Comprehensive protection against cancer and to existing canc ...Read More
Comprehensive protection against cancer and to existing cancer patients, including Stage 1 and Stage 2. ...Read Less
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Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
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Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on Nov 17, 2025 4 min read
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer Care Gold was launched on October 24, 2017, as a pilot health insurance project and since then it has offered a groundbreaking service to the customers. The plan provides comprehensive protection against cancer and goes beyond conventional health insurance by extending coverage to existing cancer patients, including Stage 1 and Stage 2. It also offers financial protection in case of cancer recurrence, metastasis or development of a second malignancy. The plan has many more features and benefits that are discussed below in the later sections.
The individual has to fulfil the following eligibility criteria to buy the plan:
| Criteria | Specifications |
|---|---|
| Sum Insured | INR 3 Lakh & 5 Lakh |
| Age | MIn: 5 Months Max: 65 Years |
| Coverage Type | Individual |
| Medical Condition Covered | Individuals diagnosed with Stage 1 or Stage 2 cancer |
| Policy Tenure | 1 Year |
| Medical CheckUp | Not Required |
| Initial Waiting Period | 30 Days |
| Specific Illness Waiting Period | 24 Months |
| Co-Payment | 10% for people above 60 years |
| Pre-existing Waiting Period | 48 Months |
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Read more specifications in the brochure.
The plan has many features that make it special and they are mentioned below:
Star Health Insurance Plan Detailed Review
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
The plan covers the following:
The plan provides a lump sum cover in the event of cancer metastasis, recurrence or the development of a second malignancy, providing financial support during challenging times.
Coverage Distribution Table
| Section | Sum Insured (Rs) | Sum Insured (Rs) |
|---|---|---|
| Section 1- Lumpsum Benefit (When there is recurrence /metastasis and/or second cancer) |
1,50,000 | 2,50,000 |
| Section 2 - Indemnity Cover (Surgical and Interventional therapy) |
1,00,000 | 1,50,000 |
| Section 3 -Indemnity Cover (Non-Surgical and Non-Interventional Therapy) |
50,000 | 1,00,000 |
| Total | Rs 3,00,000 | Rs 5,00,000 |
The plan of co-payment of 10% above the age of 60.
The plan covers a specific illness such as heart disease, or urinary tract infections, with a waiting period of 24 months.
The policy provides coverage for:
Following are the expenses that are excluded under Star Cancer Care Gold:
The Star Cancer Care Gold Plan is a comprehensive insurance cover that prioritizes the well-being of cancer patients. It has unique benefits such as coverage of existing cancer patients, protection against second malignancies, no pre-acceptance medical test, cashless hospitalization and tax benefits. This plan also has many key features which ensure that the person can focus on their recovery without added stress.
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:
Group Health Insurance
Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star group health plans, insured individuals have the freedom to ch...
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Individual and Family Health Insurance
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
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Individual and Family Health Insurance
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
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Critical Illness Health Insurance
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
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Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
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Top Up and Super Top Up
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
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Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
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Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
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Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
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Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
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Individual and Family Health Insurance
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
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Critical Illness Health Insurance
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
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Individual and Family Health Insurance
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
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Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
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Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
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Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
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Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
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Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
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Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
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Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
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Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
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Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
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Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
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Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
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Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
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Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
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Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
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Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
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Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
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Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
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Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
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Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
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Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
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Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
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Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
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Senior Citizen Health Insurance
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
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Critical Illness Health Insurance
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
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PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
The waiting period for specific illnesses is 24 months.
No, non-allopathic treatments are excluded from the coverage of the Star Cancer Care Gold Insurance Plan.
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Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
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February 5, 2023
Asia/Kolkata
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