize’ tab.
Admission Information: On the next page fill in the information in the form,’ Date of Admission, Name Of the Hospital, Type of Treatment’.
Review And Submit: Once again review the claim request and then click on ’Submit’.

Points to Consider:

The form has the option to fill in ’Patient Status’ the intimidator has mentioned if the patient is ’Discharged’ or ’Deceased’.
In the option ’Claim Type’, the person has to mention where the request was raised for ’Cashless Claim or Reimbursement Claim’.

Step 2: Document Submission

At the time of discharge, collect all the documents from the hospital. At this stage of claim processing, the company will ask for valid documents related to hospitalization. The policyholder has to submit all the documents along with the pre-authorization form. The policyholder can submit the document to the TPA or can upload them on the official website of the company.

TPA will verify all the details on his level and then forward the claim request to the company.

Step 3: Verification

Star Health Insurance Company has a dedicated team to review the claim requests and documents related to the claim. On successful verification, the company will notify the policyholder through text message and email.

Note: If required the company can depute a field doctor, to visit the hospital, to conduct a thorough verification.

Step 4: Claim Settlement

Finally, the company will settle the claim with the customer by transferring the compensation amount, to the policyholder’s bank account.

Star Health Insurance Reimbursement Claim Process:

It refers to the process where the insured pays for the medical expenses out of his pocket and later seeks compensation from the insurance company. Here are the steps involved in Star Health Insurance Reimbursement Process:

Step 1: Claim Intimation

After you get discharged from any of the non-network hospitals, inform your insurance provider within the next 15 days about your hospitalization. You can inform the company via call on the number 1800 425 2255 / 1800 102 4477. After the intimation, the company will provide you with a ‘Claim Number’ which will be asked for later when you will fill the claim filing form at the time of document submission. For informing the company through website, go through the following points:

For claim intimation visit the official website of the company.
Locate the ’Claims’ option on the top menu of the webpage.
From the drop-down menu, click the ’Claim Intimation’ option.
Fill in all the information in the ’Claim Intimation Form’, such as ’Policy Type, Policy Number, Insured Patient Name, Patient Status and Claim Type’. Select ’Reimbursement Claim’ under the ’Claim Type’ option.
Fill in all the ’Admission Information, such as ’Name of the Hospital, Type of Treatment’, and then ’Review’ and ’Submit’ the form.

Step 2: Document Submission

At the time of discharge, pay for the medical treatment and collect all the documents.

Submit all the documents such as discharge bills, pharmacy bills, reports, identity and address proof of the policyholder along with a duly filled claim form.
Visit the nearest branch of the company and submit the original documents within 30 days of claim intimation.
You can email the documents to the company as well on support@starhealth.in.

Step 3: Verification

Star Health Insurance will verify the documents and if necessary, the company can ask the policyholders for additional details. Once the documents are satisfactory, the company will inform the policyholder via email or on their registered mobile number.

Step 4: Claim Settlement

After going through all these processes, the company will finally settle the claim. The amount of the medical compensation will be sent to the policyholder’s bank account.

Uploading The Documents on the Website

The policyholder can submit their documents online through the official website of Star Health Insurance Company: Here are the steps to upload the document:

Visit the official website
Locate the ’Claims’ section on the top menu.
Click on ’Upload Document’ from the drop-down menu.
On the next page enter the ’Intimation Number or Health ID Number or Policy Number’ and upload the document.

Required Documents For Star Reimbursement Claims

The list of documents is as follows:

Cashless Claims	Reimbursement Claims
Health Card	Copy Of Health Card
Doctor’s Consultation Papers	Duly Filled Claim Form
Discharge Summary	Pre-admission Investigation and Doctor’s Consultation Papers
Investigation Reports	Discharge Summary
Pharmacy Invoices	Pharmacy Invoices
Medico Legal Certficate (MLC)	Case Receipt From Hospital, Chemist
KYC Documents	Copy KYC Documents
FIR (If required)	Investigation Reports(ex- Xrays, Scans,blood report)

Conclusion

Star Health Insurance, provides a seamless and user-friendly claim process that demonstrates its commitment to customer satisfaction. The company has designed an online line and offline line process to settle the claim. Whether cashless or reimbursement, the company ensures that the policyholder can access their compensation easily. With a trained and dedicated in-house team, Star Health Insurance offers prompt verification and easy claim settlement, making the company a reliable health insurance partner. This is why Star Health Insurance has a tagline Happy Insured!

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Explore other Star Health Insurance

To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:

Critical Illness Health Insurance

Star Diabetes Safe Insurance Policy

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...

Unique Features

Diabetes Cover
High Sum Insured
OPD Cover

Star Diabetes Safe Insurance Policy (Pros)

Road Ambulance Cover
Pre and Post Hospitalization
ICU Cover
Room Rent Cover
Day Care Treatment Cover

Star Diabetes Safe Insurance Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Diabetes Safe Insurance Policy (Other Benefits)

Dialysis Cover
Kidney Transplant Cover
Artificial Limbs Cover
Personal Accident Cover
OPD Cover

Star Diabetes Safe Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 10 L
Waiting Period - 30 Days

Senior Citizen Health Insurance

Star Health Premier Policy

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....

Unique Features

Avail Health Rewards
SI Upto 1 Crore
Pain Management

Star Health Premier Policy (Pros)

Cataract Treatment Cover
10% Health Check- Up Discount
High SI
Home Care Treatment
Road Ambulance Cover

Star Health Premier Policy (Cons)

20% Co-pay applicable
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Premier Policy (Other Benefits)

Hospice Care
Pain Management
AYUSH Treatment
Modern Treatment
100% Cumulative Bonus

Star Health Premier Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Age Limit
SI - 10 L to 1 Cr
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cancer Care Platinum Insurance Policy

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...

Unique Features

SI Upto 10 L
Hospice Care
Pain Management

Star Cancer Care Platinum Insurance Policy (Pros)

Cataract Cover
No pre-medical check-up
Lump Sum Cover
50% Cumulative Bonus
Hospice Care

Star Cancer Care Platinum Insurance Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Cancer Care Platinum Insurance Policy (Other Benefits)

Second Medical Opinion
Rehabilitation Cover
Pain Management
Day Care Treatment
Modern Treatment Cover

Star Cancer Care Platinum Insurance Policy (Eligibility Criteria)

Entry Age - 5 Months
Max Entry Age - 65 Years
SI - 5 L to 10 L
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Critical Illness Multipay

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...

Unique Features

Wellness Benefit
Cancer Cover
Heart Cover

Star Critical Illness Multipay (Pros)

Flexible Payment
Long Term Policy
Bone Marrow Transplantation
Heart Disease Cover
4 Group CI Covered

Star Critical Illness Multipay (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Critical Illness Multipay (Other Benefits)

Open Chest CABG
Heart Transplantation
Coma of Specified Severity
Wellness Programs
Major Head Trauma

Star Critical Illness Multipay (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 25 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Star Hospital Cash Policy

Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...

Unique Features

Accident Hospital Cash
ICU Hospital Cash
Daycare Treatment

Star Hospital Cash Policy (Pros)

3 Years Policy Term
Cover up to 3 Children
180 days of hospital cash days
Comprehensive Plan
Various Hospital Cash Covers

Star Hospital Cash Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Hospital Cash Policy (Other Benefits)

Sickness Hospital Cash
Accident Hospital Cash
ICU Hospital Cash
Child Birth Hospital Cash
Worldwide Hospital Cash

Star Hospital Cash Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1k - 5k
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cardiac Care Platinum

Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...

Unique Features

Explore Star Cardiac Care
Benefits & Features
Eligibility Criteria

Star Cardiac Care Platinum (Pros)

Avail Heart Transplantation
Long Term Policy
Up to 15 L SI
Cardiac device cover
Installment options available

Star Cardiac Care Platinum (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Cardiac Care Platinum (Other Benefits)

Wellness Services
Angiogram Test
Modern Treatments
Pain Management
Health Check-ups

Star Cardiac Care Platinum (Eligibility Criteria)

Entry Age - 7 Years
Max Entry Age - 70 Years
SI - 5 L to 15 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Special Care Gold Plan

A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...

Unique Features

Disability Cover
HIV/AIDS Cover
Waiver Of Co-Pay Available

Star Health Special Care Gold Plan (Pros)

Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover

Star Health Special Care Gold Plan (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases

Star Health Special Care Gold Plan (Other Benefits)

Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy

Star Health Special Care Gold Plan (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days

Top Up and Super Top Up

Star Extra Protect Plan

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...

Unique Features

Base policy coverage enhancer
Extended family coverage
Claim guard for the base policy

Star Extra Protect Plan (Pros)

Modern treatment coverage
Room rent limit extension
Base policy’s sum insured enhancement
Features similar to the base policy
Home care treatment

Star Extra Protect Plan (Cons)

No maternity cover
Limited to SI of base policy
Organ donor expenses not covered
Vaccination not covered
COVID-19 care not covered

Star Extra Protect Plan (Other Benefits)

Individual & family floater plan
Trusted insurance provider
Unlimited benefits up to SI
Cashless claim settlement
AYUSH Treatment cover

Star Extra Protect Plan (Eligibility Criteria)

Minor entry age - 91 days - 25 years
Adult entry age - 18 - 40 year
SI - Base policy above INR 10 Lakhs
Waiting Period - As per the base policy

Individual and Family Health Insurance

Star Smart Health Pro Plan

Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...

Unique Features

Automatic Restoration Benefit
Air Ambulance Cover
Star Wellness Program

Star Smart Health Pro Plan (Pros)

Modify Room Category
Up to 600% Cumulative Bonus
Reduced Waiting Period
Non-Medical Items Covered
Unlimited Automatic Restoration

Star Smart Health Pro Plan (Cons)

Adventure Sports Injuries
AIDS not covered
Injuries due to Illegal activities
No IVF Treatment
Obesity Not Covered

Star Smart Health Pro Plan (Other Benefits)

Multiple Discounts Available
Family Health Cover
Daycare Treatments
Air Ambulance
Domiciliary Hospitalization

Star Smart Health Pro Plan (Eligibility Criteria)

Entry Age: 18 Years
Maximum Entry Age: 50 Years
SI - 5 L to 1 Crore
Waiting Period - 30 Days

Individual and Family Health Insurance

Comprehensive Plan

Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...

Unique Features

No-Pre acceptance required
Get coverage up to 1 Crore
Midterm inclusion at additional premiums

Comprehensive Plan (Pros)

99.6% CSR
Up to 1 Cr SI
Maternity Cover
New Born Baby Cover
Road and Air Ambulance

Comprehensive Plan (Cons)

No Global Coverage
No IVF Treatment
No compassionate Travel
HIV/AIDS not covered

Comprehensive Plan (Other Benefits)

Individual and family floater
Mid-term inclusion available
Accidental Death
Permanent Total Disablement
Star Wellness Program

Comprehensive Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Medi Classic Insurance Policy

Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...

Unique Features

Secured hospitalization
Road accident protection
Comes in 2 variants

Medi Classic Insurance Policy (Pros)

Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover

Medi Classic Insurance Policy (Cons)

10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Medi Classic Insurance Policy (Other Benefits)

New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover

Medi Classic Insurance Policy (Eligibility Criteria)

Entry Age - 16 Days
Max Entry Age - 65 Years
SI - 1.5 L to 25 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Star Women Care Policy

Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...

Unique Features

Maternity Benefits
Preventive Health Check Up
Coverage for Modern Treatments

Star Women Care Policy (Pros)

Designed for Women& 039;s Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI

Star Women Care Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Women Care Policy (Other Benefits)

10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration

Star Women Care Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 75 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Young Star Extra Protect Policy

Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...

Unique Features

Base policy cover enhancer
Claim guard facility
AYUSH Coverage

Young Star Extra Protect Policy (Pros)

Modern treatment coverage
Room rent limit extension
Base policy’s sum insured enhancement
Features similar to the base policy
Home care treatment

Young Star Extra Protect Policy (Cons)

No maternity cover
Limited to SI of base policy
Organ donor expenses not covered
Vaccination not covered
COVID-19 care not covered

Young Star Extra Protect Policy (Other Benefits)

Individual &amp; family floater plan
Trusted insurance provider
Unlimited benefits up to SI
Cashless claim settlement
AYUSH Treatment cover

Young Star Extra Protect Policy (Eligibility Criteria)

Minor entry age - 91 days - 25 years
Adult entry age - 18 - 40 year
SI - Base policy above INR 10 Lakhs
Waiting Period - As per the base policy

Top Up and Super Top Up

Star Health Super Surplus Policy

A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...

Unique Features

No pre-acceptance screening required
Coverage for maternity expenses
Up to 1 crore cover at affordable rates

Star Health Super Surplus Policy (Pros)

Flexible Policy
Avail Long Term Discount
Cover family up to 2A+3C
Lifelong renewal
2 Plan variants

Star Health Super Surplus Policy (Cons)

Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Health Super Surplus Policy (Other Benefits)

Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up

Star Health Super Surplus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cardiac Care

Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...

Unique Features

Tailored Plan for Cardiac Patients
Coverage for Cardiac and Non-cardiac ailments
No Pre-acceptance checkup required

Star Cardiac Care (Pros)

Flexible Product
Personal Accident Cover
2 Plan Variants
Road Ambulance
Day Care Procedures

Star Cardiac Care (Cons)

10% Co-Payment
PED
Cosmetic Surgery
Obesity Treatment
Change of Gender Treatments

Star Cardiac Care (Other Benefits)

Personal Accident Cover
Heart Transplantation
OPD expenses Cover
Modern Treatment Cover
COVID-19 Cover
Cataract Cover

Star Cardiac Care (Eligibility Criteria)

Entry Age - 10 Years
Max Entry Age - 65 Years
SI - 3 L to 4 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Rural Micro Health Policy

Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...

Unique Features

Understanding the Need of Micro Rural
Sample Rates of Premium
Check the Eligibility Criteria of the Plan

Rural Micro Health Policy (Pros)

Designed for Farmers
Flexible Policy
Day Care Procedures
Flexible Payment Options
PED cover available

Rural Micro Health Policy (Cons)

20% co-pay
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Rural Micro Health Policy (Other Benefits)

No Pre-policy medical checkup
Modern Treatments Covered
Lifelong Renewal
Up to 15k Cataract Cover
ICU cover

Rural Micro Health Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 2 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Star Family Health Optima

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

Get coverage for the whole family
Additional SI for Road Traffic Accident
Coverage for Compassionate Travel

Star Family Health Optima (Pros)

No Pre-Policy Check-up
Lifelong Renewability
High SI available
COVID-19 cover
OPD covered

Star Family Health Optima (Cons)

PED cover not available
Obesity Treatment Unavailable
Hazardous Activities
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Long term discounts
Premium Payment flexibility
Health Check-up Cover
Domiciliary Hospitalization
Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Senior Citizen Health Insurance

Senior Citizen Red Carpet

Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...

Unique Features

Guaranteed lifetime renewal
No pre-medical check-up required
Coverage up to 25L for individuals & families

Senior Citizen Red Carpet (Pros)

Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover

Senior Citizen Red Carpet (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Senior Citizen Red Carpet (Other Benefits)

Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation

Senior Citizen Red Carpet (Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age - 75 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Novel Coronavirus (nCoV)

Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...

Unique Features

Explore the Key Features of the Plan
Check the Eligibility Criteria
How to Buy the Policy Online?

Star Novel Coronavirus (nCoV) (Pros)

Lumpsum payout on COVID-19 diagnosis
Short waiting period
No medical checkup required

Star Novel Coronavirus (nCoV) (Cons)

Global coverage NA
No other diseases covered except COVID-19
Self-inflicted injuries not covered

Star Novel Coronavirus (nCoV) (Other Benefits)

High SI options available
Tax benefit
Free-look period available

Star Novel Coronavirus (nCoV) (Eligibility Criteria)

Min. Entry Age: 18
Max. Entry Age: 65
SI: 21000 and 42000
Policy Term: 1 Year

Individual and Family Health Insurance

Young Star Policy

Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...

Unique Features

No capping on room rent
No pre-acceptance checkup required
Pay premium in installments

Young Star Policy (Pros)

Mid-term inclusion
10% discount on early purchase
Star Wellness Program
Flexible-Premium Payment
2 Plan variants

Young Star Policy (Cons)

PED waiting period
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Young Star Policy (Other Benefits)

Hospital Cash Benefit
Lifelong Renewal
E-opinion
No-claim bonus
Automatic Restoration

Young Star Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 40 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Arogya Sanjeevani

Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...

Unique Features

Comprehensive plan
Affordable premiums
Include loved ones

Arogya Sanjeevani (Pros)

Affordable Plan
50% No Claim Bonus
Flexible Policy
Day Care Procedures Covered
Up to 25% of SI for Cataracts

Arogya Sanjeevani (Cons)

5% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

Lifelong Renewal
Road Ambulance Cover
Day Care Procedures Covered
AYUSH treatment Cover
Rural Discount

Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Gain Insurance Policy

Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...

Unique Features

Family coverage
Multiple sum insured
Save tax

Star Health Gain Insurance Policy (Pros)

Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit

Star Health Gain Insurance Policy (Cons)

20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Gain Insurance Policy (Other Benefits)

Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums

Star Health Gain Insurance Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Senior Citizen Health Insurance

Star Health for Senior Citizens

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....

Unique Features

No medical examinations
High sum insured
Daycare procedures

Star Health for Senior Citizens (Pros)

Star Health for Senior Citizens (Cons)

Star Health for Senior Citizens (Other Benefits)

Star Health for Senior Citizens (Eligibility Criteria)

Individual and Family Health Insurance

Star Health Insurance for Family

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...

Unique Features

Avail maternity cover
Care Beyond Coverage
Avail Mid-term Inclusions

Star Health Insurance for Family (Pros)

Star Health Insurance for Family (Cons)

Star Health Insurance for Family (Other Benefits)

Star Health Insurance for Family (Eligibility Criteria)

Individual and Family Health Insurance

Star Health Insurance for Parents

Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...

Unique Features

No medical examinations
High sum insured
Daycare procedures

Star Health Insurance for Parents (Pros)

Star Health Insurance for Parents (Cons)

Star Health Insurance for Parents (Other Benefits)

Star Health Insurance for Parents (Eligibility Criteria)

Critical Illness Health Insurance

Star Health Critical Illness

It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...

Unique Features

Lumpsum payout
Accidental hospitalization cover
Non-allopathic treatments cover

Star Health Critical Illness (Pros)

Star Health Critical Illness (Cons)

Star Health Critical Illness (Other Benefits)

Star Health Critical Illness (Eligibility Criteria)

Individual and Family Health Insurance

Star Insurance for Maternity

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...

Unique Features

Lifetime Renewal
Newborn’s Immunizations
Pediatrician Consultation

Star Insurance for Maternity (Pros)

Star Insurance for Maternity (Cons)

Star Insurance for Maternity (Other Benefits)

Star Insurance for Maternity (Eligibility Criteria)

Accident Health Insurance

Star Accident Care Policy

Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...

Unique Features

Education Grant Available
Avail Home Care
Multiple discount benefits

Star Accident Care Policy (Pros)

Star Accident Care Policy (Cons)

Star Accident Care Policy (Other Benefits)

Star Accident Care Policy (Eligibility Criteria)

Individual and Family Health Insurance

Star Outpatient Care

Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...

Unique Features

Plan Variants Available
Dental & Ophthalmic treatment
Lifelong Renewal Benefit

Star Outpatient Care (Pros)

Cover up to 6 family members
3 Plan variants available
Dental Cover available
Physiotherapy cover
Pharmacy cover

Star Outpatient Care (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Breach of law

Star Outpatient Care (Other Benefits)

Dental Treatments Available
AYUSH Treatments Available
Ophthalmic Treatment
Outpatient Consultation
Renewal Discounts

Star Outpatient Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 50 Years
SI - 25k - 1 L
Waiting Period - 30 Days

Critical Illness Health Insurance

Star Criticare Plus Policy

Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...

Unique Features

Cover 1 family member
30% Co-payment
Non-allopathic treatments

Star Criticare Plus Policy (Pros)

Star Criticare Plus Policy (Cons)

Star Criticare Plus Policy (Other Benefits)

Star Criticare Plus Policy (Eligibility Criteria)

Individual and Family Health Insurance

Star Special Care

Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...

Unique Features

Indemnity cover
Autism cover
Modern treatment

Star Special Care (Pros)

Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover

Star Special Care (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Disease

Star Special Care (Other Benefits)

Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy

Star Special Care (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days

Top Up and Super Top Up

Star Health Top-up Plans

Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...

Unique Features

High Sum Insured
Recharge Benefit
Wellness Benefit

Star Health Top-up Plans (Pros)

Star Health Top-up Plans (Cons)

Star Health Top-up Plans (Other Benefits)

Star Health Top-up Plans (Eligibility Criteria)

Critical Illness Health Insurance

Star Health for Cancer

Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...

Unique Features

High Sum Insured
37 Critical Illnesses
Cancer Cover

Star Health for Cancer (Pros)

Star Health for Cancer (Cons)

Star Health for Cancer (Other Benefits)

Star Health for Cancer (Eligibility Criteria)

Critical Illness Health Insurance

Cancer Care Gold

The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...

Unique Features

Stage 1 & 2 Cancer Cover
Specifications
Cashless Hospitalization

Cancer Care Gold (Pros)

Cancer Care Gold (Cons)

Cancer Care Gold (Other Benefits)

Cancer Care Gold (Eligibility Criteria)

Individual and Family Health Insurance

Star Health Assure Policy

Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...

Unique Features

Maternity Benefit
Air Ambulance Cover
Star Wellness Program

Star Health Assure Policy (Pros)

Second Medical Opinion
Health Check-up Covered
100% Cumulative Bonus
Compassionate Travel
AYUSH Treatment

Star Health Assure Policy (Cons)

10% Co-pay applicable
Deductibles
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Health Assure Policy (Other Benefits)

In Utero Fetal Surgery
Pain Management
Rehabilitation Cover
Organ Donor Cover
Modern Treatment Cover

Star Health Assure Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 75 Years
SI - 5 L - 2 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Super Star Health Plan

Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...

Unique Features

Premium discounts
Freeze age benefit
Dental cover

Super Star Health Plan (Pros)

Daycare procedures
Modern treatment
Second medical opinion
Maternity cover

Super Star Health Plan (Cons)

Compassionate travel
Global coverage
Adventure sports
Breach of law
STDs not covered

Super Star Health Plan (Other Benefits)

Newborn baby cover
Assisted reproduction cover
Home care
Domiciliary treatment cover

Super Star Health Plan (Eligibility Criteria)

Adult 18 years to No max limit
Dependent children 91 days to 25 years

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Explore Star Health Insurance

Star Health Claim Process: FAQs

1. What number of hospital beds would the Star Health Insurance Insurance Company consider when evaluating a hospital’s eligibility for filing a claim?

Hospital evaluation criteria are:10 beds in towns where the population is less than 10,00,000 and a minimum of 15 beds in other cities.

2. From where we can download Star Claim Form?

We can download the claim form from the official website of the company, under the ’Claims’ section.

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Written By: Bindiya Sinha

Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.