Star Diabetes Safe Insurance Policy

Benefits of Star Health Diabetes Safe Insurance Plan

Individuals investing in Star Diabetes Safe Insurance Policy are entitled to a plethora of benefits and features mentioned below:

• Non-Diabetes Expense Cover

  Star Health Diabetes Safe Insurance Plan covers non-diabetic expenses as well. This feature is applicable for both Plan A and Plan B, wherein expenses incurred for room rent, boarding, nursing, surgeon's fee, consultant's fee, and/or anesthesia fee are covered. Moreover, the cost of blood, oxygen, diagnostic expenses, and ICU charges are also covered. The cost of medicines and drugs, and emergency ambulance charges are available up to Rs. 2,000 per policy period for transportation of the insured to the hospital.

• Donor Expenses, Dialysis, and Artificial Limbs Cover

  Star Health Diabetes Safe Insurance Plan offers donor expenses for kidney transplantation surgery, dialysis expenses at Rs. 1,000 per sitting, payable for up to 24 months, and the cost of artificial limbs up to 10% of the Sum Insured.

• Tax Benefits

  All premiums paid towards Star Health Diabetes Safe Health Insurance are eligible for tax benefits under section 80D of the Income Tax Act, 1961.

• Personal Accident Benefit

  Under the personal accident benefit, an individual is entitled to avail of worldwide personal accident cover at no additional cost.

• Outpatient Expenses Cover

  This feature is available for both Plan A and Plan B variants, wherein the cost of fasting and HbA1C tests are covered once every six months – up to Rs. 750 per event, up to Rs. 1,500 per policy period. Other expenses like medical consultation, diagnostics, medicines, and drugs are covered up to policy limits.

In A Nutshell

Individuals can afford a diabetes care health plan at an affordable premium rate without worrying about their finances with Star Health Diabetes Safe Insurance Policy. It has a plethora of benefits, including outpatient expenses, in-patient and outpatient coverage, a wide range of sum insured options, and the facility to cover yourself and your spouse. With two variants, individuals can choose a plan variant as per their needs. The flexible premium payment mode allows insured individuals to manage their finances and stay protected against diabetes and its medical complications.