Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Turning sixty is a major milestone for a person. It is time to become more careful about one’s health. Any kind of illness can bring in a lot of anxiety and mental stress in the family. Besides, if your parents have just entered the second innings of life, buying health insurance for your parents can be the best decision you can make for them. So, not to worry anymore, STAR Health Insurance Company has come up with Star Senior Citizens Red Carpet Health Insurance Policy specifically aimed at your parents. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime.
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens or parents who want to meet high medical costs by paying a yearly premium. Star Health insurance for parents can come to your aid during a medical emergency. Star Senior citizen health insurance plans are specially designed to cover people aged over 60 years. Available on an individual or family floater basis, these plans offer utmost protection to your parents in their old age.
5 Best Health Insurance for Parents in India
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
Minimum: 60 Years
75 Years
Individual / Family Floater
1 / 2 / 3 year
1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L
30 Days
Unlike most other plans, star health insurance policy does not require medical screening before buying the policy. Here are few more important features of the Star Health Insurance senior citizens policy:
Star Health Insurance for senior citizens comes loaded with many benefits to provide all round protection to your parents. Let's have a look at the prominent benefits of the policy.
Other than the benefits, the policy provides some extra services. Read along to know more.
The Star Health Insurance Company offers a comprehensive senior citizen plan with high coverage options and benefits that make the life of your parents chaos free. Let's have a look at the plan and its features.
A comprehensive senior citizen health insurance plan that offers nursing at home, AYUSH cover and personal health coach.
Unique Features
Star Health Insurance for Parents is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company's scope of coverage that will help you to analyze the company. Star Health Insurance for senior citizens come with the following inclusions:
In-patient hospitalization cover
Post-hospitalization expenses
Out-patient medical consultations
Emergency ambulance charges
Daycare procedures
Pre-hospitalization expenses
Modern treatments
Before going for Star Health Insurance Plan one must go through plan documents to check what is excluded under
HIV AIDS
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Treatment for the overdose of drug and alcohol consumption
Cosmetic and aesthetic treatments
Dental treatment or surgery
Change-of-gender treatment
Treatments necessitated due to participation in hazardous or adventure sports.
Congenital external condition/defects/anomalies
Know more about Star Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.
Unique Features
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
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Old age makes people more prone to diseases and illnesses. Though falling ill is evident with aging, a health insurance plan ensures that all medical expenses are taken care of without a hassle.
A discount of 10% for lifetime healthy individuals on producing medical reports & accepted by Star Health Insurance for Senior citizens. The proposer needs to produce the following documents:
No, the star health comprehensive policy does not cover critical illnesses.Asking elderly people to visit multiple times to diagnose will not be appreciated. So, pre-insurance medical screening is not required for any sum insured opted by the person.
Yes, Star Senior Citizens Red Carpet Health Insurance comes with sub-limits for cataract surgery, major surgeries and a few other treatments.
Yes, Red Carpet Senior Citizens only lets you stay in a room of which the rent does not exceed 1% of your sum insured. In case you opt for a room with a higher rent, you would have to pay a huge chunk, sharing the costs with your insurer.
Kartik Mehta
Guwahati
October 6, 2023
I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.
Karishma Sharma
Chandigarh
October 6, 2023
The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.
Kajal Verma
Meerut
October 6, 2023
I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.
Juhi Desai
Allahabad
October 6, 2023
Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.
Ishaan Chawla
Mumbai
October 6, 2023
I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!
Indira Rana
Mumbai
October 6, 2023
Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.
Hitesh Patel
Chennai
October 6, 2023
I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.
Geeta Nair
Bhopal
October 6, 2023
Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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