Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 1 Cr
No. of Plans
1
Solvency Ratio
2.0
Pan India Presence
850+
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxiety and mental stress in the family. Besides, if your parents have just entered the second innings of life, buying health insurance for your parents can be the best decision you can make for them. So, not to worry anymore, Star Health Insurance Company has come up with Star Senior Citizens Red Carpet Health Insurance Policy specifically aimed at your parents. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime.
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens or parents who want to meet high medical costs by paying a yearly premium. Star Health insurance for parents can come to your aid during a medical emergency. Star Senior citizen health insurance plans are specially designed to cover people aged over 60 years. Available on an individual or family floater basis, these plans offer utmost protection to your parents in their old age.
To understand Star Health Insurance for Parents Insurance in detail, take a look at the below table:
60 - 75 Years
Individual and Family Health Insurance
1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L
30 Days
N/A
1 / 2 / 3 year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Unlike most other plans, star health insurance policy does not require medical screening before buying the policy. Here are few more important features of the Star Health Insurance senior citizens policy:
Star Health Insurance for senior citizens comes loaded with many benefits to provide all round protection to your parents. Let's have a look at the prominent benefits of the policy.
5 Best Health Insurance for Parents in India
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Star Health Insurance for Parents is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company's scope of coverage that will help you to analyze the company. Star Health Insurance for senior citizens come with the following inclusions:
In-patient hospitalization cover
Post-hospitalization expenses
Out-patient medical consultations
Emergency ambulance charges
Daycare procedures
Pre-hospitalization expenses
Modern treatments
Before going for Star Health Insurance Plan one must go through plan documents to check what is excluded under
HIV AIDS
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Treatment for the overdose of drug and alcohol consumption
Cosmetic and aesthetic treatments
Dental treatment or surgery
Change-of-gender treatment
Treatments necessitated due to participation in hazardous or adventure sports.
Congenital external condition/defects/anomalies
Other than the benefits, the policy provides some extra services. Read along to know more.
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:
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Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
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Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
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Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
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A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
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Top Up and Super Top Up
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Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
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Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
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Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
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Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
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Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
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Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
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Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
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Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
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Critical Illness Health Insurance
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Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
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Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
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Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
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Senior Citizen Health Insurance
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Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
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Critical Illness Health Insurance
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Top Up and Super Top Up
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Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
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Old age makes people more prone to diseases and illnesses. Though falling ill is evident with aging, a health insurance plan ensures that all medical expenses are taken care of without a hassle.
A discount of 10% for lifetime healthy individuals on producing medical reports & accepted by Star Health Insurance for Senior citizens. The proposer needs to produce the following documents: Stress Thallium Report BP Report Sugar (blood & urine) Blood urea & creatinine
No, the star health comprehensive policy does not cover critical illnesses.Asking elderly people to visit multiple times to diagnose will not be appreciated. So, pre-insurance medical screening is not required for any sum insured opted by the person.
Yes, Star Senior Citizens Red Carpet Health Insurance comes with sub-limits for cataract surgery, major surgeries and a few other treatments.
Yes, Red Carpet Senior Citizens only lets you stay in a room of which the rent does not exceed 1% of your sum insured. In case you opt for a room with a higher rent, you would have to pay a huge chunk, sharing the costs with your insurer.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
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