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All about Star Health Insurance and Plans
Star Health Insurance
Star Health for Cancer
Cancer health plans by Star Health Insurance offer multiple benefits a ...Read More
Up to 1 Cr
Sum insured
1
No. of plans
850+
Pan India presence
99.06%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,758 reviews
🏥 14,000+ hospitals
📊 2.21 solvency ratio
✅ 99.06% claim settlement
About Star Health for Cancer
A quick read on what this Star Health Insurance plan covers and why it might be a fit for you.
Cancer is a serious and challenging disease, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer health insurance plans are designed to provide financial assistance during this challenging time. When dealing with such a disease, financial stress is the last thing a cancer patient or their family should face. Cancer health plans cover all stages of cancer and provide dual benefits: a lump sum amount for treatment and an income option to support your family if you are the sole breadwinner. These plans allow individuals to select their preferred doctor and hospital for treatment.
Star Health Insurance provides a variety of health insurance options for individuals, families, and groups. Star Health Insurance for cancer patients offers an effective cancer care plan with features designed to help you fight the disease. It is a dependable solution covering hospice care, pre and post-hospitalization expenses, modern treatments, and more.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Minimum: 5 months; Maximum: 65 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹5 L
Waiting period
30 days
Renewability
N/A
Policy term
1/2/3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- 20% of Sum Insured for compassionate care
- Access to wellness services
- Second medical opinion coverage
Cons
- Pregnancy or childbirth
- HIV infection / AIDS
- Cosmetic or sex-change treatment
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Star Health Insurance Plan Detailed Review
Key Benefits of Star Health Cancer Policy
Cancer is a financially draining disease. Financial worries should be the least of one's concerns when battling such a serious illness. Star Health Insurance for cancer patients includes multiple features to safeguard families from financial stress.
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Tax Benefits
Premiums paid for Star Health Insurance for cancer patients are eligible for tax deductions under the Income Tax Act 1981. Policyholders can claim deductions for the premiums paid towards their health insurance policies.
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Hospice Care
For patients with advanced life-limiting cancer, 20% of the Sum Insured is available for compassionate care at network hospitals after a 12-month waiting period.
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High Sum Insured
Star Health Insurance for cancer patients offers a high Sum Insured, up to INR 10 lakh.
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Wellness Services
Star Health Insurance for cancer patients offers wellness services where insured individuals can earn rewards and benefits by completing wellness tasks, such as walking a certain number of steps or undergoing regular health check-ups. These rewards can translate into discounts on renewal premiums.
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Second Medical Opinion
Insured individuals can opt for a second medical opinion from a doctor within the company's network of medical practitioners.
Star Health Insurance Network Hospital List
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Inclusions
- Domiciliary Treatment
- Critical Illness Cover
- Organ donor expenses
- Wellness Benefit
- Ambulance Cover
- Second Opinion
- Health Check-up
- AYUSH Benefit
- Inpatient hospitalization expenses
- Pre- and post-hospitalization expenses
- Day-care procedures
Exclusions
- Infertility and congenital external anomalies.
- Any hospitalization primarily for investigation or diagnostic purposes.
- Alternative treatments (non-allopathic treatments).
- Pregnancy or childbirth-related complications.
- HIV infection / AIDS.
- Cosmetic or sex-change treatments/surgeries.
- Treatment for alcohol consumption, smoking, other tobacco intake, or drug abuse.
- Intentional self-injury, suicide, or attempted suicide.
- Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion.
- War, terrorism, or nuclear weapons-related incidents.
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry Age: Minimum: 5 months to 65 years; Sum Insured: 5 lakh to 25 lakh; Initial Waiting Period: 30 days
Other features & benefits
- Critical Illness Cover
- Organ donor expenses
- Wellness Benefit
Star Health Insurance Cancer Plan: FAQs
The 5 most-asked questions about Star Health for Cancer, answered.
The Star Health Insurance cancer Cover eligibility criteria are as follows 18 to 65 years and dependent children can be covered starting at the age of 5 months.
The star health insurance cancer cover offers a high sum insured ranging from INR 5 lac to 25 lac.
The wellness points earned by the Insured individual under the wellness program, can be utilized to get a discount in the premiums.
Policy Term for Star Health Insurance Cancer Coverage is available for 1/2/3 years.
There are 37 critical illnesses covered under Star Health Insurance Cancer Coverage.
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