Star Special Care Plan

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Star Health Special Care?

Under Star Health Special Care Plan, the room rent is covered up to Rs.5,000/- per day and for Shared Accommodation, the insured person shall be paid an amount of Rs.500/- per day subject to a maximum of Rs.2,000/- per hospitalization and Rs.10,000/- per policy period.

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under Star Health Special Care?

Under the Star Health Special Care Plan, ICU charges are not covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Health Special Care?

Under the Star Health Special Care Plan medical expenses incurred during pre-hospitalization are not covered.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Health Special Care?

Under Star Health Special Care Plan, medical expenses incurred during post-hospitalization are covered up to a sum equivalent to 7% of the hospitalization expenses or actuals incurred up to 60 days after discharge from the hospital.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Star Health Special Care?

Under Star Health Special Care, domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Health Special Care?

Under Star Health Special Care Plan daycare procedures are covered.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Star Health Special Care?

Star Health Special Care does not cover OPD charges.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under Star Health Special Care?

COVID-19 treatment is not covered by Star Health Special Care Plan.

A common eye condition in which your vision gets blurred.

Coverage status under Star Health Special Care?

Star Health Special Care Plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Health Special Care?

The no-claim Bonus is not available under Star Health Special Care.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Star Health Special Care?

Under Star Health Special Care automatic restoration is not available.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Star Health Special Care?

The daily hospital cash is not available under Star Health Special Care.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Health Special Care?

Under Star Health Special Care, organ donor expenses are not covered.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Star Health Special Care?

Under the Star Health Special Care Plan maternity expenses are not covered.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Star Health Special Care?

Not Covered Under Star Health Special Care.

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Star Health Special Care?

Under Star Health Special Care modern treatments are covered up to SI.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Star Health Special Care?

Under Star Health Special Care Plan, Ambulance expenses are covered up to a maximum of Rs.1500/- per policy period.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star Health Special Care?

Under Star Health Special Care Plan, Air Ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Star Health Special Care?

Under the Star Health Special Care compassionate plan is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Health Special Care?

Under Star Health Special Care Global coverage is not available.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Health Special Care?

Under Star Health Special Care, e-consultation is not covered.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Star Health Special Care?

Under Star Health Special Care, a health checkup is not covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Star Health Special Care?

Under Star Health Special Care second medical opinion is not covered.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Star Health Special Care?

Under the Star Health Special Care Plan, vaccination expenses are not covered.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Health Special Care?

Co-pay of 20% of each and every claim amount for fresh as well as renewal policies applicable under Star Health Special Care.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under Star Health Special Care?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Star health special care is an indemnity plan providing medical covers such as room rent, shared accommodation, ambulance cover, and more for children and individuals suffering from autism.

Individuals opting for Star special care policy do not require to undergo any pre-insurance medical screening making it a hassle-free process to acquire health insurance.

Under Star health special care insured lives can avail of benefits such as Behavioral Therapy, Physiotherapy, Occupational Therapy, and Speech Therapy facilitating the overall development of the insured life.

Star health special care covers expenses incurred for listed specific illnesses under Star health special care such as Diseases of the anterior and posterior chamber of the Eye, Diseases of ENT, Gall bladder and Pancreatic diseases and more.