Star Criticare Plus Policy

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, the room rent is covered up to 2% of the sum insured per day with an overall limit of Rs 4000 on the sum insured.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Star Criticare Plus Policy?

ICU charges are covered under Star Criticare Plus Policy.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy medical expenses incurred during pre-hospitalization are covered, for up to 30 days, subject to a maximum of 7% of the hospital bill or to a maximum of Rs.5000/- are payable.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy medical expenses incurred during pre-hospitalization are covered for up to 30 days subject to a maximum of 7% of hospital bills or to a maximum of Rs.5000/- are payable.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, domiciliary hospitalization is not covered by the SI.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Criticare Plus Policy?

Star Criticare Plus Policy does not cover the expenses of daycare treatment up to SI. Treatment is normally taken on an outpatient basis.

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Star Criticare Plus Policy?

Star Criticare Plus Policy does not cover OPD charges.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved Centre.

Coverage status under Star Criticare Plus Policy?

COVID-19 treatment is not covered by Star Criticare Plus Policy.

A common eye condition in which your vision gets blurred.

Coverage status under Star Criticare Plus Policy?

Star Criticare Plus Policy does not cover cataract treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Criticare Plus Policy?

The cumulative Bonus or No-Claim Bonus is available under Star Criticare Plus Policy. It will be lost if the policy is not renewed before or within 30 days from the date of expiry.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, automatic restoration is not available up to base SI. Although it can be renewed on mutual consent.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, organ donor hospitalization expenses are not covered.

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, Ambulance expenses are covered. Emergency ambulance charges for transporting the insured patient to the hospital up to a sum of Rs.750/- per hospitalization and an overall limit of Rs.1,500/- per policy period.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, Air Ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, the compassionate plan is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy, Global coverage is not available.

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Criticare Plus Policy?

Under Star Criticare Plus Policy,e-consultation is not covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Star Criticare Plus Policy?

Under the Star Criticare Plus Policy, a second medical opinion is not covered.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Star Criticare Plus Policy?

It is Applicable under Star Criticare Plus Policy.

An insured person whose age is 61 years and above will pay 30% for each and every claim.