Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such as traveling food, and others that are not covered under a general health insurance plan. The plan provides customers coverage on a lump sum basis for the expenses incurred by the insured during hospitalization due to any sickness/illness or injury. The various benefits and features under the Star Hospital Cash Insurance Policy are:
Star Hospital Cash Insurance Policy is a versatile health insurance plan that requires a certain eligibility criterion and is available in 2 variants basic and enhanced.
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
In order to purchase the Star Hospital Cash Insurance Policy insurance holders may understand the eligibility criteria that must be fulfilled as per the policy schedule mentioned below:
Minimum: 18 Years Children: 91 Days to 65 Years
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
1,000 / 2,000 / 3,000 / 4,000 / 5,000
30 Days
Star Hospital Cash Insurance offers a multitude of benefits and features to insured individuals. To understand more about the plan read the details given below:
To understand the coverage scope under the Star Hospital Cash Insurance Policy please refer to the table mentioned below:
Coverage |
Sub-Limit |
---|---|
Sickness Hospital Cash | Provided up to the hospital cash amount for the maximum number of days chosen by the insured individual |
Accident Hospital Cash | Available up to 150% of the hospital cash amount opted by the insured individual |
ICU Hospital Cash | Available up to 200% of the hospital cash amount opted by the insured individual |
Convalescence Hospital Cash | Available in case the insured individual is hospitalized beyond 5 consecutive days |
Child Birth Hospital Cash | Avail daily hospital cash benefit towards childbirth |
Worldwide Hospital Cash | 200% of daily hospital cash amount subject to a maximum number of days chosen as per the insured individual |
Daycare Procedures | Covers listed daycare treatments |
Permanent diseases or health conditions that are not included under the Star Hospital Cash Insurance Policy are mentioned below:
Obesity and weight control surgeries
Change of gender treatments
Cosmetic or Plastic surgeries
Treatments due to substance abuse
Sterility and infertility treatments
Certain diseases and treatments are covered under this plan after a certain period. Read the details below:
Pre-Existing Diseases 36 Months
Listed Ailments 24 Months
Star Hospital Cash Insurance offers multiple benefits to insured individuals in cases of hospitalization. With worldwide hospital cash, childbirth hospital cash, accident hospital cash, and multiple such benefits you are assured of efficient medical care. With two plan variants basic and enhanced you can opt for your choice of sum insured for your hospital cash needs.
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to explore more:
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Protection Plan
This plan is designed to enhance your base health policy’s sum insured to provide maximum coverage for room rent, modern treatment, etc.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Individual Plan
A unique health plan for individuals above the age of 50 years with no upper age entry limit. The plan comes with a high SI.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Critical Illness
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Care Policy
A unique plan designed for cardiac care with a wide range of sum-insured options and flexible payment options
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Individual Plan
An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.
Unique Features
Individual Plan
An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.
Unique Features
Individual Plan
An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.
Unique Features
Individual Plan
Special Care Gold is a special product tailored specifically for individuals with disabilities and those who are HIV/AIDS positive.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
Accident Plan
A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.
Unique Features
Individual Plan
A specified plan for Type 1 or Type 2 Diabetes with flexible plan options. Offers automatic sum restoration with accident cover.
Unique Features
Platinum Plan
A cancer oriented policy which offers all-round protection and covers the high medical bills of the disease.
Unique Features
Critical Plan
A critical illness policy providing lump sum benefit on diagnosis of Critical illnesses related to Cancer, Heart, Brain & Nervous System, and Major Organs.
Unique Features
Critical Plan
A truly smart health plan launched by Star Health Insurance offering tailored healthcare solutions with a high sum insured of up to INR 1 crore.
Unique Features
Protection Plan
Star Extra Protect is an add-on Cover that enhances the limits of existing covers in addition to offering new features to the base policy
Unique Features
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
The eligibility criteria for Star Hospital Cash Insurance Policy are 18 years to 65 years for adults and dependent children can be covered from 91 days to 25 years.
The sum insured options available under the Star Hospital Cash Insurance Policy are INR 1K, 2K, and 3K for the basic plan variant and INR 3K, 4K, and 5K for the enhanced plan variant.
Yes, tax benefits are available under the Star Hospital Cash Insurance Policy.
Yes, Star Hospital's cash insurance policy is portable. However, you have to inform the insurer 45 days before the renewal date.
No, maternity and new born baby coverage are not available under the plan.
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Simran
Jamshedpur
April 8, 2024
I am impressed by Star Health reward features and want to be associated with the insurer for a long time
Dinesh
Belgaum
April 8, 2024
I required emergency hospitalization on my family trip to a remote city and PolicyX helped me find the nearest network hospital of Star health insurance
Nitika
Jalandhar
April 8, 2024
My grandparents are over 60 years old and I wanted to look for the best senior citizen health plan for them when PolicyX introduced me to Star Red Carper Health policy
Ashima
Amritsar
April 8, 2024
I was skeptical about investing in a family health plan thinking the coverage features will not be enough but Star comprehensive health plan proved me wrong, thank you policyX for finding the b...
Shikha Bajaj
Gurgaon
April 8, 2024
I have been associated with Star Health Insurance for over 3 years now and have had a smooth insurance experience
Kanupriya
Rajkot
April 8, 2024
I liked how my Star health insurance provides health check-ups, hospitalization, accidental cover, and so on at an affordable rate. Thank you PolicyX for encouraging me to buy it.
Neha Sukheja
Indore
April 8, 2024
I got treated with Angioplasty surgery and I’m thankful that the Star Comprehensive plan covered my treatment expenses and saved my hard-earned money.
Vaidehi Kanaujia
Indore
April 8, 2024
I have been insured with a Star Health Assure policy that I bought at the suggestion of PolicyX’s agent. I got my claims settled two times in a year and I highly recommend this policy.
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