The plan offers base and enhanced health plan options with a ...Read More
The plan offers base and enhanced health plan options with a plethora of features like daycare procedures, accident hospital cash, and more ...Read Less
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Updated on Oct 22, 2025 4 min read
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such as traveling food, and others that are not covered under a general health insurance plan. The plan provides customers coverage on a lump sum basis for the expenses incurred by the insured during hospitalization due to any sickness/illness or injury. The various benefits and features under the Star Hospital Cash Insurance Policy are:
Star Hospital Cash Insurance Policy is a versatile health insurance plan that requires a certain eligibility criterion and is available in 2 variants basic and enhanced.
Health Insurance Plans
Choose 1st Plan
Choose 2nd Plan
Health Insurance Plan
To understand Star Hospital Cash Policy Insurance in detail, take a look at the below table:
18 to 65 Years
Individual and Family Health Insurance
1K | 2K | 3K | 4K | 5K
30 Days
NA
1/2/3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Star Hospital Cash Insurance offers a multitude of benefits and features to insured individuals. To understand more about the plan read the details given below:
To understand the coverage scope under the Star Hospital Cash Insurance Policy please refer to the table mentioned below:
| Coverage | Sub-Limit |
| Sickness Hospital Cash | Provided up to the hospital cash amount for the maximum number of days chosen by the insured individual |
| Accident Hospital Cash | Available up to 150% of the hospital cash amount opted by the insured individual |
| ICU Hospital Cash | Available up to 200% of the hospital cash amount opted by the insured individual |
| Convalescence Hospital Cash | Available in case the insured individual is hospitalized beyond 5 consecutive days |
| Child Birth Hospital Cash | Avail daily hospital cash benefit towards childbirth |
| Worldwide Hospital Cash | 200% of daily hospital cash amount subject to a maximum number of days chosen as per the insured individual |
| Daycare Procedures | Covers listed daycare treatments |
All about Star Health Insurance and Plans
Star Health Insurance Plan Detailed Review
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under the Star Hospital Cash Insurance Policy are mentioned below:
Obesity and weight control surgeries
Change of gender treatments
Cosmetic or Plastic surgeries
Treatments due to substance abuse
Sterility and infertility treatments
Certain diseases and treatments are covered under this plan after a certain period. Read the details below:
Pre-Existing Diseases 36 Months
Listed Ailments 24 Months
Star Hospital Cash Insurance offers multiple benefits to insured individuals in cases of hospitalization. With worldwide hospital cash, childbirth hospital cash, accident hospital cash, and multiple such benefits you are assured of efficient medical care. With two plan variants basic and enhanced you can opt for your choice of sum insured for your hospital cash needs.
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:
Group Health Insurance
Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star group health plans, insured individuals have the freedom to ch...
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Individual and Family Health Insurance
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
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Individual and Family Health Insurance
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
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Critical Illness Health Insurance
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
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Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
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Top Up and Super Top Up
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
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Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
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Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
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Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
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Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
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Individual and Family Health Insurance
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
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Critical Illness Health Insurance
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
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Individual and Family Health Insurance
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
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Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
Unique Features
Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
Unique Features
Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
Unique Features
Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
Unique Features
Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
Unique Features
Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
Unique Features
Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
Unique Features
Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
Unique Features
Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
Unique Features
Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
Unique Features
Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
Unique Features
Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
Unique Features
Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
Unique Features
Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
Unique Features
Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
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Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Unique Features
Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
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Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
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Senior Citizen Health Insurance
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
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Critical Illness Health Insurance
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
The eligibility criteria for Star Hospital Cash Insurance Policy are 18 years to 65 years for adults and dependent children can be covered from 91 days to 25 years.
The sum insured options available under the Star Hospital Cash Insurance Policy are INR 1K, 2K, and 3K for the basic plan variant and INR 3K, 4K, and 5K for the enhanced plan variant.
Yes, tax benefits are available under the Star Hospital Cash Insurance Policy.
Yes, Star Hospital’s cash insurance policy is portable. However, you have to inform the insurer 45 days before the renewal date.
No, maternity and new born baby coverage are not available under the plan.
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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February 5, 2023
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