Renewal of Star Health Insurance
- Renew your Star Policy online
- Get uninterrupted coverage
- Tips to renew your policy online
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on May 12, 2025 4 min read
Health insurance generally secures you for a lifetime, but you need to renew it after some time. It is an important task and has to be renewed every year or every two years as per your health plan. There are multiple benefits that you can avail upon completion of policy tenure.
The renewal process of Star Health Insurance is very easy, you can call them directly or visit their online website. We must tell you that if you follow Star Health Insurance’s online process, then you will get a lot of other benefits such as an online renewal discount, no-claim bonus, waiting period benefits, and continued coverage without any interruption.
The company offers multiple Star Health Insurance plans with policy tenures of 1, 2, and 3 years.
These are the steps you can follow when you are opting for an online renewal process.
Step 1: Visit Star Health Insurance Official Website
Type Star Health on your mobile/desktop internet browser and visit the official website of Star Health Insurance. Click on the ‘renewal’ tab that will lead you to the renewals section for your star health insurance policy.
Step 2: Provide Necessary Details
On reaching the star health renewal page, insured individuals are required to fill in their policy details like policy number and date of birth.
Step 3: Make Online Payment
On fulfilling all the details for your Star health policy renewal online, you are redirected toward the payment gateway wherein you can pay for your policy.
Step 4: Renewal Confirmation
Once the star health insurance online renewal is complete, insured individuals receive a renewal confirmation stating that their star health insurance policy is renewed.
For offline renewal of Star Health Insurance, you can visit the nearest branch of Star Health or you can call their toll-free number and they will guide you step-by-step.
PolicyX is one of the renowned aggregators and advisers for your insurance. You can get in touch with us for any health insurance, term insurance, or life insurance inquiries.
To renew your Star Health Insurance policy you can call our experts on the toll-free number 1800-4200-269 or mail us at helpdesk@policyx.com and our expert advisors will take you through the entire renewal process.
You will get loads of benefits if you choose the online renewal process of Star Health Insurance. To know more in-depth, take a look at the details below.
Your coverage for health insurance will be uninterrupted if you choose Star Health Insurance online renewal. By renewing the policy, insured individuals do not need to worry about the discontinuation of their medical care facilities.
Every health insurance policy comes with a waiting period clause of 2-24 months for several illnesses like thyroid, diabetes, etc. With Star health insurance renewal you can skip all the waiting period clauses and continue to the policy coverage.
When renewing the Star health insurance policy you can make changes as per your current need. Policy renewal is the best opportunity to enhance your policy, add or remove members, opt for higher plan coverage, and much more.
When you renew your policy without a claim, then you will get a no-claim bonus benefit. The SI in no-claim bonus might range from 5% to 100%.
By availing of the Star Health policy renewal online facility ensures that you are assured of tax benefits as per the income tax laws of India. All the premiums paid towards Star health insurance policy will be eligible for tax benefits.
If you do not renew your policy on time, then it might get lapsed. To avoid policy lapsation you need to do the following:
To avoid policy lapsation, the health insurance company provides extended time to renew the policy. This time is called the grace period. Star health insurance provides a 30-day grace period to maintain the continuity of the health plan.
Although, you cannot claim during this period, but your benefits will be secured and you avail of them after paying the premium.
As per IRDAI, every policyholder has the right to port their policy. But porting has a lot of drawbacks. Let us have a look at each of them for your advantage:
To port your health insurance you need to get in touch with the new health insurer. You have to do this step at least 45-60 days before the premium renewal date of the existing policy.
You have to fill out a proposal form with your request for portability and need to submit the previous policy details.
Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.
Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal
You will lose all the benefits that you were getting from the previous policy.
If you are not happy with your existing policy then you can opt for portability. However, in this porting process, you might lose all the benefits of the existing policy. So, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely. Policy renewal is always the best option to avail of the adjoining benefits for longer terms.
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Star Health Insurance Renewal
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:
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Know More About Health Insurance Companies
Yes, you can switch to a different health insurance provider before the renewal period.
Yes, you can change the insurance policy while renewing it. You can change the coverage, add or remove dependents, and make any necessary modifications.
You can renew your Star Health Insurance policy renewal online through their website or mobile app. You can also renew it offline by visiting the nearest Star Health Insurance branch. To make things easier for yourself, you can visit/call us at PolicyX for assistance.
You only need a policy number, identification proof, and the premium payment to renew your Star health policy renewal.
You can renew the policy during the grace period. And if you miss that as well then your policy might lapse.
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Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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