Star Comprehensive Insurance Policy

Get comprehensive coverage at affordable premiums.

Star Comprehensive insurance policy is a complete health insurance plan that looks after all the healthcare needs of individuals. This plan by Star Health Insurance offers the necessary financial protection during a medical emergency without any sub limit. Star Comprehensive health insurance also provides coverage for accidental death and permanent total disability, allowing you a secure future irrespective of any medical issue.

The Star Comprehensive Insurance policy is available for both individuals and families and provides coverage for medical expenditures for bariatric surgery operations and their consequences, second medical opinions, maternity (both normal and cesarean delivery), and many daycare services.

Star Comprehensive Plan Specifications

Entry Age

3 Months to 65 Years

Plan Type

Individual / Family Floater

Policy Term

1 / 2 / 3 year

Renewability

Lifetime Renewability

Sum Insured

5 | 7.5 | 10 | 15 | 20 | 25 | 50 | 75 Lakhs & 1 Crore

Initial Waiting Period*

30 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Star Health Comprehensive Plan

With an extensive range of benefits, and a vast coverage of up to Rs. 1 Crore, Star Health Insurance Comprehensive Plan ensures that all your medical needs are looked after. In the below section, you can get an insight into the coverage offered by the plan. Have a look:

Coverage for SI: 5L

In-patient & Out-patient Coverage

Room Rent

Private Single A/C Room

ICU Charges

Covered up to SI

Pre-Hospitalization

Covered up to 60 days

Post-Hospitalization

Covered up to 90 days

Domiciliary Hospitalization

Covered

Daycare Treatment

All Day care procedures covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered after 2 years

No Claim Bonus

Available up to 100% of SI

Automatic Restoration

Up to 100% SI restoration once during policy period

Daily Hospital Cash

500 per day

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Up to 1 Lakh

Alternative Treatments

AYUSH Treatment

Up to 15K

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered up to SI

Air Ambulance

Up to 5 Lakhs Per Policy

Compassionate Travel

Not available

Global Coverage

Not available

Wellness Programmes

E-Consultation

Not available

Health Check-Up

Up to 2K

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

10% for every claim (applies to insured above 60)

Sub-limits

Applied to Modern treatments

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Star Network Hospital

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Choose Star Health Insurance Plan for

Star Comprehensive Plan Exclusions

There is a list of certain conditions and treatments that Star Health Comprehensive Policy doesn't cover. A few of them are listed below-

Permanent Exclusions

Permanent diseases or health conditions that are not included under Star Health Comprehensive plan are:

Intentional self-injury

Mental illness

Cosmetic & aesthetic treatment

Congenital disease

Infertility and in vitro fertilization

Dental surgery

AIDS

Miscarriage, and abortion

Hospitalization out of war, riot, strike, and nuclear weapons.

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 36 Months

Star Comprehensive Premium

Get a better understanding of how much premium you need to pay under Star health insurance comprehensive plan. To make it easier for you, we at PolicyX.com have calculated the premium amount for different sum insured options based on different family sizes. Refer to the table below:

1 Adult

Sum Insured (in Rs.)	10 Lakhs	15 Lakhs	25 Lakhs	50 Lakhs	1 Crore
Premium Payable	11, 476	14, 426	18, 013	19, 818	23, 016

2 Adults

Sum Insured (in Rs.)	10 Lakhs	15 Lakhs	25 Lakhs	50 Lakhs	1 Crore
Premium Payable	18, 361	23, 081	29, 571	32, 533	37, 772

2 Adults +1 Kid

Sum Insured (in Rs.)	10 Lakhs	15 Lakhs	25 Lakhs	50 Lakhs	1 Crore
Premium Payable	22, 550	28, 037	34, 527	37, 984	44, 108

2 Adults +2 Kids

Sum Insured (in Rs.)	10 Lakhs	15 Lakhs	25 Lakhs	50 Lakhs	1 Crore
Premium Payable	24, 686	30, 161	36, 887	40, 580	47, 117

Star Comprehensive Benefits

Star Comprehensive insurance policy has a multitude of advantages to offer to its customers. From Midterm inclusion to coverage for accidental death, the Star Mediclaim Policy for Family has got everything covered.

Find the details below:

Midterm Inclusion Available

Coverage for newly wedded spouse

Bariatric Surgery

Coverage for bariatric surgeries

Accidental Death & Permanent Total Disablement

Covered children and senior citizen

Star Wellness Programme

Rewards based on your health lifestyle

Buy Back PED

Reduction of waiting period

Tax Benefits

Get tax relief under section 80D

Explore Star Health Insurance

Explore Other Star Health Insurance Plan

To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Star Comprehensive Policy, there are other plans to choose from. Take a look below to explore more:

Star Women Care Plan

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

Coverage for Modern Treatments
Coverage during Pregnancy
Preventive Health Check Up

Star Women Care Plan(Pros)

Designed for Women's Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI

Star Women Care Plan (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Women Care Plan (Other Benefits)

10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 75 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Health Senior Citizens Red Carpet Policy

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

Guaranteed Lifelong renewals
No Pre-acceptance Medical test
Availability of Instalment Facility

Senior Citizens Red Carpet Policy (Pros)

Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover

Senior Citizens Red Carpet Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Senior Citizens Red Carpet Policy (Other Benefits)

Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation

Senior Citizens Red Carpet Policy (Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age - 75 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Star Comprehensive Plan

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

Avail free health check-ups
Hospital Cash Benefit
100% Automatic Restoration

Star Comprehensive Plan (Pros)

99.6% CSR
Up to 1 Cr SI
Maternity Cover
New Born Baby Cover
Road and Air Ambulance

Star Comprehensive Plan (Cons)

No Global Coverage
No IVF Treatment
No compassionate Travel
HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

Individual and family floater
Mid-term inclusion available
Accidental Death
Permanent Total Disablement
Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Family Health Optima Policy

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

Automatic Restroration of SI
Instant Recharge UPTO 30% of SI
New born baby cover from 16th day

Family Health Optima Policy (Pros)

No Pre-Policy Check-up
Lifelong Renewability
High SI available
COVID-19 cover
OPD covered

Family Health Optima Policy (Cons)

PED cover not available
Obesity Treatment Unavailable
Hazardous Activities
HIV/AIDS not covered
Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

Long term discounts
Premium Payment flexibility
Health Check-up Cover
Domiciliary Hospitalization
Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

Star Cardiac Care Policy

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

Accidents and non-cardiac ailments
Day care procedure
No pre-acceptance Medical test

Star Cardiac Care Policy (Pros)

Flexible Product
Personal Accident Cover
2 Plan Variants
Road Ambulance
Day Care Procedures

Star Cardiac Care Policy (Cons)

10% Co-Payment
PED
Cosmetic Surgery
Obesity Treatment
Change of Gender Treatments

Star Cardiac Care Policy (Other Benefits)

Personal Accident Cover
Heart Transplantation
OPD expenses Cover
Modern Treatment Cover
COVID-19 Cover
Cataract Cover

Star Cardiac Care Policy (Eligibility Criteria)

Entry Age - 10 Years
Max Entry Age - 65 Years
SI - 3 L to 4 L
Waiting Period - 30 Days

Star Super Surplus Policy

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

All Daycare procedure
Pre and Post Hospitalization
Organ Donor Expense

Star Super Surplus Policy (Pros)

Flexible Policy
Avail Long Term Discount
7 family cover size options
Lifelong renewal
3 Plan variants

Star Super Surplus Policy (Cons)

Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover

Star Super Surplus Policy (Other Benefits)

Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up

Star Super Surplus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

No pre-medical Test
Only 16 days of Waiting Period
Low premium amount

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

Pre-hospitalization (30 days)
All daycare procedure
Nursing Expense

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

No Pre-medical test
Nursing Expense
Emergency Ambulance Charges

Star Special Care Policy (Pros)

Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover

Star Special Care Policy (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases

Star Special Care Policy (Other Benefits)

Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy

Star Special Care Policy (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days

Star Diabetes Safe Insurance Policy

Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.

Unique Features

30 days waiting period
Automatic restoration of Sum Insured
Outpatient Expenses

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

AYUSH Treatments
Home Care Treatment
No pre-medical screening test

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

No pre-medical screening test
Sum insured: INR 50K to 2.5Lakhs
Only 15 days Waiting Period

Star Arogya Sanjeevani Policy

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

Room rent up to 5K/day
Modern treatments covered
20% rural discount available

Arogya Sanjeevani Policy (Pros)

Affordable Plan
50% No Claim Bonus
Flexible Policy
Day Care Procedures Covered
Up to 25% of SI for Cataracts

Arogya Sanjeevani Policy (Cons)

5% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

Lifelong Renewal
Road Ambulance Cover
Day Care Procedures Covered
AYUSH treatment Cover
Rural Discount

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Star Medi Classic Policy (Individual)

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

All Daycare procedures
Automatic Restoration
Domiciliary hospitalization

Medi Classic Policy (Individual) (Pros)

Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover

Medi Classic Policy (Individual) (Cons)

10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Medi Classic Policy (Individual) (Other Benefits)

New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover

Medi Classic Policy (Individual) (Eligibility Criteria)

Entry Age - 16 Days
Max Entry Age - 65 Years
SI - 1.5 L to 25 L
Waiting Period - 30 Days

Star Health Gain Policy

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

All Daycare procedures
Coverage for Modern Treatment
Outpatient Expense

Star Health Gain Policy (Pros)

Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit

Star Health Gain Policy (Cons)

20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Health Gain Policy (Other Benefits)

Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums

Star Health Gain Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Star Criticare Plus Policy

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

Modern Treatment Covered
Non-allopathic Treatment
Coverage Medicine and drugs cost

Star Young Star Policy

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

No-claim bonus
Hospital daily cash
Automatic restoration of SI

Star Young Star Policy (Pros)

Mid-term inclusion
10% discount on early purchase
Star Wellness Program
Flexible-Premium Payment
2 Plan variants

Star Young Star Policy (Cons)

PED waiting period
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Star Young Star Policy (Other Benefits)

Hospital Cash Benefit
Lifelong Renewal
E-opinion
No-claim bonus
Automatic Restoration

Star Young Star Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 40 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Micro Rural and Farmers Care

An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.

Unique Features

Day care procedures
Modern treatments
Cataract treatment

Micro Rural and Farmers Care (Pros)

Designed for Farmers
Flexible Policy
Day Care Procedures
Flexible Payment Options
PED cover available

Micro Rural and Farmers Care (Cons)

20% co-pay
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Micro Rural and Farmers Care (Other Benefits)

No Pre-policy medical checkup
Modern Treatments Covered
Lifelong Renewal
Up to 15k Cataract Cover
ICU cover

Micro Rural and Farmers Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 2 L
Waiting Period - 30 Days

Star Out Patient Care

An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.

Unique Features

Diagnostics and physiotherapy
Pharmacy
Ophthalmic cover

Star Out Patient Care (Pros)

Cover up to 6 family members
3 Plan variants available
Dental Cover available
Physiotherapy cover
Pharmacy cover

Star Out Patient Care (Cons)

Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Breach of law

Star Out Patient Care (Other Benefits)

Dental Treatments Available
AYUSH Treatments Available
Ophthalmic Treatment
Outpatient Consultation
Renewal Discounts

Star Out Patient Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 50 Years
SI - 25k - 1 L
Waiting Period - 30 Days

Star Accident Care Policy

An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.

Unique Features

Educational grant
Vehicle/Residence modification
Imported medicines

Health Insurance Articles

See More Health Insurance Articles

Star Comprehensive Plan: FAQs

1. Does the star health comprehensive plan offer any cumulative bonus?

Yes, Star Comprehensive Health insurance offers a cumulative bonus of a maximum of up to 100% of the sum insured.

2. Is Star Health comprehensive plan good?

Star Comprehensive health insurance is a complete health insurance plan that offers a wide range of coverage to you and your family. Bariatric surgeries, air ambulance cover, AYUSH treatment, accidental death cover are some of the benefits that you will get on buying the Star Heath Comprehensive plan.

3. Does Star health comprehensive cover critical illness?

No, the star health comprehensive policy does not cover critical illnesses.

4. Did Star Comprehensive health insurance offer coverage for IVF treatment?

No, it does not cover IVF treatments as it is mentioned as a permanent exclusion in Star Comprehensive health policy.

5. Can I increase the sum insured amount in between the policy tenure?

No. However, you can revise your sum insured at the time of renewal.

6. Does Ophthalmic Treatment cover under Star Comprehensive health insurance?

Expenses incurred on acute treatment of the eye are payable once in the 3 years of continuous coverage.

7. What documents are needed for filing a claim under the star comprehensive health insurance plan?

You have to submit these documents for making a successful claim in the star health comprehensive plan:

Health card
Prescription documents issued by the doctor
Discharge summary from the hospital
Original medical bills
All investigative reports in original
Hospital records
KYC documents if your claim amount is more than INR 1 lakh
The claim form, filled and signed
NEFT and KYC details for reimbursement claims
Medico-legal certificate or FIR in case of accidental hospitalization

8. What is the bariatric surgery benefit under Star Comprehensive insurance policy?

The medical expenses incurred due to hospitalization for bariatric surgery procedures or any related complication are covered under Star Comprehensive insurance policy. These expenses are covered up to a maximum limit of 2.5 Lakhs and 5 Lakhs.

9. What do you mean by Star Wellness Program?

Star Comprehensive insurance policy rewards insured members with a number of wellness activities on maintaining a healthy lifestyle. One can avail of discounts in the renewal premium as per the earned wellness points.

10. Can I get a rebate on the waiting period for pre-existing diseases under the Star Comprehensive health plan?

Yes, you can reduce the waiting period for pre-existing diseases under the Star Health Comprehensive plan by adding the ‘Buy Back Pre-existing Disease’ benefit on paying an additional premium.

Star Health Insurance Policy Review

Read what customers think about the Star Health Insurance Policy.

Ranjan Kumar Verma

Patna

March 5, 2023

मैने 2016 में PolicyX.Com से Health Insurance Online Purchase किया था। अभी 2021 से मैं STAR HEALTH का Policy continue किया हूँ�...

sandeep singh

Chandigarh

January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

Sanjay naraware

Pune

November 8, 2022

Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.

Ritesh

Delhi

June 2, 2022

Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.

Himanshu Gada

Delhi

May 25, 2022

Star is a good company. I have bought 2 plans from this company. One for myself, and another for my parents. I am happy with both the plan. Thank you PolicyX.com for helping me to find this gre...

samarth wadhwa

Guwahati

March 14, 2022

Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...

rachana singh

Ahmedabad

February 24, 2022

I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment

paridhi

Hyderabad

February 17, 2022

No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.

View All Star Health Insurance Reviews

SI Options	5L	7.5L	10L	15L	20L	25L	50L	75L	1Cr
Daily Hospital Cash (in Rs.)	500 per day	750 per day	750 per day	1Kper day	1K per day	1.5K per day	2.5K per day	2.5K per day	2.5K per day

SI Options	5L	7.5L	10L	15L	20L	25L	50L	75L	1Cr
New Born Baby Cover	Up to 1 Lakh						Up to 2 Lakhs

SI Options	5L	7.5L	10L	15L	20L	25L	50L	75L	1Cr
AYUSH Treatment	Up to 15K				Up to 20K		Up to 30K

SI (in Rs.)	5 L	7.5 L	10 L	15 L	20L	25L	50L	75L	1Cr
Uterine Artery Embolization and HIFU	1.25L	1.25L	1.5L	1.75L	2L	2L	2.25L	2.75L	3L
Balloon Sinuplasty	50K	50K	1L	1.25L	1.5L	1.5L	1.75L	2L	2L
Deep Brain Stimulation	2.25L	2.25L	3L	4L	4.5L	5L	6L	7L	7.5L
Oral Chemotherapy	1.25L	1.25L	2L	2.5L	2.75L	3L	4L	5L	6L
Immunotherapy	2.5L	2.75L	4L	5L	5.5L	6L	7.5L	9L	10L
Intra Vitreal injections	50K	60K	75K	1L	1.25L	1.5L	1.75L	2L	2L
Robotic surgeries	2.5L	2.75L	3L	4L	4.5L	5L	6L	7L	7.5L
Stereotactic Radio Surgeries	2L	2.25L	2.5L	2.75L	2.75L	3L	3.50L	3.75L	4L
Bronchial Thermoplasty	Up to Sum Insured
Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy	2.5L	2.75L	4L	5L	5.5L	6L	7.5L	9L	10L

SI Options	5L	7.5L	10L	15L	20L	25L	50L	75L	1Cr
Health Check-Up	Up to 2K	Up to 2.5K	Up to 3K	Up to 4K	Up to 4.5K	Up to 4.5K	Up to 5K	Up to 5K	Up to 5K

SI	5	7.5	10	15	20	25	50	75	100
Normal Delivery Coverage	15K	25K	30K				50K
Caesarean Delivery Coverage	20K	40K	50K				1 Lakh

Wellness Points	Discount in Premiums
200 to 350	2%
351 to 600	5%
601 to 750	7%
751 to 1000	10%