Star Critical Illness Multipay Insurance Policy

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any of the 37 listed critical illnesses. Individuals between the age of 18 and 65 years can avail of this policy. Star Critical Illness Multipay Policy comes with a wide range of benefits and covers critical illnesses by grouping them into 4 different categories which are:

Cancer Cover
Heart Disease Cover
Brain and Nervous System Cover
Major Organs and other conditions

The minimum sum insured for the plan is INR 5 lakhs which goes up to 25 Lakhs. The policy provides a flexible premium payment structure wherein the premium can be paid on a quarterly or half-yearly basis. It can also be paid on a bi-annual or tri-annual period. The first diagnosis of the covered critical illnesses should be only after 90 days of commencement of cover.

Star Critical Illness Multipay Insurance Policy Eligibility Criteria

Before purchasing the plan, individuals must consider checking the eligibility criteria, including waiting periods, entry age, sum insured details, and more.

Child Entry Age

Minimum: 18 Years

Adult Entry Age

Maximum: 65 Years

Policy Type

Individual

Policy Term

1/2/3 Years

Sum Insured

5 L To 25 L

Initial Waiting Period*

15 Days

Star Critical Illness Multipay Insurance Policy Benefits

The plan is designed in order to provide efficient medical care to individuals diagnosed with critical illnesses across 4 different categories. The benefits and features offered under the plan are mentioned below:

Star Wellness Benefit
Investing in the Star Critical Illness Multipay health insurance plan guarantees insured individuals with 'Star Wellness Benefits', an added feature that encourages and rewards for keeping a regular check on your health. By fulfilling certain fitness and wellness tasks insured individuals can earn wellness points which in turn will provide them with premium discounts on renewals.
Premium Payment Flexibility
Star Critical Illness Multipay Health Insurance plan offers premium payment flexibility to insured individuals wherein premiums can be paid in quarterly, half-yearly, and annual modes.
High Sum Insured
When purchasing the plan, insured individuals can opt from a wide range of sum insured options starting from INR 5 Lakhs up to INR 25 Lakhs. However, the sum insured for a non-earning member can not be more than the sum insured for the earning member.
Avail Cancer Cover
Star Critical Illness Multipay Health Insurance Policy provides cancer care coverage. The plan provides 4 categories of coverage within which multiple health issues are covered. Ranging from major organ ailments, and heart ailments to nervous system problems, the critical illness multipay plan takes care of it all.
Tax Benefit
All the premiums paid towards the Star Critical Illness Multipay Insurance Policy are eligible for tax benefits, under the Income Tax Act of India.

Star Critical Illness Multipay Insurance Policy Coverage

The critical illnesses and coverage terms available under the Star Critical Illness Multipay Insurance plan are mentioned below:

Coverage Terms	Features
	Cancer Cover	Cancer of Specified Severity
		Bone Marrow Transplantation
Aplastic Anaemia
Heart Cover	Myocardial Infraction
	Open Chest CABG
	Open Heart Replacement or Repair of Heart Valves
	Primary Pulmonary Hypertension
	Heart Transplantation
	Surgery of Aorta
	Dissecting Aortic Aneurysm
	Other Serious Coronary Artery Disease
	Cardiomyopathy of Specified Severity
Brain & Nervous System Cover	Coma of Specified Severity
	Stroke Resulting in Permanent Symptoms
	Permanent Paralysis of Limbs
	Motor Neuron Disease with Permanent Symptoms
	Benign Brain Tumor
	Loss of Speech
	Major Head Trauma
	Alzheimer's Disease
	Muscular Dystrophy
Major Organ & Other Conditions	Major Organ Transplantation
	Kidney Failure Requiring Regular Dialysis
	Blindness
	Deafness
	End Stage of Liver Failure
	Third Degree Burns
	End Stage Lung Failure

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Star Critical Illness Multipay Insurance Policy Permanent Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Star Critical Illness Multipay Insurance Policy are mentioned below:

Obesity and weight management surgeries

Change of gender treatments

Cosmetic or Plastic Surgeries

Treatments due to Substance Abuse

Sterility and Infertility Treatments

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Conclusion

Star Critical Illness Multipay Insurance Plan offers a broad perspective of coverage for 4 different categories of critical illnesses across cancer, heart, major organs, and brain and nervous system-related coverage. A versatile plan with wellness benefits and premium discounts to insured individuals at the time of renewal. Critical Illness coverage offers a secure healthcare plan required to tackle multiple critical illnesses along with financial security.

Explore other Star Health Plans

To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to explore more:

Comprehensive

Star Comprehensive Plan

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

Avail free health check-ups
Hospital Cash Benefit
100% Automatic Restoration

Star Comprehensive Plan (Pros)

99.6% CSR
Up to 1 Cr SI
Maternity Cover
New Born Baby Cover
Road and Air Ambulance

Star Comprehensive Plan (Cons)

No Global Coverage
No IVF Treatment
No compassionate Travel
HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

Individual and family floater
Mid-term inclusion available
Accidental Death
Permanent Total Disablement
Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Comprehensive

Star Family Health Optima Policy

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

Automatic Restroration of SI
Instant Recharge UPTO 30% of SI
New born baby cover from 16th day

Family Health Optima Policy (Pros)

No Pre-Policy Check-up
Lifelong Renewability
High SI available
COVID-19 cover
OPD covered

Family Health Optima Policy (Cons)

PED cover not available
Obesity Treatment Unavailable
Hazardous Activities
HIV/AIDS not covered
Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

Long term discounts
Premium Payment flexibility
Health Check-up Cover
Domiciliary Hospitalization
Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Youth-specific

Star Young Star Policy

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

No-claim bonus
Hospital daily cash
Automatic restoration of SI

Star Young Star Policy (Pros)

Mid-term inclusion
10% discount on early purchase
Star Wellness Program
Flexible-Premium Payment
2 Plan variants

Star Young Star Policy (Cons)

PED waiting period
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Young Star Policy (Other Benefits)

Hospital Cash Benefit
Lifelong Renewal
E-opinion
No-claim bonus
Automatic Restoration

Star Young Star Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 40 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Protection Plan

Young Star Extra Protect

This plan is designed to enhance your base health policy’s sum insured to provide maximum coverage for room rent, modern treatment, etc.

Unique Features

Modern care optimization
Base plan enhancement
AYUSH treatment extender

Young Star Extra Protect (Pros)

Modern treatment coverage
Room rent limit extension
Base policy’s sum insured enhancement
Features similar to the base policy
Home care treatment

Young Star Extra Protect (Cons)

No maternity cover
Limited to SI of base policy
Organ donor expenses not covered
Vaccination not covered
COVID-19 care not covered

Young Star Extra Protect (Other Benefits)

Individual & family floater plan
Trusted insurance provider
Unlimited benefits up to SI
Cashless claim settlement
AYUSH Treatment cover

Young Star Extra Protect (Eligibility Criteria)

Minor entry age - 91 days - 25 years
Adult entry age - 18 - 40 year
SI - Base policy above INR 10 Lakhs
Waiting Period - As per the base policy

Standard

Star Arogya Sanjeevani Policy

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

Room rent up to 5K/day
Modern treatments covered
20% rural discount available

Arogya Sanjeevani Policy (Pros)

Affordable Plan
50% No Claim Bonus
Flexible Policy
Day Care Procedures Covered
Up to 25% of SI for Cataracts

Arogya Sanjeevani Policy (Cons)

5% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

Lifelong Renewal
Road Ambulance Cover
Day Care Procedures Covered
AYUSH treatment Cover
Rural Discount

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Comprehensive

Star Medi Classic Policy (Individual)

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

All Daycare procedures
Automatic Restoration
Domiciliary hospitalization

Medi Classic Policy (Individual) (Pros)

Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover

Medi Classic Policy (Individual) (Cons)

10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Medi Classic Policy (Individual) (Other Benefits)

New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover

Medi Classic Policy (Individual) (Eligibility Criteria)

Entry Age - 16 Days
Max Entry Age - 65 Years
SI - 1.5 L to 25 L
Waiting Period - 30 Days

Flexible

Star Health Gain Policy

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

All Daycare procedures
Coverage for Modern Treatment
Outpatient Expense

Star Health Gain Policy (Pros)

Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit

Star Health Gain Policy (Cons)

20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Gain Policy (Other Benefits)

Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums

Star Health Gain Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Individual Plan

Star Health Premier Policy

A unique health plan for individuals above the age of 50 years with no upper age entry limit. The plan comes with a high SI.

Unique Features

Affordable Premiums
Long Term Discounts
Automatic Restoration

Star Health Premier Policy (Pros)

Cataract Treatment Cover
10% Health Check- Up Discount
High SI
Home Care Treatment
Road Ambulance Cover

Star Health Premier Policy (Cons)

20% Co-pay applicable
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Premier Policy (Other Benefits)

Hospice Care
Pain Management
AYUSH Treatment
Modern Treatment
100% Cumulative Bonus

Star Health Premier Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Age Limit
SI - 10 L to 1 Cr
Waiting Period - 30 Days

Women Care

Star Women Care Plan

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

Coverage for Modern Treatments
Coverage during Pregnancy
Preventive Health Check Up

Star Women Care Plan(Pros)

Designed for Women's Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI

Star Women Care Plan (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Women Care Plan (Other Benefits)

10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 75 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Senior Citizen

Star Health Senior Citizens Red Carpet Policy

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

Guaranteed Lifelong renewals
No Pre-acceptance Medical test
Availability of Instalment Facility

Senior Citizens Red Carpet Policy (Pros)

Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover

Senior Citizens Red Carpet Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Senior Citizens Red Carpet Policy (Other Benefits)

Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation

Senior Citizens Red Carpet Policy (Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age - 75 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Top-up

Star Super Surplus Policy

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

All Daycare procedure
Pre and Post Hospitalization
Organ Donor Expense

Star Super Surplus Policy (Pros)

Flexible Policy
Avail Long Term Discount
Cover family up to 2A+3C
Lifelong renewal
2 Plan variants

Star Super Surplus Policy (Cons)

Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Super Surplus Policy (Other Benefits)

Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up

Star Super Surplus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Critical Illness

Star Criticare Plus Policy

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

Modern Treatment Covered
Non-allopathic Treatment
Coverage Medicine and drugs cost

Care Policy

Star Cardiac Care Policy-Platinum

A unique plan designed for cardiac care with a wide range of sum-insured options and flexible payment options

Unique Features

High SI available
100% No Claim Bonus
Avail Non-Cardiac Cover

Star Cardiac Care Policy-Platinum (Pros)

Avail Heart Transplantation
Long Term Policy
Up to 15 L SI
Cardiac device cover
Installment options available

Star Cardiac Care Policy-Platinum (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Cardiac Care Policy-Platinum (Other Benefits)

Wellness Services
Angiogram Test
Modern Treatments
Pain Management
Health Check-ups

Star Cardiac Care Policy-Platinum (Eligibility Criteria)

Entry Age - 7 Years
Max Entry Age - 70 Years
SI - 5 L to 15 L
Waiting Period - 30 Days

Affordable Plan

Star Hospital Cash Policy

It is designed to care for your incidental expenses such as travel, food, etc. that are not covered under your Health Insurance Policy in the event of Hospitalization.

Unique Features

Two Plan Variants
Individual and Family Floater
Affordable

Star Hospital Cash Policy (Pros)

3 Years Policy Term
Cover up to 3 Children
180 days of hospital cash days
Comprehensive Plan
Various Hospital Cash Covers

Star Hospital Cash Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Star Hospital Cash Policy (Other Benefits)

Sickness Hospital Cash
Accident Hospital Cash
ICU Hospital Cash
Child Birth Hospital Cash
Worldwide Hospital Cash

Star Hospital Cash Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1k - 5k
Waiting Period - 30 Days

Cardiac

Star Cardiac Care Policy

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

Accidents and non-cardiac ailments
Day care procedure
No pre-acceptance Medical test

Star Cardiac Care Policy (Pros)

Flexible Product
Personal Accident Cover
2 Plan Variants
Road Ambulance
Day Care Procedures

Star Cardiac Care Policy (Cons)

10% Co-Payment
PED
Cosmetic Surgery
Obesity Treatment
Change of Gender Treatments

Star Cardiac Care Policy (Other Benefits)

Personal Accident Cover
Heart Transplantation
OPD expenses Cover
Modern Treatment Cover
COVID-19 Cover
Cataract Cover

Star Cardiac Care Policy (Eligibility Criteria)

Entry Age - 10 Years
Max Entry Age - 65 Years
SI - 3 L to 4 L
Waiting Period - 30 Days

Cancer care

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

Pre-hospitalization (30 days)
All daycare procedure
Nursing Expense

Autism Spectrum Disorder

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

No Pre-medical test
Nursing Expense
Emergency Ambulance Charges

Star Special Care Policy (Pros)

Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover

Star Special Care Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases

Star Special Care Policy (Other Benefits)

Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy

Star Special Care Policy (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days

Individual Plan

Micro Rural and Farmers Care

An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.

Unique Features

Day care procedures
Modern treatments
Cataract treatment

Micro Rural and Farmers Care (Pros)

Designed for Farmers
Flexible Policy
Day Care Procedures
Flexible Payment Options
PED cover available

Micro Rural and Farmers Care (Cons)

20% co-pay
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Micro Rural and Farmers Care (Other Benefits)

No Pre-policy medical checkup
Modern Treatments Covered
Lifelong Renewal
Up to 15k Cataract Cover
ICU cover

Micro Rural and Farmers Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 2 L
Waiting Period - 30 Days

Individual Plan

Star Out Patient Care

An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.

Unique Features

Diagnostics and physiotherapy
Pharmacy
Ophthalmic cover

Star Out Patient Care (Pros)

Cover up to 6 family members
3 Plan variants available
Dental Cover available
Physiotherapy cover
Pharmacy cover

Star Out Patient Care (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Breach of law

Star Out Patient Care (Other Benefits)

Dental Treatments Available
AYUSH Treatments Available
Ophthalmic Treatment
Outpatient Consultation
Renewal Discounts

Star Out Patient Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 50 Years
SI - 25k - 1 L
Waiting Period - 30 Days

Individual Plan

Star Accident Care Policy

An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.

Unique Features

Educational grant
Vehicle/Residence modification
Imported medicines

Individual Plan

Special Care Gold Insurance Policy

Special Care Gold is a special product tailored specifically for individuals with disabilities and those who are HIV/AIDS positive.

Unique Features

No pre-policy check-up
Affordable Plan
Flexible premium payment

Special Care Gold Insurance Policy (Pros)

HIV/AIDS Cover
Waiver of Co-Payment
Cataract Treatment Cover
Day Care Treatments
Road Ambulance Cover

Special Care Gold Insurance Policy (Cons)

20% Co-pay applicable
Obesity Treatment Unavailable
Hazardous Activity not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Special Care Gold Insurance Policy (Other Benefits)

Pre Hospitalization Cover
Post Hospitalization Cover
Disability Cover
High SI
Modern Treatment Cover

Special Care Gold Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4 L to 5 L
Waiting Period - 30 Days

COVID-19

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

No pre-medical Test
Only 16 days of Waiting Period
Low premium amount

COVID-19

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

AYUSH Treatments
Home Care Treatment
No pre-medical screening test

COVID-19

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

No pre-medical screening test
Sum insured: INR 50K to 2.5Lakhs
Only 15 days Waiting Period

Accident Plan

Star Health Assure Insurance Policy

A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.

Unique Features

Premium Payment Flexibility
Wellness Program
Short Waiting Period

Assure Insurance Policy (Pros)

Second Medical Opinion
Health Check-up Covered
100% Cumulative Bonus
Compassionate Travel
AYUSH Treatment

Assure Insurance Policy (Cons)

10% Co-pay applicable
Deductibles
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Assure Insurance Policy (Other Benefits)

In Utero Fetal Surgery
Pain Management
Rehabilitation Cover
Organ Donor Cover
Modern Treatment Cover

Assure Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 75 Years
SI - 5 L - 2 Cr
Waiting Period - 30 Days

Individual Plan

Star Health Diabetes Safe Insurance Policy

A specified plan for Type 1 or Type 2 Diabetes with flexible plan options. Offers automatic sum restoration with accident cover.

Unique Features

Cataract Cover
Affordable Premiums
Flexible Payment Options

Diabetes Safe Policy (Pros)

Road Ambulance Cover
Pre and Post Hospitalization
ICU Cover
Room Rent Cover
Day Care Treatment Cover

Diabetes Safe Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Diabetes Safe Policy (Other Benefits)

Dialysis Cover
Kidney Transplant Cover
Artificial Limbs Cover
Personal Accident Cover
OPD Cover

Diabetes Safe Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 10 L
Waiting Period - 30 Days

Platinum Plan

Star Cancer Care Platinum Insurance Policy

A cancer oriented policy which offers all-round protection and covers the high medical bills of the disease.

Unique Features

High SI
Affordable Premiums
Flexible Payment Options

Cancer Care Platinum Policy (Pros)

Cataract Cover
No pre-medical check-up
Lump Sum Cover
50% Cumulative Bonus
Hospice Care

Cancer Care Platinum Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Cancer Care Platinum Policy (Other Benefits)

Second Medical Opinion
Rehabilitation Cover
Pain Management
Day Care Treatment
Modern Treatment Cover

Cancer Care Platinum Policy (Eligibility Criteria)

Entry Age - 5 Months
Max Entry Age - 65 Years
SI - 5 L to 10 L
Waiting Period - 30 Days

Critical Plan

Smart Health Pro Plan

A truly smart health plan launched by Star Health Insurance offering tailored healthcare solutions with a high sum insured of up to INR 1 crore.

Unique Features

Tax Benefits
High SI
Multiple Optional Covers

Smart Health Pro Plan (Pros)

Modify Room Category
Up to 600% Cumulative Bonus
Reduced Waiting Period
Non-Medical Items Covered
Unlimited Automatic Restoration

Smart Health Pro Plan (Cons)

Adventure Sports Injuries
AIDS not covered
Injuries due to Illegal activities
No IVF Treatment
Obesity Not Covered

Smart Health Pro Plan (Other Benefits)

Multiple Discounts Available
Family Health Cover
Daycare Treatments
Air Ambulance
Domiciliary Hospitalization

Smart Health Pro Plan (Eligibility Criteria)

Entry Age: 18 Years
Maximum Entry Age: 50 Years
SI - 5 L to 1 Crore
Waiting Period - 30 Days

Protection Plan

Star Extra- Protect Insurance Policy

Star Extra Protect is an add-on Cover that enhances the limits of existing covers in addition to offering new features to the base policy

Unique Features

Additional SI
Enhanced Protection
Tax Benefits

Extra- Protect Policy (Pros)

Enhanced Room Rent
Non-Medical Items Covered
Affordable Premiums
Baby Food Cover
Ambulance Cover

Extra- Protect Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Extra- Protect Policy (Other Benefits)

Modern Treatment Cover
Oral Chemotherapy
Robotic surgeries
AYUSH Treatment
Home Care Treatment

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Star Network Hospital

Star Critical Illness Multipay: FAQ's

1. What are the eligibility criteria for the Star Critical Illness Multipay Insurance Plan?

The eligibility criteria mentioned in the policy schedule before purchasing the Star Critical Illness Multipay Insurance Plan is 18 to 65 years. As the plan is an individual plan and does not cover dependent children, or parents the eligibility criteria mentioned are for single individuals covered.

2. What are the various sum insured options mentioned under the Star Critical Illness Multipay Insurance Policy?

The various sum insured options mentioned under the plan range between INR 5 to 25 Lakhs. Star Critical Illness Multipay Insurance plan offers a wide range of sum insured options in order to provide efficient coverage to insured individuals.

3. What is the survival period under the Star Critical Illness Multipay Insurance Plan?

The survival period under the Star Critical Illness Multipay Insurance Plan is 15 days.

4. Are tax benefits available under the Star Critical Illness Multipay Insurance Plan?

Yes, all the premiums paid towards the Critical Illness Multipay insurance plan are eligible for tax benefits under the Income Tax Act of India.

5. How many critical illnesses are covered under the Star Critical Illness Multipay Insurance Plan?

There are 4 categories of critical illnesses that are covered under the Star Critical Illness Multipay Insurance Plan namely, cancer, heart, brain, nervous system, and major organ diseases.

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Star Health Insurance Policy Review

Read what customers think about the Star Health Insurance Policy.

Simran

Jamshedpur

April 8, 2024

I am impressed by Star Health reward features and want to be associated with the insurer for a long time

Dinesh

Belgaum

April 8, 2024

I required emergency hospitalization on my family trip to a remote city and PolicyX helped me find the nearest network hospital of Star health insurance

Nitika

Jalandhar

April 8, 2024

My grandparents are over 60 years old and I wanted to look for the best senior citizen health plan for them when PolicyX introduced me to Star Red Carper Health policy

Ashima

Amritsar

April 8, 2024

I was skeptical about investing in a family health plan thinking the coverage features will not be enough but Star comprehensive health plan proved me wrong, thank you policyX for finding the b...

Shikha Bajaj

Gurgaon

April 8, 2024

I have been associated with Star Health Insurance for over 3 years now and have had a smooth insurance experience

Kanupriya

Rajkot

April 8, 2024

I liked how my Star health insurance provides health check-ups, hospitalization, accidental cover, and so on at an affordable rate. Thank you PolicyX for encouraging me to buy it.

Neha Sukheja

Indore

April 8, 2024

I got treated with Angioplasty surgery and I’m thankful that the Star Comprehensive plan covered my treatment expenses and saved my hard-earned money.

Vaidehi Kanaujia

Indore

April 8, 2024

I have been insured with a Star Health Assure policy that I bought at the suggestion of PolicyX’s agent. I got my claims settled two times in a year and I highly recommend this policy.

View All Star Health Insurance Reviews

Written By: Bindiya Sinha

Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.

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Star Critical Illness Multipay Insurance Policy

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Star Critical Illness Multipay Insurance Policy Eligibility Criteria

Child Entry Age

Adult Entry Age

Policy Type

Policy Term

Sum Insured

Initial Waiting Period*

Star Critical Illness Multipay Insurance Policy Benefits

Star Wellness Benefit

Premium Payment Flexibility

High Sum Insured

Avail Cancer Cover

Tax Benefit

Star Critical Illness Multipay Insurance Policy Coverage

Coverage Terms

Features

Choose Star Health Insurance Plan for

Star Critical Illness Multipay Insurance Policy Permanent Exclusions

Permanent Exclusions

Explore Star Health Insurance

Conclusion

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