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Health insurance generally secures you for a lifetime, but you need to renew it after some time. It is an important task and has to be renewed every year or every two years as per your health plan. There are multiple benefits that you can avail upon completion of policy tenure.
The renewal process of Star Health Insurance is very easy, you can call them directly or visit their online website. We must tell you that if you follow Star Health Insurance’s online process, then you will get a lot of other benefits such as an online renewal discount, no-claim bonus, waiting period benefits, and continued coverage without any interruption.
The company offers multiple Star Health Insurance plans with policy tenures of 1, 2, and 3 years.
These are the steps you can follow when you are opting for an online renewal process.
Step 1: Visit Star Health Insurance Official Website
Type Star Health on your mobile/desktop internet browser and visit the official website of Star Health Insurance. Click on the ‘renewal’ tab that will lead you to the renewals section for your star health insurance policy.
Step 2: Provide Necessary Details
On reaching the star health renewal page, insured individuals are required to fill in their policy details like policy number and date of birth.
Step 3: Make Online Payment
On fulfilling all the details for your Star health policy renewal online, you are redirected toward the payment gateway wherein you can pay for your policy.
Step 4: Renewal Confirmation
Once the star health insurance online renewal is complete, insured individuals receive a renewal confirmation stating that their star health insurance policy is renewed.
For offline renewal of Star Health Insurance, you can visit the nearest branch of Star Health or you can call their toll-free number and they will guide you step-by-step.
PolicyX is one of the renowned aggregators and advisers for your insurance. You can get in touch with us for any health insurance, term insurance, or life insurance inquiries.
To renew your Star Health Insurance policy you can call our experts on the toll-free number 1800-4200-269 or mail us at helpdesk@policyx.com and our expert advisors will take you through the entire renewal process.
You will get loads of benefits if you choose the online renewal process of Star Health Insurance. To know more in-depth, take a look at the details below.
Your coverage for health insurance will be uninterrupted if you choose Star Health Insurance online renewal. By renewing the policy, insured individuals do not need to worry about the discontinuation of their medical care facilities.
Every health insurance policy comes with a waiting period clause of 2-24 months for several illnesses like thyroid, diabetes, etc. With Star health insurance renewal you can skip all the waiting period clauses and continue to the policy coverage.
When renewing the Star health insurance policy you can make changes as per your current need. Policy renewal is the best opportunity to enhance your policy, add or remove members, opt for higher plan coverage, and much more.
When you renew your policy without a claim, then you will get a no-claim bonus benefit. The SI in no-claim bonus might range from 5% to 100%.
By availing of the Star Health policy renewal online facility ensures that you are assured of tax benefits as per the income tax laws of India. All the premiums paid towards Star health insurance policy will be eligible for tax benefits.
If you do not renew your policy on time, then it might get lapsed. To avoid policy lapsation you need to do the following:
To avoid policy lapsation, the health insurance company provides extended time to renew the policy. This time is called the grace period. Star health insurance provides a 30-day grace period to maintain the continuity of the health plan.
Although, you cannot claim during this period, but your benefits will be secured and you avail of them after paying the premium.
As per IRDAI, every policyholder has the right to port their policy. But porting has a lot of drawbacks. Let us have a look at each of them for your advantage:
To port your health insurance you need to get in touch with the new health insurer. You have to do this step at least 45-60 days before the premium renewal date of the existing policy.
You have to fill out a proposal form with your request for portability and need to submit the previous policy details.
Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.
Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal
You will lose all the benefits that you were getting from the previous policy.
If you are not happy with your existing policy then you can opt for portability. However, in this porting process, you might lose all the benefits of the existing policy. So, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely. Policy renewal is always the best option to avail of the adjoining benefits for longer terms.
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Star Health Insurance Renewal
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:
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Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
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Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
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Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
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Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
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Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
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Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
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Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
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Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
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Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
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Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
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Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
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Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
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Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
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Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
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Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
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Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
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Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
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Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
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Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
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Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
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Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
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Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
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Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
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Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
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Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
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Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
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Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
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Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
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Top Up and Super Top Up
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
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Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
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Critical Illness Health Insurance
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
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Individual and Family Health Insurance
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
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Individual and Family Health Insurance
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
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Yes, you can switch to a different health insurance provider before the renewal period.
Yes, you can change the insurance policy while renewing it. You can change the coverage, add or remove dependents, and make any necessary modifications.
You can renew your Star Health Insurance policy renewal online through their website or mobile app. You can also renew it offline by visiting the nearest Star Health Insurance branch. To make things easier for yourself, you can visit/call us at PolicyX for assistance.
You only need a policy number, identification proof, and the premium payment to renew your Star health policy renewal.
You can renew the policy during the grace period. And if you miss that as well then your policy might lapse.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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February 5, 2023
Asia/Kolkata
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