Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Star Health online renewal is an important task for insured individuals before the policy expires so as to continue all the benefits offered under your Star Health insurance plan. There are multiple benefits that you can avail on completion of star health policy renewal online like availing renewal discounts, no-claim bonuses, waiting period benefits, and continued coverage without interruption. There are multiple-star health insurance plans offered by the insurer with policy tenures of 1/2/3 years. To understand Star Health Policy Renewal Online read the article below
Insured individuals can avail of offline and online renewals. Follow the steps mentioned below for star health policy renewal.
Step 1: Visit Star Health Insurance Official Website
Type https://www.starhealth.in/ on your mobile/desktop internet browser and visit the official website of Star Health Insurance. Click on the ‘renewal’ tab that will lead you to the renewals section for your star health insurance policy.
Step 2: Provide Necessary Details
On reaching the star health renewal page, insured individuals are required to fill in their policy details like policy number and date of birth.
Step 3: Make Online Payment
On fulfilling all the details for your Star health policy renewal online, you are redirected toward the payment gateway wherein you can pay for your policy.
Step 4: Renewal Confirmation
Once the star health insurance online renewal is complete, insured individuals receive a renewal confirmation stating that their star health insurance policy is renewed.
Star Health Insurance company allows the policyholder to renew the policy via many platforms. Read along to explore the best-suited way for your policy renewal:
Offline Procedure
If you are unable to renew your policy online, you can visit the nearest branch and renew your policy from there.
Note: You can get in touch with our experts at PolicyX.com, who would assist you to get your Online star health renewal completed.
Take a look at the below mentioned benefits that one can avail from online Star Health Renewal.
Star Health Policy Renewal Online ensures uninterrupted benefits of your star health insurance policy. By renewing the policy, insured individuals do not need to worry about the discontinuation of their medical care facilities.
With every Health Insurance policy comes a waiting period clause of 24-26 months for specific illnesses like cataracts, thyroid-related diseases, ENT, etc.
Star Health Online Renewal will provide you the liberty to skip all the policy waiting periods and continue the policy coverage.
Star Health Online Renewal of your policy helps you to customize your plan as per your needs.You can avail of the option of adding or removing a family member, including additional optional coverage in your plan, or even increasing or decreasing the policy term.
Star Health Insurance Policy Renewal offers insured individuals to avail a no-claim bonus benefit at the time of renewal that can range from 5% to 100% of SI. Star Health online renewal will ensure that you don’t miss out on this particular benefit.
By availing of the star health policy renewal online facility insured individuals are assured of tax benefits as per the Income Tax Laws of India. All the premiums paid towards Star Health Insurance Policy will be eligible for tax benefits.
As it is said, renewing your Health Policy on time can offer several benefits to the policyholders. It is always recommended to pay your insurance premiums on time to avoid a financial crunch at the time of a medical emergency.
One has the option to renew their policy before the renewal date, or during the grace period.
If you do not renew your policy during the grace period, you have to buy a new policy and follow all the formalities and clauses once again.
In situations where the policyholder fails to pay their Health Insurance premium on time, they still have a chance to pay the pending premiums within the grace period of 30 days to maintain continuity of benefits without any breaks.
However, during this period, one cannot avail of any coverage during the grace period but can secure the benefits that he/she has availed in the past policy year.
As per IRDAI, every policyholder has the right of portability, provided that they have maintained the previous policy without any break. One can opt for portability if he/she is not happy with the current insurer's services such as the claim settlement process, or doesn’t offer coverage or features which are being offered in another company’s product.
To port your policy follow the below steps:
Get in touch with the new Health Insurer at least 45-60 days before the premium renewal date of the existing policy.
You have to fill a proposal form with your request of portability and need to submit the previous policy details.
Once the company receives your request, they will verify your details with your existing insurer and check your health history and claim status.
Based on the information received and the underwriting guidelines, your new health insurer can either accept or reject your proposal
Note: Always keep in mind that porting your health insurance policy will end all the benefits you have gained until now such as No Claim Bonus, end of the waiting period, etc.
Therefore, before porting your health insurance policy, check the new insurer’s terms and conditions, and choose wisely.
Know More About: Health Insurance Portability