Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Get comprehensive coverage at affordable premiums.
Star Comprehensive insurance policy is a complete health insurance plan that looks after all the healthcare needs of individuals. This plan by Star Health Insurance offers the necessary financial protection during a medical emergency without any sub limit. Star Comprehensive health insurance also provides coverage for accidental death and permanent total disability, allowing you a secure future irrespective of any medical issue.
The Star Comprehensive Insurance policy is available for both individuals and families and provides coverage for medical expenditures for bariatric surgery operations and their consequences, second medical opinions, maternity (both normal and cesarean delivery), and many daycare services.
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
Star Comprehensive Health Insurance In Hindi
3 Months to 65 Years
Individual / Family Floater
1 / 2 / 3 year
Lifetime Renewability
5 | 7.5 | 10 | 15 | 20 | 25 | 50 | 75 Lakhs & 1 Crore
30 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
With an extensive range of benefits, and a vast coverage of up to Rs. 1 Crore, Star Health Insurance Comprehensive Plan ensures that all your medical needs are looked after. In the below section, you can get an insight into the coverage offered by the plan. Have a look:
Coverage for SI: 5L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
500 per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 15K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 2K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 7.5L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
750 per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 15K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 2.5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 10L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
750 per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 15K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 3K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 15L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
1K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 15K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 4K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 20L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
1K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 20K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 4.5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 25L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
1.5K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 1 Lakh
AYUSH Treatment
Up to 20K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 4.5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 50L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
2.5K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 2 Lakhs
AYUSH Treatment
Up to 30K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 75L
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
2.5K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 2 Lakhs
AYUSH Treatment
Up to 30K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Coverage for SI: 1Cr
Room Rent
Private Single A/C Room
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered
Daycare Treatment
All Day care procedures covered
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Covered after 2 years
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Up to 100% SI restoration once during policy period
Daily Hospital Cash
2.5K per day
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Up to 2 Lakhs
AYUSH Treatment
Up to 30K
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered up to SI
Air Ambulance
Up to 5 Lakhs Per Policy
Compassionate Travel
Not available
Global Coverage
Not available
E-Consultation
Not available
Health Check-Up
Up to 5K
Second Medical Opinion
Covered
Vaccination
Covered
Co-payment
10% for every claim (applies to insured above 60)
Sub-limits
Applied to Modern treatments
Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Star Comprehensive Plan?
Under this plan, the policyholder can select a Private Single AC Room.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Star Comprehensive Plan?
Under this plan, ICU charges coverage is available up to the selected SI.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Star Comprehensive Plan?
This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Star Comprehensive Plan?
This plan covers medical expenses incurred during post-hospitalization for up to 90 days.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Star Comprehensive Plan?
Under this plan, the domiciliary hospitalization that exceeds 3 days is covered.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Star Comprehensive Plan?
This plan covers expenses of day care procedures.
The cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Star Comprehensive Plan?
OPD charges are covered under this plan.
Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Star Comprehensive Plan?
COVID-19 treatment cover is available under this plan.
A common eye condition in which your vision gets blurred.
Coverage status under Star Comprehensive Plan?
Not covered
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Star Comprehensive Plan?
No-claim bonus under this plan is available as follows:
Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.
Coverage status under Star Comprehensive Plan?
The plan offers automatic restoration of 100% of your basic SI.
It is a cash amount that you will get each day during the time of hospitalization.
Coverage status under Star Comprehensive Plan?
Under the plan, the policyholder is eligible to avail Hospital cash up to 7 days per occurrence up to 120 days per policy period. The coverage amount is dependent on your selected SI as mentioned below:
SI Options | 5LÂ | 7.5LÂ | 10L | 15LÂ | 20L | 25L | 50L | 75L | 1Cr |
Daily Hospital Cash (in Rs.) | 500 per day | 750 per day | 750 per day | 1Kper day | 1K per day | 1.5K per day | 2.5K per day | 2.5K per day | 2.5K per day |
Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Star Comprehensive Plan?
Organ donor cover is available under this plan.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Star Comprehensive Plan?
Covers the expense for normal and c-section procedures deliveries up to the below-mentioned limits:
SI | 5 | 7.5 | 10 | 15 | 20 | 25 | 50 | 75 | 100 |
Normal Delivery Coverage | 15K | 25K | 30K | 50K | |||||
Caesarean Delivery Coverage | 20K | 40K | 50K | 1 Lakh |
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:
Coverage status under Star Comprehensive Plan?
New born baby cover is available as per the selected SI amount.
SI Options | 5LÂ | 7.5LÂ | 10L | 15LÂ | 20L | 25L | 50L | 75L | 1Cr |
New Born Baby Cover | Up to 1 Lakh | Up to 2 Lakhs |
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Star Comprehensive Plan?
It is covered under this plan as per the selected SI amount.
SI Options | 5LÂ | 7.5LÂ | 10L | 15LÂ | 20L | 25L | 50L | 75L | 1Cr |
AYUSH Treatment | Up to 15K | Up to 20K | Up to 30K |
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Star Comprehensive Plan?
Not Covered
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Star Comprehensive Plan?
SI (in Rs.) | 5 L | 7.5 L | 10 L | 15 LÂ | 20L | 25L | 50L | 75L | 1Cr |
Uterine Artery Embolization and HIFU | 1.25L | 1.25L | 1.5L | 1.75L | 2L | 2L | 2.25L | 2.75L | 3L |
Balloon Sinuplasty | 50K | 50K | 1L | 1.25L | 1.5L | 1.5L | 1.75L | 2L | 2L |
Deep Brain Stimulation | 2.25L | 2.25L | 3L | 4L | 4.5L | 5L | 6L | 7L | 7.5L |
Oral Chemotherapy | 1.25L | 1.25L | 2L | 2.5L | 2.75L | 3L | 4L | 5L | 6L |
Immunotherapy | 2.5L | 2.75L | 4L | 5L | 5.5L | 6L | 7.5L | 9L | 10L |
Intra Vitreal injections | 50K | 60K | 75K | 1L | 1.25L | 1.5L | 1.75L | 2L | 2L |
Robotic surgeries | 2.5L | 2.75L | 3L | 4L | 4.5L | 5L | 6L | 7L | 7.5L |
Stereotactic Radio Surgeries | 2L | 2.25L | 2.5L | 2.75L | 2.75L | 3L | 3.50L | 3.75L | 4L |
Bronchial Thermoplasty | Up to Sum Insured | ||||||||
Vaporization of the prostate (Green laser/Holmium laser) | |||||||||
Intra Operative Neuro Monitoring | |||||||||
Stem Cell Therapy | 2.5L | 2.75L | 4L | 5L | 5.5L | 6L | 7.5L | 9L | 10L |
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Star Comprehensive Plan?
This plan covers Ambulance charges of up to the selected Sum Insured.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Star Comprehensive Plan?
The plan offers coverage of 2.5 Lakhs per hospitalization, maximum of up to 5 Lakhs.
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Star Comprehensive Plan?
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under Star Comprehensive Plan?
Not available
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Star Comprehensive Plan?
Not Available
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Star Comprehensive Plan?
The policy covers health check-up expenses as per the selected Sum Insured.
SI Options | 5L | 7.5L | 10L | 15L | 20L | 25L | 50L | 75L | 1Cr |
Health Check-Up | Up to 2K | Up to 2.5K | Up to 3K | Up to 4K | Up to 4.5K | Up to 4.5K | Up to 5K | Up to 5K | Up to 5K |
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under Star Comprehensive Plan?
Available
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Star Comprehensive Plan?
Star Comprehensive covers the vaccination expenses of a newborn baby up to the below limits:
SI | 5L | 7.5L | 10L | 15L | 20L | 25L | 50L | 75L | 1Cr |
Limits | 5K | 10K |
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under Star Comprehensive Plan?
10% of co-payment applies to people above 60 for every claim.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.
Coverage status under Star Comprehensive Plan?
SI (in Rs.) | 5 L | 7.5 L | 10 L | 15 L | 20L | 25L | 50L | 75L | 1Cr |
Uterine Artery Embolization and HIFU | 1.25L | 1.25L | 1.5L | 1.75L | 2L | 2L | 2.25L | 2.75L | 3L |
Balloon Sinuplasty | 50K | 50K | 1L | 1.25L | 1.5L | 1.5L | 1.75L | 2L | 2L |
Deep Brain Stimulation | 2.25L | 2.25L | 3L | 4L | 4.5L | 5L | 6L | 7L | 7.5L |
Oral Chemotherapy | 1.25L | 1.25L | 2L | 2.5L | 2.75L | 3L | 4L | 5L | 6L |
Immunotherapy | 2.5L | 2.75L | 4L | 5L | 5.5L | 6L | 7.5L | 9L | 10L |
Intra Vitreal injections | 50K | 60K | 75K | 1L | 1.25L | 1.5L | 1.75L | 2L | 2L |
Robotic surgeries | 2.5L | 2.75L | 3L | 4L | 4.5L | 5L | 6L | 7L | 7.5L |
Stereotactic Radio Surgeries | 2L | 2.25L | 2.5L | 2.75L | 2.75L | 3L | 3.50L | 3.75L | 4L |
Bronchial Thermoplasty | Up to Sum Insured | ||||||||
Vaporization of the prostate (Green laser/Holmium laser) | |||||||||
Intra Operative Neuro Monitoring | |||||||||
Stem Cell Therapy | 2.5L | 2.75L | 4L | 5L | 5.5L | 6L | 7.5L | 9L | 10L |
Star Comprehensive insurance policy has a multitude of advantages to offer to its customers. From Midterm inclusion to coverage for accidental death, the Star Mediclaim Policy for Family has got everything covered.
Find the details below:
Wellness Points | Discount in Premiums |
---|---|
200 to 350 | 2% |
351 to 600 | 5% |
601 to 750 | 7% |
751 to 1000 | 10% |
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
There is a list of certain conditions and treatments that Star Health Comprehensive Policy doesn't cover. A few of them are listed below-
Permanent diseases or health conditions that are not included under Star Health Comprehensive plan are:
Intentional self-injury
Mental illness
Cosmetic & aesthetic treatment
Congenital disease
Infertility and in vitro fertilization
Dental surgery
AIDS
Miscarriage, and abortion
Hospitalization out of war, riot, strike, and nuclear weapons.
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 36 Months
Get a better understanding of how much premium you need to pay under Star health insurance comprehensive plan. To make it easier for you, we at PolicyX.com have calculated the premium amount for different sum insured options based on different family sizes. Refer to the table below:
Sum Insured (in Rs.) | 10 Lakhs | 15 Lakhs | 25 Lakhs | 50 Lakhs | 1 Crore |
Premium Payable | 11, 476 | 14, 426 | 18, 013 | 19, 818 | 23, 016 |
Sum Insured (in Rs.) | 10 Lakhs | 15 Lakhs | 25 Lakhs | 50 Lakhs | 1 Crore |
Premium Payable | 18, 361 | 23, 081 | 29, 571 | 32, 533 | 37, 772 |
Sum Insured (in Rs.) | 10 Lakhs | 15 Lakhs | 25 Lakhs | 50 Lakhs | 1 Crore |
Premium Payable | 22, 550 | 28, 037 | 34, 527 | 37, 984 | 44, 108 |
Sum Insured (in Rs.) | 10 Lakhs | 15 Lakhs | 25 Lakhs | 50 Lakhs | 1 Crore |
Premium Payable | 24, 686 | 30, 161 | 36, 887 | 40, 580 | 47, 117 |
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to explore more:
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Protection Plan
This plan is designed to enhance your base health policy’s sum insured to provide maximum coverage for room rent, modern treatment, etc.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Individual Plan
A unique health plan for individuals above the age of 50 years with no upper age entry limit. The plan comes with a high SI.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Critical Illness
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Care Policy
A unique plan designed for cardiac care with a wide range of sum-insured options and flexible payment options
Unique Features
Affordable Plan
It is designed to care for your incidental expenses such as travel, food, etc. that are not covered under your Health Insurance Policy in the event of Hospitalization.
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Individual Plan
An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.
Unique Features
Individual Plan
An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.
Unique Features
Individual Plan
An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.
Unique Features
Individual Plan
Special Care Gold is a special product tailored specifically for individuals with disabilities and those who are HIV/AIDS positive.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
Accident Plan
A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.
Unique Features
Individual Plan
A specified plan for Type 1 or Type 2 Diabetes with flexible plan options. Offers automatic sum restoration with accident cover.
Unique Features
Platinum Plan
A cancer oriented policy which offers all-round protection and covers the high medical bills of the disease.
Unique Features
Critical Plan
A critical illness policy providing lump sum benefit on diagnosis of Critical illnesses related to Cancer, Heart, Brain & Nervous System, and Major Organs.
Unique Features
Critical Plan
A truly smart health plan launched by Star Health Insurance offering tailored healthcare solutions with a high sum insured of up to INR 1 crore.
Unique Features
Protection Plan
Star Extra Protect is an add-on Cover that enhances the limits of existing covers in addition to offering new features to the base policy
Unique Features
Yes, Star Comprehensive Health insurance offers a cumulative bonus of a maximum of up to 100% of the sum insured.
Star Comprehensive health insurance is a complete health insurance plan that offers a wide range of coverage to you and your family. Bariatric surgeries, air ambulance cover, AYUSH treatment, accidental death cover are some of the benefits that you will get on buying the Star Heath Comprehensive plan.
No, the star health comprehensive policy does not cover critical illnesses.
Star Comprehensive health insurance policy is a complete health insurance plan that takes care of the healthcare needs of the policyholders.
No. However, you can revise your sum insured at the time of renewal.
Expenses incurred on acute treatment of the eye are payable once in the 3 years of continuous coverage.
You have to submit these documents for making a successful claim in the star health comprehensive plan:
The medical expenses incurred due to hospitalization for bariatric surgery procedures or any related complication are covered under Star Comprehensive insurance policy. These expenses are covered up to a maximum limit of 2.5 Lakhs and 5 Lakhs.
Star Comprehensive insurance policy rewards insured members with a number of wellness activities on maintaining a healthy lifestyle. One can avail of discounts in the renewal premium as per the earned wellness points.
Yes, you can reduce the waiting period for pre-existing diseases under the Star Health Comprehensive plan by adding the 'Buy Back Pre-existing Disease' benefit on paying an additional premium.
Yes, you will get a cashless hospitalisation facility at any of the wide range of network hospitals under the Star Health Insurance Company.
You will get a 24-month waiting period from the date of issuance of the policy.
You will get hospitalisation coverage, maternity benefits, pre-hospitalisation, post-hospitalisation, domiciliary treatment and much more exclusive benefits.
Yes, pre-existing conditions are covered after completing the waiting period.
Yes, you can add riders like critical illness cover, or personal accident cover to customise the policy as per your specific need.
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Simran
Jamshedpur
April 8, 2024
I am impressed by Star Health reward features and want to be associated with the insurer for a long time
Dinesh
Belgaum
April 8, 2024
I required emergency hospitalization on my family trip to a remote city and PolicyX helped me find the nearest network hospital of Star health insurance
Nitika
Jalandhar
April 8, 2024
My grandparents are over 60 years old and I wanted to look for the best senior citizen health plan for them when PolicyX introduced me to Star Red Carper Health policy
Ashima
Amritsar
April 8, 2024
I was skeptical about investing in a family health plan thinking the coverage features will not be enough but Star comprehensive health plan proved me wrong, thank you policyX for finding the b...
Shikha Bajaj
Gurgaon
April 8, 2024
I have been associated with Star Health Insurance for over 3 years now and have had a smooth insurance experience
Kanupriya
Rajkot
April 8, 2024
I liked how my Star health insurance provides health check-ups, hospitalization, accidental cover, and so on at an affordable rate. Thank you PolicyX for encouraging me to buy it.
Neha Sukheja
Indore
April 8, 2024
I got treated with Angioplasty surgery and I’m thankful that the Star Comprehensive plan covered my treatment expenses and saved my hard-earned money.
Vaidehi Kanaujia
Indore
April 8, 2024
I have been insured with a Star Health Assure policy that I bought at the suggestion of PolicyX’s agent. I got my claims settled two times in a year and I highly recommend this policy.
Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
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