Renewal of Star Health Insurance
  • Renew your Star Policy online
  • Get uninterrupted coverage
  • Tips to renew your policy online
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Renewal of Star Health Insurance

Star Health Insurance company began its journey in 2006 as a standalone Health Insurance provider. Since then, the company has introduced a wide range of Health Insurance plans that cater to different healthcare needs.

The company offers an easy procedure, allowing its customers to experience a hassle-free Star Health Renewal process.

This article talks about online star health renewal in detail.

Benefits of Renewing Your Star Health Insurance Policy

Take a look at the below mentioned benefits that one can avail from online Star Health Renewal.

  1. Uninterrupted Cover:

    By renewing your health policy on time, you ensure that you and your family have access to hassle free coverage against unannounced medical emergencies.

  2. No Waiting Periods:

    With every Health Insurance policy comes a waiting period clause of 24-26 months for specific illnesses like cataract, thyroid-related diseases, ENT, etc.

    Timely renewal of your Health Insurance policy will ensure that post successful completion of the specific time frame, you will be eligible to enjoy the coverage against specific diseases/ illnesses.

  3. Provides Flexibility:

    Renewing your policy helps you to customize your plan as per your needs. You can add or remove a family member, or if required, upgrade the policy terms depending on the requirements and opt for the rider options, if available.

  4. No Claim Bonus Reward:

    Most Health Insurance companies, including Star Health Insurance, offer No Claim Bonuses. Star Health Insurance allows an insured to avail upto 50% of the basic sum insured for every claim-free year up to a maximum of 100%.

    Not renewing your health policy on time will result in losing this bonus that you have accumulated till date.

Check Health Insurance Premium
Check Health Insurance Premium

How Can I Renew My Star Health Policy?

Star Health Insurance company allows the policyholder to renew the policy via many platforms. Read along to explore the best-suited way for your policy renewal:

  • Visit the official website of Star Health Insurance.
  • Select "Renewals" from the top bar menu.
  • On the next page, fill in your policy details and Date of Birth.
  • Once done, the page will show you the amount that you need to pay. You can further customize your plan as per your needs.
  • Once you are done with Star Health Renewal payment, your policy details will be sent to your registered e-mail address.

Offline Procedure

If you are unable to renew your policy online, you can visit the nearest branch and renew your policy from there.

Note:You can get in touch with our experts at PolicyX.com, who would assist you to get your Online star health renewal completed.

What Will Happen if I Do Not Renew My Health Insurance on Time?

As it is said, renewing your Health Policy on time can offer several benefits to the policyholders. It is always recommended to pay your insurance premiums on time to avoid a financial crunch at the time of a medical emergency.

One has the option to renew their policy before the renewal date, or during the grace period.

If you do not renew your policy during the grace period, you have to buy a new policy and follow all the formalities and clauses once again.

How To Avoid Health Insurance Policy Lapsation?

  • Keep track of your renewal dates
  • Avail the facility of reminders through e-mail or SMS
  • Pay using Auto Debit
Health is wealth
Health is wealth

What is the Grace Period?

In situations where the policyholder fails to pay their Health Insurance premium on time, they still have a chance to pay the pending premiums within the grace period of 30 days to maintain continuity of benefits without any breaks.

However, during this period, one cannot avail of any coverage during the grace period but can secure the benefits that he/she has availed in the past policy year.

What is Porting? And is it better than Renewing?

As per IRDAI, every policyholder has the right of portability, provided that they have maintained the previous policy without any break. One can opt for portability if he/she is not happy with the current insurer's services such as the claim settlement process, or doesn’t offer coverage or features which are being offered in another company’s product.

To port your policy follow the below steps:

  1. Approach the new Health Insurer

    Get in touch with the new Health Insurer at least 45-60 days before the premium renewal date of the existing policy.

  2. Fill the Proposal Form

    You have to fill a proposal form with your request of portability and need to submit the previous policy details.

  3. Document Verification

    Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.

  4. Final Decision

    Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal

Note: Always keep in mind that porting your health insurance policy will end all the benefits you have gained until now such as No Claim Bonus, end of the waiting period, etc.

Therefore, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely.

Know More About: Health Insurance Portability

Tips for Star Health Policy Online Renewal

  • Renew before the due date to enjoy the uninterrupted benefits.
  • Review your current health requirements, and then renew after reviewing your current health requirements.
  • Check the current Terms & Conditions of your company.

Find Out What the Customers Are Saying

(Showing latest 5 reviews only)

- 4.5/5 (1214 Total Rating)

March 25, 2022

jasvinder singh

Delhi

very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.

March 14, 2022

samarth wadhwa

Guwahati

Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even for my extended family.

March 14, 2022

nimrat sondhi

Ludhiana

my father is a single parent. The way he has taken care of me during my childhood, I wanted to support him after my marriage so that he is never alone, especially during medical emergencies. I trust this company completely as they have taken care of my father s medical bills so i recommend them

March 14, 2022

kuljeet singh

Chandigarh

very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.

March 14, 2022

simaranjeet kaur

Jalandhar

My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.

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