Group Health Insurance
Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star group health plans, insured individuals have the freedom to ch...
Unique Features
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Explore Star Health Group Plans
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Star Claim Settlement Ratio
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Benefits of Star Group Plans
Star Group Health Insurance (Pros)
Star Group Health Insurance (Cons)
Star Group Health Insurance (Other
Benefits)
Star Group Health Insurance (Eligibility
Criteria)
Individual and Family Health Insurance
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
Unique Features
-
Premium discounts
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Freeze age benefit
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Dental cover
Star Super Star Health Plan (Pros)
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Daycare procedures
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Modern treatment
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Second medical opinion
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Maternity cover
Star Super Star Health Plan (Cons)
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Compassionate travel
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Global coverage
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Adventure sports
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Breach of law
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STDs not covered
Star Super Star Health Plan (Other
Benefits)
-
Newborn baby cover
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Assisted reproduction cover
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Home care
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Domiciliary treatment cover
Star Super Star Health Plan (Eligibility
Criteria)
-
Adult 18 years to No max limit
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Dependent children 91 days to 25 years
Individual and Family Health Insurance
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
Unique Features
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Maternity Benefit
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Air Ambulance Cover
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Star Wellness Program
Star Health Assure Policy (Pros)
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Second Medical Opinion
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Health Check-up Covered
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100% Cumulative Bonus
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Compassionate Travel
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AYUSH Treatment
Star Health Assure Policy (Cons)
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10% Co-pay applicable
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Deductibles
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HIV/AIDS not covered
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Cosmetic Surgery unavailable
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Injuries due to breach of law
Star Health Assure Policy (Other
Benefits)
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In Utero Fetal Surgery
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Pain Management
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Rehabilitation Cover
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Organ Donor Cover
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Modern Treatment Cover
Star Health Assure Policy (Eligibility
Criteria)
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Entry Age - 18 Years
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Max Entry Age - 75 Years
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SI - 5 L - 2 Cr
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Waiting Period - 30 Days
Critical Illness Health Insurance
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
Unique Features
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Stage 1 & 2 Cancer Cover
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Specifications
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Cashless Hospitalization
Star Health Cancer Care Gold (Pros)
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Covers existing cancer patients
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Cashless hospitalization
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No pre-policy check-up
Star Health Cancer Care Gold (Cons)
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Non Allopathic Treatments
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Cosmetic or Plastic Surgery
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Intentional Self Injury
Star Health Cancer Care Gold (Other
Benefits)
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Affordable premiums
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Individual plan
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Complete cancer cover
Star Health Cancer Care Gold (Eligibility
Criteria)
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Entry Age: 5 months to 65 Years
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SI: 3 - 5 L
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Policy Tenure: 1 Year
Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
Unique Features
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High Sum Insured
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37 Critical Illnesses
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Cancer Cover
Star Health for Cancer (Pros)
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20% of SI for compassionate care
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Avail wellness services
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Covers second medical opinion
Star Health for Cancer (Cons)
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Pregnancy or childbirth
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HIV infection / AIDS
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Cosmetic or sex-change treatment
Star Health for Cancer (Other
Benefits)
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Critical Illness Cover
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Organ donor expenses
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Wellness Benefit
Star Health for Cancer (Eligibility
Criteria)
-
Entry Age: Minimum: 5 months to 65 Years
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SI: 5 L to 25 L
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Initial Waiting Period: 30 Days
Top Up and Super Top Up
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
Unique Features
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High Sum Insured
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Recharge Benefit
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Wellness Benefit
Star Health Top-up Plans (Pros)
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Avail wellness benefits
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Consult doctors online
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Recharge your sum insured
Star Health Top-up Plans (Cons)
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No maternity coverage
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HIV infection / AIDS
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Cosmetic or sex-change treatment
Star Health Top-up Plans (Other
Benefits)
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Air ambulance
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Organ donor expenses
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Affordable premiums
Star Health Top-up Plans (Eligibility
Criteria)
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Entry Age: Minimum: 91 Days to 65 Years
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SI: Up to 1 Cr
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Initial Waiting Period: 30 Days
Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
Unique Features
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Indemnity cover
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Autism cover
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Modern treatment
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Modern Treatment Available
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Day Care Procedures Available
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Ambulance cover
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Room rent cover
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Shared Accommodation cover
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Obesity Treatment Unavailable
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Hazardous Activity not covered
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HIV/AIDS not covered
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Cosmetic Surgery unavailable
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Pre-existing Disease
Star Special Care (Other
Benefits)
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Treatment of Seizures
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Behavioral Therapy Cover
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Speech Therapy Cover
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Occupational Therapy Cover
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Adeno Tonsillectomy
Star Special Care (Eligibility
Criteria)
-
Entry Age - 3 Years
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Max Entry Age - 25 Years
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SI - 3 L
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Waiting Period - 30 Days
Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
Unique Features
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Cover 1 family member
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30% Co-payment
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Non-allopathic treatments
Star Criticare Plus Policy (Pros)
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Cover chronic kidney disease
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Major organ transplants covered
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Acute Myocardial Infarction covered
Star Criticare Plus Policy (Cons)
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Cosmetic and aesthetic treatments
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Change of gender treatments
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Vaccination
Star Criticare Plus Policy (Other
Benefits)
-
Affordable SI options
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Co-payment
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Lumpsum payout
Star Criticare Plus Policy (Eligibility
Criteria)
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Entry Age: 18 to 65 years
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SI: 2 - 10 L
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Initial Waiting Period: 90 Days
Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
Unique Features
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Plan Variants Available
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Dental & Ophthalmic treatment
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Lifelong Renewal Benefit
Star Outpatient Care (Pros)
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Cover up to 6 family members
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3 Plan variants available
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Dental Cover available
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Physiotherapy cover
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Pharmacy cover
Star Outpatient Care (Cons)
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Obesity Treatment Unavailable
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Hazardous Activity not covered
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HIV/AIDS not covered
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Cosmetic Surgery unavailable
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Breach of law
Star Outpatient Care (Other
Benefits)
-
Dental Treatments Available
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AYUSH Treatments Available
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Ophthalmic Treatment
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Outpatient Consultation
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Renewal Discounts
Star Outpatient Care (Eligibility
Criteria)
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Entry Age - 18 Years
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Max Entry Age - 50 Years
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SI - 25k - 1 L
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Waiting Period - 30 Days
Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
Unique Features
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Education Grant Available
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Avail Home Care
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Multiple discount benefits
Star Accident Care Plan (Pros)
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Educational grant for 2 children
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Accidental Death
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Permanent Total Disability
Star Accident Care Plan (Cons)
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Intentional self-injury
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Infertility and in vitro fertilization
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Miscarriage and abortion
Star Accident Care Plan (Other
Benefits)
-
Avail Home Care
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Multiple discount benefits
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Compassionate travel
Star Accident Care Plan (Eligibility
Criteria)
-
Entry Age: 18 years to 70 Years
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SI: Starts from 1 L
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Initial Waiting Period: 30 Days
Individual and Family Health Insurance
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
Unique Features
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Lifetime Renewal
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Newborn’s Immunizations
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Pediatrician Consultation
Star Insurance for Maternity (Pros)
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Lifetime renewablity
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High SI
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No room rent limit
Star Insurance for Maternity (Cons)
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Pre-existing not covered before 48 months
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Naturopathy treatment
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Injury due to war/ war-like situations
Star Insurance for Maternity (Other
Benefits)
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Affordable premium options
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24X7 Customer support
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Individual & family plan
Star Insurance for Maternity (Eligibility
Criteria)
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Entry Age: 18 - 65 Years
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Initial Waiting Period: 180 Days
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SI: Up to 1 Cr
Critical Illness Health Insurance
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
Unique Features
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Lumpsum payout
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Accidental hospitalization cover
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Non-allopathic treatments cover
Star Health Critical Illness (Pros)
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Pre-hospitalization covered
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No survival period applicable
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Enhanced sum insured
Star Health Critical Illness (Cons)
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Self-inflicted injuries
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Maternity not covered
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Cosmetic procedures
Star Health Critical Illness (Other
Benefits)
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Affordable premiums
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Room and nursing expenses covered
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Cover for major critical illnesses
Star Health Critical Illness (Eligibility
Criteria)
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Entry Age: 18 years to 65 years
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Renewablity: Yes
Individual and Family Health Insurance
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
Unique Features
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No medical examinations
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High sum insured
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Daycare procedures
Star Health Insurance for Parents (Pros)
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No pre-policy medical checkup
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Individual & family plan
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3-year Policy term
Star Health Insurance for Parents (Cons)
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Sexually transmitted diseases
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Self-inflicted injuries
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Depression and mental disorders
Star Health Insurance for Parents (Other
Benefits)
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Multiple SI options
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Affordable premium
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Daycare procedures covered
Star Health Insurance for Parents (Eligibility
Criteria)
-
Entry Age: 60 - 75 Years
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SI: Up to 25 L
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Initial Waiting Period: 30 Days
Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
Unique Features
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Avail maternity cover
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Care Beyond Coverage
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Avail Mid-term Inclusions
Star Health Insurance for Family (Pros)
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Annual health check-up
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Daycare procedures
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AYUSH cover
Star Health Insurance for Family (Cons)
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Intentional self-injury
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Miscarriage and abortion
-
Congenital disease
Star Health Insurance for Family (Other
Benefits)
-
Ambulance cover
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Wellness benefits
-
High SI
Star Health Insurance for Family (Eligibility
Criteria)
-
Entry Age: 3 months to 65 years
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SI: Up to 1 Cr
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Initial Waiting Period: 30 Days
Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
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No medical examinations
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High sum insured
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Daycare procedures
Star Health for Senior Citizens (Pros)
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Daycare coverage
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No pre-policy checkup
-
Multiple SI options
Star Health for Senior Citizens (Cons)
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Sexually transmitted diseases
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Self-inflicted injuries
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Depression and mental disorders
Star Health for Senior Citizens (Other
Benefits)
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Affordable premiums
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Covers cataract
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Outpatient consultations
Star Health for Senior Citizens (Eligibility
Criteria)
-
Entry Age: 60 Years to 75 Years
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SI: Up to 25 L
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Initial Waiting Period: 30 Days
Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
Unique Features
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Family coverage
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Multiple sum insured
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Save tax
Star Health Gain Insurance Policy (Pros)
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Day Care Procedures Covered
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Road Ambulance Available
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Modern Treatments Available
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Outpatient Benefit
Star Health Gain Insurance Policy (Cons)
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20% Co-payment
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Obesity Treatment Unavailable
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Hazardous Activity not covered
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HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Health Gain Insurance Policy (Other
Benefits)
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Up to 60k Cataract cover
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Room Rent Cover
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ICU Cover
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Wide SI options
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Flexible Premiums
Star Health Gain Insurance Policy (Eligibility
Criteria)
-
Entry Age - 91 Days
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Max Entry Age - 65 Years
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SI - 1 L to 5 L
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Waiting Period - 30 Days
Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
Unique Features
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Comprehensive plan
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Affordable premiums
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Include loved ones
Star Arogya Sanjeevani (Pros)
-
Affordable Plan
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50% No Claim Bonus
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Flexible Policy
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Day Care Procedures Covered
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Up to 25% of SI for Cataracts
Star Arogya Sanjeevani (Cons)
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5% Co-payment
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Obesity Treatment Unavailable
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Hazardous Activity not covered
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HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Arogya Sanjeevani (Other
Benefits)
-
Lifelong Renewal
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Road Ambulance Cover
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Day Care Procedures Covered
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AYUSH treatment Cover
-
Rural Discount
Star Arogya Sanjeevani (Eligibility
Criteria)
-
Entry Age - 3 Months
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Max Entry Age - 65 Years
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SI - 1 L to 10 L
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Waiting Period - 30 Days
Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
Unique Features
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No capping on room rent
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No pre-acceptance checkup required
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Pay premium in installments
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Mid-term inclusion
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10% discount on early purchase
-
Star Wellness Program
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Flexible-Premium Payment
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2 Plan variants
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PED waiting period
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Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Young Star Policy (Other
Benefits)
-
Hospital Cash Benefit
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Lifelong Renewal
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E-opinion
-
No-claim bonus
-
Automatic Restoration
Young Star Policy (Eligibility
Criteria)
-
Entry Age - 18 Years
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Max Entry Age - 40 Years
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SI - 3 L to 1 Cr
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
Unique Features
-
Explore the Key Features of the Plan
-
Check the Eligibility Criteria
-
How to Buy the Policy Online?
Star Novel Coronavirus (nCoV) (Pros)
-
Lumpsum payout on COVID-19 diagnosis
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Short waiting period
-
No medical checkup required
Star Novel Coronavirus (nCoV) (Cons)
-
Global coverage NA
-
No other diseases covered except COVID-19
-
Self-inflicted injuries not covered
Star Novel Coronavirus (nCoV) (Other
Benefits)
-
High SI options available
-
Tax benefit
-
Free-look period available
Star Novel Coronavirus (nCoV) (Eligibility
Criteria)
-
Min. Entry Age: 18
-
Max. Entry Age: 65
-
SI: 21000 and 42000
-
Policy Term: 1 Year
Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses.
Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
-
Guaranteed lifetime renewal
-
No pre-medical check-up required
-
Coverage up to 25L for individuals & families
Star Senior Citizen Red Carpet (Pros)
-
Individual & family floater plan
-
Flexible SI
-
Road Ambulance Cover
-
ICU cover
-
Health Check-up cover
Star Senior Citizen Red Carpet (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Congenital Disease Cover
Star Senior Citizen Red Carpet (Other
Benefits)
-
Flexible-Premium Payment
-
Cataract Treatment available
-
Modern treatment cover
-
No pre-policy checkup
-
OP Consultation
Star Senior Citizen Red Carpet (Eligibility
Criteria)
-
Entry Age - 60 Years
-
Max Entry Age - 75 Years
-
SI - 1 L to 25 L
-
Waiting Period - 30 Days
Individual and Family Health Insurance
A supersaver policy covering every family member.
Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
Unique Features
-
Get coverage for the whole family
-
Additional SI for Road Traffic Accident
-
Coverage for Compassionate Travel
Star Family Health Optima (Pros)
-
No Pre-Policy Check-up
-
Lifelong Renewability
-
High SI available
-
COVID-19 cover
-
OPD covered
Star Family Health Optima (Cons)
-
PED cover not available
-
Obesity Treatment Unavailable
-
Hazardous Activities
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Family Health Optima (Other
Benefits)
-
Long term discounts
-
Premium Payment flexibility
-
Health Check-up Cover
-
Domiciliary Hospitalization
-
Modern Treatment Cover
Star Family Health Optima (Eligibility
Criteria)
-
Entry Age - 18 Years
-
Max Entry Age - 65 Years
-
SI - 1 L to 25 L
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
Unique Features
-
Understanding the Need of Micro Rural
-
Sample Rates of Premium
-
Check the Eligibility Criteria of the Plan
Star Rural Micro Health Policy (Pros)
-
Designed for Farmers
-
Flexible Policy
-
Day Care Procedures
-
Flexible Payment Options
-
PED cover available
Star Rural Micro Health Policy (Cons)
-
20% co-pay
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Rural Micro Health Policy (Other
Benefits)
-
No Pre-policy medical checkup
-
Modern Treatments Covered
-
Lifelong Renewal
-
Up to 15k Cataract Cover
-
ICU cover
Star Rural Micro Health Policy (Eligibility
Criteria)
-
Entry Age - 18 Years
-
Max Entry Age - 65 Years
-
SI - 1 L - 2 L
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Medical insurance designed specially for heart patients.
Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
Unique Features
-
Tailored Plan for Cardiac Patients
-
Coverage for Non-cardiac Ailments
-
No Pre-acceptance Checkup
-
Flexible Product
-
Personal Accident Cover
-
2 Plan Variants
-
Road Ambulance
-
Day Care Procedures
-
10% Co-Payment
-
PED
-
Cosmetic Surgery
-
Obesity Treatment
-
Change of Gender Treatments
Star Cardiac Care (Other
Benefits)
-
Personal Accident Cover
-
Heart Transplantation
-
OPD expenses Cover
-
Modern Treatment Cover
-
COVID-19 Cover
-
Cataract Cover
Star Cardiac Care (Eligibility
Criteria)
-
Entry Age - 10 Years
-
Max Entry Age - 65 Years
-
SI - 3 L to 4 L
-
Waiting Period - 30 Days
Top Up and Super Top Up
A top-up plan for added coverage at affordable costs
Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
Unique Features
-
No pre-acceptance screening required
-
Coverage for maternity expenses
-
Up to 1 crore cover at affordable rates
Star Health Super Surplus Policy (Pros)
-
Flexible Policy
-
Avail Long Term Discount
-
Cover family up to 2A+3C
-
Lifelong renewal
-
2 Plan variants
Star Health Super Surplus Policy (Cons)
-
Includes Deductibles
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Congenital Disease Cover
Star Health Super Surplus Policy (Other
Benefits)
-
Avail e-opinions
-
Star Wellness Services
-
Recharge benefit
-
Air Ambulance
-
No pre-policy Medical check-up
Star Health Super Surplus Policy (Eligibility
Criteria)
-
Entry Age - 18 Years
-
Max Entry Age - 65 Years
-
SI - 5 L to 1 Cr
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
-
Base policy cover enhancer
-
Claim guard facility
-
AYUSH Coverage
Young Star Extra Protect Policy (Pros)
-
Modern treatment coverage
-
Room rent extension
-
Base SI enhancement
-
Home care treatment
Young Star Extra Protect Policy (Cons)
-
No maternity cover
-
Limited to SI of base policy
-
Organ donor expenses not covered
-
Vaccination not covered
-
COVID-19 care not covered
Young Star Extra Protect Policy (Other
Benefits)
-
Individual & family floater plan
-
Trusted insurance provider
-
Unlimited benefits up to SI
-
Cashless claim settlement
-
AYUSH Treatment cover
Young Star Extra Protect Policy (Eligibility
Criteria)
-
Minor entry age - 91 days - 25 years
-
Adult entry age - 18 - 40 year
-
SI - Base policy above INR 10 Lakhs
-
Waiting Period - As per the base policy
Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
Unique Features
-
Maternity Benefits
-
Preventive Health Check Up
-
Coverage for Modern Treatments
Star Women Care Insurance Policy (Pros)
-
Designed for Women& 039;s Care
-
Cancer cover optional
-
Bariatric Surgery Cover
-
Mid-term inclusions
-
High SI
Star Women Care Insurance Policy (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Congenital Disease Cover
Star Women Care Insurance Policy (Other
Benefits)
-
10% long-term discount
-
10% Air Ambulance Cover
-
Pain Management Cover
-
Assisted Reproduction
-
Automatic Restoration
Star Women Care Insurance Policy (Eligibility
Criteria)
-
Entry Age - 91 Days
-
Max Entry Age - 75 Years
-
SI - 5 L to 1 Cr
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
-
Secured hospitalization
-
Road accident protection
-
Comes in 2 variants
Star Medi Classic Insurance Policy (Pros)
-
Plan Variants Available
-
Customizable Plan
-
Hospital-Cash Benefit
-
5% Family Discount
-
Organ Donor Cover
Star Medi Classic Insurance Policy (Cons)
-
10% Co-payment
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Medi Classic Insurance Policy (Other
Benefits)
-
New Born Baby Cover
-
100% Super Restoration
-
Up to 100% No-claim Bonus
-
Psychiatric coverage
-
Patient Care Cover
Star Medi Classic Insurance Policy (Eligibility
Criteria)
-
Entry Age - 16 Days
-
Max Entry Age - 65 Years
-
SI - 1.5 L to 25 L
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums.
Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
Unique Features
-
No-Pre acceptance required
-
Get coverage up to 1 Crore
-
Midterm inclusion at additional premiums
Star Comprehensive Plan (Pros)
-
99.6% CSR
-
Up to 1 Cr SI
-
Maternity Cover
-
New Born Baby Cover
-
Road and Air Ambulance
Star Comprehensive Plan (Cons)
-
No Global Coverage
-
No IVF Treatment
-
No compassionate Travel
-
HIV/AIDS not covered
Star Comprehensive Plan (Other
Benefits)
-
Individual and family floater
-
Mid-term inclusion available
-
Accidental Death
-
Permanent Total Disablement
-
Star Wellness Program
Star Comprehensive Plan (Eligibility
Criteria)
-
Entry Age - 3 Months
-
Max Entry Age - 65 Years
-
SI - 5 L to 1 Cr
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
Unique Features
-
Automatic Restoration Benefit
-
Air Ambulance Cover
-
Star Wellness Program
Star Smart Health Pro Plan (Pros)
-
Modify Room Category
-
Up to 600% Cumulative Bonus
-
Reduced Waiting Period
-
Non-Medical Items Covered
-
Unlimited Automatic Restoration
Star Smart Health Pro Plan (Cons)
-
Adventure Sports Injuries
-
AIDS not covered
-
Injuries due to Illegal activities
-
No IVF Treatment
-
Obesity Not Covered
Star Smart Health Pro Plan (Other
Benefits)
-
Multiple Discounts Available
-
Family Health Cover
-
Daycare Treatments
-
Air Ambulance
-
Domiciliary Hospitalization
Star Smart Health Pro Plan (Eligibility
Criteria)
-
Entry Age: 18 Years
-
Maximum Entry Age: 50 Years
-
SI - 5 L to 1 Crore
-
Waiting Period - 30 Days
Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
Unique Features
-
Base policy coverage enhancer
-
Extended family coverage
-
Claim guard for the base policy
Star Extra Protect Plan (Pros)
-
Modern treatment coverage
-
Room rent limit extension
-
Base SI enhancement
-
Home care treatment
Star Extra Protect Plan (Cons)
-
No maternity cover
-
Limited to SI of base policy
-
Organ donor expenses not covered
-
Vaccination not covered
-
COVID-19 care not covered
Star Extra Protect Plan (Other
Benefits)
-
Individual & family floater plan
-
Trusted insurance provider
-
Unlimited benefits up to SI
-
Cashless claim settlement
-
AYUSH Treatment cover
Star Extra Protect Plan (Eligibility
Criteria)
-
Minor entry age - 91 days - 25 years
-
Adult entry age - 18 - 40 year
-
SI - Base policy above INR 10 Lakhs
-
Waiting Period - As per the base policy
Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
Unique Features
-
Disability Cover
-
HIV/AIDS Cover
-
Waiver Of Co-Pay Available
Star Health Special Care Gold Plan (Pros)
-
Modern Treatment Available
-
Day Care Procedures Available
-
Ambulance cover
-
Room rent cover
-
Shared Accommodation cover
Star Health Special Care Gold Plan (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Pre-existing Diseases
Star Health Special Care Gold Plan (Other
Benefits)
-
Treatment of Seizures
-
Behavioral Therapy Cover
-
Speech Therapy Cover
-
Occupational Therapy Cover
-
Adeno Tonsillectomy
Star Health Special Care Gold Plan (Eligibility
Criteria)
-
Entry Age - 3 Years
-
Max Entry Age - 25 Years
-
SI - 3 L
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
Unique Features
-
Explore Star Cardiac Care
-
Benefits & Features
-
Eligibility Criteria
Star Cardiac Care Platinum (Pros)
-
Avail Heart Transplantation
-
Long Term Policy
-
Up to 15 L SI
-
Cardiac device cover
-
Installment options available
Star Cardiac Care Platinum (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Congenital Disease Cover
Star Cardiac Care Platinum (Other
Benefits)
-
Wellness Services
-
Angiogram Test
-
Modern Treatments
-
Pain Management
-
Health Check-ups
Star Cardiac Care Platinum (Eligibility
Criteria)
-
Entry Age - 7 Years
-
Max Entry Age - 70 Years
-
SI - 5 L to 15 L
-
Waiting Period - 30 Days
Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Unique Features
-
Accident Hospital Cash
-
ICU Hospital Cash
-
Daycare Treatment
Star Hospital Cash Policy (Pros)
-
3 Years Policy Term
-
Cover up to 3 Children
-
180 days of hospital cash days
-
Comprehensive Plan
-
Various Hospital Cash Covers
Star Hospital Cash Policy (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Injuries due to breach of law
Star Hospital Cash Policy (Other
Benefits)
-
Sickness Hospital Cash
-
Accident Hospital Cash
-
ICU Hospital Cash
-
Child Birth Hospital Cash
-
Worldwide Hospital Cash
Star Hospital Cash Policy (Eligibility
Criteria)
-
Entry Age - 91 Days
-
Max Entry Age - 65 Years
-
SI - 1k - 5k
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
Unique Features
-
Wellness Benefit
-
Cancer Cover
-
Heart Cover
Star Critical Illness Multipay (Pros)
-
Flexible Payment
-
Long Term Policy
-
Bone Marrow Transplantation
-
Heart Disease Cover
-
4 Group CI Covered
Star Critical Illness Multipay (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Injuries due to breach of law
Star Critical Illness Multipay (Other
Benefits)
-
Open Chest CABG
-
Heart Transplantation
-
Coma of Specified Severity
-
Wellness Programs
-
Major Head Trauma
Star Critical Illness Multipay (Eligibility
Criteria)
-
Entry Age - 18 Years
-
Max Entry Age - 65 Years
-
SI - 5 L to 25 L
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
Unique Features
-
SI Upto 10 L
-
Hospice Care
-
Pain Management
Star Cancer Care Platinum Insurance Policy (Pros)
-
Cataract Cover
-
No pre-medical check-up
-
Lump Sum Cover
-
50% Cumulative Bonus
-
Hospice Care
Star Cancer Care Platinum Insurance Policy (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Injuries due to breach of law
Star Cancer Care Platinum Insurance Policy (Other
Benefits)
-
Second Medical Opinion
-
Rehabilitation Cover
-
Pain Management
-
Day Care Treatment
-
Modern Treatment Cover
Star Cancer Care Platinum Insurance Policy (Eligibility
Criteria)
-
Entry Age - 5 Months
-
Max Entry Age - 65 Years
-
SI - 5 L to 10 L
-
Waiting Period - 30 Days
Senior Citizen Health Insurance
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
Unique Features
-
Avail Health Rewards
-
SI Upto 1 Crore
-
Pain Management
Star Health Premier Policy (Pros)
-
Cataract Treatment Cover
-
10% Health Check- Up Discount
-
High SI
-
Home Care Treatment
-
Road Ambulance Cover
Star Health Premier Policy (Cons)
-
20% Co-pay applicable
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
Star Health Premier Policy (Other
Benefits)
-
Hospice Care
-
Pain Management
-
AYUSH Treatment
-
Modern Treatment
-
100% Cumulative Bonus
Star Health Premier Policy (Eligibility
Criteria)
-
Entry Age - 91 Days
-
Max Entry Age - No Age Limit
-
SI - 10 L to 1 Cr
-
Waiting Period - 30 Days
Critical Illness Health Insurance
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
-
Diabetes Cover
-
High Sum Insured
-
OPD Cover
Star Diabetes Safe Insurance Policy (Pros)
-
Road Ambulance Cover
-
Pre and Post Hospitalization
-
ICU Cover
-
Room Rent Cover
-
Day Care Treatment Cover
Star Diabetes Safe Insurance Policy (Cons)
-
Obesity Treatment Unavailable
-
Hazardous Activity not covered
-
HIV/AIDS not covered
-
Cosmetic Surgery unavailable
-
Injuries due to breach of law
Star Diabetes Safe Insurance Policy (Other
Benefits)
-
Dialysis Cover
-
Kidney Transplant Cover
-
Artificial Limbs Cover
-
Personal Accident Cover
-
OPD Cover
Star Diabetes Safe Insurance Policy (Eligibility
Criteria)
-
Entry Age - 18 Years
-
Max Entry Age - 65 Years
-
SI - 3 L to 10 L
-
Waiting Period - 30 Days
Diabetes Cover 
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