Renewal of Star Health Insurance
  • Renew your Star Policy online
  • Get uninterrupted coverage
  • Tips to renew your policy online
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Network hospitals

14000+

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Claim settlement ratio

99.06%

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Sum insured

2 CR

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No. of Plans

21

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Solvency Ratio

1.7

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Pan India Presence

815

Customized Health Insurance Plan for you.

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Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

14000+

premium

Claim settlement ratio

99.06%

premium

Sum insured

2 CR

premium

No. of Plans

21

premium

Solvency Ratio

1.7

premium

Pan India Presence

815

Star Health Insurance Renewal

Star Health Insurance company began its journey in 2006 as a standalone Health Insurance provider. Since then, the company has introduced a wide range of Health Insurance plans that cater to different healthcare needs.

The company offers an easy procedure, allowing its customers to experience a hassle-free Star Health Renewal process.

This article talks about online star health renewal in detail.

Health Insurance Renewal Companies

Benefits of Renewing Your Star Health Insurance Policy

Take a look at the below mentioned benefits that one can avail from online Star Health Renewal.

  1. Uninterrupted Cover:

    By renewing your health policy on time, you ensure that you and your family have access to hassle free coverage against unannounced medical emergencies.

  2. No Waiting Periods:

    With every Health Insurance policy comes a waiting period clause of 24-26 months for specific illnesses like cataract, thyroid-related diseases, ENT, etc.

    Timely renewal of your Health Insurance policy will ensure that post successful completion of the specific time frame, you will be eligible to enjoy the coverage against specific diseases/ illnesses.

  3. Provides Flexibility:

    Renewing your policy helps you to customize your plan as per your needs. You can add or remove a family member, or if required, upgrade the policy terms depending on the requirements and opt for the rider options, if available.

  4. No Claim Bonus Reward:

    Most Health Insurance companies, including Star Health Insurance, offer No Claim Bonuses. Star Health Insurance allows an insured to avail upto 50% of the basic sum insured for every claim-free year up to a maximum of 100%.

    Not renewing your health policy on time will result in losing this bonus that you have accumulated till date.

Check Health Insurance Premium

Check Health Insurance Premium

How Can I Renew My Star Health Policy?

Star Health Insurance company allows the policyholder to renew the policy via many platforms. Read along to explore the best-suited way for your policy renewal:

  • Visit the official website of Star Health Insurance.
  • Select "Renewals" from the top bar menu.
  • On the next page, fill in your policy details and Date of Birth.
  • Once done, the page will show you the amount that you need to pay. You can further customize your plan as per your needs.
  • Once you are done with Star Health Renewal payment, your policy details will be sent to your registered e-mail address.

Offline Procedure

If you are unable to renew your policy online, you can visit the nearest branch and renew your policy from there.

Note:You can get in touch with our experts at PolicyX.com, who would assist you to get your Online star health renewal completed.

Health Insurance Companies

What Will Happen if I Do Not Renew My Health Insurance on Time?

As it is said, renewing your Health Policy on time can offer several benefits to the policyholders. It is always recommended to pay your insurance premiums on time to avoid a financial crunch at the time of a medical emergency.

One has the option to renew their policy before the renewal date, or during the grace period.

If you do not renew your policy during the grace period, you have to buy a new policy and follow all the formalities and clauses once again.

How To Avoid Health Insurance Policy Lapsation?

  • Keep track of your renewal dates
  • Avail the facility of reminders through e-mail or SMS
  • Pay using Auto Debit

What is the Grace Period?

In situations where the policyholder fails to pay their Health Insurance premium on time, they still have a chance to pay the pending premiums within the grace period of 30 days to maintain continuity of benefits without any breaks.

However, during this period, one cannot avail of any coverage during the grace period but can secure the benefits that he/she has availed in the past policy year.

What is Porting? And is it better than Renewing?

As per IRDAI, every policyholder has the right of portability, provided that they have maintained the previous policy without any break. One can opt for portability if he/she is not happy with the current insurer's services such as the claim settlement process, or doesn’t offer coverage or features which are being offered in another company’s product.

To port your policy follow the below steps:

  1. Approach the new Health Insurer

    Get in touch with the new Health Insurer at least 45-60 days before the premium renewal date of the existing policy.

  2. Fill the Proposal Form

    You have to fill a proposal form with your request of portability and need to submit the previous policy details.

  3. Document Verification

    Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.

  4. Final Decision

    Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal

Note: Always keep in mind that porting your health insurance policy will end all the benefits you have gained until now such as No Claim Bonus, end of the waiting period, etc.

Therefore, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely.

Know More About: Health Insurance Portability

Tips for Star Health Policy Online Renewal

  • Renew before the due date to enjoy the uninterrupted benefits.
  • Review your current health requirements, and then renew after reviewing your current health requirements.
  • Check the current Terms & Conditions of your company.

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What Our Customers Have to Say

Customer Review Image

Durgesh Kumar

Jaipur

March 25, 2023

Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...

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Ajay Kapoor

Delhi

March 24, 2023

Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...

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Ranjan Kumar Verma

Patna

March 5, 2023

मैने 2016 में PolicyX.Com से Health Insurance Online Purchase किया था। अभी 2021 से मैं STAR HEALTH का Policy continue किया हूँ...

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Tarun

Ludhiana

February 21, 2023

I got payment with in 3 working days. I am glad how Vomitha ma am who s the executive, listen me carefully and release the payment directly to my account. Thanks Acko

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sandeep singh

Chandigarh

January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

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Poonam Sinha

Surat

December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

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Anita srivastava

Delhi

December 9, 2022

Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.

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Nishant

Lukhnow

December 9, 2022

Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.