Star Health Accident Care Policy

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy Plan, the room rent is not covered.

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under Star Health Accident Care Policy?

Under the Star Health Accident Care Policy Plan, ICU charges are not covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Health Accident Care Policy?

Under the Star Health Accident Care Policy Plan medical expenses incurred during pre-hospitalization are not covered.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy Plan, medical expenses incurred during pre-hospitalization are not covered.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy, domiciliary hospitalization is covered up to Rs 500/- for each completed day to a maximum of 15 days per occurrence and 60 days per policy period.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy Plan daycare procedures are not covered.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Star Health Accident Care Policy?

Star Health Accident Care Policy does not cover OPD charges.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under Star Health Accident Care Policy?

COVID-19 treatment is not covered by Star Health Accident Care Policy Plan.

A common eye condition in which your vision gets blurred.

Coverage status under Star Health Accident Care Policy?

Star Health Accident Care Policy Plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Health Accident Care Policy?

The cumulative Bonus is available under Star Health Accident Care Policy up to a maximum of 50% of Sum Insured.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy automatic restoration is not available.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Star Health Accident Care Policy?

The daily hospital cash is available, Rs 1000/- for each completed day of Hospitalization up to a maximum of 60 days per policy period under all Star Health Accident Care Policy plan.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy, organ donor expenses are not covered.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Star Health Accident Care Policy?

Under the Star Health Accident Care Policy Plan maternity expenses are not covered.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Star Health Accident Care Policy?

Not Covered Under Star Health Accident Care Policy.

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy modern treatments are not covered.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy Plan, Ambulance expenses are covered up to a maximum of Rs. 5,000/- Per policy period.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under National Arogya Sanjeevani Plan?

Under Star Health Accident Care Policy Plan, Air Ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Star Health Accident Care Policy?

Under the Star Health Accident Care Policy compassionate plan is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy Global coverage is not available.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy, e-consultation is not covered.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy, a health checkup is not covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Star Health Accident Care Policy?

Under Star Health Accident Care Policy second medical opinion is not covered.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Star Health Accident Care Policy?

Under the Star Health Accident Care Policy Plan, vaccination expenses are not covered.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Health Accident Care Policy?

Not Applicable under Star Health Accident Care Policy.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under Star Health Accident Care Policy?

Not Applicable under Star Health Accident Care Policy.

Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Family discount of up to 10% is available if two or more family members are covered under the same policy along with 5% online discount if policy is purchased from the official website of Star Health Insurance.

Star Health Accident Care Policy advantage wherein Rs 500/- per day is provided to a maximum of 60 days per policy period for home care post discharge of an insured individual.

Star Health Accident Care Policy offers educational grand to children in case of a permanent disability or accidental death of the insured life. A maximum of INR 10,000 is offered per child, up to two dependent children.