Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 2 CR
No. of Plans
24
Solvency Ratio
2.0
Pan India Presence
850+
Health insurance generally secures you for a lifetime, but you need to renew it after some time. It is an important task and has to be renewed every year or every two years as per your health plan. There are multiple benefits that you can avail upon completion of policy tenure.
The renewal process of Star Health Insurance is very easy, you can call them directly or visit their online website. We must tell you that if you follow Star Health Insurance's online process, then you will get a lot of other benefits such as an online renewal discount, no-claim bonus, waiting period benefits, and continued coverage without any interruption.
The company offers multiple Star Health Insurance plans with policy tenures of 1, 2, and 3 years.
These are the steps you can follow when you are opting for an online renewal process.
Step 1: Visit Star Health Insurance Official Website
Type https://www.starhealth.in/ on your mobile/desktop internet browser and visit the official website of Star Health Insurance. Click on the ‘renewal’ tab that will lead you to the renewals section for your star health insurance policy.
Step 2: Provide Necessary Details
On reaching the star health renewal page, insured individuals are required to fill in their policy details like policy number and date of birth.
Step 3: Make Online Payment
On fulfilling all the details for your Star health policy renewal online, you are redirected toward the payment gateway wherein you can pay for your policy.
Step 4: Renewal Confirmation
Once the star health insurance online renewal is complete, insured individuals receive a renewal confirmation stating that their star health insurance policy is renewed.
For offline renewal of Star Health Insurance, you can visit the nearest branch of Star Health or you can call their toll-free number and they will guide you step-by-step.
PolicyX is one of the renowned aggregators and advisers for your insurance. You can get in touch with us for any health insurance, term insurance, or life insurance inquiries.
To renew your Star Health Insurance policy you can call our experts on the toll-free number 1800-4200-269 or mail us at helpdesk@policyx.com and our expert advisors will take you through the entire renewal process.
You will get loads of benefits if you choose the online renewal process of Star Health Insurance. To know more in-depth, take a look at the details below.
Your coverage for health insurance will be uninterrupted if you choose Star Health Insurance online renewal. By renewing the policy, insured individuals do not need to worry about the discontinuation of their medical care facilities.
Every health insurance policy comes with a waiting period clause of 2-24 months for several illnesses like thyroid, diabetes, etc. With Star health insurance renewal you can skip all the waiting period clauses and continue to the policy coverage.
When renewing the Star health insurance policy you can make changes as per your current need. Policy renewal is the best opportunity to enhance your policy, add or remove members, opt for higher plan coverage, and much more.
When you renew your policy without a claim, then you will get a no-claim bonus benefit. The SI in no-claim bonus might range from 5% to 100%.
By availing of the Star Health policy renewal online facility ensures that you are assured of tax benefits as per the income tax laws of India. All the premiums paid towards Star health insurance policy will be eligible for tax benefits.
If you do not renew your policy on time, then it might get lapsed. To avoid policy lapsation you need to do the following:
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To avoid policy lapsation, the health insurance company provides extended time to renew the policy. This time is called the grace period. Star health insurance provides a 30-day grace period to maintain the continuity of the health plan.
Although, you cannot claim during this period, but your benefits will be secured and you avail of them after paying the premium.
As per IRDAI, every policyholder has the right to port their policy. But porting has a lot of drawbacks. Let us have a look at each of them for your advantage:
To port your health insurance you need to get in touch with the new health insurer. You have to do this step at least 45-60 days before the premium renewal date of the existing policy.
You have to fill out a proposal form with your request for portability and need to submit the previous policy details.
Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.
Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal
You will lose all the benefits that you were getting from the previous policy.
If you are not happy with your existing policy then you can opt for portability. However, in this porting process, you might lose all the benefits of the existing policy. So, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely. Policy renewal is always the best option to avail of the adjoining benefits for longer terms.
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to explore more:
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Protection Plan
This plan is designed to enhance your base health policy’s sum insured to provide maximum coverage for room rent, modern treatment, etc.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Individual Plan
A unique health plan for individuals above the age of 50 years with no upper age entry limit. The plan comes with a high SI.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Critical Illness
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Care Policy
A unique plan designed for cardiac care with a wide range of sum-insured options and flexible payment options
Unique Features
Affordable Plan
It is designed to care for your incidental expenses such as travel, food, etc. that are not covered under your Health Insurance Policy in the event of Hospitalization.
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Individual Plan
An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.
Unique Features
Individual Plan
An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.
Unique Features
Individual Plan
An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.
Unique Features
Individual Plan
Special Care Gold is a special product tailored specifically for individuals with disabilities and those who are HIV/AIDS positive.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
Accident Plan
A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.
Unique Features
Individual Plan
A specified plan for Type 1 or Type 2 Diabetes with flexible plan options. Offers automatic sum restoration with accident cover.
Unique Features
Platinum Plan
A cancer oriented policy which offers all-round protection and covers the high medical bills of the disease.
Unique Features
Critical Plan
A critical illness policy providing lump sum benefit on diagnosis of Critical illnesses related to Cancer, Heart, Brain & Nervous System, and Major Organs.
Unique Features
Critical Plan
A truly smart health plan launched by Star Health Insurance offering tailored healthcare solutions with a high sum insured of up to INR 1 crore.
Unique Features
Protection Plan
Star Extra Protect is an add-on Cover that enhances the limits of existing covers in addition to offering new features to the base policy
Unique Features
Yes, you can switch to a different health insurance provider before the renewal period.
Yes, you can change the insurance policy while renewing it. You can change the coverage, add or remove dependents, and make any necessary modifications.
You can renew your Star Health Insurance policy renewal online through their website or mobile app. You can also renew it offline by visiting the nearest Star Health Insurance branch. To make things easier for yourself, you can visit/call us at PolicyX for assistance.
You only need a policy number, identification proof, and the premium payment to renew your Star health policy renewal.
You can renew the policy during the grace period. And if you miss that as well then your policy might lapse.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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